Retirement Life

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Elderly couple's pension predicament sparks heated debate

<p>An elderly couple have sparked a heated debate online after enquiring how they can hold on to their pension payments despite their increasing wealth. </p> <p>The couple are in their 90s and receive a part-age pension payment, while also owning a share portfolio worth around $895,000. </p> <p>In a question to <em><a title="www.smh.com.au" href="https://www.smh.com.au/money/super-and-retirement/our-900-000-share-portfolio-keeps-rising-how-do-we-save-our-pension-20241203-p5kve9.html">Sydney Morning Herald</a></em> money columnist, Noel Whittaker, the couple’s child asked: “With the market going up as it has, they are worried that they will lose their pension and the benefits. Is there anything that they can do so they don’t lose the pension?”</p> <p>You must be 67 years or older to be eligible for the pension in Australia, with the maximum fortnightly payment for a single person is $1,144.40 and $1,725.20 for a couple.</p> <p>However, the pension amount is reduced by 50 cents for every dollar over $212 a person receives in income per fortnight.</p> <p>A couple who are homeowners on a full pension can have $470,000 in combined assets before their pensions are impacted, while a couple who are homeowners on a part pension can have $1,045,500 in assets before their payments are cancelled.</p> <p>Whittaker recommended for the couple to get their furniture valued at “garage sale prices”, rather than replacement prices to keep their assets below the threshold. </p> <p>He also suggested renovating their home, prepaying for their funerals, or making a gift of $10,000.</p> <p>“If they gave a bigger sum of money to the children now, their pension would not be reduced as it would be held as a deprived asset for five years but would not increase in value,” the columnist suggested.</p> <p>The article was quickly posted online, and the couple were met with fierce backlash as one person wrote on X, "Why are 90yo millionaires worried about losing a welfare payment?” while another person joked, “If I go to work and earn money how can I do it and still keep my Centrelink payments please inform me!”</p> <p>Many branded the couple “greedy”, claiming they had more than enough to live on for the rest of their retirement, with one person writing, “Firstly, stop being so greedy. Secondly, live off your money. Ffs.”</p> <p>“I read that this morning, and was shocked at how greedy some people are. $900,000 is more than enough for anyone to live off during their retirement years,” another said.</p> <p>Others suspected it was the child who was concerned, rather than the parents, commenting, “It sounds like it’s the kids worrying they might have to spend their inheritance.” </p> <p><em>Image credits: Shutterstock </em></p>

Retirement Life

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102-year-old woman fulfils bucket list dream of visiting Australia

<p>A 102-year-old woman has successfully fulfilled her bucket list dream of visiting all seven continents with the help of two Youtubers. </p> <p>Dorothy Smith, who lives in a retirement home in San Francisco, had travelled all over the world except Australia. </p> <p>When the guys behind the YouTube channel <em>Yes Theory,</em> Staffan Taylor and Ammar Kandil heard about this, they were determined to make her dream come true.</p> <p>The two men, who met her in the retirement village, asked her "‘is there anything on your bucket list you haven’t ticked off yet?’ and she said, ‘I’ve been to six continents but I’ve never been to Australia,’” <em>Yes Theory</em> filmmaker Staffan Taylor explained.</p> <p>The centenarian recalled how she received a note from them. </p> <p>“He gave me this little piece of paper that said something about ‘dreams come true’,” Dorothy told <em>Sunrise </em>on Tuesday.</p> <p>“I showed it to a friend, and they said, ‘look, there is no signature, there is no telephone number, there is no address — it’s fake’,” she added.</p> <p>But it wasn't a scam and with the help of Destination NSW and Qantas, the Youtubers made her dream come true, and shared a clip of her experience online. </p> <p>She chose Sydney as her Aussie destination because of the Opera House, which she is twice the age of. </p> <p>“This is like Disneyland for grown ups,” she joked while visiting the iconic landmark.</p> <p>She also visited visited Wild Life Sydney Zoo to see some koalas and kangaroos, the Botanic Gardens, the Museum of Contemporary Art, and went for a cruise on the harbour. </p> <p><iframe title="YouTube video player" src="https://www.youtube.com/embed/38PwG3zGDDI?si=dqhuCIqOoKfokdCq" width="560" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p> <p>She described Aussies as “charming” and complimented the food, scenery and weather. </p> <p>“These two gentlemen have been delightful, and there is a whole crew, and each one is as nice as the other, and they have been around this town very well,” she told <em>Sunrise</em>. </p> <p>“It’s just beautiful — I’ve seen things like the zoo and the real animals.</p> <p>“It is much more metropolitan (than I would have thought), and the people are charming,” she added. </p> <p>The centenarian said it is "never too late" for a new adventure, saying: “You can either rust out or wear out and I’m trying to wear out rather than rust out." </p> <p><em>Yes Theory</em> co-founder Ammar Kandil who went on the trip with Dorothy and her daughter, said he was in awe of the centenarian's curiosity during the trip and had been inspired by her. </p> <p>“One of the cornerstones of the experiences in our videos is actually whenever we go somewhere, we always try to ask the elders and get a lot of the wisdom out of them from their life experiences,” he said.</p> <p>“Staffan (and I) had the opportunity to double down and do a full episode on elders, only to meet the most epic one of all (Dorothy) — it doesn’t get better.</p> <p>“(As soon as we heard) we just went for it, and it was a no-brainer — as soon as she said she hadn’t been to Australia, we thought God bless her soul.</p> <p>“She is so powerful and still moves, and if anyone can go to Australia at 102 years old, it is Dorothy.”</p> <p>“Even at 102 years old she is still appreciating everything she is seeing,” he added. </p> <p><em>Images: Yes Theory/ Youtube</em></p> <p> </p>

Retirement Life

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NRL legend explains why he's retiring after 33 years

<p>NRL legend Paul Vautin has revealed the exact moment he knew his time on-air was over, just days after announcing his retirement. </p> <p>The 65-year-old shocked the sports world on Sunday when he confirmed his career on TV was coming to an end, saying he's "run out of petrol” and would not be continuing with his job with Channel 9 into 2025. </p> <p>Speaking candidly in the days after the shock announcement, Vautin - who has affectionally been known as Fatty during his career - detailed the exact moment he realised it was time to walk away.</p> <p>“Something changed this year. I’d be driving up in three hours of traffic on a Friday afternoon going ‘oh my god what am I doing?’” he said on SEN’s <em>The Run Home with Joel and Fletch</em>.</p> <p>“In the end I just felt as though I’d rather be at home watching the footy on a Friday night than working on it. I still love the game immensely but I just thought ‘you know what I think I’m done’."</p> <p> </p> <p>“There was one particular moment when the Brisbane Broncos were playing the Roosters on a Friday night at Suncorp and look it was a pretty good game, I was commentating with Joey and we were having a good time."</p> <p>“Then 20 minutes into the second half I was looking out at the field going, ‘Oh my god I am so bored’. I drove home thinking wow that had never happened before and I knew then it was the beginning of the end.”</p> <p>While fans are hopeful the NRL icon will reverse his decision and return to commentary, the 65-year-old says he has no intention of working again.</p> <p>“I’ll let you in on a little secret. I will never work again. I’m done. I’m not looking for work,” Vautin said.</p> <p>“No way. I don’t want to do anything. I don’t want to do radio, podcasts. I don’t want to do anything. I’m happy.”</p> <p><em>Image credits: Nine/SplashNews.com/Shutterstock Editorial</em></p>

