Money & Banking

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New recall: Target removes popular item from shelves

<p>Popular discount department store Target has issued a warning to parents after a popular children’s toy has been considered a potential “choking risk”.</p> <p>The Young Ones Light and Sound Guitar sold at Target Australia, Target Country and their online store from July 2014 to September 2018 has been recalled after the item was deemed too dangerous for children to play with.</p> <p style="text-align: center;"><img style="width: 353.3969010727056px; height: 500px;" src="/media/7821367/capture.jpg" alt="" data-udi="umb://media/cb32d3c1236e4c1394bcdf61d2182727" /></p> <p style="text-align: center;">Photo: <a href="https://www.target.com.au/">Target Australia</a></p> <p>The company made the decision after a discovery where a small part of the toy could “detach with applied force”, which “may pose a choking risk to small children".</p> <p>Due to the findings, the company has made the decision to remove the item from its shelves and has advised those who have purchased the item to “stop using the product” and return it to their closest Target store “as soon as possible".</p> <p>Those who have purchased the item will receive a full refund from the company, regardless of having a receipt or not.</p> <p>For further information, contact Target’s Customer Support Centre on 1300 753 567 or visit the company’s <a rel="noopener" href="https://www.news.com.au/entertainment/celebrity-life/royals/war-widow-daphne-dunne-wants-another-kiss-from-prince-harry/news-story/e019948991de6276e09aae94dc7b9933" target="_blank">website</a>.</p>

Money & Banking

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Coles and Woolworths under fire for drought-relief milk scheme

<p>Federal Agricultural Minister David Littleproud has slammed supermarkets Coles, Woolworths and ALDI after he claims that shoppers are being misled into thinking they’re supporting farmers when they pay the 30c surcharge on store branded milk.</p> <p>Littleproud, who made the comments yesterday, claimed all three of the grocery stores were running a “half baked” scheme.</p> <p>According to Littleproud, the supermarkets failed to keep up with their promise when it was said that the 10-cent-a-litre levy on all brands of milk would go directly to the dairy farmers in Australia.</p> <p>But his main gripe was with Coles, as he said that the store only agreed to the initiative after fierce rival Woolworths announced it was taking part.</p> <p>“The result is a half-baked policy which only applies to Coles’ three-litre variety of their own milk brand – and may not even go back to the farmers who supply that tiny portion of drinking milk,” he said.</p> <p>After introducing a 30-cent surcharge on all its three-litre home brand milk range, Coles promises to collect a levy on the items until the end of the year.</p> <p>Then once funds are raised, all proceeds will be shared with the Dairy Drought Relief fund and distributed to farmers affected by the drought. Those who receive the funding should expect to see the amount in their account by January 2019.</p> <p>But there is a catch. In order to be eligible for the funding, farmers must fill in an application form, and that’s where Littleproud said the scheme is a “farce” because many victims are not guaranteed payment.</p> <p>“I was initially prepared to give the benefit of the doubt, but it hasn’t been followed up with good policy work – it’s an empty media stunt. The result is a half-baked policy which only applies to Coles’ three-litre-variety of their own milk brand,” he said.</p> <p>Littleproud is advising shoppers to purchase branded milk instead of home branded items as the money will actually go to the farmers.</p> <p>He unleashed on Coles this morning saying that they’re “either lazy or at best being slippery” and by forcing farmers to apply for funding, they are adding a layer of “bureaucracy”.</p> <p>“They’ve asked the farmer to apply for it,” he told the ABC. “What Woolworths did, was they’ve handed it back to the process sorts, because they pick up the milk, they know where it comes from. This shows that Coles are either lazy or at best being slippery.”</p> <p>But Coles has responded to the criticism, saying: <span>“It is disappointing that the Minister has chosen to criticise Coles – which has already committed over $12 million for drought relief – before becoming familiar with the facts,” a spokesman said.</span></p> <p>“Coles established the Dairy Drought Relief Fund to ensure 100 per cent of the funds raised from this 30c increase on the price of Coles' own brand three-litre milk will be donated directly to dairy farmers affected by the drought.”</p> <p>To ensure the funds are going to the right people, Coles appointed PwC as an auditor, who is responsible for overseeing the application administration process.</p> <p>The agriculture minister also fired up on companies such as Woolworths and ALDI, saying that Woolworths has only put the levy in place for their own branded milk while ALDI has chosen not to take part at all.</p> <p>“The big German can go and take a running jump if they can’t be bothered to support Australian dairy farmers,” Littleproud said.</p> <p>“The best thing shoppers can do is buy branded milk, not supermarket brand milk or better still, shop at independent groceries.”</p>

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ALDI hits out at rivals Coles and Woolworths

<p>Discount supermarket chain ALDI has attacked rivals Coles and Woolworths, saying their loyalty programs are manipulative and compared them to car salesman. The German retailers says the programs could be costing consumers up to $1,500 a year to gain enough points for products like a toaster.</p> <p>ALDI also claims Coles and Woolworths delay the receipt of rewards products such as vouchers and appliances to customers for years, reports <a rel="noopener" href="https://www.news.com.au/finance/business/retail/aldi-slams-loyalty-programs-of-rivals-as-schemes-that-benefit-shareholders-not-shoppers/news-story/583c3cc6aa5f8b026c15865f44bacc52" target="_blank">news.com.au</a>.</p> <p>An advertising campaign has been launched which attacks Woolworths’ Rewards programs and Coles’ Flybuys.</p> <p>[Aldi ad embed]</p> <p>But Coles and Woolworths have hit back saying that consumers can actually earn rewards much quicker than ALDI has claimed, and reiterated that customers receive points each time they shop.</p> <p>In a damning assessment, Adrian Christie, head of customer service at ALDI, has said that a family would have to buy $1,500 worth of groceries at Coles, and wait one year and seven months to accrue the points to buy a Tefal frying pan that retails at $60. And if you’re saving your points for a 13-inch laptop using Flybuys, you’d be purchasing over $380,000 in groceries and be waiting for 42 years for it.</p> <p>“It’s not a mistake that the words ‘loyalty’ and ‘scheme’ are used together as they are a scheme; there is some sort of manipulation going on,” Mr Christie told news.com.au.</p> <p> </p> <p>Christie questions who loyalty programs are really for.</p> <p>“A loyalty program is great for insights that can manipulate and can help shape the market. But in terms of value, is that value for the customer or for the shareholder?” he said.</p> <p>It appears that Australians love loyalty programs with <a rel="noopener" href="https://www.finder.com.au/" target="_blank">Finder.com.au </a>revealing that nine out of 10 consumers are part of one, and 60% say it influences where they shop, with 36 per cent saying they spend more to earn more.</p> <p>“Loyalty schemes entice you to spend more, so customers need to realise what they are giving up for the rewards,” Mr Christie said.</p> <p>Meanwhile, ALDI has unveiled a “loyalty calculator” so consumers can work out how much they’d need to spend and how long it would take to reap the benefits of these loyalty programs.</p>

