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Millions of Aussies set for power bill relief

Millions of Aussies are set for some financial relief, with electricity costs set to drop by up to 7 per cent in the coming months. The Australian Energy Regulator (AER) and Victoria's Essential Services Commission (ESC) both released their draft default market offers - the maximum energy retailers are allowed to charge customers - for the 2024-25 financial year. Under the AER draft, residents in Sydney, Newcastle and the Hunter on the default offer will pay between 3 and 3.4 per cent less for electricity starting from July 1. The biggest drop is set for Victoria, with the ESC proposing a 6.4 per cent decrease. Those in Western Sydney, the Illawarra, and South Coast, will see their electricity bills decrease by 1.9 to 7.1 per cent. South Australians will receive a drop between 0.5 and 2.5 per cent. A number of small business customers will also benefit from lower power bill costs with 9.7 per cent for Sydney, Newcastle and the Hunter; 4.4 per cent for Western Sydney and the South Coast; 0.3 per cent for South-East Queensland; 8.2 per cent for South Australia; and 7 per cent for Victoria. Energy Minister Chris Bowen welcomed the news of lower power bill costs, but acknowledged that it will continue to play a part in the cost of living challenges faced by many Australians. "This is encouraging news," he said. "Encouraging for those small businesses and families who will receive lower energy bills as a result. "But nobody should suggest that there aren't real cost of living pressures around the world and in Australia, and energy prices are of course part of that and will continue to be." Not everyone will see a drop, with customers in the rest of regional NSW to get a small increase of 0.9 per cent, while the default offer for South East Queensland will increase by up to 2.7 per cent. While not all households are on the default offer, Bowen said that the AER's decision will also affect those not on the offer. "This either impacts directly or indirectly your energy bill," he said. "Directly for those on the default market offer. For those who aren't on the direct market offer, indirectly - the energy companies have to benchmark themselves against this, tell their consumers how they compare to this, and it provides very real pressure on them to match it. "If they don't, consumers will know about it and will make choices accordingly. "It's partly about those on the default market offer, but it actually impacts on all our bills indirectly." AER chair Clare Savage said that the cost of living crisis was the main contributor for their draft decision. "We know that economic conditions have put pressure on many Australians and the increases in electricity prices over the last two years has made energy less affordable for many households," she said. "In light of this, the AER has, in this decision, placed increased weight on protecting consumers." The draft decision is not final, with both the AER and ESC to receive consultation and feedback from stakeholders before confirming their default market offers in May. Image: Getty

Money & Banking

"It was a relief": Rebecca Gibney opens up on mental health struggles

Rebecca Gibney has revealed what a "relief" it was to finally open up about the mental health struggles she faced from 14 to 30-years-old. The New Zealand actress, 58, said she spent a lot of that time "pretending" she was okay despite growing up around domestic violence, as her mother suffered from abuse in the hands of Gibney's late father, Austin. In an interview with Stellar on Saturday, the Packed to the Rafters star shared that she is "loving" how mental health is now being framed. “When I started talking about my mental health struggles and anxiety ... it was a relief,” she told the publication. “I could drop the mask of pretending that I was OK. What I’m loving seeing is that more and more people are now going, ‘I’m not OK’”. Gibney first opened up about her struggles in 2017, when she opened up about the abuse her mother faced and how she was “beaten so badly she had bruises for six months on her legs. “She’d always shut the doors ... you’d hear the yelling and the shouting and the slapping, but you’d never actually see it," she told Women's Day, at the time. After Gibney's father died in 1982, the actress began seeing a therapist, but was "on Valium and in a dark place for quite a while”. In her latest interview with Stellar, Gibney also added that more needed to be done to prevent domestic violence and help survivors. “We still don’t want to talk about it. We need to really drill down (and question), ‘Why is this happening?’ We need more education, more centres," she said. “We need people to be able to get the help they need.” Images: Instagram

Mind

"Immense relief": Death cap mushroom survivor released from hospital

Ian Wilkinson, the survivor of a suspected mushroom poisoning incident, has been discharged from Melbourne's Austin Hospital after spending two months in critical condition following a family gathering. Wilkinson, a Baptist pastor residing in the quaint South Gippsland town of Korrumburra, was among four individuals who fell seriously ill after consuming a beef Wellington dish suspected to have been contaminated with death cap mushrooms. Tragically, Wilkinson's wife, Heather, lost her life in the aftermath, as did Heather's sister, Gail Patterson, and her husband, Don. Ian managed to pull through, and his release from the hospital marked a significant milestone in his recovery. The Wilkinson family expressed their profound gratitude towards the hospital staff for their relentless dedication and exceptional care during this challenging period. "We are pleased to announce that Ian Wilkinson has made significant progress in his recovery and was released from Austin Hospital on Friday," the family said in a statement. "This milestone marks a moment of immense relief and gratitude for Ian and the entire Wilkinson family. "The Wilkinson family would like to extend their heartfelt thanks to the Leongatha, Dandenong and Austin Hospitals for their unwavering dedication and exceptional care that played a pivotal role in Ian's recovery. "The medical team's expertise and compassion have been a source of comfort and hope throughout this journey. "Additionally, the family is profoundly grateful for the outpouring of support, prayers, and well-wishes from the Korumburra community, church, friends, family, and colleagues. "This collective kindness has been a pillar of strength for Ian and the family, reinforcing the sense of unity and compassion that defines our community. "As Ian continues his journey towards full recovery, the Wilkinson family kindly requests that their privacy be respected." Meanwhile, the woman responsible for preparing the ill-fated meal, Erin Patterson, <a href="https://www.oversixty.com.au/finance/legal/details-of-erin-patterson-s-police-statement-around-fatal-mushroom-meal-revealed" target="_blank" rel="noopener">remains a suspect</a> as police homicide detectives continue their investigation into the three tragic deaths. She vehemently denies any wrongdoing. Image: Facebook

Caring

Women get far more migraines than men – a neurologist explains why, and what brings relief

