Retirement Life

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Staying active in retirement has never been easier!

<p>As we age, it is important that we embrace new passions and hobbies that can help us maintain an active and healthy lifestyle as much as possible.</p> <p>While our golden years are about ensuring we take the time to slow it down, there are new trends emerging that show seniors are looking for ways to keep on top of their health and maintain an upbeat routine.</p> <p>One of the most beneficial ways to get your blood pumping isn’t exactly the most strenuous activity – and that’s why retirees are loving it: E-biking!</p> <p><a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank">Coastal Waters Retirement Village</a><span> </span>resident, Darryl, says he incorporated E-biking into his daily routine after it became apparent he could no longer keep using his regular old pushbike with quite the same level of intensity.</p> <p>But thanks to a timely doctor’s recommendation, the retiree says he now has his new favourite way to get around!</p> <p>“I just get on the bike and go for a ride, which I find very relaxing,” says Darryl.</p> <p>“The E-bike allows me to get out and exercise by cycling, which I love.</p> <p>“Whenever I do feel tired or strained, I turn the power on and use the pedal assist, which requires you to still pedal to make the motor work.”</p> <p><a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank"><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7841073/coastal-waters-1.jpg" alt="" data-udi="umb://media/d9614fadbfa94566a0cc096ceccc42a4" /></a></p> <p><em>Darryl incorporated e-biking into his daily routine at Coastal Waters.</em></p> <p>The benefits of<span> </span><a rel="noopener" href="https://electricbikeblog.com/5-important-health-benefits-electric-bikes/#:~:text=%233%20Health%20Benefit%20of%20Electric%20Bikes%3A%20Strengthening%20Muscles%2C,promotes%20healthy%20and%20strong%20muscles%2C%20bones%2C%20and%20joints." target="_blank">e-biking</a><span> </span>are phenomenal as the simple fact of the revolutionary technology is that it still does require pedalling at all times – which is great for joint mobility and overall fitness – but very cleverly provides the right amount of assistance depending on the fitness and ability of the rider.</p> <p>Darryl, who has been at<span> </span><a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank">Coastal Waters</a><span> </span>with his wife Anne for a little over two years, says the retirement village – situated on the dreamy seascape of Jervis Bay – has pushed him to focus on his health while enjoying his retirement to the full.</p> <p>He adds that keeping fit with his e-bike while riding through the beautiful beach town “helped my well-being in that I get out and about a lot more than where I used to live, which was in Canberra.</p> <p>“I get out and about every day, mixing with a lot more people than I did before retirement.”</p> <div class="embed-responsive embed-responsive-16by9"><iframe class="embed-responsive-item" src="https://www.youtube.com/embed/pOtSdQGFojU"></iframe></div> <p><strong>E-biking improves physical health</strong></p> <p>The electric bicycles are key for those looking to enrich their lives without<span> </span><a rel="noopener" href="https://www.bicycling.com/news/a27115129/e-bikes-boost-well-being/" target="_blank">forcing strenuous workouts.</a></p> <p>Seniors who suffer from health problems including asthma, knee or heart problems will find the electric motors will help to improve to their lives.</p> <p>E-bikes are considered a<span> </span><a rel="noopener" href="https://www.forbes.com/sites/carltonreid/2018/11/23/riding-electric-bicycles-boon-to-health-and-not-cheating-confirms-literature-review/?sh=1bd8d7f335cc" target="_blank">primary way to keep fit and on top of our health</a>. However, in recent years the nifty tech gear has become a must for those who enjoy the immense benefits the efficient mode of transport offers.</p> <p>Darryl says he has found sanctuary in the community at<span> </span><a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank">Coastal Waters</a>, with over 500 people in the village and quite a few who also enjoy riding around the beach town on their E-bikes.</p> <p>Revealing the bike has become extremely popular among residents where he lives, he said: “The e-bike has inspired my health and well-being by enabling me to get out and do what I really love doing, which is cycling and generally touring around and getting to meet people.</p> <p>“We only have one car now and I quite often go shopping for little things [on the e-bike] rather than take the car.</p> <p>“It’s great exercise and I’m so happy with it.”</p> <p><strong>E-biking is essential for your mental health</strong></p> <p>E-bikes are also an efficient way to improve one’s mental health. There is nothing better than marvelling over the beauty of Jervis Bay’s quaint town roads or captivating beaches with the sun beating down on you.</p> <p>Thanks to the beautiful weather that happens to encompass<span> </span><a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank">Coastal Waters</a><span> </span>all-year-round, getting out and improving your fitness will not only benefit cardiovascular health, but will also provide mental clarity and a healthy dose of Vitamin D.</p> <p><strong>E-biking is perfect for low-impact exercising</strong></p> <p>E-biking is an extremely low-impact exercise option that’s ideal for anyone with physical limitations that might be a result of joint replacements, arthritis or other age-related issues.</p> <p>E-biking has become a<span> </span><a rel="noopener" href="https://www.skipeak.net/blog/8-benefits-of-using-electric-bikes" target="_blank">favourite form of exercise for seniors</a><span> </span>not only for its health benefits but for the immense pressure it takes off of knees, hips and even feet.</p> <p>As an aerobic sport, it provides healthy blood flow and the regeneration of cells to the hippocampus, which is a part of the brain that is linked to memory.</p> <p>At<span> </span><a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank">Coastal Waters</a>, seniors are given the freedom to enjoy their retirement while indulging in all of their passions.</p> <p>Whether that’s taking on new hobbies, rekindling old avocations or finding enthusiasm for new ways to keep on top of your health and mental well-being –<span> </span><a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank">Coastal Waters</a><span> </span>gives seniors the opportunity to take that next step.</p> <p>Book your private appointment to find out more about living at<span> </span><a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank">Coastal Waters</a><span> </span>and learn about the benefits of e-bikes for Seniors!</p> <p><strong><em>This is a sponsored article produced in partnership with<span> </span></em></strong><a rel="noopener" href="https://www.retirementbylendlease.com.au/coastal-waters/" target="_blank"><strong><em>Coastal Waters Retirement Village by Lendlease</em></strong></a><strong><em>.</em></strong></p>

Retirement Life

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Sam Armytage tells all about her new life

<p><span style="font-weight: 400;">Though she shocked </span><em><span style="font-weight: 400;">Sunrise</span></em><span style="font-weight: 400;"> viewers when she announced she was departing the show and heading to the countryside back in March, it appears Sam Armytage couldn’t be happier about her decision.</span></p> <p><span style="font-weight: 400;">The 44-year-old left city life and moved to the NSW Southern Highlands with husband Richard Lavender last month and when asked about the move in an interview with <a href="https://www.dailytelegraph.com.au/entertainment/sydney-confidential/i-barely-brush-my-hair-sams-life-after-sunrise/news-story/3659c8f87e3bbbfd5c94979610798455"><em>The Daily Telegraph</em></a>, she called her new lifestyle “bliss”.</span></p> <p><span style="font-weight: 400;">“I barely brush my hair and put a bit of lipstick on these days, and it is lovely,” she said.</span></p> <p><span style="font-weight: 400;">“It is absolutely bliss to not have to worry about hair and makeup for this part of my career.”</span></p> <blockquote style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" class="instagram-media" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/CN6ht4pHUGU/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="13"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div> </div> </div> <div style="padding: 19% 0;"></div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" rel="noopener" href="https://www.instagram.com/p/CN6ht4pHUGU/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank">A post shared by Samantha Armytage ⭐️ (@sam_armytage)</a></p> </div> </blockquote> <p><span style="font-weight: 400;">While she has already revealed that she doesn’t think she’s done with TV yet, if she were to take on a new role on air it wouldn’t be at the same pace as </span><span style="font-weight: 400;">Sunrise</span><span style="font-weight: 400;">, as she doesn’t think that life brought her “much happiness”.</span></p> <p><span style="font-weight: 400;">“I wasn’t happy at all with the level of attention that I got through that and so I reset it,” she explained.</span></p> <p><span style="font-weight: 400;">Since wrapping up her time on the morning breakfast show, Samantha has been working on her podcast, Something to Talk About, for </span><em><span style="font-weight: 400;">Stellar </span></em><span style="font-weight: 400;">magazine.</span></p> <p><span style="font-weight: 400;">She’s also been keeping fans in the loop on her new life in the country on her Instagram page, where she regularly shares snaps of her and Richard on their sprawling property.</span></p> <p><span style="font-weight: 400;">In a shock announcement in March, Sam revealed that she would be leaving after eight years in breakfast TV.</span></p> <p><span style="font-weight: 400;">At the time, she said she wanted to “take a break and find some peace and calm” after a difficult six months.</span></p> <p><span style="font-weight: 400;">On her last day, Sam called out the “snarkiness” and “bullying” she faced while hosting the show.</span></p> <p><span style="font-weight: 400;">Speculation swirled around her replacement until Sam’s Channel 7 colleague Nat Barr took on the task to host the program alongside David ‘Kochie’ Koch.</span></p> <p><span style="font-weight: 400;">“It’s time to start the next chapter, but I will never forget how wonderful our @sunriseon7 viewers were to me. See you soon,” Sam said.</span></p>

Retirement Life

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Retired couples, have your say

<p><span style="font-weight: 400;">As we approach retirement, we face a new and often drastic change in our lives. From cutting down on work to downsizing, this new stage of life can signal the start of a healthy and enjoyable period of your life or one that offers no direction.</span></p> <p><span style="font-weight: 400;">To combat this, we are encouraged to save for retirement, pursue hobbies and learn new skills, and stay in touch with friends, loved ones, and our wider community. </span></p> <p><span style="font-weight: 400;">But there is one aspect of life that many of us look past that can have a significant effect on our retirement years.</span></p> <p><span style="font-weight: 400;">The answer: our romantic partners.</span></p> <p><span style="font-weight: 400;">Two-thirds of Australian retirees are in relationships where they live with a significant other, but the impact of our significant others on us (and vice versa) is less well understood.</span></p> <p><strong>Researchers investigate the impact of our personal relationships</strong></p> <p><span style="font-weight: 400;">Ayeesha Abbasi, a PhD candidate at the Australian National University (ANU) College of Business and Economics is looking to improve our understanding of retirement and how our experiences are shaped by our personal relationships. Specifically, she is investigating the influence of partners on each other as they transition into and experience retirement.</span></p> <p><strong>Have your say</strong></p> <p><span style="font-weight: 400;">To do this, cohabiting couples who have retired completely, semi-retired, or otherwise left the workforce are invited to participate in a survey. Hearing from both partners will help to better understand the influence partners have on each other. Both partners can complete the Couples in Retirement Survey and answer questions regarding how you feel about retirement, relationships, health, social support, and more.</span></p> <p><span style="font-weight: 400;">To participate, and contribute to important research, take the time to head </span><a href="https://anu.au1.qualtrics.com/jfe/form/SV_1F9q3qpbOlxPYgJ"><span style="font-weight: 400;">here</span></a><span style="font-weight: 400;">.</span></p>