Money & Banking

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Aussie mum's thrifty Kmart renovation hack

<p>Home décor on a budget has become the latest phenomenon this past year, with creative women showing off their inspiring rooms that look a lot more expensive than they actually are.</p> <p>The most recent is a mother who has stunned thousands after completely transforming her home for less than $20,000.</p> <p>Stay-at-home mum Rebecca Townsend proudly shares photos of her creations through her Instagram account and says that except for the fireplace and air conditioning system, everything else is the result of her and her husband’s hard work.</p> <p>She managed to find affordable duplicates of designer pieces in order to create a “slice of heaven” on a budget.</p> <p>“With help from family and a lot of hard work, we’ve managed to not have one trade come through the house, we’re pretty proud of that,” she told the<span> </span><em><a rel="noopener" href="https://www.dailymail.co.uk/femail/article-6251367/Mother-transforms-home-using-Kmart-versions-designer-decor.html" target="_blank">Daily Mail</a>.</em></p> <p>“We repurposed and recycled things to save on costs so we can splash out on big ticket items such as the mirror splash back and heater.”</p> <p>The kitchen was torn down, including the surrounding four walls, only a few days after they moved into their new home.</p> <blockquote style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" class="instagram-media" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/BnxcxY0Bauw/?utm_source=ig_embed&amp;utm_medium=loading" data-instgrm-version="12"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div> </div> </div> <div style="padding: 19% 0;"></div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <p style="margin: 8px 0 0 0; padding: 0 4px;"><a style="color: #000; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none; word-wrap: break-word;" rel="noopener" href="https://www.instagram.com/p/BnxcxY0Bauw/?utm_source=ig_embed&amp;utm_medium=loading" target="_blank">Who loves a good renovation progress picture?? 🙋‍♀️ well, let me get more into detail on ours! . . . If you know one thing about us, it’s that we love to recycle materials and do things a bit differently 🙏 which our kitchen is a prime example of 👌 The day after we got the keys here we ripped out 4 walls, the kitchen and half the flooring (who needs to eat right?! ..or walk on a floor..🤦‍♀️) so when a family friend said they were changing colours of their kitchen we jumped at the chance to get their old one! We’ve just altered the lay out of it 🙌We’ve added the mirror backing inside the cupboards/ under them and the mirror splash back. You can never have too many mirrors 🤷‍♀️ not that we’re vein ‘round here (although I do see my 2yo check himself out more often than I could count 😂🙏) it’s the fact it plays with your perception on the space in here, which is much needed!! We’ve used railway sleepers found on our two properties to create the light fighting and bench-also our flooring was secondhand pine boards found at our local salvage yard! We sanded and grey washed the entire house ourselves to save on cash and they’re honestly one of my favourite features to date 🤩 coupling old with new is a great way to save on money, but also enables you to splash out on more expensive items that will really shine in your space! Not to mention, help the planet 🌍 . . . We’re obviously not finished in here yet, the cupboards are still in need of being refinished and we have high expectations of being able to create our own black concrete waterfall bench top ..but everyday that we’re not going backwards is a good day.. we’ll get there eventually and we’re so enjoying sharing it all with you ☺️😚✨ . . . #renovation #wemadethis #diy #diystories #reusereducerecycle #recycle #itsgoodfortheplanet #kitchen #kitcheninspo #rusticdecor #rustic #styleitdark #reclaimedwood #cornerofmyhome #apartmenttherapy #actualinstagramhomes #homeinspo #designsponge #interior123 #interiormilk #industrialdesign #earthytones #mirrors #mirrormirroronthewall #interior_design #theatmosphere #upinhere #newinteriorsontheblock #spotlightonmyhome #luxuryinteriorsonabudget</a></p> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;">A post shared by <a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px;" rel="noopener" href="https://www.instagram.com/champagne_dreaming_on_budget/?utm_source=ig_embed&amp;utm_medium=loading" target="_blank"> Rebecca Townsend</a> (@champagne_dreaming_on_budget) on Sep 15, 2018 at 8:54pm PDT</p> </div> </blockquote> <p>According to Ms Townsend, the home is 99 per cent decorated with items from Kmart.</p> <p>“One of our favourite Kmart hacks to date is the bar stools. We used the $8 tan cushions to reupholster the tops of the $49 industrial stools from ALDI to give them a more luxe appearance,” she said.</p> <p>Certain clock designs can put shoppers back hundreds of dollars, but thanks to Ms Townsend's savvy skills, she managed to find a replica for $19, which features a wooden backing to give a more rustic appearance.</p> <blockquote style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" class="instagram-media" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/Bl9Bh_7nLbQ/?utm_source=ig_embed&amp;utm_medium=loading" data-instgrm-version="12"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div> </div> </div> <div style="padding: 19% 0;"></div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <p style="margin: 8px 0 0 0; padding: 0 4px;"><a style="color: #000; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none; word-wrap: break-word;" rel="noopener" href="https://www.instagram.com/p/Bl9Bh_7nLbQ/?utm_source=ig_embed&amp;utm_medium=loading" target="_blank">Early morning cuddles in bed with Mr.2 ..and every.single.teddy he owns 🤦‍♀️ I’ve got a corner of the mattress, but I wouldn’t have it any other way 🤷‍♀️✨🌟 Enjoy your day instafam 😚 . . . Tap for sources🌟✨ . . . #earlymorninghangs #styling #loungeroominspo #howihome #myfabhome #mydomaine #apartmenttherapy #homeinspo #interior123 #plantmom #planteriordesign #plantsofinstagram #itsajungleinhere #crazyplantlady #rustic #interiormilk #styleitdark #industrialdesign #mybohotribe #chickswithplants #myhomevibe #boholocs #bohemian #thehecticeclectic #kmartstyling #styleonadime #showmeyourstyled #hyggehome #actualinstagramhomes #cornerofmyhome</a></p> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;">A post shared by <a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px;" rel="noopener" href="https://www.instagram.com/champagne_dreaming_on_budget/?utm_source=ig_embed&amp;utm_medium=loading" target="_blank"> Rebecca Townsend</a> (@champagne_dreaming_on_budget) on Aug 1, 2018 at 3:44pm PDT</p> </div> </blockquote> <p>To further cut down on costs, Ms Townsend purchased many items second-hand, which resulted in huge savings.</p> <p>In the past, the mother-of-one shared her and her husband’s work after they decorated their bathroom using items from Kmart, ALDI and eBay, totalling to $800.</p> <p>“You don’t need to spend a lot these days to get the designer look, you just need to be savvy, wait for the specials and shop around,” she said.</p> <p>“The bathroom is the only room we didn’t rip apart the moment we moved in, we just cleverly designed it on a budget with items mostly from Kmart to make it more designer.”</p> <blockquote style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" class="instagram-media" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/Bn2gJjiHpMS/?utm_source=ig_embed&amp;utm_medium=loading" data-instgrm-version="12"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div> </div> </div> <div style="padding: 19% 0;"></div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <p style="margin: 8px 0 0 0; padding: 0 4px;"><a style="color: #000; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none; word-wrap: break-word;" rel="noopener" href="https://www.instagram.com/p/Bn2gJjiHpMS/?utm_source=ig_embed&amp;utm_medium=loading" target="_blank">YES, I’m back! Well, I’m back ..yes, I’m BACK IN BLACK!!! . . . Black is the new black guysss and I’m all over it like a bee on a flower 🐝 (there’s a spring reference for you there 😉) . . . The bathroom is the only room in the house we didn’t completely gut the moment we walked in the door from getting the keys, we’ve just cleverly decorated it to make it ✨POP✨on a very tight budget of $800! This completely decked the room out from top to bottom including swapping all the hardware out for the more modern black look, you just need to be savvy and look for the bargains (don’t be afraid to be stingy 😜) and get your hands dirty with some #diy the money you save on the little things allows you to splash out on the bigger ticket items! . . . ✨I’ll go into more detail in my stories 🙏 ✨ . . . #diystories #blackonblack #backinblack #bathroomdecor #bathroom #bathroominspo #bathroomremodel #luxuryinteriorsonabudget #cornerofmyhome #newinteriorsontheblock #actualinstagramhomes #apartmenttherapy #interior123 #interior_design #designsponge #interiormilk #howihome #homeinspo #industrialdesign #kmartstyling #kmartaus #styleitdark #styleonadime #deliciousdarkdecor #interiorboom #myhomevibe #myhometrend #dailydecordetail #livefabulousandfearless</a></p> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;">A post shared by <a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px;" rel="noopener" href="https://www.instagram.com/champagne_dreaming_on_budget/?utm_source=ig_embed&amp;utm_medium=loading" target="_blank"> Rebecca Townsend</a> (@champagne_dreaming_on_budget) on Sep 17, 2018 at 8:00pm PDT</p> </div> </blockquote> <p>Ms Townsend hopes that her décor-on-a-budget will help inspire other people to step out of their comfort zone.</p> <p>Her and her husband worked together on this home project during the time their baby was on home oxygen and was in and out of hospital.</p> <p>“After our son was born at 23 weeks gestation and spent 125 days in hospital, we bought this house when he was only seven months old and on home oxygen, but it didn’t deter us from creating a wonderful home for him to grow up and into,” she said.</p> <p>“Whatever challenges you may face, don’t put renovating off if it will provide you with happiness, if we can do it on a budget through all our ups and downs, you can too.”</p>