<a href="https://theconversation.com/profiles/danielle-wilhour-1337610">Danielle Wilhour</a>, <a href="https://theconversation.com/institutions/university-of-colorado-anschutz-medical-campus-4838">University of Colorado Anschutz Medical Campus</a> A migraine is far <a href="https://americanmigrainefoundation.org/resource-library/what-is-migraine/">more than just a headache</a> – it’s a debilitating disorder of the nervous system. People who have migraines experience severe throbbing or pulsating pain, typically on one side of the head. The pain is often accompanied by nausea, vomiting and <a href="https://theconversation.com/migraine-sufferers-have-treatment-choices-a-neurologist-explains-options-beyond-just-pain-medication-181348">extreme sensitivity to light or sound</a>. An attack may last for hours or days, and to ease the suffering, some people spend time isolated in dark, quiet rooms. About 800 million people worldwide <a href="https://doi.org/10.1001/jama.2021.21857">get migraine headaches</a>; in the U.S. alone, <a href="https://americanmigrainefoundation.org/resource-library/what-is-migraine/">about 39 million</a>, or approximately 12% of the population, have them regularly. And most of these people are women. More than <a href="https://www.npr.org/sections/health-shots/2012/04/16/150525391/why-women-suffer-more-migraines-than-men">three times as many women</a> as compared to men get migraines. For women ages 18 to 49, migraine is the leading <a href="https://doi.org/10.1186/s10194-020-01208-0">cause of disability throughout the world</a>. What’s more, research shows that women’s migraines are <a href="https://doi.org/10.1007/s10072-020-04643-8">more frequent, more disabling and longer-lasting</a> than men’s. Women are more likely than men to <a href="https://doi.org/10.1007/s10072-015-2156-7">seek medical care and prescription drugs</a> for migraines. And women who have migraines <a href="https://doi.org/10.1186/s10194-021-01281-z">tend to have more mental health issues</a>, including anxiety and depression. <a href="https://som.cuanschutz.edu/Profiles/Faculty/Profile/29586">As a board-certified neurologist</a> who specializes in headache medicine, I find the gender differences in migraines to be fascinating. And some of the reasons why these differences exist may surprise you. <figure><iframe src="https://www.youtube.com/embed/lorXYK2OtAA?wmode=transparent&start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption>A variety of medications and therapies offer relief for migraines.</figcaption></figure> <h2>Migraines and hormones</h2> There are several factors behind why men and women experience migraine attacks differently. These include hormones, genetics, how certain genes are activated or deactivated – an <a href="https://www.psychologytoday.com/us/basics/epigenetics">area of study called epigenetics</a> – and the environment. All of these factors play a role in shaping the structure, function and adaptability of the brain when it comes to migraines. The hormones <a href="https://www.healthline.com/health/womens-health/estrogen-vs-progesterone#functions">estrogen and progesterone</a>, through different mechanisms, play a role in regulating many biological functions. They affect various chemicals in the brain and may contribute to <a href="https://doi.org/10.1093/brain/aws175">functional and structural differences</a> in specific brain regions that are involved in the development of migraines. Additionally, sex hormones can <a href="https://doi.org/10.1007/s10072-020-04643-8">quickly change the size of blood vessels</a>, which can predispose people to migraine attacks. During childhood, both boys and girls have an <a href="https://doi.org/10.1177/0333102409355601">equal chance of experiencing migraines</a>. It’s estimated that about <a href="https://www.ncbi.nlm.nih.gov/books/NBK557813/">10% of all children will have them</a> at some point. But when girls reach puberty, their likelihood of getting migraines increases. That’s due to the <a href="https://doi.org/10.3389/fmolb.2018.00073">fluctuating levels of sex hormones</a>, primarily <a href="https://www.hopkinsmedicine.org/health/conditions-and-diseases/estrogens-effects-on-the-female-body">estrogen</a>, associated with puberty – although other hormones, including <a href="https://my.clevelandclinic.org/health/body/24562-progesterone">progesterone</a>, may be involved too. Some girls have their first migraine around the time <a href="https://doi.org/10.1002/jnr.23903">of their first menstrual cycle</a>. But migraines are often most common and intense <a href="https://doi.org/10.1136%2Fbmj.39559.675891.AD">during a woman’s reproductive and child-bearing years</a>. Researchers estimate about 50% to 60% of women with migraines <a href="https://americanmigrainefoundation.org/resource-library/menstrual-migraine-treatment-and-prevention/">experience menstrual migraines</a>. These migraines typically occur in the days leading up to menstruation or during menstruation itself, when the <a href="https://doi.org/10.1007/s10194-012-0424-y">drop in estrogen levels can trigger migraines</a>. Menstrual migraines can be more severe and last longer than migraines at other times of the month. A class of medicines that came out in the 1990’s – <a href="https://www.healthline.com/health/triptan-migraine#side-effects">triptans</a> – are commonly used to treat migraines; certain triptans can be used specifically for menstrual migraines. Another category of medications, called <a href="https://my.clevelandclinic.org/health/drugs/11086-non-steroidal-anti-inflammatory-medicines-nsaids">nonsteroidal anti-inflammatory drugs</a>, have also been effective at lessening the discomfort and length of menstrual migraines. So can a variety of birth control methods, which help by keeping hormone levels steady. <h2>Migraine with aura</h2> But women who have <a href="https://www.mayoclinic.org/diseases-conditions/migraine-with-aura/symptoms-causes/syc-20352072">migraine with aura</a>, which is a distinct type of migraine, should generally avoid using estrogen containing hormonal contraceptives. The combination can increase the risk of stroke because estrogen can promote <a href="https://doi.org/10.1016/j.thromres.2020.05.008">the risk of blood clot formation</a>. Birth control options for women with auras include progesterone-only birth control pills, the Depo-Provera shot, and intrauterine devices. Auras affect about 20% of the people who have migraines. Typically, prior to the migraine, the person most commonly begins to see dark spots and zigzag lines. Less often, about 10% of the time, an inability to speak clearly, or tingling or weakness on one side of the body, also occurs. These symptoms slowly build up, generally last less than an hour before disappearing, and are commonly followed by head pain. Although these symptoms resemble what happens during a stroke, an aura tends to occur slowly, over minutes – while strokes usually happen instantaneously. That said, it may be difficult and dangerous for a nonmedical person to try to discern the difference between the two conditions, particularly in the midst of an attack, and determine whether it’s migraine with aura or a stroke. If there is any uncertainty as to what’s wrong, a call to 911 is most prudent. <figure><iframe src="https://www.youtube.com/embed/Tn91p-PY2h8?wmode=transparent&start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption>If you’re a woman and your migraines happen at the same time every month, it might be menstrual migraines.</figcaption></figure> <h2>Migraines during pregnancy, menopause</h2> For women who are pregnant, migraines can be particularly <a href="https://www.stanfordchildrens.org/en/topic/default?id=headaches-in-early-pregnancy-134-3">debilitating during the first trimester</a>, a time when morning sickness is common, making it difficult to eat, sleep or hydrate. Even worse, missing or skipping any of these things can make migraines more likely. The good news is that migraines generally tend to lessen in severity and frequency throughout pregnancy. For some women, they disappear, especially as the pregnancy progresses. But then, for those who experienced them during pregnancy, migraines tend <a href="https://americanmigrainefoundation.org/resource-library/postpartum-headache/">to increase after delivery</a>. This can be due to the decreasing hormone levels, as well as sleep deprivation, stress, dehydration and other environmental factors related to caring for an infant. Migraine attacks can also increase during <a href="https://my.clevelandclinic.org/health/diseases/21608-perimenopause">perimenopause</a>, a woman’s transitional phase to menopause. Again, fluctuating hormone levels, <a href="https://www.verywellhealth.com/perimenopause-and-migraines-4009311">particularly estrogen, trigger them</a>, along with the chronic pain, depression and sleep disturbances that can occur during this time. But as menopause progresses, migraines generally decline. In some cases, they completely go away. In the meantime, there are treatments that can help lessen both the frequency and severity of migraines throughout menopause, including <a href="https://www.webmd.com/menopause/menopause-hormone-therapy">hormone replacement therapy</a>. Hormone replacement therapy contains female hormones and is used to replace those that your body makes less of leading up to or after menopause. <h2>Men’s migraines</h2> The frequency and severity of migraines slightly increase for <a href="https://doi.org/10.1177/0333102409355601">men in their early 20s</a>. They tend to slow down, peak again around age 50, then slow down or stop altogether. Why this happens is not well understood, although a combination of genetic factors, environmental influences and lifestyle choices may contribute to the rise. Medical researchers still have more to learn about why women and men get migraines. Bridging the gender gap in migraine research not only empowers women, but it also advances understanding of the condition as a whole and creates a future where migraines are better managed.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/207606/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/danielle-wilhour-1337610">Danielle Wilhour</a>, Assistant Professor of Neurology, <a href="https://theconversation.com/institutions/university-of-colorado-anschutz-medical-campus-4838">University of Colorado Anschutz Medical Campus</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/women-get-far-more-migraines-than-men-a-neurologist-explains-why-and-what-brings-relief-207606">original article</a>.