Retirement Life

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Australia's most decorated Olympian drops huge news

<p>Australia's most decorated Olympian, Emma McKeon has announced her retirement from swimming on Monday. </p> <p>After an incredible career that spanned across three Olympics and yielded 14 Olympic medals, including six golds, the Olympic champion announced her retirement from the pool in a social media post. </p> <p>"Today I am officially retiring from competitive swimming," shared on Instagram.</p> <p>"Leading into Paris, I knew it would be my last Olympics, and the months since have given me time to reflect on my journey, and think about what I wanted my future to look like in swimming."</p> <p>"I am proud of myself for giving my swimming career absolutely everything, both physically and mentally," she continued. </p> <p>"I wanted to see what I was capable of - and I did. Swimming has given me so much. From the dream igniting at 5 years old, right through to my third Olympic Games - I have so many lessons, experiences, friendships and memories that I am so thankful for."</p> <p>Mckeon made her Olympic debut at the Rio Olympics in 2016, winning gold as a member of the women's 4x100 freestyle relay team and claiming four medals overall. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/DCxSXAXyE7r/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DCxSXAXyE7r/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Emma McKeon (@emmamckeon)</a></p> </div> </blockquote> <p>In 2020, during the Tokyo Olympics she took over as Australia's most decorated Olympian, a title that was previously held by Ian Thorpe, after bringing home four gold medals by triumphing in the 50m freestyle, 100m freestyle, 4x100m freestyle relay and 4x100m medley relay. </p> <p>She won seven medals in total in the 2020 Olympics. </p> <p>In this year's Paris Olympics, she brought home another three  medals including one gold as a member of Australia's 4x100m freestyle team.</p> <p>"Along with every person who supported me, worked hard with me, and cheered me on. THANKYOU," McKeon said in her post.</p> <p>"Now I am excited to see how I can push myself in other ways, and for all the things that life has in store."</p> <p>Beyond the Olympics, McKeon has been an eight-time world record holder in relay events with three current and five former records. </p> <p>She has also won 14 gold medals across the 2014, 2018 and 2022 Commonwealth Games. </p> <p>Swimming Australia chief executive Rob Woodhouse, who is McKeon's uncle, praised the Olympic champion. </p> <p>"Emma will be remembered in the same vein as Dawn [Fraser], Shane [Gould], Susie [O'Neill] and Murray [Rose], Kieren [Perkins] and Thorpey [Ian Thorpe] — that she was one of our greatest," Woodhouse said in a Swimming Australia statement.</p> <p>"From a personal point of view, watching her Tokyo campaign and in particular watching her win gold in the 100m freestyle was one of the greatest races I have ever watched, but I have also loved watching her advocate for those coming up through the ranks.</p> <p>"She will also be remembered for how she represented swimming. The standards she set in and out of the water were second to none, and she has a lifelong love of the sport, so she won't be disappearing from swimming."</p> <p><em>Images: DAVE HUNT/EPA-EFE/ Shutterstock Editorial</em></p>

Retirement Life

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"You made me enjoy the game": Federer's emotional retirement letter to Nadal

<p>Roger Federer has penned an emotional tribute to Rafael Nadal ahead of his retirement, reflecting on their stellar careers together. </p> <p>Nadal’s career officially came to an end when Spain was defeated 2-1 by the Netherlands in the Davis Cup quarter-final in Malaga on Wednesday morning, with Nadal in tears as he stepped onto the court for the final time. </p> <p>Thousands of tributes poured in for Nadal as his retirement officially began, but Federer's tribute quickly went viral for his emotional words.</p> <p>“As you get ready to graduate from tennis, I’ve got a few things to share before I maybe get emotional,” Federer said. </p> <p>“Let’s start with the obvious: you beat me - a lot. More than I managed to beat you. You challenged me in ways no one else could. On clay, it felt like I was stepping into your backyard, and you made me work harder than I ever thought I could just to hold my ground."</p> <p>“You made me reimagine my game - even going so far as to change the size of my racquet head, hoping for any edge. I’m not a very superstitious person, but you took it to the next level. Your whole process. All those rituals."</p> <p>“Assembling your water bottles like toy soldiers in formation, fixing your hair, adjusting your underwear … All of it with the highest intensity. Secretly, I kind of loved the whole thing. Because it was so unique - it was so you."</p> <p>“And you know what, Rafa, you made me enjoy the game even more. OK, maybe not at first. After the 2004 Australian Open, I achieved the No. 1 ranking for the first time. I thought I was on top of the world. And I was - until two months later, when you walked on the court in Miami in your red sleeveless shirt, showing off those biceps, and you beat me convincingly."</p> <p>"All that buzz I’d been hearing about you - about this amazing young player from Mallorca, a generational talent, probably going to win a major someday - it wasn’t just hype."</p> <p>“We were both at the start of our journey and it’s one we ended up taking together. Twenty years later, Rafa, I have to say: What an incredible run you’ve had. Including 14 French Opens - historic! You made Spain proud … you made the whole tennis world proud."</p> <p>“And then there was London – the Laver Cup in 2022. My final match. It meant everything to me that you were there by my side – not as my rival but as my doubles partner."</p> <p>“Sharing the court with you that night, and sharing those tears, will forever be one of the most special moments of my career.”</p> <p>Federer signed off the 585-word tribute from “your fan Roger”.</p> <p><em>Image credits: ANDY RAIN/EPA-EFE/Shutterstock Editorial </em></p>

Retirement Life

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How to complain about aged care and get the result you want