Money & Banking

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Could this be the new Toys 'R' Us?

<p>Those who are missing the recently departed US chain Toys 'R' Us which closed 44 stores across Australia when it went into administration earlier this year, could have their Christmas dreams fulfilled. Toy megastore Toymate is opening the doors of its latest and largest store just in time for the Christmas shopping to begin, reports the <a rel="noopener" href="https://www.dailymail.co.uk/femail/article-6258841/The-new-Australian-toy-superstore-set-replace-Toys-R-Us.html" target="_blank">Daily Mail</a>.</p> <p>“We're focused on providing a magical shopping experience that not only encompasses an exceptional toy offering, but also offers a colourful world for children to lose themselves in, shop and play," Toymate founder and director Danny Bloom said in a statement.</p> <p>Kids will feel like they’re in a toy candy store – parents and grandparents, perhaps not so much – when the Australian-owned Toymate launches its latest outlet in the 1800 square metre space left by Toys 'R' Us in Bankstown, in Sydney’s south-west, on Saturday.</p> <p>It’ll be a fun fair-style opening with the company, which was founded in 2005, going all out with a giveaway worth $1000, free gift bags, face painting, trampolines, balloonists and a magician among other attractions, reports the <a rel="noopener" href="https://www.dailytelegraph.com.au/newslocal/the-express/toymate-to-open-its-biggest-nsw-store-at-bankstown-at-former-toys-r-us-site/news-story/477a6d18f612b3cbc09df07d1ffd3355" target="_blank">Canterbury Bankstown Express</a>.</p> <p><img style="width: 500px; height: 281.25px; display: block; margin-left: auto; margin-right: auto;" src="/media/7821249/toymate.jpg" alt="" data-udi="umb://media/0c2190542f5e4985b6059460cb3df58a" /></p> <p>And Toy ‘R’ Us fans will be rewarded for their loyalty with Toymate offering members gold member status which entitles them to a discount of five per cent on each purchase for life, exclusive deals and invitations to exclusive events. The company said it’s a move it hopes will “attempt to restore customers' faith in the toy retail industry”.</p> <p>Bloom said that the new store is “one of our most exciting store openings yet".</p> <p>“We can’t wait to give all of our customers the best experience they could imagine with the best prices and range.</p> <p>“We are committed to delivering an entertaining shopping experience for customers, on top of providing top quality toys at competitive price points.”</p> <p><a rel="noopener" href="https://toymate.com.au/stores/" target="_blank">Toymate </a>currently has 17 locations, including a new superstore on the Gold Coast, and plans to open a store in north-west Sydney’s Castle Hill in the space vacated by Toys 'R' Us, and another in Cannington in Western Australia in November.</p> <p>Start your toy shopping engines!</p> <p>What were your favourite toys as a child? Reminisce in our comments section below.</p>

Money & Banking

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Commonwealth Bank to refund customers after embarrassing revelations

<p>Commonwealth Bank will pay back “unauthorised advice fees” it charged dead customers and will also refund living customers who have been charged fees without service.</p> <p>Yesterday, the bank made the promise to provide the reimbursements following the embarrassing revelation heard at the royal commission that they were charging dead clients.</p> <p>An audit of 142,000 CBA accounts discovered that 12 accounts for people who had passed away had been charged unauthorised fees between April and June 2018.</p> <p>The lender identified the charges after an initial search of the accounts and now, the investigation has widened to cover seven years of records across all its advice licensees.</p> <p>CBA wealth management chief operating officer Michael Venter says recent moves announced by the bank are a direct response to the issues raised by the financial services royal commission.</p> <p>“Charging unauth­orised advice fees to deceased estates is unacceptable,” Mr Michael Venter said in a statement.</p> <p>The bank also said it will dedicate $45 million in annual income from January by rebating grandfathered financial planning commissions and reducing fees on legacy wealth products.</p> <p>"We support the removal of grandfathered commissions from superannuation and investment products across the wider industry and believe a legislative approach should be considered," Mr Ventner said.</p> <p>CBA will rebate all grandfathered commissions to financial planning customers, benefiting 50,000 customers by approximately $20 million per year, and removing another $25 million in fees.</p> <p>Westpac and ANZ have already claimed they will end grandfathered commissions.</p> <p>CBA has already paid an estimated $270 million in compensation and interest to customers it provided poor advice to and charged fees for no service. </p>