Body

11 surprising home remedies for constipation relief

Constipation remedy: Sesame seeds Sesame seeds make great home remedies for constipation, according to a study published in the International Journal for Research in Applied Science and Engineering Technology. The oily composition of sesame seeds works to moisturise the intestines, which can help if dry stools are a problem and provide constipation relief. Add the seeds to cereals or salads for crunch, or pulverise them in a coffee grinder and sprinkle on food like a seasoning. Constipation remedy: Molasses One tablespoon of blackstrap molasses before bed should help ease your constipation by morning. The ingredient was studied by the Journal of Ethnopharmacology in 2019 on paediatric constipation with successful results. Blackstrap molasses is boiled and concentrated three times, so it has significant vitamins and minerals; magnesium, in particular, will help you achieve constipation relief. Constipation remedy: Fibre Fibre acts like a pipe cleaner, scrubbing food and waste particles from your digestive tract and soaking up water. It adds bulk to your stool, giving the muscles of your GI tract something to grab on to, so they can keep food moving along. The Mayo Clinic suggests aiming for 20 to 35 grams of fibre a day to stay regular. Foods particularly high in fibre include bran cereals, beans, lentils, oats, almonds, barley, many vegetables, and fresh and dried fruits. All of these things can be home remedies for constipation. If you’re constipated and taking in additional fibre, be sure to drink more water than usual to keep your stool soft and easy to pass. Constipation remedy: Mint or ginger tea Mint and ginger are both proven home remedies to help alleviate a slew of digestive problems. Peppermint contains menthol, which has an antispasmodic effect that relaxes the muscles of the digestive tract. Ginger is a ‘warming’ herb that causes the inside of the body to generate more heat; herbalists say this can help speed up sluggish digestion. Dr Stephen Sinatra recommends ginger in either capsule or tea form. In tea, the hot water will also stimulate digestion and provide constipation relief. Dandelion tea is also a gentle laxative and detoxifier. Constipation remedy: Healthy fats Olive oil, nuts and avocados all contain healthy fats, which can help lubricate your intestines and ease constipation, according to the experts at Harvard Medical School. A salad with fibre-rich leafy greens and a simple olive oil dressing, a small handful of nuts, or a tablespoon of natural nut butter on fruit or toast are good options. Even if you’re watching your weight, healthy fats are necessary for basic body functions; they are very satiating to keep you satisfied with less. Constipation remedy: Lemon water The citric acid in lemon juice acts as a stimulant to your digestive system and can help flush toxins from your body, providing constipation relief. Squeeze fresh lemon juice into a glass of water every morning, or add lemon to tea; you may find that the refreshingly tart water not only acts as a natural remedy to your constipation but also it helps you drink more water each day, which will improve your long-term digestion. And don’t be afraid to warm it up, says the American Cancer Society, sharing that warm or hot fluids can also be a helpful treatment. Constipation remedy: Coffee Coffee can stimulate your colon and speed up your trip to the bathroom. Other hot drinks work as home remedies for constipation too: herbal tea or a cup of hot water with a little lemon juice (a natural laxative) or honey may stimulate your colon as well. Coffee is also a diuretic, however, so make sure to keep drinking water or your constipation could become worse, according to Harvard Medical School experts. Constipation remedy: Raisins High in fibre, raisins also contain tartaric acid, according to Stanford Children’s Health, which has a laxative effect. Cherries and apricots are also rich in fibre and can help kick your constipation. Eat these fruits with a bowl of yoghurt for the added benefits of gut-soothing probiotics. Constipation remedy: Prunes This fibre-rich fruit is a go-to home remedy for getting your digestion back on track. Three prunes have 3 grams of fibre, and contain a phenolic compound that triggers the intestinal contraction that makes you want to go. Another great dried fruit choice is figs, which may not cause as much bloating as prunes. Constipation remedy: Castor oil This home remedy for constipation has been handed down for generations. One of the primary uses for castor oil is as a laxative, according to Cleveland Clinic; take one to two teaspoons on an empty stomach and you should see results in about eight hours. Why? A component in the oil breaks down into a substance that stimulates your large and small intestines. Constipation remedy: Exercise The Mayo Clinic promotes exercise as a way to increase muscle activity in your intestines. Even a daily 15-minute walk can help move food through your bowel more quickly. If you feel sleepy after a heavy meal, try to move around instead of lying down. Jump-starting the digestive process can help you avoid that painfully full feeling that often follows a large meal. Image credits: Getty Images This article originally appeared on <a href="https://www.readersdigest.com.au/healthsmart/11-surprising-home-remedies-for-constipation-relief-2?pages=1" target="_blank" rel="noopener">Reader's Digest</a>.

Body

Cost of living relief on the way for struggling Aussies

As the ongoing cost of living crisis continues to affect hard-working Aussies, a series of changes set to be introduced by the government will ease the financial burden for a few select groups. As the new financial year begins on July 1st, a 15 per cent pay rise for aged care workers, cheaper childcare and changes to paid parental leave will come into effect. The policies promised in the last federal budget will come into effect, including electricity bill relief for some households and a small business incentive to help eligible companies become more energy efficient. Five million households will be eligible for up to $500 in power price relief while one million small businesses will be able to access up to $650. As well as this, eligibility for the first home guarantee and regional first home guarantee will now include any two borrowers beyond married and de facto couples. It will also apply to non-first home buyers who have not owned a property in Australia in the previous 10 years. Treasurer Jim Chalmers said the new measures are designed the help Aussies who are doing it tough. "The suite of policies which will start to roll out from Saturday, will make a real difference in the lives of millions of hardworking Australians while delivering an economic dividend and laying the foundations for future growth," he said. "Key policies like energy price relief will directly reduce inflation, while others like cheaper childcare and enhanced paid parental leave will boost the capacity of our economy." Image credits: Getty Images

Money & Banking

Energy bill relief to benefit just one Aussie demographic

Nearly half a million older Australians will receive hundreds of dollars in energy bill relief as the federal government looks to battle rising power prices. Social Services Minister Amanda Rishworth revealed that all Commonwealth seniors health card holders will be given up to $500 per household. The 490,000-plus recipients will include an extra 16,320 people granted access to the card after the federal government introduced higher income thresholds for eligibility in November 2022. The new income limits are $90,000 for singles and $144,000 (combined) for couples. The government claimed this would benefit 52,000 older people by 2026-27. Rishworth explained the energy relief would be available from July 2023. The Australian Energy Regulator (AER) released its final determination on May 25, with a revised price increase higher than the March draft that saw a 20 to 22 per cent rise. AER chair Clare Savage said it had been a “difficult decision” but high wholesale energy costs continued to hike up retail prices. “No one wants to see rising prices, and we recognise this is a difficult time, that’s why it’s important for consumers to shop around for a better deal,” she said. Following the AER’s announcement, Opposition Leader Peter Dutton appeared on Today and said Prime Minister Anthony Albanese had “lied” to Australians about energy prices. “Let’s be very clear about it, he promised on 97 occasions your bill would go down by $275,” he told Today host Karl Stefanovic. “I think the government’s completely underestimating how much families and small businesses are hurting at the moment.” The bill comes shortly after the Australian Energy Regulator revealed electric prices were set to increase by 25 per cent for about 600,000 customers across three states from July 1. The federal government’s latest budget committed to $3 billion in financial support for those struggling to pay their power bill. Image credit: Shutterstock

Money & Banking

Sneaky reasons you’re bloated all the time

While bloating may be common, it is never enjoyable. Bloating happens when your gastrointestinal tract is filled with air or gas, and can make you feel overly stuffed. Not only can it be uncomfortable, but you may notice physical signs as well, including a swollen or misshapen belly. The good news? According to Abby Langer, a registered dietitian, not all bloating is bad. “Bloating itself is normal after eating,” she says, noting that it simply means your gut and intestinal bacteria are feasting. “But if it’s accompanied by gas, cramps or gastrointestinal symptoms, then it becomes problematic.” Your stomach should not feel hard, and you should not be experiencing severe pain. If you find yourself bloated all the time, the five factors below may be to blame. <h2>You ate capsicum or broccoli</h2> If you’re bloated all the time, it might be down to that heaping pile of veggies you had for dinner. Capsicum, broccoli, legumes and other cruciferous vegetables are rich in fibre and low in kilojoules, but they’re also big-time gas-producers. That doesn’t mean you should leave the veggies off your plate. “You may want to eat fewer at one time – but definitely don’t stop eating them,” says Langer. “Because, again, bloating can be a good sign that the bugs in our gut are having a party.” You can kerb the worst of your veggie bloating by drinking between six to eight 250mL glasses of water throughout the day and cutting down on any added salt, which causes water retention and will only add to the bloating. <h2>Your skim latte</h2> You don’t need to give up your morning coffee, but if you’re prone to ordering the “skim” version of drinks, or use sugar alcohol-based alternative coffee sweeteners like mannitol or sorbitol, this may be the reason you’re bloated all the time. “Sugar alcohols are very popular in the low-carb community,” Langer says. Unfortunately, sugar alcohols like xylitol, lactitol and isomalt also cause bloating – and may be the reason that you’re starting off mornings filled with air or gas. If you’re insistent on a lower-kilojoule take on coffee, you can always try drinking your coffee black – so long as you’re not typically sensitive to caffeine, of course. (In some studies, drinking coffee has been linked to gastrointestinal issues like bloating. Try keeping a journal of how you feel after your morning cup to see if it’s the culprit.) Switching to tea is also on option, since it’s usually less acidic than coffee and has tons of health benefits. <h2>Too much fibre, too fast</h2> According to Langer, many people experience unexpected bloating when they make healthy changes to their diet, thanks to the sudden influx of fibre. When you start eating more high-fibre fruits like apples, mangoes, bananas and strawberries, that fibre can sit in your colon and ferment, which causes bloating. Just as you shouldn’t cut veggies out of your diet, don’t ditch the fruit – or your quest to increase your fibre intake. (On average, women need 25 grams of fibre per day and men 38 grams, but most of us are only getting half that amount.) Go gradually, try a variety of fibre-rich foods and spread your intake across meals. And remember, drinking enough water throughout the day can help keep your bloating in check. <h2>You’re stressed out</h2> Stress and bloating can feel like being stuck in an endless loop. You’re stressed, so you’re bloated… and because you’re bloating, you’re stressed! “When we’re stressed out,” says Langer, “the brain tells the gut to slow down our digestion.” That’s because stress triggers the body’s fight-or-flight response. When that happens, your gut isn’t contracting as often and food isn’t moving through your digestive system because your brain and body are focused on the stressor. Defeating stress can be tricky – especially since we aren’t always outwardly aware we’re feeling that way. Maybe you’re on holiday at a warm, relaxing place, and yet the subconscious stress of travel means you’re both bloated and constipated. Miserable! <h2>You love carbonated water</h2> Many people love sparkling water as an alternative to flat water. In fact, the sparkling water industry is one of the fastest-growing non-alcoholic beverage categories. It can be a much healthier choice than certain indulgences, such as soft drink and alcohol, so it feels like a win. But, “If you consume gas, you’re going to be having gas in your belly,” Langer says. Movement, whether it’s intense or gentle, can help move the gas through your system. Langer suggests getting up and going for a short walk, especially if you’ve been sitting at a desk all day. This article originally appeared on <a href="https://www.readersdigest.com.au/healthsmart/conditions/sneaky-reasons-youre-bloated-all-the-time" target="_blank" rel="noopener">Reader's Digest</a>. Images: Getty