Retirement Life

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Our six top tips to get winter-ready

<p><em>By Feros Care. </em></p> <p>As we edge closer to winter, at Feros Care we are encouraging seniors to think about what they need to weather the colder months in comfort.</p> <p>Preparing for winter can mean anything from a new pair of slippers to checking your heaters are in good working order.</p> <p>We’ve put together a handy list of some of the things you might like to consider and how we can help you get winter-ready.</p> <p><strong>1. Safety first</strong></p> <p>Your safety is always our top priority and we encourage all our seniors to get appliances and smoke alarms checked annually by a qualified electrician.</p> <p>Coming into winter is a good time to have your home inspected by an expert as the cold weather usually increases the use of electrical items such as blankets and heaters.</p> <p>At Feros Care we can help with all manner of home maintenance needs as part of our <a rel="noopener" href="https://www.feroscare.com.au/home-care?utm_source=Over60&amp;utm_medium=Top%20tips%20winter%20article&amp;utm_campaign=HOMECARE-ALWAYSON-2021&amp;utm_term=paid" target="_blank">in-home care services.</a></p> <p>The colder months can also see an increase in falls at home due to people wearing slippers and long dressing gowns, heater cords, and blankets falling off furniture.</p> <p>In fact, three-quarters of all injury hospitalisations for people aged 65+ are a result of a fall (<a rel="noopener" href="https://www.aihw.gov.au/getmedia/427d3a0d-88c2-45c5-bc23-5e3986375bba/aihw_injcat_206.pdf.aspx?inline=true" target="_blank">AIHW</a>).</p> <p>If you are concerned about the risk of falling, we can arrange an in-home safety assessment with one of our skilled occupational therapists.</p> <p><a rel="noopener" href="https://www.feroscare.com.au/home-care?utm_source=Over60&amp;utm_medium=Top%20tips%20winter%20article&amp;utm_campaign=HOMECARE-ALWAYSON-2021&amp;utm_term=paid" target="_blank"><img style="width: 0px; height: 0px;" src="https://oversixtydev.blob.core.windows.net/media/7840964/safety-first.jpg" alt="" data-udi="umb://media/57d1406a98d2448aadf282f61250ed9b" /></a></p> <p><strong>2. Storage</strong></p> <p>For many, space and storage can be a struggle. Finding somewhere to ‘put things’ is just one part of the puzzle; making them easily accessible is another challenge.</p> <p>We can help you organise and store your summer clothes while getting your jumpers, jeans and heavy quilts ready for use.</p> <p>This might include washing and airing things that have been stored away; as well as packing up clothes and linen you won’t be using for the next few months.</p> <p>Our <a rel="noopener" href="https://www.feroscare.com.au/home-care?utm_source=Over60&amp;utm_medium=Top%20tips%20winter%20article&amp;utm_campaign=HOMECARE-ALWAYSON-2021&amp;utm_term=paid" target="_blank">in-home care services</a> provide housework support as well as accompanied shopping trips or transport.</p> <p>We can even help you purchase and pack things like vacuum-sealed storage bags to protect your belongings and make them easier to store.</p> <p><a rel="noopener" href="https://www.feroscare.com.au/home-care?utm_source=Over60&amp;utm_medium=Top%20tips%20winter%20article&amp;utm_campaign=HOMECARE-ALWAYSON-2021&amp;utm_term=paid" target="_blank"><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7840963/storage.jpg" alt="" data-udi="umb://media/e9af08a67cb941629f1081340b7038e1" /></a></p> <p><strong>3. Comfort food</strong></p> <p>Winter conjures up memories of stews on the stove and steaming soups and this type of comfort food can be easily prepared in advance and stored in the freezer.</p> <p>Our <a rel="noopener" href="https://www.feroscare.com.au/home-care?utm_source=Over60&amp;utm_medium=Top%20tips%20winter%20article&amp;utm_campaign=HOMECARE-ALWAYSON-2021&amp;utm_term=paid" target="_blank">in-home care services</a> can support with meal preparation so you have hearty, healthy meals on hand ready to heat and eat on a whim.</p> <p>If you prefer to do the cooking yourself, Feros Care’s <a rel="noopener" href="https://www.feroscare.com.au/home-care?utm_source=Over60&amp;utm_medium=Top%20tips%20winter%20article&amp;utm_campaign=HOMECARE-ALWAYSON-2021&amp;utm_term=paid" target="_blank">Virtual Social Centre</a> has nutrition sessions to help support you in preparing your meals.</p> <p><a rel="noopener" href="https://www.feroscare.com.au/home-care?utm_source=Over60&amp;utm_medium=Top%20tips%20winter%20article&amp;utm_campaign=HOMECARE-ALWAYSON-2021&amp;utm_term=paid" target="_blank"><img style="width: 0px; height: 0px;" src="https://oversixtydev.blob.core.windows.net/media/7840959/comfort-food.jpg" alt="" data-udi="umb://media/23b53839a3114ffab9221ab78ee0d117" /></a></p> <p><strong>4. Vaccines, vitamins and medications</strong></p> <p>If you haven’t seen your GP in a while, it might pay to book in for a check-up and talk to them about which vaccines, such as the flu shot, or pneumococcal pneumonia vaccine are available for you.</p> <p>You might also like to ask your doctor about any vitamins that may be beneficial for you during the cold and flu season, as well as ensuring you have scripts on hand for any of your usual medication.</p> <p>Through our <a href="https://www.feroscare.com.au/home-care?utm_source=Over60&amp;utm_medium=Top%20tips%20winter%20article&amp;utm_campaign=HOMECARE-ALWAYSON-2021&amp;utm_term=paid">in-home care services</a>, Feros Care can help organise, accompany and transport you to any medical appointments.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7840960/medications.jpg" alt="" data-udi="umb://media/6e0e6853616b4064962633fcb75b2f94" /></p> <p><strong>5. Winter wardrobe</strong></p> <p>Check your wardrobe and make a list of anything you need to keep comfortable and warm this winter - be it woollies, slippers, jumpers, robes, boots or stockings.</p> <p>Through our <a rel="noopener" href="https://www.feroscare.com.au/home-care?utm_source=Over60&amp;utm_medium=Top%20tips%20winter%20article&amp;utm_campaign=HOMECARE-ALWAYSON-2021&amp;utm_term=paid" target="_blank">in-home care services</a>, we can provide accompanied shopping support or transport.</p> <p>Or you could even learn how to make the most of virtual shopping through our Let’s Get Technical Program – let one of our friendly technical support officers teach you how to shop online for everything from blankets to groceries.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7840961/winter-wardrobe.jpg" alt="" data-udi="umb://media/69dde98531334dc4ade1213722ea4eac" /></p> <p><strong>6. Winter bedding</strong></p> <p>Adding flannelette sheets, a heavy quilt or doona or an electric blanket can be the difference between a cold or comfortable sleep.</p> <p>As <a rel="noopener" href="https://www.feroscare.com.au/home-care?utm_source=Over60&amp;utm_medium=Top%20tips%20winter%20article&amp;utm_campaign=HOMECARE-ALWAYSON-2021&amp;utm_term=paid" target="_blank">home care</a> specialists, Feros Care can advise you about what you need and we can help with understanding funding, purchasing and preparing your bed with all the essentials you need to keep warm.</p> <p><a rel="noopener" href="https://www.feroscare.com.au/home-care?utm_source=Over60&amp;utm_medium=Top%20tips%20winter%20article&amp;utm_campaign=HOMECARE-ALWAYSON-2021&amp;utm_term=paid" target="_blank"><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7840962/winter-bedding.jpg" alt="" data-udi="umb://media/9cc140e5698a40a4880782cde488a54a" /></a></p> <p><strong>How we can help</strong></p> <p>Feros Care has been supporting Australians for over 30 years and we have supports and services designed to keep you safe, and warm, in your own home.</p> <p>Contact us to learn more. Our friendly team can also advise you on government funding eligibility.</p> <p><strong>Phone 1300 763 583 or visit </strong><a rel="noopener" href="https://www.feroscare.com.au/home-care?utm_source=Over60&amp;utm_medium=Top%20tips%20winter%20article&amp;utm_campaign=HOMECARE-ALWAYSON-2021&amp;utm_term=paid" target="_blank"><strong>feroscare.com.au/home-care</strong></a><strong>.</strong></p> <div id="primary" class="contentAreaLeft"> <div class="Maincontent"> <p><strong><em>This is a sponsored article produced in partnership with </em><a href="https://www.feroscare.com.au/home-care?utm_source=Over60&amp;utm_medium=Top%20tips%20winter%20article&amp;utm_campaign=HOMECARE-ALWAYSON-2021&amp;utm_term=paid"><em>Feros Care</em></a>.</strong></p> </div> </div>

Retirement Life

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Five reasons to downsize to one of the hidden gems of retirement living