Money & Banking

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Get a first look: ALDI’s massive spring sale

<p style="margin-top: 0cm; background: white; vertical-align: baseline;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">ALDI has released a sneak peek into the Special Buys range that will be available this Saturday.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">The German retailer will be offering a range of home appliances for trademark low prices, including fridge freezers, a microwave and even a digital air fryer.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">The bargain sale will offer an 82L upright freezer for $199, a 129L bar fridge for $199 and a $159 microwave and grill.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: center; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;"><img style="width: 500px; height: 165.04854368932038px;" src="/media/7821207/1.jpg" alt="" data-udi="umb://media/a6eb1938958a48d7b00aa97bacfee4f9" /></span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">Shoppers who are willing to face the crowds will also be able to purchase a stainless steel stick mixer for $19.99, a $145 espresso machine and milk frother and a $249 Interchangeable Chest Fridge Freezer.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: center; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><img style="width: 388px; height: 314px;" src="/media/7821204/3.jpg" alt="" data-udi="umb://media/aeeee7d0235b488ea0c2d382d12e606c" /></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">Although mixers typically cost over $100, customers will also be able to buy ALDI’s home brand Super Blend 1000 mixer for just $59.99.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">The retailer will also be selling a 55” Ultra HD Smart TV for $579 and a $129 Bluetooth Soundbar with Subwoofer.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: center; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;"><img style="width: 483px; height: 245px;" src="/media/7821206/2.jpg" alt="" data-udi="umb://media/e668dde5983547fb9e2068ba402be9c0" /></span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">The Special Buys promotion occurs twice a week on Wednesday and Saturday and promises to offer “exceptional quality and value for money”.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">“Special Buys can include anything from electronics, like LCD TVs and DVD players, to clothing and furniture,” a spokesperson for the retailer said.</span><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;"></span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">Last week, ALDI excited loyal customers by launching a range of Special Buys homewares.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">The collection included coffee tables, compact entertainment units and trendy leather couches. </span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">Will you be making a trip to ALDI this weekend? Let us know in the comments below. </span></p>

Money & Banking

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Confusion over new label on Coles' product

<p>Coles has caused confusion among customers after a new label on pre-packaged meat was spotted in stores.</p> <p>A picture of pre-packaged meat with bright yellow security tags attached was shared to Reddit by user jigsaw153.</p> <p>The customer wrote alongside the photo: “Has it come to this?” </p> <p>The photo has divided shoppers over whether supermarkets are taking security measures too far.</p> <p style="text-align: center;"><img style="width: 380.9523809523809px; height:500px;" src="/media/7821183/1.jpg" alt="" data-udi="umb://media/bde343d67ab241408f6f53380ca19a98" /></p> <p>The new labelling measure also follows reports about the increased theft occurring at self-service checkouts.</p> <p>While some shoppers insisted the security tags were a bit extreme, a former employee claimed that stealing meat is more common than most people think.</p> <p>“[I] work for Coles, can confirm I’ve asked someone to take the meat out of his pants before,” one person revealed.</p> <p>Another added: “I used to work for a supermarket and we’d get a lot of folks stealing the pricier cuts of meat in bulk.</p> <p>“I’m not talking sophisticated networks either, I’m talking little old ladies who shoved around $400 worth of meat in their nanna trolley.”</p> <p>However, one person suggested that the security tags also have another hidden purpose.</p> <p>“The tag changes colour if the meat warms up above the safe refrigeration temperature. It’s not for anti-theft purposes.”</p> <p>Do you think this security label is overkill? Share your thoughts in the comments below. </p>

Money & Banking

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The unusual new shopping centre rule that could affect you

<p style="margin-top: 0cm; background: white; vertical-align: baseline;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">An Aussie suburban shopping centre has introduced a new rule that has caused division among shoppers.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">In Brisbane, the Brookside Shopping Centre not only bans animals or bikes, but “grumpy people” are also warned to not enter inside the doors.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">“That’s very good,” one amused shopper said.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">However, others were sceptical of the rule, with one person saying: “You can’t ban them – they’ll always be around”.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: center; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><img style="width: 500px; height:269.140625px;" src="/media/7821161/1.jpg" alt="" data-udi="umb://media/5263a2e177b6418d9d8ea1f130fd8b9c" /></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">The sign outside the centre instructs shoppers that there are to be no skateboards, bicycles, hawkers, animals or grumpy people.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">This is not the first time a business has taken aim at unpleasant shoppers.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">A’Roma Street Café on Roma Street in Brisbane’s CBD has issued a sign with special codes of conduct.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">“Please do not use your mobile device at the counter,” a sign at the checkout reads.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">“We give you our full attention. We would appreciate yours.”</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">Barista Mandy Shick says that every day she encounters customers who place an order while talking to someone else on the phone.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">“They make it out that we’re the rude person and we’re not,” she said.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">Jodie Bache-McLean, who teaches lessons in etiquette, agrees that shops should take action so that manners are enforced.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">“I applaud restaurants and cafes that put up signs,” she said.</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">“It (looking at phones) actually non-verbally says, ‘you’re not important, you don’t exist’.”</span></p> <p style="margin-top: 0cm; background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px;"><span style="font-size: 11.5pt; font-family: 'Helvetica',sans-serif; color: black;">What do you think about this controversial rule? Let us know in the comments below. </span></p>

Money & Banking

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Coles issues urgent product recall after labelling blunder

<p>Coles Express is recalling its ready-to-eat beef pie after an error in labelling.</p> <p style="text-align: center;"><img style="width: 500px; height: 280.6499261447563px;" src="/media/7821153/b881610164z1_20181004155215_000gep1940762-0-r7sh887ws9bsmmt92r2_ct677x380.jpg" alt="" data-udi="umb://media/ce4c0deb08a34d5c84d7777ca15b4748" /></p> <p style="text-align: center;">Photo credit: <a href="https://www.9news.com.au/2018/10/04/16/23/coles-express-recalls-beef-pie-after-labelling-mix-up"><em>Nine News</em></a></p> <p>After it was discovered that the packaging for the 175-gram Coles Express Big Yum Beef pie contained the Coles Express Big Yum Bacon and Egg pie, the supermarket giant pulled the product of its shelves.</p> <p>The batch number for the affected pie is 235/18.</p> <p>Having been in stores since September 1, the product is sold ready to eat and is popular amongst those who need a quick bite on the go.</p> <p>Coles Express said it is recalling the item as they want to avoid any incidents relating to allergies, as those who are intolerant to egg may experience an adverse reaction if the pie is consumed.</p> <p>The company blames the suppliers and says they were responsible for the mislabelling of the product.</p> <p>“Some Coles Express Big Yum Beef Pie products contain the incorrect product, which contains a higher quantity of egg than declared on the label,” Coles said in a statement.</p> <p>If purchased, customers are able to return the item to any Coles Express store for a full refund.</p> <p>For more information, call Coles Express’ customer care line on 1800 061 562.</p>