Body

Aussies set for power bill relief just before Christmas

The Albanese government has introduced a bill to help battling Aussies feel some relief during the ongoing cost of living crisis by bringing down the cost of unsustainable energy prices. Treasurer Jim Chalmers says Australians need “urgent, targeted, meaningful action” to take some of the sting out of the increasing power costs, which will be addressed through a new energy package to give households and small businesses some relief. MPs and senators were recalled to Canberra for a special session of parliament on Thursday to debate the government’s package, as it will now sail through both houses after Anthony Albanese secured the Senate support of the Greens, David Pocock, and the Jacqui Lambie Network. Opposition Leader Peter Dutton has confirmed the Coalition will not support the Bill, saying it would be “catastrophic” for Australian economic policy. Once passed, gas prices will be capped at $12 a gigajoule for 12 months, which the government says will slash power bills by about $230. The Queensland and NSW governments will also enforce a cap on coal for the same amount of time, at $125 a tonne. The package also includes $1.5 billion of additional relief to small businesses and some households. In introducing the Bill in the House on Thursday morning, Dr Chalmers said without urgent market intervention, retail gas prices were tipped to increase by a further 20 per cent and electricity prices by 36 per cent in the next financial year. “That’s why urgent action is needed … And when we vote today, every member of this place will make a choice,” he said. “To help Australians with rising energy bills – or to make it even harder for them.” “To save Australian jobs – or to surrender them. “ “We choose to protect households and small businesses. We choose to defend our local industries. And we choose to save local jobs.” Image credits: Getty Images

Money & Banking

8 key steps to healing after loss

Healing may mean different things to different people and may also look different, but it has one common theme: getting better. Healing may seem simple, yet it is a complex process that often involves many intricate aspects and phases coming together in perfect synchronicity. In straightforward terms, healing means finding relief and getting and feeling better, which can be felt physically, emotionally and spiritually. Healing is not an easy process and nobody knows how long it will take for any individual to start feeling better. However, one thing is for sure: healing needs your active participation, and possibly even your complete devotion. It can be hard work and it requires intention, focus, support, faith, understanding, compassion, empathy and a large dose of love. Healing from any type of loss is a lifelong commitment. Although the work of healing yourself is always ongoing, it can be seen as a promise to be restored, a pledge to feel joy again. Through my exploration into healing my own trauma and working with grief I have found eight key elements that are vital in helping to move forward and embrace the joy of living. It can be a tough process but I have learned one simple fact: there is nothing wrong with admitting I am a work in progress and I am not perfect. You are a work in progress and you are not perfect, and that is completely fine. Acceptance of who you have become and who you are at the present moment will bring you inner peace. I hope you will find the eight key elements useful on your healing journey. 1. Make your intention to heal clear to the universe and, more importantly, to yourself. Use the following affirmation: ‘I am ready to heal.’ 2. Focus your attention: do not allow distractions or self-destructive talk. Take a few cleansing breaths to focus your mind and direct your attention on what you need to address in order to ease the healing process. 3. Keep an open heart: always keep your heart open to welcoming love and joy no matter how hard it is. 4. Release everything that does not serve you in your quest for healing. Use the following affirmation: ‘I release any negative energy that is obstructing my healing process. I invite only positive energy to bless my healing process.’ 5. Commit to undertaking the healing work every day. Use the following affirmation: ‘I commit to always do what it takes to heal every single day.’ 6. Have hope: inculcate a desire for change, as it will keep the flame of trust burning. 7. Love: love is our blueprint for life. Always go back to love. 8. Have faith: faith is knowing deep inside you will be all right. You may never be complete, but you will still be doing just fine. Do not fear grief, for it is a natural process and a partner in your healing. Remember: healing is an ongoing process so always be gentle and compassionate with yourself. Edited extract from The Art of Grieving: Gentle self-care practices to heal a broken heart (Rockpool Publishing, $29.95), by Corinne Laan. Now available where all good books are sold and online at <a href="http://www.rockpoolpublishing.co" target="_blank" rel="noopener">www.rockpoolpublishing.co</a> Image: Shutterstock

Relationships

Why do antidepressants help with nerve pain relief?

<div class="copy"> Tricyclic antidepressants have long been known to have more than one purpose: among other things, they can alleviate pain – particularly nerve pain. Recent research has finally established why these tricyclic antidepressants (TCAs) can help with nerve pain. The discovery could lead to the rapid development of pain relief medications that don’t include the side effects of TCAs. Nerve pain comes from a variety of sources – including cancer, diabetes, trauma, multiple sclerosis, and infections. These treatments could address a range of different types of nerve pain. It turns out the drugs inhibit a key protein in our nerves, called an N-type calcium channel. These N-type calcium channels are shaped like tiny gates, allowing positively charged calcium ions, or Ca2+, through them. This helps with the transmission of pain signals in the body. Researchers have long been keen to find things that “close” the gate of these calcium channels because that’s likely to have analgesic effects. Adjunct Professor Peter Duggan, a researcher with the CSIRO and senior collaborator on the project, says that he and his colleagues initially stumbled across TCAs from a very different direction: they were investigating the toxins of venomous marine cone snails. “A few of the components in that toxin are actually painkillers and they block these calcium ion channels very, very effectively,” says Duggan. The cone snail toxin has the potential to be very dangerous to people, as well as needing to be administered in an impractical way, so the researchers started looking at similar compounds that might have some of the same properties. “What we’ve been doing is designing and making small molecules that mimic the activity of those kinds of toxins,” says Duggan. “One class that we looked at gradually trended towards the same structure as the tricyclic antidepressants.” Once they realised that TCA-like molecules could block these calcium channels, the researchers set out to look at TCAs specifically. Duggan’s collaborators at the University of Queensland set up a lab-based experiment with 11 TCAs and two drugs that are chemically very similar to TCAs. These 13 drugs were administered to in vitro neuroblastoma cells. “They’re (neuroblastoma) a type of brain cancer cell that naturally expresses the channel we’re interested in,” explains Duggan. Analysis of the cells by UQ, CSIRO and Monash University researchers showed that the drugs could all limit the amount of calcium that got transmitted through the cells. This means that these TCAs must alleviate pain by inhibiting the N-type calcium channel. A paper describing the work is <a href="https://doi.org/10.1039/D1MD00331C" target="_blank" rel="noreferrer noopener">published</a> in RSC Medicinal Chemistry. Duggan says that there may be other mechanisms by which TCAs kill pain as well, and they definitely have other biochemical effects in the body. But it’s unlikely that the calcium channel-blocking is helpful in treating depression. TCAs are a very old and well-established form of antidepressant, and for treating depression, they’ve largely been replaced by newer drugs with fewer side effects. “They’re what we call ‘dirty drugs’,” explains Dr Michael Vagg, dean of the Faculty of Pain Medicine at the Australian and New Zealand College of Anaesthetists, and an associate professor at Deakin University. “They have effects on lots of transmitter systems and receptors in the body. They don’t have just the one straightforward action; they have multiple actions.” This means that TCAs typically have several side effects, including drowsiness, blurred vision and constipation. But because the researchers now have a specific understanding of how they alleviate pain, they can develop new drugs that don’t have these side effects. “The more we understand about how TCAs are causing the painkilling effect, the actual intimate mechanism of how they’re doing it, then there’s more chance of us being able to develop compounds that target that type of activity and not have other side effects or the other antidepressant effects,” says Duggan. Vagg is optimistic that better drugs are on the way. He cites the recent proliferation of new migraine treatments, which arrived less than a decade after researchers <a href="https://cosmosmagazine.com/health/migraine-masters/" target="_blank" rel="noreferrer noopener">found a similar key mechanism</a> in the brain, as his reasoning for this. He emphasises that it’s not yet a done deal – any new drug based on this research would still need to make it through the development pipeline and clinical trials. “I think because the tricyclic drugs are already widely used, and already seem to have – for most people – an acceptable level of safety, I suspect that means that development will go smoother rather than rougher,” says Vagg. This is good news for the roughly one in 20 Australians who suffer from nerve pain. “Nerve pain is highly disabling and ruins lives. The best current treatments only work to a useful degree on every third or fourth person who receives them,” says Vagg. “We have not had any really effective new treatments for nerve pain for a long time and this work opens up the possibility of designing a new class of drugs with improved safety and effectiveness.” Image credits: Getty Images  <img id="cosmos-post-tracker" style="opacity: 0; height: 1px!important; width: 1px!important; border: 0!important; position: absolute!important; z-index: -1!important;" src="https://syndication.cosmosmagazine.com/?id=189966&title=Why+do+antidepressants+help+with+nerve+pain+relief%3F" width="1" height="1" data-spai-target="src" data-spai-orig="" data-spai-exclude="nocdn" /> </div> <div id="contributors"> This article was originally published on <a href="https://cosmosmagazine.com/health/medicine/tricyclic-antidepressants-nerve-pain-treatments/" target="_blank" rel="noopener">cosmosmagazine.com</a> and was written by Ellen Phiddian. </div>