<p>When it comes to moving house, not only do we have to consider where we will be moving to, but also how big or small our next home should be – especially when we’re looking to settle down more permanently.</p> <p>Our lifestyle and needs also change as we grow older, so finding a home that fits a variety of needs can be overwhelming. Whether you want a smaller garden that can be easily tended to or you are looking for more support to look after your health, choosing to<span> </span><a rel="noopener" href="https://www.oversixty.com.au/lifestyle/retirement-life/3-crucial-things-to-consider-before-downsizing-or-in-other-words-rightsizing" target="_blank"><em>rightsize</em></a><span> </span>your next home can help you set up the life of your dreams.</p> <p>Retirement living is built with those nearing retirement in mind, offering the lifestyle and practical benefits many of us are looking for as we head into retirement.</p> <p>As for<span> </span><em>where</em><span> </span>to settle down, why not consider Penrith, just 50km west of the Sydney CBD? As one of the hidden gems of retirement planning, Penrith is home to plenty of rightsizing opportunities – such as<span> </span><a rel="noopener" href="https://www.retirementbylendlease.com.au/kingfisher-grove/" target="_blank"><span>Kingfisher Grove Retirement Living by Lendlease</span></a> – that offer outstanding retirement living options and a multitude of other benefits.</p> <p>Kingfisher Grove provides the best of both worlds: Bordered by Wianamatta Regional Park, residents can experience the bush right outside their home, while having the convenience of Woolworths shopping centre, medical centres, gyms and cafés just across the road. All homes are architecturally designed to take advantage of natural light and give a sense of space, with open-plan layouts, air-conditioning and quality appliances. But above all, residents are surrounded with a great community of like-minded neighbours with exclusive access to the resort-style Community Centre. The Community Centre will feature an indoor pool, cinema, gym, bar, library, craft room and dining area.</p> <p>Still unsure? Here are five more reasons why you should set your sights on Penrith.</p> <p><strong>1. A strong sense of community</strong></p> <p>Staying connected to your friends, family, and local community is part of what makes retirement so enjoyable. Since we are social animals, having a strong sense of community and avenues to connect with others not only helps you feel good, but also helps with mental and physical health.</p> <p>That’s why retirement villages like Kingfisher Grove establish such a strong sense of community in their areas. Whether you would prefer to live in a villa or an apartment, you will get to interact with your neighbours in your day-to-day comings and goings, as well as when you visit the exclusive clubhouse and other facilities.</p> <p><a rel="noopener" href="https://www.retirementbylendlease.com.au/kingfisher-grove/" target="_blank"><img style="width: 500px; height:281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7840919/pool-shot_hires.jpg" alt="" data-udi="umb://media/42b42f1988284a3fa963336ba0cd8257" /></a></p> <p>Outside of the retirement community, there are still plenty of ways to connect with your community. Joining community groups such as the local<span> </span><a rel="noopener" href="https://directory.wayahead.org.au/service/6976/" target="_blank">Men’s Shed</a>,<span> </span><a rel="noopener" href="https://ownnsw.org.au/get-involved/join-group/penrith/" target="_blank">Older Women’s Network</a>, historical societies, and<span> </span><a rel="noopener" href="https://www.probussouthpacific.org/microsites/penrithcity" target="_blank">Probus club</a><span> </span>gives you the opportunity to meet new people, share skills and have a laugh over a cuppa. Or you can head down to<span> </span><a rel="noopener" href="https://penrith.panthers.com.au/" target="_blank">Panthers Penrith</a><span> </span>and join in on the club’s regular bingo, trivia nights, and raffles.</p> <p><strong>2. Everything you need at your doorstep</strong></p> <p>Just 7km away from Penrith CBD, you will find Jordan Springs. As one of Penrith’s newest suburbs, this suburb is situated right between Penrith and St Marys. With hospitals nearby – including the newly redeveloped Nepean Hospital – you can find all of the resources and care you’ll need.</p> <p><a rel="noopener" href="https://www.retirementbylendlease.com.au/kingfisher-grove/" target="_blank"><img style="width: 500px; height:281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7840917/kingfisher-04.jpg" alt="" data-udi="umb://media/9aec3b30b46444eaa7f8acd217fa77bd" /></a></p> <p>What about when family comes to visit, or if you need to travel to Sydney? Whether you prefer to drive or travel by public transport, it’s easy to get around. Jordan Springs is close to both St Marys and Penrith train stations for those who choose the 45-minute trip into the city, and it’s just a 15-minute drive from the entrance to the M4. At Kingfisher Grove there is a bus stop just outside the village and Woolworths shopping centre with a breadth of shops, medical centres, pharmacies and cafés just across the road!</p> <p><strong>3. Low-maintenance living</strong></p> <p>As we start thinking about settling down for retirement, finding the right-sized home to suit our needs becomes even more crucial.</p> <p>Retirement communities often offer a variety of different housing options to suit everyone’s needs. For example, Kingfisher Grove offers a combination of single storey, level access villas featuring two or three bedrooms, with single or double garages. The village will also offer one, two or three bedroom apartment layouts across three low-rise buildings, all of which have exquisite views over Wianamatta Regional Park.</p> <p><a rel="noopener" href="https://www.retirementbylendlease.com.au/kingfisher-grove/" target="_blank"><img style="width: 500px; height:281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7840916/kingfisher-02.jpg" alt="" data-udi="umb://media/465cafe79fc54065afce2ed37a6efe3d" /></a></p> <p>For those who need extra care, Kingfisher Grove has partnered with Catholic Healthcare to build an aged care facility right next door. Once completed, this facility will offer the right level of care for those who need it.</p> <p><strong>4. Surround yourself with picturesque landscapes</strong></p> <p>Getting away from the hustle and bustle of the city can become more and more appealing as we get older. Luckily, Penrith offers the perfect mix of urban living and proximity to nature.</p> <p><a rel="noopener" href="https://www.retirementbylendlease.com.au/kingfisher-grove/" target="_blank"><img style="width: 500px; height:281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7840915/kingfisher-03.jpg" alt="" data-udi="umb://media/fd3ff0e9e4c74a14aa1504c6eb3e7c32" /></a></p> <div id="primary" class="contentAreaLeft"> <div class="Maincontent"> <p>Situated in Jordan Springs, Kingfisher Grove offers 17 hectares of gorgeous parks and open space, including a huge lake at the heart of the community, for you to wander through and reconnect with nature.</p> <p><strong>5. Plenty to do</strong></p> <p>There are plenty of things to do in and around Penrith. From shopping to staying active mentally and physically, you’ll be spoilt for choice.</p> <p>If you’re the outdoorsy type or take pleasure in walking while enjoying the scenery, Penrith is home to<span> </span><a rel="noopener" href="https://www.penrithcity.nsw.gov.au/facilities-recreation/outdoor-recreation/great-river-walk" target="_blank">The Great River Walk</a>. Following the Hawkesbury-Nepean River, the Great River Walk is a great spot for picnicking, bird watching and learning about the history of the local area. Along the way, you can also catch free contemporary art at the Penrith Regional Gallery and take a break at its café.</p> <p>Or, if you are looking to learn some new skills or follow academic interests,<span> </span><a rel="noopener" href="https://www.u3apenrith.org.au/" target="_blank">The University of the Third Age (U3A) Nepean-Blue Mountains</a><span> </span>offers courses specifically for seniors. These courses are available in a range of subject areas, from arts and crafts, language and acting to philosophy, hospitality and computing.</p> <p>Penrith council also runs two senior centres that host social events and are home to bridge, dance, and computing clubs.</p> <p>So what are you waiting for? To beat the rush to this hidden gem of retirement living on Sydney’s doorstep, visit<span> </span><a rel="noopener" href="https://www.retirementbylendlease.com.au/kingfisher-grove/" target="_blank">Kingfisher Grove</a><span> </span>Retirement Village for more information, or book a<span> </span><a rel="noopener" href="https://www.retirementbylendlease.com.au/tea-and-tour/nsw/" target="_blank">Tea and Tour</a><span> </span>for an up-close inspection.</p> <p>Kingfisher Grove is now taking expressions of interest for brand new apartments in their Stage 2 Release, with prices ranging between $430K – $735K. Don’t miss out this incredible opportunity!</p> <p><strong><em>This is a sponsored article produced in partnership with<span> </span></em></strong><a rel="noopener" href="https://www.retirementbylendlease.com.au/kingfisher-grove/" target="_blank"><strong><em>Kingfisher Grove</em></strong></a><strong><em><span> </span>Retirement Living by Lendlease</em></strong><strong><em>. </em></strong></p> </div> </div>

Retirement Life

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War medal reunited with family almost 100 years later

<p>A war medal lost on a Melbourne beach in Australia, almost more than 100 years ago, has finally been returned to the family of a World War I digger.</p> <p>Just in time for ANZAC Day, Private R.S.G. Smith’s lost WWI British Victory Medal lost on Chelsea Beach in 1925 has been returned – over 61 years since his death.</p> <p>The medal was found in 1980, about 10km away at Beaumaris Beach.</p> <p>Although there were attempts for the medal to be returned to its rightful owner, it was not until it was passed on to Lilydale police Sergeant Vaughan Artherton that the mystery was solved.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7840880/gold-medal.jpg" alt="" data-udi="umb://media/7753df1a9bab45f18cd4609ea3fc4678" /></p> <p>It was revealed that the man who found the medal 40 years ago was married at the time but later passed away.</p> <p>His wife later remarried and came into contact with Sergeant Atherton at their local Upwey Belgrave RSL Club.</p> <p>Sergeant Atherton found Private Smith’s details by combing through the National Archives of Australia, and it was there where he found Robert Stanley Gordon Smith who was born in Fitzroy in 1891.</p> <p>Mr Smith was enlisted at Broadmeadows on the August 7, 1915 and formed a part of the 13th Reinforcements, 5th Battalion of the Australian Imperial Force.</p> <p>He later would go on to serve in France where he was wounded in action twice.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7840879/gold-medal-1.jpg" alt="" data-udi="umb://media/6bbbe9673e5e4ec693c7c62ccfb80faa" /></p> <p>The veteran would return to Australia after the war, and it was there he met and married Ada Grace Nicholl.</p> <p>He is memorialised at the Coburg cemetery in the north of Melbourne.</p> <p>Sergeant Atherton found information in his service record a statutory declaration where he requested to replace a “bade” that he had lost at Chelsea beach back in 1925.</p> <p>Private Smith’s nephew Alan Norster admitted he was overjoyed when Sergeant Atherton located him to return the war medal.</p> <p>“I am delighted to have been given the opportunity to have this medal put on display at Upwey- Belgrave RSL museum,” he said.</p> <p> <img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7840878/gold-medal-2.jpg" alt="" data-udi="umb://media/bb4b6b1c057846f2a29f1f1e499cfe16" /> </p> <p>“I am sure Private Smith’s medal will be treasured by all present and future RSL members”.</p> <p>“I am glad that I have been successful on this occasion in reuniting the medal with the recipient’s relatives”.</p> <p>The successful reunion comes just in time for Anzac Day on Sunday to commemorate the 106th anniversary of the 1915 Gallipoli landing.</p> <p><em>Images: Channel 9</em></p>

Retirement Life

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3 crucial things to consider before downsizing or in other words, rightsizing