<div class="theconversation-article-body"> <p><em><a href="https://theconversation.com/profiles/jacqueline-wesson-1331752">Jacqueline Wesson</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a> and <a href="https://theconversation.com/profiles/lee-fay-low-98311">Lee-Fay Low</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p>It can be hard to know what to say, or who to talk to, if you notice something isn’t right for you or a loved one in residential aged care.</p> <p>You might have concerns about personal or medical care, being adequately consulted about changes to care, or be concerned about charges on the latest bill. You could also be concerned about theft, neglect or abuse.</p> <p>Here’s how you can raise issues with the relevant person or authority to improve care and support for you or your loved one.</p> <h2>Keep records</h2> <p>You can complain about any aspect of care or service. For instance, if medical care, day-to-day support or financial matters do not meet your needs or expectations, you can complain.</p> <p>It is best to act as soon as you notice something isn’t right. This may prevent things from escalating. Good communication helps get better results.</p> <p>Make written notes about what happened, including times and dates, and take photos. Try to focus on facts and events. You can also keep a record of who was involved and their role.</p> <p>Keep track of how the provider responded or steps taken to resolve the issue. Write notes of conversations and keep copies of emails.</p> <h2>Who do I complain to?</h2> <p><strong>Potential criminal matters</strong></p> <p>If you have concerns about immediate, serious harm of a criminal nature then you should contact the police, and your provider immediately. These types of serious incidents include unreasonable use of force or other serious abuse or neglect, unlawful sexual contact, stealing or unexpected death.</p> <p>The provider may have already contacted you about this. They are required to report such <a href="https://www.agedcarequality.gov.au/consumers/serious-incident-response-scheme">serious incidents</a> to both the Aged Care Quality and Safety Commission within 24 hours, and to the police.</p> <p><strong>Other matters</strong></p> <p>For other matters, talk to the care staff involved. Try to find out more detail about what happened and why things went wrong. Think about what you expect in the situation.</p> <p>Then talk to the most senior person in charge, to see if they can make changes so things don’t go wrong in the future. This person may be called the nursing unit manager, care manager or care director.</p> <p>Providers must acknowledge and investigate your complaint, tell you their findings and actions taken, and follow up to see if you are satisfied.</p> <p>If you would like support to talk to the provider, the <a href="https://opan.org.au">Older Persons Advocacy Network</a> can help. This free service provides independent and confidential support to help find solutions with the aged-care provider. The network can also help you lodge a formal complaint.</p> <h2>How to I lodge a formal complaint?</h2> <p>If you are not satisfied with the way your provider responded, you can lodge a complaint with the <a href="https://www.agedcarequality.gov.au">Aged Care Quality and Safety Commission</a>.</p> <p>Be prepared to submit the facts and events, plus emails and correspondence, you have already collected. Think about what you want to happen to resolve the complaint.</p> <p>Each complaint is handled individually and prioritised depending on the risks to you or your loved one. The commission will start its processes within one business day when complaints are urgent. The resolution process took <a href="https://www.agedcarequality.gov.au/sites/default/files/media/acqsc-annual-report-2020-21.pdf">an average 40 days</a> in 2020-21.</p> <p>You can complain confidentially, or anonymously if you feel safer. But the commission may not be able to investigate fully if it’s anonymous. Also, there are limits to what the commission can do. It cannot ask providers to terminate someone’s employment, or provide direct clinical advice about treatment.</p> <p>Sometimes the commission has issued a “non-compliance” notice to the provider (for a failure to meet quality standards), and action may again <a href="https://www.abc.net.au/news/2022-05-02/aged-care-complaint-about-southern-cross-care-young/101009716">be limited</a>. So it is a good idea to check the <a href="https://www.myagedcare.gov.au/non-compliance-checker">non-compliance register</a> beforehand to see if your provider is listed.</p> <h2>What do others complain about?</h2> <p>From October to December 2021, <a href="https://www.agedcarequality.gov.au/sites/default/files/media/acqs-sector-performance-data-oct-dec-2021.pdf">about a third</a> of Australian nursing homes had a complaint made to the commission against them. Some had more than one complaint. More than half of these complaints were lodged by family, friends or other consumers.</p> <p>The top reasons for complaints were about:</p> <ul> <li> <p>adequacy of staffing</p> </li> <li> <p>medication administration or management</p> </li> <li> <p>infectious diseases or infection control</p> </li> <li> <p>personal and oral hygiene</p> </li> <li> <p>how falls are prevented and managed</p> </li> <li> <p>consultation or communication with representatives and/or family members.</p> </li> </ul> <h2>What if I’m still not happy?</h2> <p>If you’re not happy when you receive the commission’s outcome, you can request a review with 42 days.</p> <p>You can also request the <a href="https://www.ombudsman.gov.au">Commonwealth Ombudsman</a> to review the complaint if you’re not satisfied with the commission’s decision or the way the commission handled your complaint.</p> <h2>Remember, you have a right to complain</h2> <p>The <a href="https://agedcare.royalcommission.gov.au">Aged Care Royal Commission</a> spotlighted the neglect and substandard care that can occur in nursing homes. Despite attempts to <a href="https://www.health.gov.au/resources/publications/concepts-for-a-new-framework-for-regulating-aged-care">lift the standard of aged care</a>, we know residents and carers still have concerns.</p> <p>Residents, and their representatives or families, have a legal <a href="https://www.agedcarequality.gov.au/consumers/standards/resources">right to speak up and complain</a>, free from reprisal or negative consequences. This right is also reflected in the <a href="https://www.agedcarequality.gov.au/consumers/consumer-rights">Charter of Aged Care Rights</a>, which providers are legally required to discuss with you and help you understand.</p> <h2>Moving to another facility</h2> <p>If you have exhausted all avenues of complaint or feel conditions have not improved, you may decide to move to another provider or facility, if available. This option may not be possible in rural areas.</p> <p>This is a difficult decision. It takes time, as well as financial and emotional resources. Starting again with a new provider can also be disruptive for everyone, but sometimes it may be the right choice.</p> <hr /> <p><em>Contact the <a href="https://opan.org.au">Older Persons Advocacy Network</a> on 1800 700 600, the <a href="https://www.agedcarequality.gov.au">Aged Care Quality and Safety Commission</a> on 1800 951 822 or the <a href="https://www.ombudsman.gov.au">Commonwealth Ombudsman</a> on 1300 362 072.</em><!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/180036/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/jacqueline-wesson-1331752">Jacqueline Wesson</a>, Senior Lecturer (Teaching and Research), Discipline of Occupational Therapy, School of Health Sciences, Faculty of Medicine and Health, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a> and <a href="https://theconversation.com/profiles/lee-fay-low-98311">Lee-Fay Low</a>, Professor in Ageing and Health, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/how-to-complain-about-aged-care-and-get-the-result-you-want-180036">original article</a>.</em></p> </div>

Retirement Life

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Aussie Vietnam vet reunited with lost war medals just in time