Mind

Renters spend 10 times as much on housing as petrol. Where’s their cost-of-living relief?

If the pre-election budget was designed to address the cost of living, it missed something. In an effort to help those whose wages aren’t growing as quickly as prices, it offered <ul> <li> a one-off A$250 payment to <a href="https://ministers.treasury.gov.au/ministers/josh-frydenberg-2018/media-releases/parliament-passes-legislation-lower-costs-and-support">income support recipients</a> </li> <li> a temporary increase in the <a href="https://theconversation.com/this-pointless-1-080-tax-break-should-have-ended-years-ago-but-has-become-hard-to-stop-177546">low-and-middle-income tax offset</a> </li> <li> a six-month halving of the <a href="https://ministers.treasury.gov.au/ministers/josh-frydenberg-2018/media-releases/parliament-passes-legislation-lower-costs-and-support">fuel excise</a> </li> </ul> But it failed to offer help to some of the Australians who need it the most. Australians only spend <a href="https://www.abs.gov.au/articles/automotive-fuel-cpi">3 per cent of their incomes</a> on petrol. The typical renter spends more than <a href="https://www.abs.gov.au/statistics/economy/finance/household-expenditure-survey-australia-summary-results">10 times</a> as much on rent. After a minor and temporary reprieve early in the pandemic, advertised rents are again on the rise – <a href="https://sqmresearch.com.au/weekly-rents.php?national=1&t=1">up nearly 10%</a> over the last 12 months. Low-income renters are especially hard hit. More than half suffer <a href="https://grattan.edu.au/wp-content/uploads/2022/03/Grattan-Institute-Submission-to-the-PC-review-of-the-NHHA.pdf">rental stress</a>, meaning they spend more than 30% of their income on rent. One-third have <a href="https://www.theguardian.com/australia-news/2022/mar/30/scott-morrison-says-best-way-to-help-renters-is-to-help-them-buy-a-house-federal-budget">less than $500 of savings on hand</a> in the event of an emergency. Prime Minister Scott Morrison has responded to complaints about rent by saying the “<a href="https://www.theguardian.com/australia-news/2022/mar/30/scott-morrison-says-best-way-to-help-renters-is-to-help-them-buy-a-house-federal-budget">best way to support people renting a house is to help them buy a house</a>”. <h2>Cutting deposits can’t cut it</h2> Morrison points to the federal government’s decision to more than double the size of the <a href="https://ministers.treasury.gov.au/ministers/josh-frydenberg-2018/media-releases/2022-23-budget-backs-aspiring-homeowners">Home Guarantee Scheme</a>, which helps people buy a home with less than the standard 20% deposit. From this year, up to 50,000 people will be able to access the scheme, under which the government offers a guarantee to the banks that cuts the up-front deposit to 5% for ordinary first home buyers and just 2% for 5,000 single parents. There are 10,000 places reserved for regional house buyers. The expanded scheme will help some Australians buy their first home earlier, but for everyone else looking to buy a house, the extra demand created by the scheme risks pushing up prices even higher. And many renters won’t be able to find even the 5% deposit. Five per cent of $600,000 is $30,000. <h2>Rent assistance assists less</h2> If we really wanted to help low-income renters, we would boost rent assistance. <a href="https://www.dss.gov.au/housing-support/programmes-services/commonwealth-rent-assistance">Commonwealth Rent Assistance</a> is paid to pensioners, other beneficiaries and those receiving more than the base rate of Family Tax Benefit Part A who rent in the private rental market or community housing. Paid at the rate of 75 cents for every dollar of rent above a threshold until a maximum, it works out at up to for <a href="https://www.servicesaustralia.gov.au/how-much-rent-assistance-you-can-get?context=22206">$72.90</a> a week for a single and $68.70 for each member of a couple. It hasn’t kept pace with rent. Boosting it by 40%, (roughly $1,450 a year for a single), would restore it to where it was in relation to rent, albeit at a substantial cost – <a href="https://www.dss.gov.au/sites/default/files/documents/03_2022/2022-23_social_services_pbs.pdf">$2 billion per year</a>. If the new rate was linked to the rents low-income earners actually pay, rather than to overall inflation as it has been, renters would be protected in the future. Some argue this would lead to higher rents. But <a href="https://www.ahuri.edu.au/research/final-reports/342">that’s unlikely</a>. Most low-income renters first pay what’s needed to put a roof over their heads, then use what they have left to cover food and other bills, rather than offering more rent. <h2>Rents needs properties</h2> The other thing governments can do is to increase the number of homes. Australian cities are not delivering denser forms of housing – <a href="https://www.afr.com/link/follow-20180101-p57uw">townhouses and apartments</a> – in the quantities Australians say they want. The people who already live in a given suburb usually want it to stay as it is, whereas the people who would like to live there don’t get a say because they can’t vote in council elections. Their interests are left unrepresented, meaning housing isn’t built where it is needed. The Commonwealth can help drive change by offering the states <a href="https://grattan.edu.au/wp-content/uploads/2022/03/Grattan-Institute-Submission-to-the-PC-review-of-the-NHHA.pdf">incentives</a> tied to how well housing supply keeps up with population growth. This will only reduce rents slowly, but low-income renters stand to gain the most since they are the first to lose out in the scramble today, just as they seem to have lost out in the pre-election budget. Image credits: Getty Images This article originally appeared in <a href="https://theconversation.com/renters-spend-10-times-as-much-on-housing-as-petrol-wheres-their-cost-of-living-relief-180702" target="_blank" rel="noopener">The Conversation</a>.