<p>Have you ever wondered whether it was time to <em>rightsize</em> your home, but have been overwhelmed because you have no idea where to start?</p> <p>As we grow older, there’s a tendency for our family homes to become unsuited to our lifestyle and needs. That can manifest itself in myriad tiny ways – whether it’s suddenly too difficult to try and maintain a garden, or perhaps our health and vitality isn’t quite what it used to be, and living in a more supportive environment starts to sound like a dream.</p> <p>Selling up and moving out of your beloved family home may seem daunting, which is why it’s so important to carefully weigh up your options before making a decision that’s ultimately going to benefit you.</p> <p>Retirement living is purpose-built for those nearing retirement and offers many lifestyle and practical benefits.</p> <p>Residents are able to enjoy a strong sense of community, feel safe, secure and value their independence can dedicate their time to those activities they enjoy doing most.</p> <p><img style="width: 409.51113601344724px; height: 500px;" src="https://oversixtydev.blob.core.windows.net/media/7840591/nelsons-effect-hero_man-image.jpg" alt="" data-udi="umb://media/d88a34170bf24aae8ca768ba12f600f3" /></p> <p>And while it may seem like a distant reality – or one that also doesn’t seem affordable – there are so many properties out there to choose from – such as <a href="https://www.retirementbylendlease.com.au/nelsons-grove/">Nelsons Grove</a><span> Pemulwuy </span>– that have just what you are looking for.</p> <p>Your house is worth more than you think, which means downsizing or rightsizing isn’t as difficult as it sounds. As of March 2021, the average price for four-bedroom homes in Merrylands, Greystanes and Guildford NSW as listed on <a href="http://realestate.com.au">realestate.com.au</a> ranged between $830,000-$890,000.</p> <p>“Based on the above pricing, it’s one of the best times in many years to sell your home and make the move to Nelsons Grove,” says Braden Graham, sales manager of Nelsons Grove.</p> <p>But before you take the plunge, it’s important to do your research, and we've put together a three-point checklist to help you make the right decision.</p> <p><strong>1. Does a retirement village suit your lifestyle?</strong></p> <p>Before making a move, it's wise to make a checklist of the things that are important to your lifestyle.</p> <p>If you're an outdoors person, do you prefer living near the coast? Is it important that you're close to the city? Once you've outlined exactly what you need, it's easier to make a decision.</p> <p>Nelsons Grove Pemulwuy is located only a few blocks away from both Cumberland and Fox Hills golf courses and is situated right behind Pemulwuy Marketplace, making the weekly grocery run a lot easier.</p> <p>It’s also very close to gorgeous parklands and nature reserves, making it perfect for those who like to spend their time breathing in the fresh air.</p> <p><strong>2. Book a tour of the properties you're interested in</strong></p> <p>It's crucial to make sure any retirement village you have your eye on is going to be a good fit for you, so be sure to check out the amenities on offer.</p> <p>A tour can also help you decide on how many bedrooms you prefer, and whether you should opt for a villa or an apartment.</p> <p>Visiting the village is also a great way to check out the community and have a peek at facilities such as the pool, gym, cafes, and anything else you will spend your precious leisure time on.</p> <p>And don't forget to look at the activities calendar. Social events are a great way to get to know your neighbours and form new and lasting friendships.</p> <p>And if you don't want to leave the comfort of your own home to take a first look, Nelsons Grove Pemulwuy offers virtual tours, where you can chat with a friendly sales team and take a look at what's on offer right from your living room.</p> <p><strong>3. How much will it cost and what is available in your price range?</strong></p> <p>The cost of living in a retirement village will vary depending on your individual needs and preferences, but it can be surprisingly affordable.</p> <p>You should be able to choose a space that is right for you and your budget with a variety of options from cosy apartments to roomy villas.</p> <p>The cost will also depend on what kind of services and support you will need, so keep that in mind when budgeting.</p> <p>Perhaps you will require a cleaning service, or someone to prepare hot, healthy meals. All of this will contribute to the eventual bottom line.</p> <p>So if you feel like it’s time to embrace the retirement life you crave, and if you're ready to take the plunge, take a <a href="https://www.retirementbylendlease.com.au/nelsons-grove/tour-community-centre/"></a> with Nelsons Grove Pemulwuy or book a personalised appointment and come see it first-hand for yourself. You won’t be disappointed.</p> <p><strong><em>This is a sponsored article produced in partnership with Lendlease Retirement Living, </em></strong><a href="https://www.retirementbylendlease.com.au/nelsons-grove/"><strong><em>Nelsons Grove Pemulwuy</em></strong></a><strong><em>. </em></strong></p>

Retirement Life

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How to discover your half-a-million-dollar retirement nest egg

<p>Many people are quickly discouraged when they think about retirement. They think it’s all too hard, that they have left it too late and there is no way they are ever going to save enough to live on when they do stop work.</p> <p>Typically, this is because they have overlooked their unseen, unsaved ‘half a million dollar nest egg’.</p> <p>By this of course, I’m referring the Federal Government’s aged pension, which is available to all Australians who reach retirement age, subject to how much money you own outside your own home.</p> <p>It’s a significant back stop for anyone approaching retirement and should be the basis of your retirement plans.  Importantly, once you qualify for it, you can’t loose it, its indexed for inflation, its tax free and it will last as long as you do. It is very much your long-lost nest egg.</p> <p>So, for a home owning couple, you can own up to $401,500 in assets in addition to your own home and still qualify for the full age pension, which is currently set at $37,000 a year, paid out each fortnight.</p> <p>To generate the equivalent income privately, you will need to save $500,000 a year and obtain a steady return, year in year out, of 7.5 per cent plus capital gains to ensure your assets keep up with inflation.</p> <p>So even if you think it’s all too late and you have no money set aside for retirement, think again. As an Australian, you effectively have half a million dollars just sitting there, waiting for you.</p> <p>Needless to say, the more money you do own in addition to your own home, beyond $400,000, the less you will receive in terms of the age pension and for those who own more than $800,000, the age pension will cut out completely.</p> <p>However, if you do own your own home and have more than $800,000 in savings, you should be confident you will enjoy financial security throughout your retirement without relying on the age pension.</p> <p><img style="width: 0px; height: 0px;" src="https://oversixtydev.blob.core.windows.net/media/1201/why-many-aussies-are-staying-in-the-family-home-1.jpg" alt="" data-udi="umb://media/748719788cb343d288b29a9f0b3de2c1" /></p> <p>However, the reason it’s so important to keep in mind that the age pension is there through retirement, acting if you like as a safety net, is that it should help you as you approach retirement to avoid taking undue risks with your precious retirement savings.</p> <p>If nothing else, it should help explode the myth that you need a million dollars saved in order to enjoy your later years and with this, help all Australians plan better for a safe and secure retirement knowing they have the age pension to fall back on.</p> <p>When this becomes your starting point, the key questions then become how can I find somewhere to live where I don’t have a mortgage and how much money can I squeeze into super so I have a second income stream in addition to my age pension entitlements?</p> <p>If you look at your retirement from this perspective, you will start seeing it in a very different light and hopefully it will encourage you to really think through your options about how you do choose to live.</p> <p>The age pension should be the cornerstone of your retirement planning if you’re worried you haven’t saved enough. Importantly, if you think you might qualify for an age pension, you should start applying for it early and certainly within a year of when you hope to qualify for it based on your age.</p> <p>This will give you plenty of time to meet with someone from Centrelink and complete all the paperwork they require. Be completely honest with Centrelink and they will help you make the most of your entitlements.</p> <p><strong>Patricia Howard, author of</strong> <strong><em>The No-Regrets Guide to Retirement: how to live well, invest wisely and make your money last (Wiley)</em>, is a licenced Australian financial adviser. She has a Commerce Degree from the University of Melbourne, holds her own Australian Financial Services Licence and recently passed the FASEA Financial Adviser exam. Find out more at </strong><a href="http://www.patriciahoward.com.au"><strong>www.patriciahoward.com.au</strong></a></p> <p><strong><em>Note this is general advice only and you should seek advice specific to your circumstances.</em></strong></p>

Retirement Life

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Ten key steps to help you make your retirement the best years of your life

<p>Too often Australians approach their retirement years with dread. They fear they won’t have enough money to live on and worse still, that somehow, they will run out of money when they most need it.</p> <p>In writing <em>The No-Regrets Guide to Retirement: how to live well, invest wisely and make your money last</em>, I want all Australians to know they can have the retirement of their dreams and live a happy, wonderful life after they stop work.</p> <p>I also wanted to help as many Australians as possible, avoid some of the more obvious pitfalls, that can lead to financial heartbreaks and the sort of regrets that can last the rest of their lives. Hopefully some simple tips can stave off the more obvious disasters.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7840231/eg.jpg" alt="" data-udi="umb://media/16c2c0970098410c9026da8791b135b8" /></p> <p><strong>Tip 1. Don’t Grow Old and Grey. Go Harlequin!</strong></p> <p>Don’t live your retirement the way your parents did or according to some out-dated rule book. Most importantly, don’t skimp on the here and now, so you can leave a nest egg for your children. Retirement is your big opportunity. Make the most of every single day</p> <p><strong>Tip 2. Your  ‘Half a Million’ Retirement Nest egg</strong></p> <p>Every Australian is eligible for the age pension. While it is means tested, this is the equivalent of having $500,000 in retirement savings. More, its secure, indexed for inflation and you will never lose it – it’s your long-lost retirement nest egg.</p> <p>There’s too much talk in the financial planning industry that you need a million dollars to retire. Don’t give up on your financial situation. There are still lots of strategies to help you make the most of your financial position and taking advantage of the age pension is one of them.</p> <p><strong>Tip 3. Make Good Choices</strong></p> <p>Just as a healthy diet focuses on good food choices, so you should choose good investment options. Think ‘high yielding dividends’ spiced up by ‘franking credits’ and served with a dish of ‘capital growth‘ on the side.</p> <p>Retirement is a time in your life to make god decisions about your health, about staying fit and thinking long term. That’s the case for your finances as well.  Make healthy financial decisions.</p> <p><strong>Tip 4. And give up the (financial)  smokes!</strong></p> <p>A key downside of the financial industry focusing so much attention on people needing a million dollars to retire is that it makes people anxious and this in turn prompts many to take risk with their money.</p> <p>Your precious retirement savings are irreplaceable. Don’t put your money into anything you don’t understand and remember retirement is all about generating as much income as you can as safely as possible with some capital growth.</p> <p><strong>Tip 5. Live Like A Millionaire</strong></p> <p>Learn to live off investments just like millionaires do. As John Travolta once said, “I learnt very early how millionaires live. They never spend their capital, just the income it generates, and they always get good advice”.</p> <p>Make sure you know exactly how much money your investments are generating and adjust your spending each year to stay within those limits. That’s the key of making sure you never run out of money.</p> <p><strong>Tip 6.  ‘Slide’ Into Retirement</strong></p> <p>These days, few people just stop working at age 65. Find a new mojo and slide your way into retirement. Find a side hustle, volunteer or turn a hobby into a business - you just need to find your groove.</p> <p>If you can monetarize these activities or find a way of making some additional income from them, it will take some of the financial pressure off you in retirement and help make your money last that much longer.</p> <p><strong>Tip 7. Families – Love ‘Em and Leave ‘Em</strong></p> <p>While families can be a great source of happiness as you grow older, they can be a massive financial burden. Never speak to your family or love ones about your financial situation except in the most general terms and never allow your savings to become part of regular conversations.</p> <p>This only encourages others to think you will always have a few dollars to spare to help them out. That may or may not be the case, but it should be your decision. It should not be your family pushing you to give them cash.</p> <p><strong>Tip 8. Sexually transmitted poverty</strong></p> <p>It’s surprising how often love lives and financial affairs become intertwined. If you are living alone, step up and make sure you take control of your financial situation and make sound decisions about what you do with your money.</p> <p>Be wary of romantic involvements and the scams that can come with them. Everything from sending money to on-line romantic encounters to backing your partner in a new business deal. Make sure you do your homework and look upon any money you give someone as a gift and not a loan.</p> <p><strong>Tip 9. Build your “Escape Hatch”.</strong></p> <p>Make sure you have a strategy outlining what you will do if all goes wrong. Again remember, you will always qualify for the age pension and you can’t lose it, its indexed for inflation and it will last as long as you do.</p> <p><strong>Tip 10. Most importantly enjoy your retirement</strong></p> <p>Make good decisions to maximise your income in retirement and then get on with enjoying life. Do not make the mistake of spending all day, every day counting your pennies. There are more important things to do in life than that.</p> <p><em>Written by Patricia Howard</em></p> <p><strong>Patricia Howard, author of</strong> <strong><em>The No-Regrets Guide to Retirement: how to live well, invest wisely and make your money last (Wiley)</em></strong><strong>, is a licenced Australian financial adviser. She has a Commerce Degree from the University of Melbourne, holds her own Australian Financial Services Licence and recently passed the FASEA Financial Adviser exam. Find out more at </strong><a href="http://www.patriciahoward.com.au"><strong>www.patriciahoward.com.au</strong></a></p> <p><strong><em>Note this is general advice only and you should seek advice specific to your circumstances.</em></strong></p> <p> </p>