<p>A Vietnam veteran has been reunited with his lost war medals that were missing for a year, just in time for Remembrance Day. </p> <p>When attending a Remembrance Day event in New Zealand last year, Townsville veteran Malcolm Edmiston lost his medals somewhere along the journey to Christchurch from Brisbane. </p> <p>The medals were left sitting unclaimed in Brisbane Airport's lost and found after being found in an airport terminal, before airport staff launched a social media campaign to find their owner. </p> <p>After seeing a post on Facebook, Edmiston was finally reunited with his precious medals just in time for this year's Remembrance Day events. </p> <p>"It's very good to have them back, great to have them back, I thought they were gone and gone for good," Malcolm told <em><a href="https://9now.nine.com.au/today/lost-war-medals-returned-to-vietnam-veteran-in-time-for-remembrance-day/b03bf4df-0d3c-440b-9783-1e6c7ac73a11" target="_blank" rel="noopener">Today</a></em>.</p> <p>"The zip was opened on my case and somehow they fell out, so it's a good reminder for us to take extra care when we pack."</p> <p>Malcolm was not the only one in his family to serve the country, sharing how his father served in the Royal Navy, he had uncles in the Royal Australian Air Force and and the Royal Air Force and a brother who served in Naval Reserve.</p> <p>His son also served in the Navy and with so many of his fellow Vietnam veteran soldiers no longer alive, having his medals back today is something special.</p> <p>"Remembrance Day is a very important day for me," he said.</p> <p>Brisbane Airport's media manager Peter Doherty added that he was thrilled to see the medals return to their rightful owner. </p> <p>He said, "For Malcolm's lifetime of service, the least we could do was the door-to-door service to get the medals back to him."</p> <p><em>Image credits: Today </em></p>

Retirement Life

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I spoke to 100 Japanese seniors, and learnt the secret to a good retirement is a good working life

<div class="theconversation-article-body"> <p><em><a href="https://theconversation.com/profiles/shiori-shakuto-1537774">Shiori Shakuto</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p>What makes a good retirement? I’ve <a href="https://www.pennpress.org/9781512827088/after-work/">been researching</a> the lives of “silver backpackers”: Japanese seniors who embark on a later-life journey of self-discovery.</p> <p>Many experienced Japan’s high-growth economy, characterised by rigid gender roles. For many men who worked as iconic cultural figures of <em><a href="https://en.wikipedia.org/wiki/Salaryman">sarariiman</a></em> (white collar workers), excessive working hours were normalised and expected. Their absence from home was compensated by their female partners, many full-time stay-at-home mothers.</p> <p>Entering their 60s meant either retirement from work, or children leaving home. For men and women, retirement is understood as an opportunity to live a life for themselves, leading to a journey of self-discovery.</p> <h2>Dedicating life to work</h2> <p>I interviewed more than 100 older Japanese women and men and found a significant disparity in the quality of life between them.</p> <p>Japanese retired men who led a work-oriented life struggled to find meaning at the initial stages of retirement.</p> <p>One man I spoke to retired at the age of 60 from a large trading company. He was a successful businessman, having travelled the world and held various managerial positions in the company. His wife looked after the children most of the time.</p> <p>They bought a house with a yard in a suburb so the children could attend a good school. It significantly increased his commute, and further reduced his time with children. He also worked on weekends. He barely had time to develop his hobbies or get to know his neighbours.</p> <p>He idealised his retirement as a time to finally spend with his family and develop his own hobbies. When he retired, however, he realised that he and his family didn’t have any common topics of conversation.</p> <p>Through decades of excessive hours spent at work away from home, the rest of the family established a routine that did not include him. Taking up new hobbies at the age of 60 was not as easy as he thought, nor was making new friends at this age.</p> <p>“I became a <em>nureochiba</em>,” he lamented. <em>Nureochiba</em> refers to the wet fallen leaves that linger and are difficult to get rid of. The term is commonly used to describe retired men with no friends or hobbies who constantly accompany their wives.</p> <p>The retirement for many former <em>sarariiman</em> was characterised by boredom – having nowhere to go to or having nothing to do. The sense of boredom led to a sense of isolation and low confidence in old age. Many older Japanese men I spoke to lament not having built a connection with their children or communities at a younger age.</p> <h2>Dedicating life to family and community</h2> <p>Older Japanese women I spoke with were more well-connected with their children and local communities in later life. Many were in regular contact with their children through visits, phone calls and messages. Some continued to care for them by providing food or by looking after grandchildren. Children very much appreciated them.</p> <p>Many older women who had been full-time stay-at-home mothers had already taken up hobbies or volunteering activities at community organisations, and they could accelerate these involvements in their old age.</p> <p>Even women who worked full-time seemed to maintain better connections with their family members because working excessively away from home was simply not possible for them.</p> <p>Older men relied on these women’s networks and activities conducted at the scales of home and communities – from caring for others to pursuing hobbies – to enact a meaningful retirement. The sense of connection with family and communities, not to mention their husbands’ reliance on them, led to a high confidence and wellbeing among older women.</p> <p>I saw many instances where older women preferred spending time with their female friends than their retired husbands and embarked on adventurous trips alone. One woman went on a three-month cruise alone. Feeling liberated, she sent a fax message to her husband from the ship: “When I get off this ship, I will devote the rest of my life to myself. You will have to take care of your own mother.”</p> <p>Upon disembarking, she moved to Malaysia to start her second life.</p> <h2>The silver backpackers</h2> <p>Malaysia has become a popular destination for silver backpackers looking to embark on a journey of self-discovery. Some travel as couples, while others go alone, regardless of their marital status.</p> <p>For many male silver backpackers I spoke to, moving to Malaysia offers a second chance at life to make new friends, find hobbies and, most importantly, start anew with their partners.</p> <p>For many female silver backpackers, visiting Malaysia means being able to enjoy an independent lifestyle while having the security of friends and family in Malaysia and Japan.</p> <p>The experiences of older Japanese men and women can be translated into the experiences of anyone who spent excessive hours at work and those who spent more time cultivating relationships outside of work. The activities of the latter group are not as valued in a society that narrowly defines productivity. However, my research shows that it is their activities that carry more value in old age.</p> <p>Are you under pressure to work long hours? If you can, turn off your phone and computer. Instead of organising events for work, organise a dinner with your family and friends. Take up a new hobby in your local community centres. You can change how you work and live now for a better old age.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/238571/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/shiori-shakuto-1537774"><em>Shiori Shakuto</em></a><em>, Lecturer in Anthropology, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/i-spoke-to-100-japanese-seniors-and-learnt-the-secret-to-a-good-retirement-is-a-good-working-life-238571">original article</a>.</em></p> </div>

Retirement Life

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"The time has come": Ray Hadley announces retirement