Real Estate

Ed Sheeran joins concert for Ukraine relief

Ed Sheeran is the latest musician added to the lineup of a charity concert to help Ukraine. He joins the likes of Snow Patrol, Camila Cabello, Tom Odell, Becky Hill, Manic Street Preachers, Emeli Sande and many more, who will all be performing the fundraising concert in Birmingham. Proceeds from the concert will go to the Disasters Emergency Committee's Ukraine Humanitarian appeal, which is providing food, water, shelter and medical assistance to refugees in Ukraine and neighbouring countries. "I will be singing to try to help every human being forced to flee their home and in solidarity with those being racially discriminated against even within this humanitarian crisis," Emeli Sande said in a statement. <blockquote class="twitter-tweet"> 💙💛 <a href="https://twitter.com/Camila_Cabello?ref_src=twsrc%5Etfw">@Camila_Cabello</a>, <a href="https://twitter.com/edsheeran?ref_src=twsrc%5Etfw">@edsheeran</a>, <a href="https://twitter.com/emelisande?ref_src=twsrc%5Etfw">@emelisande</a>, <a href="https://twitter.com/GregoryPorter?ref_src=twsrc%5Etfw">@GregoryPorter</a> and <a href="https://twitter.com/snowpatrol?ref_src=twsrc%5Etfw">@snowpatrol</a> are the first performers to be announced for Concert for Ukraine, a two hour fundraiser event raising money for the <a href="https://twitter.com/decappeal?ref_src=twsrc%5Etfw">@decappeal</a> humanitarian appeal in Ukraine on Tuesday 29 March on ITV 🌻 <a href="https://t.co/TnoBCfWX3f">pic.twitter.com/TnoBCfWX3f</a> — ITV (@ITV) <a href="https://twitter.com/ITV/status/1505822111448842244?ref_src=twsrc%5Etfw">March 21, 2022</a></blockquote> "Nobody should be refused access to relief, aid and the right to cross the border to safety, and I'm pleased for the chance to support the DEC's appeal to help all people whose lives have been affected by the conflict." The concert will be hosted by Spice Girl Emma Bunton, alongside Marvin Humes and Roman Kemp on March 29th at the Resorts World Arena, Birmingham, United Kingdom. Another fundraiser concert will also be taking place in the UK at west London’s famous Shepherd’s Bush, with big name acts performing at A Night For Ukraine, with 100 percent of profits going towards the Disasters Emergency Committee‘s (DEC) Ukraine Humanitarian Fund. Image credits: Getty Images

Music

France’s pledge to Ukrainian artists

In order to help struggling artists in Ukraine who have been impacted by the Russian invasion, the French government has announced a $1.5 million relief fund to help workers in the arts. According to a statement from the French Ministry of Culture, the initiative will also be available to “dissident” Russian artists fleeing the nation’s crackdown on free speech. “The emergency reception program will finance Ukrainian artists and cultural professionals and their families for a period of three months, via the Pause program, [consisting of] residencies within the network of public establishments of the ministry and through the Cité internationale des arts [an artist-in-residence building in Paris],” the ministry’s statement said. Two thirds of the funds will be dedicated to an emergency telephone service offered in both Russian and Ukrainian that will offer support to imperilled artists through networking with regional professionals and studio space opportunities. The remainder of the funds will be directed to help Ukrainian students to enrol at colleges and cultural organisations in France. Roselyne Bachelot-Narquin, the French minister of culture, said the ministry “wants Ukrainian artists to be supported so they can continue their creative work in France…This additional support will be in the form of research grants and funding for artistic projects, but also for organising exhibitions.” Russia’s unprompted attack on Ukraine began on February 24th, and has seen at least 2.6 million Ukrainians flee their war-torn home country. According to the French interior minister, Gèrald Darmanin, the French government has pledged to accept around 100,000 Ukrainian refugees. Image credits: Getty Images

Art

"Major relief": Dom outlines massive changes to NSW roadmap

Just days after being appointed as NSW premier, Dominic Perrottet has made major changes to the state's roadmap to freedom after over 100 days in lockdown. The big changes include an increase in the number of people allowed to gather together outside and a doubling in the household visitor cap, as NSW prepared for "freedom day" on Monday. Many NSW school children will be able to return to the classroom earlier than expected, as face-to-face learning will resume on October 25th. <div class="block-content"> <div class="styles__Container-sc-1ylecsg-0 goULFa"> Students in Kindergarten, Year 1 and Year 12 students will still return on October 18th, as students in year 3, 4, 5, 7, 8, 9 and 10 will return a week earlier than expected, joining years 2, 6 and 11 on October 25th. </div> <div class="styles__Container-sc-1ylecsg-0 goULFa"> "That's great for kids. It's a major relief for parents and their sanity and I think this is an important decision today and I want to thank all the teachers who are are there getting vaccinated to ensure that we can open our schools as safely as possible," Mr Perrottet said. </div> <div class="styles__Container-sc-1ylecsg-0 goULFa"> Restrictions for gatherings will also be more relaxed than Gladys Berejiklian's plans, with up to 10 visitors, not counting children 12 and under, will be allowed to a in homes, instead of five. </div> <div class="styles__Container-sc-1ylecsg-0 goULFa"> The cap on outdoor gathering has been raised from 20 to 30 people, while funerals and weddings are able to have 100 guests rather than 50. </div> Indoor swimming pools were originality remaining closed until December 1st, but will now be open for swimming lessons, squad training, lap swimming, and rehab activities. </div> <div class="block-content"> Deputy Premier Stuart Ayres has announced workers in regional areas can return to their job from Monday if they have had at least one vaccine dose. </div> <div class="block-content">"They'll be given a grace period until November 1 to receive their second," he said. </div> <div class="block-content"> <div class="block-content"> <div class="styles__Container-sc-1ylecsg-0 goULFa"> "This has been done because in some areas it was difficult to be able to get vaccines." </div> </div> <div class="block-content"> <div class="styles__Container-sc-1ylecsg-0 goULFa"> This will include regional areas outside the Blue Mountains, Central Coast, Shellharbour and Wollongong. </div> <div class="styles__Container-sc-1ylecsg-0 goULFa"> Other changes have been made for when the state reaches the 80 percent double dose mark, which Mr Perrottet predicted would be "in a couple of weeks". </div> <div class="styles__Container-sc-1ylecsg-0 goULFa"> Once this milestone is reached, people will be able to have up to 20 visitors in their home (excluding children aged 12 and under), while up to 50 people will be allowed to gather outdoors. </div> <div class="styles__Container-sc-1ylecsg-0 goULFa"> Masks will no longer be required in office buildings, and up to 3,000 people will be allowed to attend controlled and ticketed outdoor events. </div> <div class="styles__Container-sc-1ylecsg-0 goULFa"> In addition to this, nightclubs will reopen for seated drinking only, as Mr Perrottet wished to offer some normality for young people. </div> <div class="styles__Container-sc-1ylecsg-0 goULFa"> <div class="block-content"> <div class="styles__Container-sc-1ylecsg-0 goULFa"> "Young people have done it pretty tough during this period of time," he said. </div> </div> <div class="block-content"> <div class="styles__Container-sc-1ylecsg-0 goULFa"> "This is, for many, the best years of their life, at 18, 19, and they haven't been go out, go clubbing and doing that. </div> </div> <div class="block-content"> <div class="styles__Container-sc-1ylecsg-0 goULFa"> "I want to thank them. And we'll get those clubs open as quickly as possible." </div> <div class="styles__Container-sc-1ylecsg-0 goULFa"> Mr Perrottet had already confirmed no extra changes will be made ahead of "freedom day" on Monday, when pubs, restaurants and shops will open, along with an easing of other restrictions. </div> <div class="styles__Container-sc-1ylecsg-0 goULFa"> Image credits: Getty Images </div> </div> </div> </div> </div>