Retirement Life

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"No one told me": Woman learns of her mother's death 10 days too late

<div class="post_body_wrapper"> <div class="post_body"> <div class="body_text redactor-styles redactor-in"> <p>A Perth woman has been left devastated after finding out her mother died 10 days after she passed.</p> <p>She only found out due to the nursing home calling her to pick up her mother's belongings from the nursing home.</p> <p>Kaye Davis discovered her mum, Joyce Savage, passed away on Valentine's Day in the hospital.</p> <p>Kaye said to<span> </span><a rel="noopener" href="https://thewest.com.au/lifestyle/aged-care/joyce-savages-death-ageing-advocates-slam-perth-great-grandmothers-10-day-death-notification-bungle-ng-b881809254z" target="_blank"><em>The West Australian</em></a><span> </span>that she called the nursing home to visit her mother after the lockdown in Perth had ended.</p> <p>She claimed that the nursing home said her mum had a "small cough".</p> <p>“They told me it was ‘nothing to worry about’,” Kaye said.</p> <p>“I just can’t believe it.”</p> <p>Acacia Living Group Menora Gardens was where Kaye's mother was staying.</p> <p>The nursing home had not told Kaye that her mother had been admitted to hospital as her mother was cared for by the Public Advocate, which manages the affairs of people not able to do it themselves.</p> <p>Unfortunately, Kaye had signed over care to the nursing home after a series of back payments meant that she was late making nursing home payments.</p> <p>“My poor mother died alone,” Kaye said.</p> <p>“I’m just angry and upset.</p> <p>“Acacia called to say can I come pick up her things, and ‘Did you know your mother died?’</p> <p>“I couldn’t believe what they were saying.</p> <p>“I found out she passed 10 days later ... She’s been lying in the morgue.</p> <p>“No-one told me.”</p> <p>Acacia Living Group said that notification of Joyce Savage's death was the responsibility of the Public Advocate's appointed legal guardian.</p> <p>The Public Advocate staff said that they had tried to call Kaye Davis but had the wrong number.</p> <p>“Staff were unable to reach the listed family member using the phone contact details that were provided,” Public Advocate Pauline Bagdonavicius said.</p> <p>“It is most unfortunate that this has resulted in a delay in the family being notified.”</p> <p>Bagdonavicius told<span> </span><em><a rel="noopener" href="https://7news.com.au/news/wa/perth-woman-kaye-davis-not-notified-of-her-mum-joyce-savages-death-for-10-days-c-2263572" target="_blank">7NEWS</a><span> </span></em>that the Office of the Public Advocate would review its processes</p> <p>“Following this case, Office of the Public Advocate will investigate other mechanisms to notify family in a timely manner when contact attempts are unsuccessful,” she said.</p> <p>“We offer this family our sincere condolences.”</p> <p><em>Photo credits: 7NEWS</em></p> </div> </div> </div>

Retirement Life

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The vital issue that brought Q+A's host and guest to tears

<p><em>Q&amp;A</em><span> </span>host Hamish Macdonald and Liberal MP were brought to tears on the program after discussing Australia's failing aged care system.</p> <p>Allen ended the show in tears after speaking about her father's battle with dementia.</p> <p>"He couldn't speak for the last year of his life, he couldn't walk, his only words that were left were 'thank you'," Ms Allen said through tears.</p> <p>"It's a terrible disease, so I think people [need to be] able to have the choice, and the control, and the laws in Victoria have been, I think, I have to say well handled and I think that we need to have this sort of conversation, particularly for dementia."</p> <p>Macdonald broke down in tears much later after asking an audience member and his daughter questions about aged-care homes.</p> <p>Audience member Timothy Granger and his daughter Prudence-Rose spoke about Timothy's battle with early-onset Alzheimer's as he was diagnosed at the age of 51.</p> <p>Timothy spoke about his fears about what the future holds for him.</p> <p>"How are you doing?" Macdonald asked.</p> <p>"Going well," Mr Granger responded before adding: "Sorry, I have a little bit of problem with speech, sorry, what was your question?</p> <p>"I wanted to know how you're doing," Macdonald said.</p> <p>"You're living at home with your beautiful wife, your wonderful daughter. How do you feel about the prospect of one day going into an aged care facility?"</p> <p>"I think what makes it scary is he's so much younger," she said.</p> <p>"He's going to be potentially going in there in his 60s or sooner, which we really want to avoid but if that occurs, how can he live his best life in these facilities that aren't really set up for him at his age?</p> <p>"There are more people getting diagnosed with early-onset Alzheimer's."</p> <p>Macdonald asked Timothy how he felt about discussing that with his family.</p> <p>"That's going to be difficult and probably it's going to be hard for them as well," Mr Granger said.</p> <p>"I'm scared. I think it's not something you think is going to happen so soon," Ms Granger added</p> <p>"We would like to be able to support him for as long as we can, the reality is we probably can't.</p> <p>"We also have financial concerns. We'd like to be able to put him in a facility that will support him and his needs but I don't know if he could afford that or if we would get in.</p> <p>"And I'm just witnessing that, especially tonight, listening to everything that everybody is saying and it's really scary."</p> <p>It was here that Macdonald started to cry.</p> <blockquote class="twitter-tweet"> <p dir="ltr">Tim is 56 years old and was diagnosed with early-onset Alzheimer’s five years ago. Tim wants to know how he will be supported to live “his best life” in aged care? And Trevor wants to know if there is any hope for the future for him and 472,000 of his “dementia mates”? <a href="https://twitter.com/hashtag/QandA?src=hash&amp;ref_src=twsrc%5Etfw">#QandA</a> <a href="https://t.co/0MJhIY0Tj3">pic.twitter.com/0MJhIY0Tj3</a></p> — QandA (@QandA) <a href="https://twitter.com/QandA/status/1364884709319217157?ref_src=twsrc%5Etfw">February 25, 2021</a></blockquote> <p>"I've met Tim previously, so I was already somewhat familiar with the situation he is in," Macdonald told the<span> </span><a rel="noopener" href="https://www.abc.net.au/news/2021-02-26/dementia-patient-leaves-q+a-panel-on-aged-care-in-tears/13194334" target="_blank"><em>ABC</em></a>.</p> <p>"He has a beautiful warmth and a great sense of humour, I was really looking forward to catching up tonight.</p> <p>"In truth, we can spend hours talking about the statistics and the data and the sad history of aged care in Australia, but stories like Tim bring the realities home to us all.</p> <p>"When Tim speaks, you can imagine this was you, you can imagine this was your partner or your father. It is impossible not to be moved by Tim's story.</p> <p>"He's a father, a husband and a lovely human, faced with some extraordinarily difficult circumstances. I'm really pleased there's a space for Tim and people like him to have a voice in such an important national conversation around aged care."</p>

Retirement Life

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13 people who faked their own deaths