Money & Banking

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CHOICE names the 7 shonky products Aussies need to avoid

<p>Sugary children’s snacks, a $189 toaster and portable cots are just some of the products that have been named as this year’s worst products by consumer group CHOICE.</p> <p>CHOICE chief executive Alan Kirkland said the annual awards recognise the shonky products that are “giving Australians a bad deal”.</p> <p>“Our seven 2018 winners follow a long tradition of highlighting why we need to hold companies to account for their bad behaviour and why we need stronger laws to protect Australians,” he said in a <a href="https://www.choice.com.au/shonky-awards"><span style="text-decoration: underline;"><strong>statement.</strong></span></a></p> <p>“The attitudes and practices of this year’s winners show exactly why we need the Federal Government to take action on greater safety standards, clearer food labelling and better banking regulations.”</p> <p>Here are the seven products you need to avoid at all costs.</p> <p><strong>1. Portable cots</strong></p> <p>Shockingly, portable cots are still being sold in Australia despite warnings that the product has a risk of suffocating babies.</p> <p>“Since 2011 we’ve looked at 60 different portacots, and worryingly the vast majority failed to meet our minimum safety standard,” Mr Kirkland said.</p> <p>“Out of the 12 newer models of cot we recently reviewed, only two passed our major safety tests, with the others posing serious safety hazards. We’ve found mattresses that aren’t firm enough to provide a safe sleep surface, and gaps around the side that could trap a child’s head.</p> <p>“It’s unacceptable that there are so many of these products on the market putting children’s lives at risk. If a portacot can pose a suffocation risk to a baby and still meet the legal mandatory requirements, these laws need to change.”</p> <p>Only Big W recalled its Dymples portacot after it failed Choice’s safety check. The consumer group is now calling for other manufacturers to follow suit, including Baby Bunting (B4baby), Babyco, Babyhood, Baby Bjorn, Kmart (Baby Solutions), Childcare, Elite Baby, Joie, Love N Care, Phil&amp;Teds, Steelcraft, Target and Vee Bee.</p> <p><strong>2. CommBank</strong></p> <p>CommBank’s school marketing program, Dollarmites, has also been called out for its dodgy tactics. Some of these practices include hefty payments to schools to sign kids up and bank staff falsely activating accounts to earn bonuses.</p> <p>“CommBank’s Dollarmite school marketing program mixes unchecked corporate greed with primary schools. Employing subversive sales tactics under the guise of youth education is a particularly disgraceful act, worthy of collecting the bank a Shonky. Who can weasel its way into our schools? CommBank can.”</p> <p><strong>3. Kellogg’s Nutri-Grain</strong></p> <p>Kellogg’s has also made it on the list after being accused of “health-washing” its Banana &amp; Honey Smash to Go Squeezer.</p> <p>“The original ‘Ironman Food’ creator claims its new ‘To Go’ range is ‘perfect for young Aussies on the go’. When we discovered the Nutri-Grain Banana &amp; Honey Smash Protein Squeezer contains a whopping 14.7g of sugar per packet in contrast to the 5.6g of protein it so heavily promotes, Nutri-Grain’s association with elite athletes became a little hard to swallow,” he said.</p> <p><strong>4. KitchenAid</strong></p> <p>This $189 toaster has been dubbed as a shonky product after CHOICE tests found that it was unable to make toast, instead only serving warm bread.</p> <p>“The KitchenAid 2-Slice KMT2116 toaster will set you back $189, but it won’t make toast,” a CHOICE spokesperson said. “There are better ways to make a statement in your kitchen than buying this pricey paperweight. For sending money up in smoke, KitchenAid takes home a Shonky.”</p> <p><strong>5. Bioglan</strong></p> <p>Bioglan has made it into the Shonky Awards for the second year in a row. Their sleep-aid vitamin supplement has been called out for doing little for those who purchase the product.</p> <p>“Despite spruiking its ability to ‘relieve mild temporary insomnia and symptoms of mild nervous tension’, Bioglan melatonin homoeopathic sleep formula contains only trace amounts of the drug and is little more than a placebo.”</p> <p><strong>6. Marriott Timeshare</strong></p> <p>“Marriott Vacation Club International’s timeshare deal requires you to buy into a 40-year contract that could, based on CHOICE calculations, see you spend nearly half a million dollars over the course of the contract – around 10 times the amount it would cost to simply book a holiday when you needed to. For ripping people off who just want to take a break, Marriott Vacation Club joins this year’s winners’ circle.”</p> <p><strong>7. Magnetic therapy devices</strong></p> <p>“Magnetic therapy devices from brands such as Dick Wicks and BioMagnetic Sport promise to relieve pain, but with no evidence to back up these claims, the only thing they’ll relieve you of is money. The brands behind these devices dish out dodgy medical advice and charge a small fortune for their products.”</p> <p>Have you purchased any of these products? Let us know in the comments below.</p>

Money & Banking

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Good news: Most hated tax in Australia to be scrapped

<p>Treasurer Josh Frydenberg, who has been spearheading the move to scrap the “tampon tax” that attracts the 10 per cent goods and services tax (GST),  said that “common sense has prevailed,” reported <a rel="noopener" href="https://www.theguardian.com/australia-news/2018/oct/03/tampon-tax-to-go-as-treasurers-finally-agree-to-gst-exemption" target="_blank"><em>The Guardian</em></a>. </p> <p>Frydenberg received the support of states and territory treasurers to forge ahead with the motion in a meeting in Melbourne on Wednesday. Prime Minister Scott Morrison had flagged the scrapping of the tax when he was still treasurer in August.</p> <p>While it's a win for consumers with the price of tampons to be reduced, states and territories will take a revenue hit of $30 million.</p> <p>“The cost to New South Wales is about $10 million a year, but for a good cause," said NSW Treasurer Dominic Perrottet, according to <a rel="noopener" href="https://www.news.com.au/finance/money/tax/hated-tax-to-be-scrapped-as-government-pushes-changes-to-the-gst/news-story/e1a946612aed4d5a9af2157397bd0c9b" target="_blank">news.com.au</a><span>. </span></p> <p>“I think it’s something that should have been done some time ago,” Perrottet added.</p> <p>“This is a huge win for all Australians who menstruate and shows the power of grassroots movements when we work together,” said Greens Senator Janet Rice.</p> <p>“I’m so pleased that finally, both major parties have listened to the huge groundswell of Australians who knew from the start how sexist and unfair this tax was.”</p> <p>It’s been a long, hard-fought battle to have this most hated of taxes removed ever since John Howard’s government ‘s introduction of the GST in 1999, which didn’t fall under the health goods exception, reports <em>The Guardian</em>.</p> <p>The disparity became glaringly apparent when other products like condoms, lubricant, Viagra, nicotine patches and sunscreen were included under the health exemption.</p> <p>The “tampon tax” is due to cease from January 1, 2019.</p> <p>What other GST taxes do you think should be scrapped? Have your say in the comments below.</p>