News

Promising pain relief

Chronic pain is a global health burden. In Australia, it is estimated that over 3.4 million people suffer from persistent pain. Nonetheless, a lack of therapeutics has led to <a style="font-size: 14px;" rel="noreferrer noopener" href="https://cosmosmagazine.com/health/medicine/pain-education-could-end-the-opioid-crisis/" target="_blank">overprescription of opioids</a>, which provide only limited relief in patients with chronic neuropathic pain and can lead to severe adverse effects, <a style="font-size: 14px;" rel="noreferrer noopener" href="https://cosmosmagazine.com/health/medicine/opioids-and-overdose-risk/" target="_blank">including addiction and overdose</a>. <div class="copy"> Neuropathic pain is often chronic and occurs when the pain system – brain, nervous and immune system – is not working correctly. When the pain system function well, nerves fire “danger” signals to the brain when a threat is present – when your hand is touching a stove, for example. If the brain perceives the threat as dangerous – the last time you touched the stove, your finger got badly burned – it creates pain to protect the body. An injury, a viral infection, a disease or cancer treatment can damage the pain system leading the nerves to misfire such danger signals and the brain to misinterpret threats. The pain persists because the brain thinks the body needs constant protection. Opioids are the most commonly prescribed painkillers, but while they might be very effective in acute pain episodes, they are ineffective for the long-term treatment of ongoing pain and carry many severe side effects. In a new study <a rel="noreferrer noopener" href="https://doi.org/10.1038/s41586-021-03897-2" target="_blank">published today</a> in Nature, Monash University researchers reported a new class of molecules that might be a safer and effective alternative to opioids. “The world is in the grip of a global opioid crisis, and there is an urgent need for non-opioid drugs that are both safe and effective,” said Professor Arthur Christopoulos, dean of the Faculty of Pharmacy and Pharmaceutical Sciences at Monash University and author of the study. The researchers discovered that these molecules, called positive allosteric modulators (PAM), bind the adenosine A1 receptor (A1R), which has long been recognised as a promising therapeutic target for non-opioid drugs to treat neuropathic pain, with high precision in rats. By binding to A1R, the PAM regulates the increased adenosine levels in the spinal cord of rats with neuropathic pain. Although non-opioid analgesic agents targeting A1R had been studied before, the development of therapeutics has failed because of a lack of drug-A1R binding selectivity, which led to low efficacy and adverse effects. The Monash researchers used high-resolution cryo-electron microscopy to solve the structure of the A1 receptor bound to either its natural activator, adenosine, and an analgesic PAM to the atomic level. That allowed them to zoom in into the mechanism underpinning allosteric drug actions, said Associate Professor Wendy Imlach, head of the Pain Mechanisms lab at Monash Biomedicine Discovery Institute and an author of the study. Understanding the drug-A1R binding mechanism to the atomic level could help researchers design an allosteric drug that best binds A1R. “This multidisciplinary study now provides a valuable launchpad for the next stage in our drug discovery pipeline, which will leverage structure-based insights for the design of novel non-opioid allosteric drugs to treat chronic pain successfully,” said Professor Christopoulos. While the current best scientific evidence on chronic pain treatment includes a <a rel="noreferrer noopener" href="https://cosmosmagazine.com/australia/pain-and-the-brain-closing-the-gap-between-modern-pain-science-and-clinical-practice/" target="_blank">combination of pharmaceutical and non-pharmaceutical therapies</a>, the lack of therapeutics has led to a global opioid crisis. If proved safe and effective in humans, this new class of analgesics could offer some relief to the millions who suffer from chronic pain across the world.  <img id="cosmos-post-tracker" style="opacity: 0; height: 1px!important; width: 1px!important; border: 0!important; position: absolute!important; z-index: -1!important;" src="https://syndication.cosmosmagazine.com/?id=164905&title=Promising+pain+relief" alt="" width="1" height="1" /> </div> <div id="contributors"> <a rel="noopener" href="https://cosmosmagazine.com/health/body-and-mind/non-opioid-painkillers-are-on-the-way/" target="_blank">This article</a> was originally published on <a rel="noopener" href="https://cosmosmagazine.com" target="_blank">Cosmos Magazine</a> and was written by <a rel="noopener" href="https://cosmosmagazine.com/contributor/manuela-callari" target="_blank">Manuela Callari</a>. Dr Manuela Callari is a Sydney-based freelance science writer who specialises in health and medical stories. </div>

Body

Mortgage deferral, rent relief and bankruptcy: What you need to know if you have coronavirus money problems

The coronavirus pandemic has wreaked havoc on the Australian economy, and the financial effects for many are deeply personal. Sadly, there’s no shortage of terrible advice online when it comes to personal finance. And as September 30 looms - the date by which JobKeeper, the increased JobSeeker and many negotiated rent and mortgage deferrals end - it’s important to be fully informed before you make potentially life-changing financial decisions. As a former financial counsellor and former consumer credit educator for the Australian Securities and Investments Commission (ASIC), here’s what I think you need to know if you’re considering mortgage deferral, rent relief or bankruptcy. Mortgage deferral Residential mortgages are covered by <a href="https://asic.gov.au/regulatory-resources/find-a-document/regulatory-guides/rg-209-credit-licensing-responsible-lending-conduct/">federal legislation</a>, under which lenders can assist when borrowers can’t afford their usual repayments due to changed circumstances — such as losing hours or employment. For example, you can ask your lender put on hold payments from June to September. It’s up to you and the creditor to establish clearly what happens to those payments. Are they pushed to the end of the contract, thereby extending the life of your loan? Or will you repay extra when you can afford repayments again? Make sure you understand how much more it will cost you in additional interest if you extend the life of your loan by deferring these payments to the end of the contract. Depending on the details of your loan, you could be adding thousands of dollars to the amount you need to repay. Most mortgage lenders don’t really want to repossess your house. It’s costly, time-consuming and stressful. But before asking for mortgage relief, you need to have a plan for the post-deferral period. What happens if you still can’t make your usual repayments? Any licensed financial professional should be able to help negotiate a deferral on your mortgage or other consumer debts such as credit cards, but you should first consider seeing a free financial counsellor who is independent of any lenders. They can be contacted on 1800 007 007 or through the <a href="https://ndh.org.au/">National Debt Helpline.</a> Rent relief If you can’t pay your rent due to changed circumstances, you can ask your landlord to reduce or defer your rent. They can, of course, say no. Unlike mortgage deferral, the implementation and process is inconsistent across states and territories. It can be difficult to navigate. There are <a href="https://www.sbs.com.au/news/regulator-to-crack-down-on-real-estate-agents-pressuring-tenants-to-use-super">reports</a> of some landlords asking for comprehensive financial statements to support claims, or for their tenants to access the early release of up to <a href="https://www.ato.gov.au/individuals/super/withdrawing-and-using-your-super/Early-access-to-your-super/#Compassionategrounds">A$10,000 in superannuation</a> to pay the rent. Ausralia’s corporate watchdog, the Australian Securities and Investments Commission (ASIC), has <a href="https://download.asic.gov.au/media/5546344/asic-letter-response-to-early-release-of-super-state-rei-3-april-2020.pdf">warned real estate agents</a> that advising tenants to take money from their superannuation may constitute giving unlicensed financial advice and/or be against people’s best interests, attracting possible fines and jail time. If you’re talking with your landlord about rent relief, be clear on whether you’re talking about rent payments being reduced, deferred or permanently waived, and whether these payments would need to be made up by a certain date. Renters can seek help from <a href="https://ndh.org.au/">free financial counsellors</a> or a <a href="https://www.tenants.org.au/covid19/guide">tenants’ union</a>. State and territory governments have established various schemes to help renters work out agreements with their landlord (see this <a href="https://www.commerce.wa.gov.au/consumer-protection/covid-19-residential-tenancies-mandatory-conciliation-service">Western Australian</a> scheme as an example). Bankruptcy Bankruptcy should be a last resort. Many creditors have shown they’re willing to provide short-term delays (for about 90 days, for example) if people need more time to pay a debt. Consumer credit contracts are written on the basis that life has its ups and downs and if a debtor genuinely can’t pay, the creditor can help by reducing payments, stopping interest charges, deferring payments and/or restructuring loans. In almost all consumer bankruptcies, there is no return to creditors so they generally don’t want debtors to go bankrupt. It’s in their interest to help debtors through a difficult period so they can return to making payments. Of great concern to consumer advocates is that searching “bankruptcy” or “help with debts” on the internet will often generate results for companies with a vested interest in placing you in what’s called a “debt agreement”. These should be approached with caution. It basically means you pay for a company to help you declare bankruptcy - but this is unnecessary. A debt agreement is an act of bankruptcy that directs fees to those companies and quite often places consumers in unmanageable and unsustainable long-term repayment plans. Instead, try to find free financial counsellors, some of whom work for charities. They are professional, unbiased and expert at informing people of their options when in debt. They can be found via the government’s <a href="https://moneysmart.gov.au/managing-debt/financial-counselling">MoneySmart</a> site. If you can’t pay your debts, there are many <a href="https://www.afsa.gov.au/debtrelief">options available</a>. The key is contacting the right person or organisation - and knowing whatever comes up first in a Google search is not necessarily the best or most impartial place to get help in a financial crisis.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important; text-shadow: none !important;" src="https://counter.theconversation.com/content/141274/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/gregory-mowle-296811">Gregory Mowle</a>, Lecturer in Finance, <a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a> This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/mortgage-deferral-rent-relief-and-bankruptcy-what-you-need-to-know-if-you-have-coronavirus-money-problems-141274">original article</a>.