<p>Aimee Semple McPherson<br />On May 18, 1926, Canadian-born evangelist Aimee Semple McPherson disappeared while swimming at a Los Angeles beach. As rescue teams searched for her, one team member died, and a grief-struck follower of the charismatic religious leader drowned herself in despair. Five weeks passed, and McPherson turned up in Mexico, claiming to have gone off the grid in the course of fleeing would-be kidnappers. The kidnapping story seemed shady and was investigated as a possible fraud. However, it remained unresolved until McPherson’s actual death in 1944.</p> <p>Aleister Crowley<br />In September, 1930, Crowley, a self-proclaimed prophet and founder of the religion Thelema, jumped off a cliff near Lisbon, Portugal. Or so he made it seem. Three weeks later, he turned up alive and well in Berlin. Turns out, it was all an elaborate hoax that he’d planned with an acquaintance, the poet Fernando Pessoa. His motives remain unclear, but it’s possible he did it to get away from a woman with whom he’d been travelling and with whom he’d grown bored. Is it any wonder Crowley’s been called “the wickedest man in the world”?</p> <p>Juan Pujol Garcia<br />When World War II ended in Europe, British spy Juan Pujol Garcia, with the help of his MI5 handlers, faked his own death by malaria in order to keep a surreptitious eye on Germany. His wife never believed it and wasn’t surprised when he turned up four decades later, having been outed by an investigative reporter, Nigel West. Garcia was nicknamed “Agent Garbo” (because of his esteemed acting skills) and is one of Europe’s most celebrated spies.</p> <p>Reverend Philip St John Ross<br />When the Reverend Philip St John Wilson Ross, an English vicar, drowned during a seaside holiday in August 1955, his wife and congregation mourned his tragic death… until two years later, when he was spotted in Switzerland with another woman, Kathleen Ryall. He had faked his death and was living with Miss Ryall under the assumed names Mr and Mrs Davies.</p> <p>Lord Lucan<br />Richard John Bingham, the 7th Earl of Lucan, was a relative by marriage to Diana, Princess of Wales. Lord Lucan, as he was commonly known, disappeared in November 1974 following the murder of his children’s nanny and the assault of his wife, who immediately identified the attacker as Lucan. His abandoned car was eventually recovered with an empty bottle of prescription pills inside, making it seem as if Lucan had killed himself. But it’s been widely rumoured that Lucan faked his death, with the assistance of his wealthy and connected friends.</p> <p>John Stonehouse<br />British politician and member of Parliament, John Stonehouse, drowned in Florida in 1974 – conveniently, it seemed, since he was heavily in debt. Two months later, he was discovered in Australia where he was living under an assumed name. At first, it was suspected he was Lord Lucan because Lucan had disappeared earlier that year. In 1976, Stonehouse was convicted of fraud and related offenses and served three years before being released on parole.</p> <p>Takashi Mori<br />In 1995, Takashi Mori, a 47-year old Japanese man living in the Philippines, faked his death with the help of his 21-year-old son, so that his family could collect on his life insurance policy, which was worth at least five million US dollars. They then hurried off to Japan to live on their ill-gotten gains. Nine months after his ‘death,’ Mori was discovered to be living in Manila. He was arrested for insurance fraud, along with his son and wife who were deported from Japan.</p> <p>Patrick McDermott<br />Patrick McDermott was the boyfriend of actress and singer Olivia Newton-John. On a fishing trip to Mexico in June 2005, McDermott disappeared. Although he’s never been seen again, the circumstances of his disappearance have led to speculation that McDermott faked his death to avoid substantial debts, including child support payments to his ex-wife (not Newton-John).</p> <p>John Darwin<br />Pictured here with his wife, Anne, John Darwin apparently drowned while canoeing in the North Sea in 2002. In reality, the Darwins were looking for a life insurance pay-out. In 2007, Darwin turned up in a London police station, pretending to have amnesia. Unfortunately for him, someone found a photo of the couple in Panama, where they were looking to buy property. The Darwins were sentenced to six years in prison for fraud and related charges. Anne ended up divorcing John and wrote a book about her experiences called Out of My Depth.</p> <p>Samuel Israel<br />Former hedge fund manager Samuel Israel had been convicted of running a Ponzi scheme and was to report to prison on June 9, 2008. Instead, Israel abandoned his car alongside the Bear Mountain Bridge in upstate New York, the words “suicide is painless” written in the dust on the hood. Given the circumstances, the authorities didn’t believe for a second that Israel had killed himself. He hadn’t. Instead, he was hiding out with his girlfriend in an RV parked off a nearby interstate. He turned himself in after a month; Israel is still very much alive and in prison.</p> <p>Aimee Semple McPherson<br />On May 18, 1926, Canadian-born evangelist Aimee Semple McPherson disappeared while swimming at a Los Angeles beach. As rescue teams searched for her, one team member died, and a grief-struck follower of the charismatic religious leader drowned herself in despair. Five weeks passed, and McPherson turned up in Mexico, claiming to have gone off the grid in the course of fleeing would-be kidnappers. The kidnapping story seemed shady and was investigated as a possible fraud. However, it remained unresolved until McPherson’s actual death in 1944.</p> <p>Aleister Crowley<br />In September, 1930, Crowley, a self-proclaimed prophet and founder of the religion Thelema, jumped off a cliff near Lisbon, Portugal. Or so he made it seem. Three weeks later, he turned up alive and well in Berlin. Turns out, it was all an elaborate hoax that he’d planned with an acquaintance, the poet Fernando Pessoa. His motives remain unclear, but it’s possible he did it to get away from a woman with whom he’d been travelling and with whom he’d grown bored. Is it any wonder Crowley’s been called “the wickedest man in the world”?</p> <p>Juan Pujol Garcia<br />When World War II ended in Europe, British spy Juan Pujol Garcia, with the help of his MI5 handlers, faked his own death by malaria in order to keep a surreptitious eye on Germany. His wife never believed it and wasn’t surprised when he turned up four decades later, having been outed by an investigative reporter, Nigel West. Garcia was nicknamed “Agent Garbo” (because of his esteemed acting skills) and is one of Europe’s most celebrated spies.</p> <p>Reverend Philip St John Ross<br />When the Reverend Philip St John Wilson Ross, an English vicar, drowned during a seaside holiday in August 1955, his wife and congregation mourned his tragic death… until two years later, when he was spotted in Switzerland with another woman, Kathleen Ryall. He had faked his death and was living with Miss Ryall under the assumed names Mr and Mrs Davies.</p> <p>Lord Lucan<br />Richard John Bingham, the 7th Earl of Lucan, was a relative by marriage to Diana, Princess of Wales. Lord Lucan, as he was commonly known, disappeared in November 1974 following the murder of his children’s nanny and the assault of his wife, who immediately identified the attacker as Lucan. His abandoned car was eventually recovered with an empty bottle of prescription pills inside, making it seem as if Lucan had killed himself. But it’s been widely rumoured that Lucan faked his death, with the assistance of his wealthy and connected friends.</p> <p>John Stonehouse<br />British politician and member of Parliament, John Stonehouse, drowned in Florida in 1974 – conveniently, it seemed, since he was heavily in debt. Two months later, he was discovered in Australia where he was living under an assumed name. At first, it was suspected he was Lord Lucan because Lucan had disappeared earlier that year. In 1976, Stonehouse was convicted of fraud and related offenses and served three years before being released on parole.</p> <p>Takashi Mori<br />In 1995, Takashi Mori, a 47-year old Japanese man living in the Philippines, faked his death with the help of his 21-year-old son, so that his family could collect on his life insurance policy, which was worth at least five million US dollars. They then hurried off to Japan to live on their ill-gotten gains. Nine months after his ‘death,’ Mori was discovered to be living in Manila. He was arrested for insurance fraud, along with his son and wife who were deported from Japan.</p> <p>Patrick McDermott<br />Patrick McDermott was the boyfriend of actress and singer Olivia Newton-John. On a fishing trip to Mexico in June 2005, McDermott disappeared. Although he’s never been seen again, the circumstances of his disappearance have led to speculation that McDermott faked his death to avoid substantial debts, including child support payments to his ex-wife (not Newton-John).</p> <p>John Darwin<br />Pictured here with his wife, Anne, John Darwin apparently drowned while canoeing in the North Sea in 2002. In reality, the Darwins were looking for a life insurance pay-out. In 2007, Darwin turned up in a London police station, pretending to have amnesia. Unfortunately for him, someone found a photo of the couple in Panama, where they were looking to buy property. The Darwins were sentenced to six years in prison for fraud and related charges. Anne ended up divorcing John and wrote a book about her experiences called Out of My Depth.</p> <p>Samuel Israel<br />Former hedge fund manager Samuel Israel had been convicted of running a Ponzi scheme and was to report to prison on June 9, 2008. Instead, Israel abandoned his car alongside the Bear Mountain Bridge in upstate New York, the words “suicide is painless” written in the dust on the hood. Given the circumstances, the authorities didn’t believe for a second that Israel had killed himself. He hadn’t. Instead, he was hiding out with his girlfriend in an RV parked off a nearby interstate. He turned himself in after a month; Israel is still very much alive and in prison.</p> <p class="p1"><em>Written by Lauren Cahn. This article first appeared on <a href="https://www.readersdigest.com.au/culture/13-people-who-faked-their-own-deaths?pages=1"><span class="s1">Reader’s Digest</span></a>. For more of what you love from the world’s best-loved magazine, <a href="http://readersdigest.com.au/subscribe"><span class="s1">here’s our best subscription offer</span></a>.</em></p>

Retirement Life

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Why retirement living is the perfect way to upsize your lifestyle

<p>Retirement is a new stage of life, with some even saying "life begins at retirement". But the decisions you make after you stop working aren't always easy.</p> <p>However, there are a few things you can do to ensure the anxiety is lessened, starting off by sorting out your living arrangements.</p> <p>Retirement living has come a long way, with modern advancements now allowing seniors to receive the support that they need, while remaining connected to those who matter most.</p> <p>With comfort, accessibility and dozens of amenities under one roof, <a href="https://www.uniting.org/uniting-westmead">Uniting</a> ensures that retirees wish they had made the switch sooner.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7839543/cafe-hacc-79.jpg" alt="" data-udi="umb://media/57182e0fa12542a2981f881105416dbe" /></p> <p>And with a new community right in the heart of Western Sydney, <a href="https://www.uniting.org/uniting-westmead">Uniting</a> hopes to welcome all cultures and generations to their village in Westmead. Featuring a café, salon, chapel and gym just to name a few, Uniting proves that retirement living doesn't have to be drab.</p> <p><strong>So, why should you make the switch?</strong></p> <p>Retirement communities come with plenty of benefits, but what makes <a href="https://www.uniting.org/uniting-westmead">Uniting Westmead</a> especially unique is the option for seniors to connect with those just starting out in life: children. With a childcare centre available on the premises, children can directly learn from those who have experienced everything life has to offer, and in turn, residents can form a special bond of love and friendship with the young ones.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7839544/gf_20190605-1244-1.jpg" alt="" data-udi="umb://media/b06e0bdee51f4496aee6dcbe686112c9" /></p> <p>It's commonly spoken about how children can learn so much from those who are older than them, but what isn't widely mentioned is just how much they can teach us, and the opportunity for all ages to connect at Uniting what makes the entire experience so special.<strong> </strong></p> <p><strong>Which one is right for you?</strong></p> <p>Aging can be a beautiful thing if done right and the new development allows residents to gracefully grow older as they relax and surround themselves with the things that they enjoy most.</p> <p>With multiple options to suit your needs and lifestyle, there's bound to be a living arrangement that works for you.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7839547/shot_6_residencetea-84.jpg" alt="" data-udi="umb://media/8fc5fbea753d40fb9dad0016c933a212" /></p> <p>Residents have a choice between household living, retirement and independent living or assisted living.</p> <p>But the big question is which one is the right option for you?</p> <p><strong>Household living:</strong> If you or someone you know needs more assistance throughout their day-to-day life then <a href="https://www.uniting.org/uniting-westmead">Uniting Westmead's</a> household living is the perfect place to call home. This type of residential care provides the freedom and flexibility to do what you love, while still having someone close by 24/7 to lend a helping hand. Not only are residents given a private room with an ensuite, the household is supported by a dedicated Uniting homemaker. The living room, which is shared with 19 other residents, allows for the opportunity to socialise, along with a BBQ area and plenty of space outdoors to hold family gatherings.</p> <p><strong>Retirement and independent living:</strong> <a href="https://www.uniting.org/uniting-westmead">Uniting Westmead</a> has a number of beautifully designed apartments available for those who are seeking a lifestyle change. Located close to Parramatta Park, those who choose to live independently will be downsizing in space but upsizing in lifestyle.</p> <p>As we grow older, maintaining a home and garden can cause strain on our bodies, which is why <a href="https://www.uniting.org/uniting-westmead">Uniting Westmead</a> takes care of the aesthetics, so you have more time to do what you love.</p> <p>Each unit comes complete with modern fixtures and wider doors for easy mobility. You can also bring your furry friend along as the apartments are pet-friendly.</p> <p>Whether you choose a 1, 2 or 3 bedroom apartment, you can rest assured that you will be well taken care of while still maintaining control over your life.<strong> </strong></p> <p><strong>Assisted living:</strong> Finally, the assisted living option is optimal for those who wish to remain living independently in the retirement village but would benefit from extra support or care. It's nice to have someone around to remind you when to take your medication or to clean your home for you, or even prepare a nice warm meal.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7839545/gym-124.jpg" alt="" data-udi="umb://media/9d663a394b224771b06ee2aceda7ab7d" /></p> <p>The new community comes complete with many benefits, so you're able to maintain the perfect balance between living life on your own terms while still experiencing a thriving social life.</p> <p>“This precinct will be especially important for couples whose care needs change over time as both will be able to receive the support that they need without having to move too far from partners and friends,” says Simon Furness, Uniting’s Director of Property and Housing.</p> <p>“It is especially exciting to see the first people make use of the facilities and imagine the community that will birth from this development.</p> <p>“Uniting believes that bringing different generations together fosters awareness, understanding and respect between generations whilst reducing social isolation.”</p> <p><em>This is a sponsored article produced in partnership with </em><a href="https://ad.doubleclick.net/ddm/clk/478579433;284977294;l"><em>Uniting Westmead</em></a><em>.</em></p>