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Another one bites the dust: Popular Aussie franchise goes into voluntary administration

<p>Another one bites the dust. Chocolate café Max Brenner has been forced into voluntary administration in Australia saying rising costs and slow retail trade is to blame.</p> <p>According to <a rel="noopener" href="https://www.smh.com.au/business/companies/chocolate-chain-max-brenner-collapses-citing-costs-and-sluggish-sales-20181002-p507at.html" target="_blank"><em>The Sydney Morning Herald</em></a>, appointed administrator McGrathNicol said Max Brenner’s 37 stores across the country will continue to operate as normal while the business undergoes an urgent review.</p> <p>In the hopes to recapitalise the business, McGrathNicol said the company is looking at selling the business but currently nothing has been confirmed. The café chain has close to 600 staff members, with their head offices located in Alexandria, Sydney.</p> <p>The power duo behind the company is couple Tom and Lilly Haikin, who were featured on the<em> <a rel="noopener" href="https://www.afr.com/business/young-rich-201348-49-lilly-haikin-tom-haikin-20130918-jyf5z" target="_blank">BRW’s Young Rich list</a></em> in 2013 after acquiring $40 million from the franchise alone.</p> <p>The chocolate café was originally the idea of Max Fichtman and Oded Brenner in 1996, and the chain was exclusively found in Israel. But it was Mr Haikin who encouraged the two men to branch out and bring their café to Australia where it proved to be a huge success. Mr and Mrs Haikin secured the Australian franchise rights and opened the first café in Sydney’s Paddington in 1999.</p> <p>The franchise is spread out throughout the country with 15 stores in NSW, 12 in Queensland, five in Melbourne, two in the ACT and Western Australia, and one in South Australia and Northern Territory.</p> <p>In 2001, Israeli food company the Stauss Group acquired the brand and is currently responsible for the stores operating in Israel, the US, Japan, Singapore, Russia and China.</p> <p>Speaking to<em> </em><a rel="noopener" href="https://www.insideretail.com.au/" target="_blank"><em>Inside Retail Australia</em></a> in January, the company said it was planning to expand the business and open seven more stores throughout Australia this year.</p> <p>But latest documents revealed that a Queensland business called Sunstate Ceilings filed a wind-up notice against Max Brenner on June 29.</p> <p>Before that, in August 2017, rumours started forming that the company was in a bad state, as <em><a rel="noopener" href="https://www.afr.com/street-talk/max-brenner-in-the-spotlight-as-dealmaker-drops-in-for-a-cuppa-20170813-gxv2b2" target="_blank">The Australian Financial Review</a> </em>reported that Glenn Wein – the former head of the Packer family’s Consolidated Press Holdings – was hoping to “rescue” the company who were $50 million in debt.</p> <p>Administrators for McGrathNicol, Barry Kogan, Kathy Sozou and Jason Preston, refused to comment on the financial position of the company as they said it was too early to talk about the debts the business was currently under.</p> <p>The fall of Max Brenner comes after many other food retailers such as Jamie Oliver’s chain of Italian restaurants failed to succeed on Australian shores. Also, Retail Food Group, who is responsible for Gloria Jeans and Donut King, suffered a huge $306 million loss last year.</p>

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The ALDI Special Buys set to be hot property

<p>With Kmart, IKEA and other discount department stores bringing in quality homewares, shoppers can now decorate their living spaces on a budget.</p> <p>Interior design fanatics haven’t wasted any time when nabbing the best bargain’s they’ve discovered through social media, and if shoppers aren’t quick enough, items have already been sold out nationwide.</p> <p>Launching today, ALDI will be introducing its latest range of Special Buys homewares, but run don’t walk, as people already have their eyes set on the items they plan on purchasing.</p> <p>The swivel accent chair ($149) and the two-seat sofa ($249) have been the most popular out of the range as they are affordable alternatives to expensive furniture. The Dahlia sofa from Freedom is priced at $2199 and when compared to the ALDI version, they look very similar.</p> <p>Other furniture includes a butler’s tray table ($19.99), industrial console table ($69.99), industrial entertainment unit ($129) and a lift-up coffee table ($59.99).</p> <p>The range is said to draw inspiration from American brand West Elm, who offer furniture at a much higher price.</p> <p>Also reaching stores today is the new baby range form ALDI, including a three-wheel stroller ($129), a 3-in-1 rocker ($89.99) and a wooden high chair ($79.99).</p> <p>But you need to be quick, as ALDI's Special Buy sales are known to be chaotic. Not only is there very limited stock at each store, but with people waiting in anticipation, the products are usually sold out within seconds.</p> <p>Speaking to <a rel="noopener" href="https://www.news.com.au/lifestyle/home/interiors/top-furniture-picks-from-aldis-new-special-buys-range/news-story/eef02cb8c044ad94e5ef95cdd4d3246c" target="_blank"><em>news.com.au</em></a>, a spokesman from ALDI said the reason behind the limited number of items was because the intention is to only have them in store for one week.</p> <p>“ALDI Australia’s Special Buys have become incredibly popular with Australian shoppers and are just one way we distinguish ourselves from other supermarkets,” he said.</p> <p>“Our weekly Special Buys are ordered months in advance and are intended to be on sale for one week in a bid to keep our range fresh and interesting.</p> <p>“We do our best to supply our stores with sufficient stock, however sometimes they sell out faster than expected due to their exceptional value and high quality.”</p> <p>What are you planning to pick up in the ALDI Special Buys range? Let us know in the comments below.</p>

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The 3 big petrol rip-offs across Australia