Retirement Income

“Great relief”: Queensland COVID-19 vaccine tests show promising results

Early tests of a potential COVID-19 vaccine have shown promising results against the virus, a team of researchers in Queensland said. Pre-clinical tests by academics at the University of Queensland found that the vaccine can raise the level of antibodies that can neutralise the virus. The project’s co-leader Professor Paul Young said the results suggest the vaccine worked as anticipated. “We were particularly pleased that the strength of the antibody response was even better than those observed in samples from COVID-19 recovered patients,” he said in a statement on Wednesday. “This is what we were hoping for, and it’s a great relief for the team given the tremendous faith placed in our technology by CEPI (Coalition for Epidemic Preparedness Innovation), federal and Queensland governments and our philanthropic partners.” The final results from the pre-clinical tests are expected to be ready by early June before clinical trials can start. Professor Kanta Subbarao of the Doherty Institute, which is working with the university, said the finding was “very important” because animal testings for SARS vaccines showed similar immune responses and led to protection from infection. A separate coronavirus vaccine trial is also set to take place in Perth. The potential vaccine COVID-19 S-Trimer has been developed by China-based biotechnology company Clover Biopharmaceuticals and will be trialled by Perth-based Linear Clinical Research. Linear will be <a rel="noopener" href="https://thenewdaily.com.au/news/national/2020/04/28/coronavirus-vaccine-trial-perth/" target="_blank">recruiting healthy adults as volunteers</a> for the first phase of the trial within the next two months.

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What if I can’t pay my rent? These are the options for rent relief in Australia

You’ve lost income because of the coronavirus crisis and finding it hard to pay the bills. What if you can’t pay your rent? The short answer, if you live in Australia, is that rules changes give you more time – at least six months – before you face eviction. But that’s all. Nothing else has changed. As <a href="https://www.theguardian.com/australia-news/live/2020/apr/03/coronavirus-update-live-news-australia-queensland-victoria-nsw-qld-tas-act-sa-wa-nt-covid19-latest-updates?page=with:block-5e86b5d58f0866297e9f624a">Prime Minister Scott Morrison has said</a>, the moratorium on evictions “doesn’t mean there’s a moratorium on rents”. Whatever rent you don’t pay you will still owe, with consequences eventually. There’s unlikely to be any other national assistance for residential tenants along the lines the commercial tenancy market <a href="https://www.pm.gov.au/media/update-coronavirus-measures-030420">might get</a>. But there may be other assistance on offer according to your state and territory. In Queensland, for example, you may be eligible for a one-off rental payment. So this is how your options stand. Eviction moratorium The National Cabinet – incorporating the federal cabinet and state and territory leaders – announced the eviction moratorium <a href="https://www.abc.net.au/news/2020-04-03/eight-million-tenants-wait-to-learn-coronavirus-rent-bill/12114082">on March 29</a>. Rental law is a state and territory matter, so legal enforcement depends on these governments enacting legislation. Tasmania was the first <a href="https://www.cbos.tas.gov.au/topics/housing/residential-tenancies-covid-19-emergency-provisions">to do so</a>, pre-empting the National Cabinet decision with a four-month ban on evictions. It’s likely a good indication of what other states and territories will do. The Tasmanian legislation prohibits commercial and residential landlords from serving notice to vacate for rent arrears for the duration of the “emergency period”, unless: <ul> <li>the lease is non-fixed term and property is being sold (with notice being served before April 3)</li> <li>the Residential Tenancy Commissioner orders termination because of “severe hardship” to either party.</li> </ul> Severe hardship is an established part of tenancy law. It allows parties to apply for a fixed-term lease to be terminated without penalty. It is possible a landlord could argue financial hardship based on needing rent to cover their own debts, but commissioners (or tribunals in other jurisdictions) are likely to scrutinise such applications closely. (Severe hardship is discussed further below, under “What if I want to break the lease?”). What if I don’t pay my rent? If you don’t pay your rent, your debt will keep accruing. Once the moratorium ends, you face eviction. Your landlord will have the right to keep your bond to cover the rent. If you owe more, they can chase it up through debt collectors or file court proceedings. If this happens, your personal <a href="https://www.canstar.com.au/credit-score/what-is-a-credit-rating/">credit rating</a> could take a hit, and costs may be added to any judgment against you. So take the Prime Minister’s <a href="https://www.afr.com/property/commercial/office-tenants-inundate-landlords-with-rent-relief-requests-20200330-p54fe6">advice</a>: negotiate with your landlord or agent. Try to work out an arrangement both sides can live with. Remember, many private landlords rely on rent to pay the mortgage. Even with the <a href="https://www.ausbanking.org.au/covid-19-relief-faqs/">major banks offering mortgage relief</a> during coronavirus crisis, the interest on that debt will keep accruing. Can I get any rent assistance? There are generally no special provisions for rent assistance during the coronavirus crisis. So far only <a href="https://www.qld.gov.au/housing/renting/rent-assistance/bond-loan/covid19-rental-grant">Queensland</a> is offering any form of special rental assistance – a one-off payment of up to $2,000, paid directly to your lessor. To be eligible, you must have lost your job due to the pandemic and have applied to Centrelink for income support. In other states the usual rules for <a href="https://www.servicesaustralia.gov.au/individuals/services/centrelink/rent-assistance">rent assistance</a> apply. You need to first qualify for Centrelink income support, such as the JobSeeker payment, Youth Allowance or the Parenting Payment. Centrelink provides up to A$139 a fortnight if you’re single, and A$164 for a couple with two children. What about a rent reduction? As mentioned, there’s no sign there’ll be direct subsidies for residential tenants, though there may be a national package to reduce commercial rents. The closest thing so far announced is the <a href="https://www.abc.net.au/news/2020-04-02/act-government-covid19-coronavirus-spending-package-announced/12114504">Australian Capital Territory’s</a> encouragement to residential landlords to lower rents by at least 25% through direct tax relief equal to half the discount (up about $100 a week). The scheme is voluntary, so it remains to be seen how effective it will be. What if I want to break the lease? If you’re not on a fixed-term lease, but a monthly or weekly tenancy, you simply have to give the required notice to the landlord (usually 21 days). If you’re on fixed-term lease, state and territory laws allow both tenants and owners to apply to break the lease without penalty if its continuation causes “severe hardship”. But this option “should be seen as a last resort,” <a href="https://www.cbos.tas.gov.au/topics/housing/residential-tenancies-covid-19-emergency-provisions">advises</a> the Tasmanian government. “It is best to maintain a positive relationship between owners and tenants. The best way to do this is for owners and tenants to discuss their concerns.” It is possible your lease may contain a force majeure clause providing for suspension or termination when unforeseeable events (for which neither party is responsible) occur. Unfortunately, such clauses are extremely rare in leases, and unlikely to cover pandemics. Is there anything else to consider? If you consistently miss rent payments you risk going on a “black list” – a <a href="https://www.choice.com.au/money/property/renting/articles/tenancy-databases-and-screening">privately owned tenancy database</a> that real estate agents use to screen tenants. A track record of missing payments can mean a black mark on a future rental application. So the bottom line: talk with your landlord. Written by Mark Giancaspro and David Brown. Republished with permission of <a href="https://theconversation.com/what-if-i-cant-pay-my-rent-these-are-the-options-for-rent-relief-in-australia-135312">The Conversation.</a>

Caring

"Most significant support since the war": Round 2 of government relief

The Federal Parliament has rushed through $84 billion in financial support for workers, students and businesses affected by the coronavirus outbreak, before wrapping up for a five-month-long break. Very few MPs and Senators came to Canberra for a single day to vote on legislation for the Government’s two rounds of stimulus measures. The bills were passed late Monday night without objection in both the House of Representatives and the Senate after some amendments were made. “The measures that have been passed by the Parliament today represent the most significant support for the Australian economy and community since the war,” said Treasurer Josh Frydenberg. “There is much to do for this country in the weeks and months ahead, but working together, we can support the Australian community at their moment of need.” Labor frontbencher Tony Burke said the Parliament’s co-operation “has been a good example today of the Parliament at its best, working at a time when the nation is facing some of its worst”. The Government says that 236,000 students will benefit, as the legislation supports both the first coronavirus economic stimulus package, worth $17.6 billion, and the $66 billion in direct financial support announced in the second package on the weekend. The Coalition now has the power to make changes to stimulus payments, including raters, means testing, eligibility and residency requirements. And they will use it to give the $550 coronavirus supplement to students receiving Youth Allowance, Austudy and Abstudy payments. The first direct payments will be made on April 27, with Labor wanting it reach people’s wallets sooner. “There is a lack of urgency in this support,” said Labor’s Home Affairs spokeswoman Kristina Keneally. “We are concerned that payments to households, including pensioners, will arrive too late. And we are deeply concerned that cashflow assistance to businesses will arrive too late.” “For sole traders and the self-employed, this support is just not enough.” Parliament is now not due to sit again until August 11, with the May budget postponed and other parliamentary sitting days cancelled.

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