<p>After 43 years on air, Ray Hadley has announced he will be stepping back from his hosting role at 2GB. </p> <p>Hadley shocked his loyal listeners on Thursday morning, saying his extensive career has been "one hell of a ride". </p> <p>“It’s been a hell of a ride from a young bloke who wanted to call the races," he said. "But the time has come for someone else to do the job. So December 13 will be my last day broadcasting."</p> <p>“Apparently the story has broken somewhere. There’s always a leak somewhere, so I may as well do it now, earlier than I anticipated,” he said.</p> <p>“Sometimes you can’t keep things secret, and I suppose in the media, that’s what happens."</p> <p>“I’ve achieved far more than I ever thought I would. My children, Dan, Laura, Emma and Sarah, have made sacrifices over the years for me to realise my ambitions."</p> <p>"Back in September I turned 70, I started to think, how long I've got left on this Earth, and do I want to keep getting up at half past three in the morning, meaning I go to bed early. At social events I'm always the first out the door. I don't want to be the first out the door anymore."</p> <p>Hadley assured listeners he would not be disappearing completely, clarifying, "I'm not retiring from work. I'm just retiring from full-time radio. I'll bob up somewhere in 2025 but not in a full-time capacity, and certainly not on radio." </p> <p>Shortly after making the on-air announcement, NSW premier Chris Minns called into the show to share a tribute. </p> <p>“Ray, you shocked us all. What a massive day in New South Wales radio, and a huge loss for Sydney in particular," Mr Minns said.</p> <p>“We’re genuinely going to miss you. I’m in shock at the moment. It’s a distinguished career. It’s an incredible legacy. But if I was someone up in one word, I would just say fearless, a broadcasting career that’s been completely fearless, and you’ve never, ever pulled your punches in something that you believe in."</p> <p><em>Image credits: Instagram </em></p>

Retirement Life

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Readers response: What’s one thing you wish you had known before retiring?

<p>When it comes time to retire, there are always things we wish we knew first before entering our golden years. </p> <p>We asked our readers what they wish they knew before retiring, and the response was overwhelming. Here's what they said. </p> <p><strong>Margaret Walsh</strong> - As long as you are fit and active, it's great. Just don't get crook or disabled, it sucks.</p> <p><strong>Judi Bradshaw</strong> - I retired 9 times and kept going back to work as I didn't find myself ready to stop work, but finally retired at 73. Took awhile to adjust but now 75 and full time travellers, just loving life.</p> <p><strong>Marcus von Moger</strong> - How good it was going to be.</p> <p><strong>Chris Bailey</strong> - How boring it is, I’d go back to work in a heartbeat if I could.</p> <p><strong>Ellen Fowler</strong> - That the government would keep changing the rules. </p> <p><strong>Michael L Carrigg</strong> - Just how long it takes dealing with government departments that clearly are understaffed, especially in the front line service areas.</p> <p><strong>Jim Burgess</strong> - Finding reasonably priced accommodation.</p> <p><strong>Nicol Kyriakidou</strong> - That it would be so great! Having the whole day to yourself. Taking it easy, meeting friends, going shopping. Doing everything at your leisure.</p> <p><strong>Gaye Johnson</strong> - You never get a day off!!!</p> <p><strong>David Brown</strong> - How good it is. I should have retired 20 years earlier.</p> <p><em>Image credits: Shutterstock </em></p>

Retirement Life

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New report reveals huge amount of super needed to retire

<p>Australians will need nearly $600,000 in their superannuation to retire comfortably, according to a new report. </p> <p>The Association of Superannuation Funds (ASFA) Retirement Standard report found that home-owning singles would need $595,000 to retire at 67 with a “comfortable” lifestyle, while a home-owning couple in relatively good health would need $690,000.</p> <p>This means that home-owning couples would need $73,337 per year while home-owning singles would need  $52,085 for a comfortable lifestyle. </p> <p>Their analysis also found that for a more modest lifestyle, a superannuation balance of $100,000 is needed for both singles or couples. </p> <p>Both budgets assume the retirees own their homes and are relatively healthy. </p> <p>On Wednesday, financial commentator Betsy Westcott told <em>Sunrise</em> that Aussies needed to start thinking about retirement earlier to make the most of their savings. </p> <p>“The longer that you contribute to super and pay attention it to it, the less you have to do to create that really golden retirement because age is your superpower,” Westcott said.</p> <p>“If you’re not paying attention to your super, which, let’s be honest, most of us aren’t, you could be missing out on some really big gains (to the overall balance).”</p> <p>She added that most people retired closer to 65 than 67 and ended up with a lot less superannuation than the benchmark. </p> <p>While the ASFA retirement standard took into account  “everyday spending,” Wescott said it did not factor in expenses like helping children buy a home, or buying into a retirement village.</p> <p>She also stressed that these benchmarks were just a guide saying:  "Personal finance is just that, it is personal.”</p> <p>“Your idea of a golden retirement will look different to your neighbour’s, your cousin’s, your best friend’s."</p> <p><em>Image: Shutterstock</em></p>

Retirement Life

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Radio legend calls it quits

<p>Gus Worland has announced his departure from <em>Triple M</em> after 16 years with the network. </p> <p>The radio legend shared the news during <em>The Rush Hour </em>show he co-hosts with Jude Bolton each weekday afternoon on 104.9 in Sydney.</p> <p>"After 16 years, starting back in 2009, I'm leaving Triple M," he said on the show.</p> <p>He revealed that he would be focusing on his foundation Gotcha4Life, dedicated to teaching Aussies how to manage their mental health, with their Mental Fitness Gym program being rolled out in schools around the country. </p> <p>"I've decided to focus 100 per cent on Gotcha4Life which, of course, you blokes have been a part of and the station has been very supportive of me being away and doing that work.</p> <p>"I just feel it's right. It's at the stage now where it really needs critical leadership and critical energy ... just the passion, so forth, that goes behind Gotcha4Life."</p> <p>In an interview with <em>9Honey</em>, he revealed that moving on from the show will be difficult. </p> <p>"Especially when you've done it for more than a few years, you know what I mean? I feel like we've been through the trenches a bit together," he said. </p> <p>He also spoke about how his gig on <em>Triple M </em>has helped him cope with the intensity of the work he is doing for his foundation. </p> <p>"To give me the balance of fun and being able to come in here after horrific stories, and then to see everyone and have a laugh and have a cuddle and eat too much sugar," he said. </p> <p>"I've needed that. I don't know how well I'll go without it, to be honest with you."</p> <p>But despite the uncertainty, Worland said he felt it was "the right call."</p> <p>"It's going to take me probably, you know, a few months or maybe a year to work out whether or not I can just do that job without the balance of media, but I'll still do my Wide World of Sports on Channel 9 and I'll do my Weekend Today on Channel 9," he said. </p> <p>While he has been getting offers from other media organisations, he said that the majority of his energy will be focused on his foundation. </p> <p>"I've got to be strong in my convictions," he said. </p> <p>"Gotcha needs me every day, fully focused."</p> <p>He hopes that one day mental fitness will be a subject in schools. </p> <p>"We've just started a primary schools program and I want to really focus in on the little ones and making sure that they're learning that it's okay to show their emotions at a young age when a lot of us have our emotions turned off," he said. </p> <p>"And I will continue to speak to every pollie [politician] and tell me what's a more important subject than mental fitness."</p> <p>Worland will stay on the show until the end of the year, ahead of his replacement being announced. </p> <p><em>Images: Triple M/ The Rush Hour/ Instagram</em></p>

Retirement Life

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"Absolute honour": Federer's stirring words as Nadal hangs up his racquet