Retirement Life

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"Hooray, I've made it!": Australia’s oldest person turns 111

<p><span>Dexter Kruger, Australia’s oldest person, has celebrated his 111th birthday.</span><br /><br /><span>“I didn’t think that I could make it but I woke up this morning, about a quarter to 12, and I waited until the clock struck 12 and I said, ‘Hooray, I’ve made it,’” he said from his nursing home in Roma, Queensland, on Wednesday.</span><br /><br /><span>The supercentenarian donned a celebratory sequined red hat with “111” in black numbers and a blue “Birthday Boy” ribbon while brought in his 111th birthday.</span><br /><br /><span>To make the moment even more meaningful, Mr Kruger took time to thank those who helped him for “this very special occasion”.</span><br /><br /><span>“I am completely overwhelmed,” he said.</span><br /><br /><span>“I tell you, it is lonely at the top, I would like to have some company.”</span></p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7839468/australias-oldest-man-1.jpg" alt="" data-udi="umb://media/ad98f3ba7d484fb3bde852a5ed9a3233" /><br /><span>Mr Kruger also recited the hymn My Times Are In Thy Hand, Psalm 31:15 by William Freeman Lloyd.</span><br /><br /><span>The 111-year-old was born on January 13, 1910, and has lived through two world wars, the Great Depression, the Swinging Sixties, and the introduction of mobile phones and the internet.</span><br /><br /><span>He is a retired cattle farmer and became an author at the age of 86 after his wife died.</span></p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7839469/australias-oldest-man.jpg" alt="" data-udi="umb://media/252077fe5965415080d2979577b34327" /><br /><br /><span>His go-to “ditty” when interviewed each year is: “Always eat when you are hungry, always drink when you are dry, always sleep when you are sleepy, don’t stop breathing or you’ll die.”</span><br /><br /><span>He revealed to the ABC “there’s no secret” to living a long and happy life.</span><br /><br /><span>“Keep breathing, have three meals a day, and the time goes on,” he said.</span><br /><br /><span>“I sing and whistle, and I have half a dozen prawns every day.”</span></p>

Retirement Life

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War hero Teddy Sheean awarded Victoria Cross after 78 years

<p>Ordinary Seaman Edward “Teddy” Sheean would have plenty of thoughts if he was alive to see the events unfolding on the manicured lawns of Government House in Canberra.</p> <p>A gathering of the country’s most powerful and most respected assembled under a marquee, along with his family to honour his incredible sacrifice on this very day in 1942.</p> <p>While it should not have taken this long for Australia to recognise his extraordinary bravery, today’s ceremony has righted that wrong as he became the first Navy crew member to be awarded the Victoria Cross, Australia’s highest military honour.</p> <p>Governer-General David Hurley said the story of his dedication touches all those around him because it highlights the ANZAC spirit - mateship, endurance, courage and sacrifice.</p> <p>Ordinary Seaman Sheean was just 18 years old, the youngest member of the crew of HMAS Armidale on patrol off the coast of East Timor, when the vessel came under heavy attack from 13 Japanese aircrafts.</p> <p>The Armidale was hit by two torpedoes and, as it began to rapidly sink, the order was given to abandon ship.</p> <p>But as survivors jumped into the sea, they were machine-gunned by the enemy aircraft.</p> <p>The young sailor helped launch a life raft, then disobeyed orders and returned to his gun, strapped himself in and began firing at the Japanese fighter planes.</p> <p>According to Navy records, he was wounded in the chest and back, but still managed to shoot down one bomber and keep other aircraft away from his comrades in the water.</p> <p>His final moments are remembered by those who saw him, saying he was still firing his gun as HMAS Armidale slipped below the waves.</p> <p>In total, 49 of the 149 men who’d been onboard survived.</p> <p>While Prime Minister Scott Morrison was unable to join today’s ceremony in person, as he is currently in quarantine after returning from Japan, he still issued a video message.</p> <p>He spoke for many when he asked what made this young man from Tasmania do what he did that day, "to forsake a possible rescue, climb a listing deck and strap himself in?"</p> <p>"Whatever it was that caused Teddy Sheean to act so decisively and determinedly on that afternoon with blue skies and calm seas, we find ourselves drawn to it," Mr Morrison said.</p> <p>Mr Morrison speculated that maybe Ordinary Seaman Sheean wanted to live up to the example of his five older brothers who joined the service before him.</p> <p>Whatever it was, his actions on that day are truly inspirational.</p> <p>"His story resonates because as Australians, we continue to see and hope to see part of Teddy in the world around us – selflessness, loyalty and honour," the Governor-General said.</p> <p>Now, 78 years later, his family was able to beam with pride and hold the bronze cross which will forever honour the extraordinary achievements of Ordinary Seaman Edward "Teddy" Sheean.</p>

Retirement Life

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Pauline Hanson will support super increase

<p>One Nation leader Pauline Hanson has thrown her support behind increasing the compulsory superannuation guarantee from the middle of next year.</p> <p>Her stance presents a challenge to push within the coalition government to defer or abandon the legislated 0.5 per cent rise.</p> <p>Senator Hanson said the increase should be contingent on the superannuation system remaining fit for purpose.</p> <p>She asked Treasurer Josh Frydenberg to clarify the purpose of the retirement funding framework.</p> <p>"If the purpose of superannuation today is to increasingly fund caravan and land cruiser sales, it's succeeding," Senator Hanson said on Tuesday.</p> <p>"But if the purpose of superannuation is to give workers of today a better, self-funded lifestyle in their twilight years without taking a taxpayer-funded pension, it's failing."</p> <p>Hanson said an increasing amount of Australians had forgotten the purpose of superannuation and were squandering their retirement savings, defeating the purpose of the scheme.</p> <p>"While the money belongs to the employee, it wasn't designed to be cashed out as a lump sum and blown, only to leave a person on a government pension for the rest of their lives," she said.</p> <p>"If we don't re-clarify the purpose of superannuation now, we might as well just give these increases to people through their pay packets."</p> <p>The Morrison government is considering to backtrack on their election promise to lift the superannuation guarantee to 10 per cent next July.</p> <p>A few Liberal backbenchers want to cap the guarantee at the current rate of 9.5 per cent.</p> <p>Shadow treasurer Jim Chalmers challenged the theory that increasing super contributions would come at the cost of wages growth.</p> <p>"They say it's about wages, but if they truly cared about wages they wouldn't have overseen what has been the most stagnant wages of any government ever over the last seven-plus years," he told Sky News.</p> <p>Labor and Greens support the super increase, so the government will need to rally support from the Senate crossbench in other to can its plans.</p> <p>One Nation controls two Senate votes, so if Senator Hanson supports the increase, the government must convince all three other crossbenchers.</p>

Retirement Life

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How one day off work led to a dream retirement

<p>Having lived in Camden, 60km and an hour’s drive to the closest beach, it was always a dream for Andrew and Roz Ernsteins to retire to the coast. Andrew, 66, is a big fan of water sports and loves to go boating, kayaking, fishing and surfing – so it was a no-brainer to move closer to the water when the time was right.</p> <p>During their online searches for a stand-alone house to buy on the South Coast of New South Wales, they came across an advertisement for an open day at Coastal Waters. Intrigued to see what an over 55s retirement village had to offer, they both took a day off work and spent the weekend at Jervis Bay.</p> <p>“We didn’t intend to do anything – we were just curious,” says 67-year-old Roz.</p> <p>Coastal Waters is situated just a few minutes’ walk to the water and a short drive to the spectacular white-sandy beaches around Jervis Bay, Hyams Beach and Booderee National Park.</p> <p>“We looked at a few villas, some pre-loved, some new, but we were drawn to this one villa. We came back to it four times that day,” says Roz. “The next day we put a holding deposit on it.”</p> <p><strong>Resort-style living</strong></p> <p>Having always holidayed on the South Coast, the Ernsteins loved the Jervis Bay area. And they just couldn’t go past what Coastal Waters had to offer – a village in a safe and supportive environment with natural settings, resort-style amenities and easy access to shops, services, attractions and activities.</p> <p>What the couple particularly liked about the Coastal Waters set-up was the social aspect. If they were to buy a house, as newcomers to the area they envisaged going weeks without seeing or talking to anyone. “So, if something happened to one of us, it could be a very lonely life,” says Andrew.</p> <p>But Coastal Waters has so many activities on offer, there is plenty for residents to do. Boasting an indoor swimming pool, a bowling green, croquet lawn, snooker room, indoor bowling alley and a club house, activities onsite include aqua aerobics, tai chi, yoga, painting, choir, yachting and joining a walking group. “It’s very social,” says Andrew.</p> <p>What Roz and Andrew also love about the activities is that you’re not locked in to one activity week after week. You can pick and choose what you want to do and change every week if you so desire.</p> <p>“I do craft two days a week while Andrew plays 500,” says Roz. “Everyone is so friendly and so lovely. And the staff are so willing to help.”</p> <p>So, earlier this year, with their townhouse sold, the Ernsteins resigned from work and moved to Coastal Waters.</p> <p><img style="width: 500px; height:281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7838921/coastal-waters-basin-views_rd-768x499-1.jpg" alt="" data-udi="umb://media/de1b3ce4bebc416cad351dca203c0927" /></p> <p><strong>A home to be proud of</strong></p> <p>The Ernsteins bought a brand-new, two-bedroom villa with two bathrooms, plus a media room which is big enough to double as a bedroom when the family come to visit.</p> <p>The villa has an open plan lounge, dining and kitchen area with an alfresco area that overlooks the village’s gardens.</p> <p>Roz loves having a designated room for the TV. And they both love the fact that their villa backs onto trees and shrubs, which provides them with their much-desired privacy.</p> <p>And, of course, they adore the location of Coastal Waters – it’s not far from the sea, but far enough away from the hustle and bustle of holidaymakers. But best of all, they feel like they wake up in paradise every day. “It’s just so peaceful and quiet here,” says Roz.</p> <p>With no more mowing lawns and having to maintain an old house, they really can live the life they’ve always wanted. They have their independence and a great social life. If they want to potter around in their own garden, they are free to do so. If not, the staff will look after it. And they can put their own stamp on their villa.</p> <p>“We’ve bought a few plants and are putting some pavers down and adding a water feature, so it’ll be a nice outdoor area,” says Roz.</p> <p>So, would they recommend Coastal Waters to other retirees? “If you like the water, just go for it,” says Andrew. “It’s absolutely marvellous. The lifestyle is so relaxed. We’ve never had any second thoughts. We highly recommend it.”</p> <p>“It really is the best move we’ve ever made,” adds Roz.</p> <p><img style="width: 500px; height:281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7838920/coastalwatersinterior_rd-768x499-1.jpg" alt="" data-udi="umb://media/094eff697b9847609b48abc959e07c13" /></p> <div id="primary" class="contentAreaLeft"> <div class="Maincontent"> <p><strong>Find out more</strong></p> <p>Coastal Waters is an independent retirement living village with resort-style facilities exclusively for over 55s. Two- and three-bedroom homes are available and ready to move into now. Book your private tour today and find out more about Lendlease’s coastal living designs and pricing options.</p> <p>Call 1800 550 550 or visit<span> </span><a href="http://www.retirementbylendlease.com.au/coastal-waters/">www.retirementbylendlease.com.au/coastal-waters/</a></p> <p><strong>This is a sponsored article produced in partnership with<span> </span></strong><a href="http://www.retirementbylendlease.com.au/coastal-waters/"><strong>Coastal Waters</strong></a><strong>.</strong></p> </div> </div>