<p>Increasing petrol prices are a part of life that Australians have unfortunately grown very accustomed to.</p> <p>Now, Australian Competition and Consumer Commission (ACCC) chairman Rod Sims has revealed the “three forms of rip-off” that are driving up petrol prices around the country.</p> <p>Speaking to 3AW’s Neil Mitchell, Mr Sims said: “The main one is that 50 per cent of the cost of petrol is the overseas cost of crude oil and getting it here.</p> <p>“Unfortunately, we’ve got an overseas cartel from the oil producing nations. You know, the Middle East, Russia, countries in Africa. And they get together and control how much fuel gets sold on the world stage, and that pushes the price up enormously.”</p> <p>Mr Sims said this accounted for an “easy 10 to 20 cents per litre”, though he said it was hard to calculate an exact figure.</p> <p>And unfortunately, there is nothing motorists can do about this price inflator.</p> <p>“We would love to be able to do something about that, but it’s all run by governments,” he admitted.</p> <p>The second rip-off Mr Sims revealed, however, is caused by our own government.</p> <p>“Thirty-five per cent of what you pay is tax. And you’ve got to say, why are we paying basically a fuel excise of 41 cents on top of the GST?” Mr Sims asked.</p> <p>“The complication there is it’s actually there to fund the roads that governments build, but the link is so poor, you have no idea whether this level of taxation is the right one to fund the roads or not.</p> <p>“The answer on tax is let’s work out how much we’re spending on roads, how much we want to spend on roads, and raise the money to do that so that motorists know firstly, the tax they’re paying is going to fund the roads, and secondly, they’re not paying a cent more than they should.”</p> <p>Finally, Aussies are being ripped off by petrol companies who are charging at least a couple cents more than necessary.</p> <p>“In our view, margins are two to three cents a litre too high. That’s $400-600 million. That’s a lot of money for Australian motorists,” he said.</p> <p>While the petrol companies’ conduct may be annoying, it is not illegal, so the ACCC is unable to stop them from driving up prices.</p> <p>“It’s not against the law for someone to overcharge for a good,” Mr Sims said.</p> <p>“If I buy an apple off you for one dollar, Neil, and then sell it to someone else for 10 bucks, that’s not against the law.”</p> <p>Mr Sims encouraged drivers to shop around and to fill up at the right time to avoid being overcharged.</p> <p>“We know that Coles, BP and Caltex are more expensive than the independents, and it’s the same fuel. So don’t worry about buying off independents, it’s the same fuel coming from the same tank,” he said.</p> <p>“The only thing I can suggest is, if customers, if drivers shop around a bit more, there are variations.</p> <p>“What motorists can do is work out when to buy, because those prices fluctuate.</p> <p>“When prices are at the bottom of the cycle, you’re probably getting petrol below cost. And when they’re at the top of the cycle, you’re getting ripped off big time.”</p> <p>By consciously shopping around for the best price, Mr Sims said motorists could “inject competition to the system and hopefully bring those prices down”.</p> <p>There are several apps and websites that tell drivers where petrol prices are cheapest at any given time, such as FuelWatch, Motormouth and GasBuddy.</p> <p>The ACCC has also <a href="https://www.accc.gov.au/consumers/petrol-diesel-lpg/petrol-price-cycles"><strong><u>listed the price cycles</u></strong></a> of cities around Australia, so that drivers can save a couple cents per litre by filling up at the right time.</p> <p>Mr Sims also urges customers to only fill up a little bit when the price is high, in order to maximise the opportunity when the price falls.</p> <p>What are your tricks to saving money on petrol? Let us know in the comments below. </p>

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The $89 Kmart coffee machine sending shoppers into a frenzy

<p>Kmart has gone and done it again – this time with an $89 espresso coffee machine and mums around the country can’t get enough of it.</p> <p>Complete with a milk frother, adjustable steam knob and the option of producing single or double shot espressos, it’s no wonder so many people on Kmart Mums Australia are going crazy for this new machine.</p> <p>After one woman took to the Facebook page to share a video of the nifty machine, she received an overwhelming response from members saying they were going to order the item online.</p> <p><img style="width: 0px; height:0px;" src="/media/7821080/1e1bc2f38c7b6dfe4deddf7aa4280e1e.png" alt="" data-udi="umb://media/79a1ac7ca7e646a5a96c9323a04fb1d8" /></p> <p>One barista even shared her expert advice on how to get the perfect cup of coffee from the $89 machine.</p> <p>“Only put the group handle into the machine RIGHT BEFORE you press the button, as leaving it in there will burn the coffee and it may taste quite bitter,” the woman stated.</p> <p>She also suggested to froth the milk first, because leaving “the coffee shot sitting there too long it splits and you lose the crema.”</p> <p>The woman also said that this machine would be a better option than instant coffee.</p> <p>“Totally understand this isn’t a top quality machine but it looks great and you will get a good cup of coffee that’s better than instant,” she said.</p> <p>But while it seems like a top deal, one woman offered some “constructive feedback” on the coffee machine.</p> <p>“Set it up at home immediately and major design flaw … it doesn’t fit a coffee mug or my coffee glasses under it; even if I remove the catch/overflow tray,” she explained.</p> <p>However, customers were quick to point out that the product is marked as an “espresso coffee machine.”</p> <p>And for $89, it’s a pretty good deal.</p> <p>Will you be trying out this bargain coffee machine? Let us know in the comments below. </p>

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The thrifty hack that could save you a fortune on your weekly grocery shop

<p>Thrifty grocery shoppers have taken to the internet to share their bargain hunting efforts, and how they purchase everyday products for a fraction of the price.</p> <p>Among the hauls are household staples such as meat, cheese, vegetables and yoghurt, all labelled with mark down stickers displaying their astonishingly low cost.</p> <p>One savvy shopper managed to nab a swag of meat for less than a dollar a packet.</p> <p>“Went to Coles tonight to get bagels and milk and got home with this,” she wrote.</p> <p>“It’s the first time I’ve seen such cheap markdowns in my local Coles, so I couldn’t resist.”</p> <p>The Markdown Addicts Australia Facebook page is flooded with posts from shoppers as they share their discounted finds on otherwise pricey products.</p> <p>Among the purchases were a dozen pork sausages for just 60c and steak fillet for just $1.80 each.</p> <p>Another user posted about the markdowns on vegetables as she managed to get her hands on enough stock to last her for days, all at a fraction of the regular price.</p> <p>“All for $8.63,” she wrote beside a selection of celery, cauliflower and mixed salad.</p> <p>One person purchased a dozen roasted chickens after she came across the surprisingly low cost.</p> <p>“Five chickens at $3.60, five chickens at $2.70,” she wrote in the group.</p> <p>The markdown madness comes after savvy shoppers revealed how you can save up to 99 per cent on food by looking out for discounted products at leading Australian supermarkets.</p> <p>From a boneless chicken roast for a measly 15c to $46.50kg for lamb fillets marked down to 12c per pack, it’s some of the “best before date” products that go on sale.</p> <p>As stores slash prices off perishables in an attempt to sell whatever they can before binning or donating it, families are now waiting for the right time to shop.</p> <p>Kimberley Bertram, a mother-of-three from Sydney told<span> </span><em><a rel="noopener" href="https://www.9news.com.au/" target="_blank">9News</a></em><span> </span>that she has been able to feed her family for under $5 per night simply by snapping up markdown items.</p> <p>The thrifty shopper then launched Markdown Addicts Australia on Facebook in the hopes to help other people on where they can find the best savings.</p> <p>“It happens in every store, you’ve just got to be there at the right time,” she said.</p> <p>And products are now flying off shelves, with customers sharing photographs of the bargain buys, including 48 cents on 2L of full cream milk – and a whole roast chicken for $3.60 down from $18.</p> <p>Other items include freshly prepared salads at 30 cents each, 85 per cent off cherries, a block of halloumi cheese for 49 cents, $12 prawns down to 24 cents and tubs of yoghurt for 6 cents.</p> <p>The best times to snap up a bargain varies at each store, but usually the markdowns take place in the early afternoon or within one hour of closing time.</p> <p>Will you be trying out this secret hack to nab cheaper groceries? Let us know in the comments below.</p>