<p>Roger Federer and Novak Djokovic have led a wave of tributes after Rafael Nadal announced he would be retiring from playing professional tennis. </p> <p>Nadal announced the news in an emotional Instagram video, where he thanked his family, team, friends and loyal fans for their support, while announcing that the David Cup Finals in November would be his last competition. </p> <p>In his video, the Spanish tennis champion also thanked his "greatest rivals" for giving him fierce competition throughout his stellar career. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/DA8EpTsg3iV/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DA8EpTsg3iV/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Rafa Nadal (@rafaelnadal)</a></p> </div> </blockquote> <p>Those great rivals were the first to honour Nadal after his shock announcement, with Roger Federer sharing a photo of their pair sitting side by side, both in tears, as the Swiss great announced his own retirement two years ago. </p> <p>He wrote, “What a career, Rafa! I always hoped this day would never come. Thank you for the unforgettable memories and all your incredible achievements in the game we love. It’s been an absolute honour.”</p> <p>Novak Djokovic also shared a message for Nadal, posting a photo collage of their friendship behind the scenes. </p> <p>“Rafa, one post is not enough to express the respect I have for you and what you have done for our sport,” the 24-time Grand Slam title winner wrote.</p> <p>“You have inspired millions of children to start playing tennis and I think that’s probably the greatest achievement anyone can wish for. Your tenacity, dedication, fighting spirit is going to be taught for decades. Your legacy will live forever."</p> <p>“Only you know what you had to endure to become an icon of tennis and sport in general. Thank you for pushing me to the limit so many times in our rivalry.”</p> <p><em>Image credits: Daniel Irungu/EPA-EFE/Shutterstock Editorial </em></p>

Retirement Life

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"Time for a rest": John Laws retires from radio

<p>Radio veteran John Laws has announced his plans to retire from radio in the coming weeks. </p> <p>The radio host, 89, shocked his loyal listeners on his 2SM show on Tuesday morning, after reading out a letter from a fan who wrote how much they enjoy listening to the show each day. </p> <p>“You’re not going to be hearing it for long, mate,” Laws said in response to the email. “I think it’s time for a rest.</p> <p>“I’ve done it for a very, very, very, very long time,” Laws said about his broadcasting career. “And I think that I’ll just call it a day, and call it a day pretty soon.”</p> <p>Laws said that he will “probably” hang up his headphones at the beginning of November when he celebrates 71 years on air.</p> <p>“I don’t want to be greedy,” he said. “I’ve had 71 fantastic years … and loved almost every minute of it.”</p> <p>He also made clear that after his final show, he will not be returning to radio. </p> <p>“I’m not going to go away and then come back again and say, ‘oh, it was all a mistake,’” he said on 2SM. “It may well be a mistake, but there’ll be no return. That’s it.”</p> <p>Laws then outlined his plans for his long-awaited retirement, saying, “I’ll travel, I’ll sit about, I’ll read more… and I’ll catch up with things that I should have caught up with a long time ago”.</p> <p>The retirement announcement came as a shock to many loyal viewers, as Laws said in an interview in 2023 that he can't picture himself ever stepping back from the coveted radio role. </p> <p>Just last year he told <em><a href="https://www.dailytelegraph.com.au/entertainment/sydney-confidential/john-laws-reveals-he-doesnt-think-about-retirement-as-he-notches-up-70-years-in-radio/news-story/9ed6d8dad7af5523e6c70bca45f8516d" target="_blank" rel="noopener" data-tgev="event119" data-tgev-container="bodylink" data-tgev-order="9ed6d8dad7af5523e6c70bca45f8516d" data-tgev-label="entertainment" data-tgev-metric="ev">The Daily Telegraph</a></em>, “I don’t think about retirement. I suppose I will have to one day but no, I don’t want to stop, I’d like to be doing it when I am 100.”</p> <p><em>Image credits: 9News / 2SM </em></p>

Retirement Life

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Tony Armstrong jokes about "moonlighting" controversy on last ABC show

<p>Tony Armstrong has made a joke about the recent "<a href="https://oversixty.com.au/finance/legal/tony-armstrong-called-out-by-media-watch-for-moonlighting" target="_blank" rel="noopener">moonlighting</a>" controversy on his final show with <em>ABC News Breakfast</em>. </p> <p>On Monday, Armstrong was called out by <em>Media Watch</em> host Janine Perrett who said she was "stunned" that he failed to get the all-clear from network bosses before he became the voice of NRMA Insurance. </p> <p>Perrett launched into a blistering tirade over Armstrong's advertising gig with the insurance company, claiming the job was "strongly discouraged" by the public broadcaster. </p> <p>On Friday, Armstrong made light of the claims on his final show with <em>ABC News Breakfast</em>, after announcing he would be leaving the show after three years. </p> <p>While farewelling his co-hosts, the <em>News Breakfast</em> team gave him flowers and a big tin of coffee during his final broadcast, with Armstrong joking he wouldn’t name the coffee brand before back pedalling.</p> <p>“We won’t name the brand … Actually I don’t care, I’ve already been done by <em>Media Watch</em> — Nescafe!” Armstrong laughed.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/DArqPr_SrrX/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DArqPr_SrrX/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by PEDESTRIAN.TV (@pedestriantv)</a></p> </div> </blockquote> <p>Armstrong went on to thank the <em>ABC News Breakfast</em> team in his final goodbye, saying “it takes a village” to get the show on air.</p> <p>“Look at this team around me. This is everyone that makes this show work. We are just the lucky presenters that get to go out there and present all of the hard work,” Armstrong said.</p> <p>“It takes a village. We do it understaffed and under resourced, and every day everybody rocks up with a smile on their face doing the work of four or five people. </p> <p>“So yes, I’m just an instrument that is part of a team.”</p> <p><em>Image credits: ABC News Breakfast</em></p>

Retirement Life

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Offering end of life support as part of home care is important – but may face some challenges