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Downsize to the pretty coastal town named as having the world’s best climate

<p><em>The new Uniting Yamba retirement living dwellings will be on the doorstep of Yamba marina</em></p> <p><strong>Downsizers have the rare opportunity to move to a NSW coastal town which has been named as having the world’s best climate, thanks to the construction of 84 new retirement living apartments and villas.</strong></p> <p>Major not-for-profit retirement living provider Uniting is about to<span> </span><strong><a rel="noopener" href="https://www.uniting.org/services/retirement-and-independent-living/facility/uniting-yamba" target="_blank">commence construction of 34 villas and 50 apartments at the small regional town of Yamba, on the NSW North Coast</a></strong>.</p> <p><strong>About Yamba</strong></p> <p>Located around 3.5 hours’ drive south of Brisbane, and with a population of just over 6,000, Yamba is fast turning from a coastal hidden gem to a sea change magnet.</p> <p><img style="width: 500px; height: 281.25px; display: block; margin-left: auto; margin-right: auto;" src="https://oversixtydev.blob.core.windows.net/media/7838906/the-yamba-area-is-known-for-its-glorious-beaches-and-stunning-climate-1.jpeg" alt="" data-udi="umb://media/d7c1f7484b2545dd84464b379d13a4eb" /></p> <p style="text-align: center;"><em>The Yamba area is known for its glorious beaches and stunning climate</em></p> <div style="text-align: center;"> <p style="text-align: left;">The town has summer temperatures ranging from 19 to 30 degrees and winter temperatures ranging from 10 to 20 degrees.</p> <p style="text-align: left;">This warm yet comfortable temperature range has resulted in Yamba being named as having the best climate in the world by the CSIRO and Stanford University.</p> <p style="text-align: left;">This enviable ‘world’s best’ title is only shared with two other places - San Diego in California and Bunbury in Western Australia.</p> <p style="text-align: left;">The good news is that Yamba residents are spoilt for choice when it comes to beautiful coastal and inland areas where they can take advantage of these ideal temperatures.</p> <p style="text-align: left;">For instance, Yamba’s Main Beach is renowned for its picturesque ocean swimming pool and is also home to one of NSW’s oldest surf lifesaving clubs. A little to the south of Yamba, Angourie is the location of NSW’s first dedicated surf reserve.</p> <p><img style="width: 500px; height: 281.25px; display: block; margin-left: auto; margin-right: auto;" src="https://oversixtydev.blob.core.windows.net/media/7838905/yambas-main-beach-is-a-great-place-for-a-dip.jpg" alt="" data-udi="umb://media/965133eb76364f32b5fd297c1e99696f" /></p> <em>Yamba's Main Beach is a great place for a dip</em> <p style="text-align: left;">Short road trips will also take you to nearby historic villages and great fishing spots.</p> <p style="text-align: left;"><strong>About Uniting Yamba</strong></p> <p style="text-align: left;">The Uniting Yamba retirement village is located just a four minute walk from the town’s boat harbour and marina, where you’ll be able to hire boats, go fishing, enjoy some fish and chips or have a bite at the marina cafe.</p> <p><img style="width: 500px; height: 281.25px; display: block; margin-left: auto; margin-right: auto;" src="https://oversixtydev.blob.core.windows.net/media/7838904/uniting-yamba-is-located-close-to-amazing-local-attractions-and-the-yamba-town-centre-1-__800x517.jpg" alt="" data-udi="umb://media/b4ad0f9aa3704ed2a19cee5a5125eeb8" /></p> <p style="text-align: center;"><em>Uniting Yamba is located close to amazing local attractions and the Yamba town centre</em></p> <p style="text-align: left;">Uniting is about to begin construction of a range of one, two and three-bedroom pet-friendly villas and apartments at its Yamba village. Most apartments will look out to the marina on Yamba Rd, while the villas will be located in a quiet area in the village proper on Freeburn Rd.</p> <p style="text-align: left;">Importantly, these new dwellings will be specifically built to allow their occupants to live independently and be able to enjoy the best that Yamba has to offer.</p> <p style="text-align: left;">All of the homes will be light and airy, with floor-to-ceiling height windows to ensure that living areas are bathed in natural light.</p> <p><img style="width: 500px; height: 281.25px; display: block; margin-left: auto; margin-right: auto;" src="https://oversixtydev.blob.core.windows.net/media/7838903/artists-impression-of-proposed-new-apartment-at-uniting-yamba.jpg" alt="" data-udi="umb://media/f876aba40ea74c5dbd8daee0f6eebcf0" /></p> <p style="text-align: center;"><em>Artist's impression of proposed new apartment at Uniting Yamba</em></p> <p style="text-align: left;">At the same time, the homes will be orientated so that residents can benefit from Yamba’s famous cooling afternoon breezes.</p> <p style="text-align: left;">The homes will include all the latest modern comforts and high-quality fittings and finishes, including stone kitchen benchtops and energy and water efficient appliances.</p> <p style="text-align: left;">They have also been designed to maximise safety and ageing-in-place, through level flooring, generous corridor widths, zero-threshold showers and the installation of bathroom towel racks which double as a strong grab rail.</p> <p style="text-align: left;"><strong>Tropical resort-like feel</strong></p> <p style="text-align: left;">Uniting’s overall design vision at Yamba is to create resort-type retirement living which is in harmony with its tropical location.  </p> <p style="text-align: left;">This will be achieved through the use of light-coloured building materials and paint, along with landscaping with warm weather plants such as palms, frangipanis and lemon-scented myrtles.</p> <p><img style="width: 500px; height: 281.25px; display: block; margin-left: auto; margin-right: auto;" src="https://oversixtydev.blob.core.windows.net/media/7838902/artists-impression-of-proposed-new-villas-at-uniting-yamba.jpg" alt="" data-udi="umb://media/795d8c3902ee426f9d7e516b3d46175b" /></p> <p style="text-align: center;"><em>Artist's impression of proposed new villas at Uniting Yamba</em></p> <p style="text-align: left;">The on-site amenities at Uniting Yamba include the clubroom with library and BBQ area, which host resident activities such as trivia nights.      </p> <p style="text-align: left;">Uniting Yamba is only a five-minute drive to the town centre where residents can access grocery shopping, pharmacies and GP services.</p> <p style="text-align: left;">The village is just 2km from the local Bowling Sports and Leisure Centre and Yamba Golf and Country Club, while the Maclean District Hospital is only 20 minutes’ away.</p> <p style="text-align: left;"><strong>Independent living benefits</strong></p> <p style="text-align: left;">Importantly, the new dwellings will be designed as a springboard for good times and fun, for retirees who want to enjoy the best years of their lives.</p> <p style="text-align: left;">This is because the new dwellings at Uniting Yamba are specifically designed for independent living, which means that you can come and go from your home as you please and live your life exactly as you wish.</p> <p><img style="width: 500px; height: 281.25px; display: block; margin-left: auto; margin-right: auto;" src="https://oversixtydev.blob.core.windows.net/media/7838908/artists-impressions-of-proposed-new-apartments-at-uniting-yamba-1.jpg" alt="" data-udi="umb://media/72db2cd9819c440d90f6df346f29af98" /></p> <em>Artist's impressions of proposed new apartments at Uniting Yamba</em> <p style="text-align: left;">Importantly, the Uniting team will take care of general maintenance of your home and the village grounds. You’ll also have the benefit of living among a supportive and friendly retirement community, which means you can choose to enjoy communal activities and trips.</p> <p style="text-align: left;">By the same token, if the need arises, occupants of the new homes at Uniting Yamba will be able to call on additional home and community care services, including personal care, transport and meal preparation in your own home.</p> <p style="text-align: left;">In addition, the<span> </span><strong><a rel="noopener" href="https://www.uniting.org/services/aged-care-services/facility/uniting-caroona-yamba" target="_blank">Uniting Caroona Yamba</a></strong><span> </span>aged care facility is located beside the retirement village and offers around-the-clock care.</p> <p style="text-align: left;">Uniting retirement living residents are eligible for a 10 per cent discount on the refundable accommodation deposit (RAD) when moving into a Uniting aged care home.</p> <p style="text-align: left;"><strong>Find out more</strong></p> <p style="text-align: left;">At Uniting Yamba, you will be able to downsize your home and upsize your lifestyle in a charming coastal locale.</p> <p style="text-align: left;"><strong><a rel="noopener" href="https://www.uniting.org/services/retirement-and-independent-living/facility/uniting-yamba" target="_blank">Click here to find out more about the new homes at Uniting Yamba, including being able to download a brochure or make an enquiry.</a></strong></p> <p style="text-align: left;">You will pay a departure fee when you leave this village.</p> <p style="text-align: left;"><em>This is a sponsored article produced in partnership with <a href="https://www.uniting.org/services/retirement-and-independent-living/facility/uniting-yamba">Uniting Yamba</a>.</em></p> </div>

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Radio station apologises for mistakenly declaring death of Queen Elizabeth

<p>A French radio station has deeply apologised for posting an obituary stating that Queen Elizabeth II had died.</p> <p>RFI stressed out royal fans with the news, stating that she had passed away at 94.</p> <p>The obituary had been prepared in draft form so it's ready in the event of the Queen's death, which is a common practice in the media.</p> <p>Other stars who had passed away included Clint Eastwood, 90, Sophia Loren, 86 and Brigitte Bardot, 86.</p> <p>The obituaries were quickly pulled down.</p> <p>It read: "A technical problem has resulted in the publication of numerous obituaries on our French site.</p> <p>"We are working to rectify this serious bug, and we apologise to all concerned as well as those who follow us and put their trust in us."</p> <p>Jessica Phelan, a journalist for Italian news site <em>The Local Italy</em> took a screenshot of the fake obituaries before they were taken down.</p> <p>She shared a photo of the obituaries on Twitter along with the caption: "Solidarity with former colleagues @RFI, which just accidentally published stacks of draft obits for people who are very much not dead—inc Queen Elizabeth, Raul Castro, Brigitte Bardot &amp; more—complete with dates they were last updated &amp; alternative leads if they die of Covid-19."</p> <p>Luckily for royal fans, the Queen is alive and well whilst navigating the coronavirus pandemic.</p> <p>She's currently in lockdown with Prince Philip at Windsor Castle with essential staff after the UK goes into lockdown for a second time.</p>

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