<div class="theconversation-article-body"> <p><em><a href="https://theconversation.com/profiles/jennifer-tieman-378102">Jennifer Tieman</a>, <a href="https://theconversation.com/institutions/flinders-university-972">Flinders University</a></em></p> <p>Earlier this month, the government announced <a href="https://theconversation.com/the-government-has-a-new-plan-for-residential-aged-care-heres-whats-changing-238765">major changes</a> to aged care in Australia, including a A$4.3 billion <a href="https://theconversation.com/what-the-governments-home-care-changes-mean-for-ageing-australians-238890">investment in home care</a>.</p> <p>Alongside a shake up of home care packages, the Support at Home program will include an important addition – an <a href="https://www.health.gov.au/sites/default/files/2024-09/support-at-home-fact-sheet.pdf">end of life pathway</a> for older Australians.</p> <p>This pathway will allow access to a <a href="https://www.health.gov.au/our-work/support-at-home/features">higher level</a> of in-home aged care services to help Australians stay at home as they come to the end of their life. Specifically, it will provide an extra A$25,000 for palliative support when a person has three months or less left to live.</p> <p>This is a positive change. But there may be some challenges to implementing it.</p> <h2>Why is this important?</h2> <p>Older people have made clear their preference to remain in their homes as they age. For <a href="https://journals.sagepub.com/doi/10.1177/0269216313487940">most people</a>, home is where they would like to be during their last months of life. The space is personal, familiar and comforting.</p> <p>However, data from the <a href="https://www.abs.gov.au/statistics/research/classifying-place-death-australian-mortality-statistics">Australian Bureau of Statistics</a> shows most people who die between the ages of 65 and 84 die in hospital, while most people aged 85 and older die in residential aged care.</p> <p>This apparent gap may reflect a lack of appropriate services. Both palliative care services and GPs have an important role in providing medical care to people living at home with a terminal illness. However, being able to <a href="https://grattan.edu.au/wp-content/uploads/2014/09/815-dying-well.pdf">die at home</a> relies on the availability of ongoing support including hands-on care and assistance with daily living.</p> <p>Family members and friends often provide this support, but this is not always possible. Even when it is, carers may <a href="https://pubmed.ncbi.nlm.nih.gov/38533612/">lack confidence and skills</a> to provide the necessary care, and may not have enough support for and respite from their carer role.</p> <p>The palliative care funding offered within Support at Home should help an older person to remain at home and die at home, if that is their preference.</p> <p>Unless someone dies suddenly, care needs are likely to increase at the end of a person’s life. Supports at home may involve help with showering and toileting, assessing and addressing symptoms, developing care plans, managing medications, wound dressing, domestic tasks, preparing meals, and communicating with the person’s family.</p> <p>Occupational therapists and physiotherapists can assist with equipment requirements and suggest home modifications.</p> <p>End of life supports may also involve clarifying goals of care, contacting services such as pharmacists for medications or equipment, liaising with organisations about financial matters, respite care or funeral planning, as well as acknowledging grief and offering spiritual care.</p> <p>But we don’t know yet exactly what services the $25,000 will go towards.</p> <h2>What do we know about the scheme so far?</h2> <p>The Support at Home program, including the end of life pathway, is scheduled to start from <a href="https://www.health.gov.au/sites/default/files/2024-09/support-at-home-fact-sheet.pdf">July 1 2025</a>.</p> <p>We know the funding is linked to a prognosis of three months or less to live, which will be determined <a href="https://www.abc.net.au/news/2024-09-15/new-payment-aims-to-make-it-easier-for-people-to-die-at-home/104347984">by a doctor</a>.</p> <p>Further information has indicated that an older person can be referred to a <a href="https://www.health.gov.au/our-work/support-at-home/features">high-priority assessment</a> to access the end of life pathway. We don’t know yet what this means, however they don’t need to be an existing Support at Home participant to be eligible.</p> <p>The pathway will allow 16 weeks to use the funds, possibly to provide some leeway around the three-month timeline.</p> <p>Although more details are coming to light, there are still some things which remain unclear.</p> <p>Home care providers will be looking for details on what can be covered by this funding and how they will work alongside primary care providers and health-care services.</p> <p>Older people and their families will want to know the processes to apply for this funding and how long applications will take to be reviewed.</p> <p>Everyone will want to know what happens if the person doesn’t die within three months.</p> <h2>Some challenges</h2> <p>Ready availability of appropriate supports and services will be crucial for older people accessing this pathway. Home care providers will therefore need to assess how an end of life pathway fits into their operational activities and how they can build the necessary skills and capacity.</p> <p>Demand for nurses with palliative care skills and allied health professionals is likely to increase. Providing end of life care can be <a href="https://pubmed.ncbi.nlm.nih.gov/33096682/">especially taxing</a> so strategies will be needed to prevent staff burnout and encourage self-care.</p> <p>How pathways are implemented in rural and remote areas and in different cultural and community groups will need to be monitored to ensure all older people benefit.</p> <p>Effective coordination and communication between home care, primary care and specialist palliative providers care will be key. Digital health systems that connect the sectors could be helpful. Family engagement will also be very important.</p> <p>Escalation pathways and referral pathways should be established to enable appropriate responses to emergencies, unexpected deterioration, and family distress.</p> <p>Finally, <a href="https://bmcpalliatcare.biomedcentral.com/articles/10.1186/s12904-023-01155-y">accurately determining</a> when someone will die can be difficult. Knowing when the last three months of life starts may not be easy, particularly where frailty, cognitive issues and multiple health concerns may be present.</p> <p>This might mean some people are not seen as being ready for this pathway. Others may not be willing to accept this prognosis. An older person may also be expected to live with a terminal illness for many months or years. Their palliative care needs would not be met under this pathway.</p> <p>Despite these challenges, the announcement of an end of life pathway within the home care program is timely and welcome. As a population we are living longer and dying older. More details will help us be better prepared to implement this scheme.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/239296/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/jennifer-tieman-378102">Jennifer Tieman</a>, Matthew Flinders Professor and Director of the Research Centre for Palliative Care, Death and Dying, <a href="https://theconversation.com/institutions/flinders-university-972">Flinders University</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/offering-end-of-life-support-as-part-of-home-care-is-important-but-may-face-some-challenges-239296">original article</a>.</em></p> </div>

Retirement Life

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The psychology of retirement: why do so many athletes struggle to call time?

<div class="theconversation-article-body"> <p><em><a href="https://theconversation.com/profiles/sarah-tillott-1462234">Sarah Tillott</a>, <a href="https://theconversation.com/institutions/southern-cross-university-1160">Southern Cross University</a> and <a href="https://theconversation.com/profiles/diarmuid-hurley-1462235">Diarmuid Hurley</a>, <a href="https://theconversation.com/institutions/southern-cross-university-1160">Southern Cross University</a></em></p> <p>Think back to when you met someone for the first time. One of the first questions you asked, or were asked, was likely: “what do you do for work?”</p> <p>It’s a polite, innocuous and socially ingrained way of getting to know more about a person. But it also demonstrates the central role of our professional lives as part of our personal identities.</p> <p>For professional athletes, their careers, exploits and recognition can become the defining aspect of their identity.</p> <p>So what happens when sporting careers end?</p> <p>The transition to retirement, across professions and countries, can be extremely tough to navigate.</p> <p>It can be especially difficult for elite sportspeople, who can experience retirement as a <a href="https://www.sciencedirect.com/science/article/pii/S1469029221001679?casa_token=L4g3UTN8T78AAAAA:VHqcgJN7jIpW82cp32TXq9gIcKFzD2jtf6Jc_OX-3fjpHVnowlp0p8fcqE01BVF3Qjx0bmiRz4T1">loss of identity</a>, connected to their sense of achievement, meaning and control in life.</p> <h2>How retirement impacts athletes</h2> <p>A common saying with many sportspeople is “<a href="https://www.forbes.com/sites/jannfreed/2024/06/29/athletes-die-twice-retirement-as-a-death/">athletes die twice</a>” – once when they retire and again at their death.</p> <p>Former Wallaby Brendan Cannon <a href="https://www.impact.acu.edu.au/lifestyle/after-the-final-siren-helping-athletes-to-adapt-to-life-after-sport">has spoken of</a> this difficulty:</p> <blockquote> <p>[People] want to talk to you about what you used to be, and all you want to focus on is what you want to become.</p> </blockquote> <p>During the transition to retirement, elite athletes can be affected by how they got into their chosen sport, how long they stayed in the system and the variables that either accelerated or ended their careers.</p> <p>Other factors include whether they played a team or individual sport, male vs female pathways, whether their exit from sport was voluntary or involuntary and their age when retiring.</p> <p>My (Sarah) interviews with former professional athletes demonstrate the complexity of retiring from elite sport.</p> <p>To the public, William Zillman, former NRL star turned vet, seems to have it all together. But it didn’t come without hardship, pain and struggles in navigating the harsh terrain of retirement.</p> <p>When asked about his retirement, Zillman said: “[Being an NRL player was] all I knew.”</p> <blockquote> <p>I turned up to work each day, I was told what to do, how to do it and when to do it […] but when I left the system, I think I lost the ability to think for myself. I went from having all the help in the world to very little – it was tough.</p> </blockquote> <p>Retiring from high-performance sport can have profound effects on an athlete’s <a href="https://journals.lww.com/acsm-csmr/fulltext/2020/10000/the_psychological_burden_of_retirement_from_sport.11.aspx/1000">physical and mental health</a>, as well as their social and professional development.</p> <p>While “regular people” usually retire in their 60s or 70s, an athlete’s retirement often occurs earlier, coinciding with crucial phases of career development and <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC10513329/">family planning</a>.</p> <p>Some have to adjust from being highly paid and highly managed to surviving on minimum wages with very little support.</p> <p>“It’s a recipe for disaster,” Ryan James, who considers himself one of the lucky ones, said.</p> <p>A former forward for the Gold Coast Titans, James has been working closely with the Rugby League Players Association (RLPA) with the aim to address some of the complex issues with the transition experience.</p> <p>James knows only too well the struggles some people in the system face as their careers begin to wind down:</p> <blockquote> <p>Many of our players come into the system from disadvantaged and vulnerable backgrounds and while we have made a start, there is more we can be doing. Financial literacy and management is just one avenue we need to tackle. I’ve known too many retired, vulnerable players who were homeless, sleeping in cars with their young families. It’s devastating.</p> </blockquote> <p>It took former English captain turned NRL superstar James Graham a good part of 18 months to re-configure his identity:</p> <blockquote> <p>You come out feeling so lost and alone. Most of your life is spent training, connecting with mates, having a lot of routine and structure to almost nothing. It’s strange and confronting.</p> </blockquote> <h2>What are the major codes doing?</h2> <p>Across various sporting codes there are programs that aim to assist athletes to prepare for retirement.</p> <p>For example, <a href="https://www.rlpa.com.au/past-player-and-transition-program">the RLPA has a program</a> to support athletes who are transitioning.</p> <p>Other major professional Australian codes have similar programs, including <a href="https://www.aflplayers.com.au/app/uploads/2021/10/Player-Retirement-Scheme_Booklet_A5_4.pdf">the AFL</a>, <a href="https://www.thepfa.com/players/union-support/pension-scheme">Professional Footballers Association</a> (soccer) and <a href="https://auscricket.com.au/programs-community/past-player-programs/">cricket</a>.</p> <p>However, whether or not athletes choose to participate in these programs is usually at the discretion of the players.</p> <h2>The importance of planning, preparation and support</h2> <p>One of the key factors influencing how an athlete transitions into life after sport is how much they have <a href="https://theconversation.com/its-not-just-retiring-athletes-who-need-mental-health-support-young-sportspeople-need-it-too-230296">prepared for it</a>.</p> <p>Research with elite athletes from <a href="https://elevateaus.com.au/wp-content/uploads/2021/09/The-end-of-a-professional-sport-career-ensuring-a-positive-transition.pdf">the AFL, NRL and A-League</a> shows those who planned and prepared for life after sport and who had goals, direction and identities beyond sport, experienced more acceptance, autonomy (control) and optimism about the future.</p> <p>On the other hand, those who were unprepared or did not plan ahead experienced negative emotional and psychological states, and struggled to move on. This negative effect is even more pronounced for those who were forced to <a href="https://journals.lww.com/acsm-csmr/fulltext/2020/10000/the_psychological_burden_of_retirement_from_sport.11.aspx/1000">end their career due to injury</a>.</p> <hr /> <p><iframe id="lQixA" class="tc-infographic-datawrapper" style="border: 0;" src="https://datawrapper.dwcdn.net/lQixA/" width="100%" height="400px" frameborder="0" scrolling="no"></iframe></p> <hr /> <h2>How to improve the situation</h2> <p>A recent <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC10513329/">scoping review</a> explored the notion of retirement for professional athletes and their ability to adapt to life after sport.</p> <p>It summarised many areas that need more attention:</p> <p><strong>Make athletes aware of what’s ahead</strong></p> <p>Expect that when you leave, it may be hard. Reach out to your club, coach and support services and surround yourself with people who you can talk to and who may be able to help.</p> <p>Athletes should expect that it will take time to adjust, and this adjustment period is crucial for mitigating the adverse effects of retirement. This adjustment period can also significantly reduce the initial negative impacts on their mental and physical health.</p> <p><strong>Tailored support programs</strong></p> <p>Developing tailored support programs that address the specific needs of different sports and athlete sub-groups can help mitigate the challenges associated with retirement.</p> <p>These programs might include career counselling, mental health support and opportunities for continuous involvement in the sports community.</p> <p><strong>A need for further research</strong></p> <p>There is a pressing need for more research to identify effective support mechanisms for retiring athletes. Understanding the types of support that facilitate a smoother transition can help in designing programs and interventions tailored to the unique needs of elite athletes.</p> <p>Additionally, mapping out the factors that aid or hinder the transition across different sports and athlete sub-groups would provide valuable insights.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/234559/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/sarah-tillott-1462234">Sarah Tillott</a>, Senior Lecturer, Faculty of Health, <a href="https://theconversation.com/institutions/southern-cross-university-1160">Southern Cross University</a> and <a href="https://theconversation.com/profiles/diarmuid-hurley-1462235">Diarmuid Hurley</a>, Lecturer, Faculty of Health, <a href="https://theconversation.com/institutions/southern-cross-university-1160">Southern Cross University</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/the-psychology-of-retirement-why-do-so-many-athletes-struggle-to-call-time-234559">original article</a>.</em></p> </div>

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