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Woolworths’ sneaky new strategy to get you to spend more

<p>Although some shoppers are able to resist the urge to deviate from their shopping lists, there are many who continue to fall victim to “impulse purchases” while doing their grocery shopping.  </p> <p>Impulse buys are those we don’t plan to add to our trolley or basket but end up doing so because we are attracted by the sale price, special occasion or its prime placement in store, such as the checkout.</p> <p>Purchasing extra items on a whim has turned into a multi-billion dollar weakness among shoppers and now, Woolworths is focusing its efforts on leveraging impulse purchases.</p> <p>In documents seen by <a href="https://www.theaustralian.com.au/"><strong><em style="font-weight: inherit;"><u>The Australian</u></em></strong></a>, Woolworths has challenged its suppliers to create more products for annual celebrations and adult orientated snacks.</p> <p>“Adults don’t want to feel guilty about what they eat,” said the Woolworths presentation. “But they don’t want what kids want.”</p> <p>The supermarket has called for more fancy biscuits and identified bottled water as one of the highest growth impulse categories.</p> <p>Pippa Kulmar, from retail consultancy Retail Oasis, said it was a clever move for Woolworths to focus on in this area as retail competition is so tight.</p> <p>“Coles and Woolworths are looking for ways to grow,” she said.</p> <p>“They already price match, they can try and attract more foot traffic but they already have a huge amount of that, so it’s about growing the basket. A way of doing that, without raising prices, is through more impulse purchases.”</p> <p>Although Woolworths played down the significance of the call to its suppliers, the company is reportedly looking to “build an even better impulse offer across our store” in the next 12 months.</p> <p>Ms Kulmar said grown-up snacks like posh chips and nuts being given precedence over chocolate bars could prove popular with shoppers.</p> <p>“A move into adult snacking is a clever way to move away from kids’ snacks and chocolate. It’s basically them being self-aware of what’s going on with their customers and removing that guilt adults get of kids begging adults for treats.”</p> <p>However, research released from marketing company Salmat earlier this year said that “impulse buying is dying” as shoppers continue to follow their budgets and shopping lists.</p> <p>Professor Gary Mortimer of QUT Business School said that Aussie shoppers are “savvy” and supermarkets should focus on other ways to increase sales.</p> <p>“For retailers to win customers and stay competitive they will need to develop stronger engagement strategies and more innovative ways to cultivate both behavioural and attitudinal loyalty if they are going to loosen an Aussie shoppers’ purse strings.”</p> <p>But Ms Kulmar said consumer habits proved that impulse purchases were here to stay.</p> <p>“Anecdotally there is a shift to less formal meals — to morning and afternoon tea, cheese and biccies with friends. It’s less about a planned dinner and more about grazing throughout the day — and that increases foot traffic.”</p> <p>In a statement, Woolworths confirmed it was focused on improving its impulse buys.</p> <p>“We recently met with our suppliers to talk about the ways we can build an even better impulse offer across our store for our shared customers over the next 12 months,” a spokesman said.</p> <p>“We also want to create compelling in-store offers around the seasonal events that matter most to our customers, whether they be Mother’s Day, Father’s Day or Christmas, and execute well in these periods.</p> <p>Are you an impulse buyer? Let us know in the comments below. </p>

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The secret hack Aussies are using to save money on fuel

<p>As petrol prices hit 10-year highs, a new survey has revealed the sneaky ways Aussies are reducing their spend on petrol.</p> <p>The survey, conducted by <a href="https://www.finder.com.au/"><strong><u>Finder.com.au</u></strong></a>, asked over 1000 drivers to share their technique to saving on fuel.</p> <p>Now that the average litre costs $1.55, motorists are going to drastic lengths to ensure that they can keep their fuel costs down.</p> <p>The survey asked participants to choose a series of multiple choice answers to reveal how they cope with the surging prices.</p> <p>One in 12 Aussies (eight per cent) admitted to abandoning their vehicles due to increasing cost and instead walked or cycled to their destination.</p> <p>A huge 13 per cent revealed that they filled up their tanks mid-week as this is when prices are the lowest,</p> <p>However, four per cent of respondents explained the sneaky way they know where the cheapest petrol is available.</p> <p>Those respondents use smartphone apps to help them locate where to fill up.</p> <p>Personal Finance Expert for Finder, Kate Browne, said that more Aussies should be getting onboard with this trick.</p> <p>Petrol apps that are available include MotorMouth, PetrolSpy, GasBuddy and FuelCheck.</p> <p>Ms Browne also encouraged Aussies to utilise public transport more often.</p> <p>“Opting for public transport or ride-sharing services to get you from A to B could be kinder on both your hip pocket and the environment,” she said.</p> <p>Currently the wallets of motorists from Sydney and Hobart are being hardest hit by the price surge.</p> <p>According to the Australian Institute of Petroleum, the national average price of unleaded petrol increased by 0.6 cents last week to 152.8 cents a litre. </p> <p>How do you save on fuel? Let us know in the comments below. </p>

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Aussies abandon their cars in struggle to afford soaring petrol prices

<div class="replay"> <div class="reply_body body linkify"> <div class="reply_body"> <div class="body_text "> <p>Petrol prices are continuing to rise across the country forcing many Australian motorists to take drastic measures as they struggle to keep up with the cost.</p> <p>Comparative website <em><a rel="noopener" href="https://www.finder.com.au/" target="_blank">finder.com.au</a></em> conducted a national survey of 1139 drivers revealing one in 12 drivers had to abandon their car and walk or cycle to reduce fuel consumption.</p> <p>It also discovered that seven per cent have had to cut back on going out in their car, including missing events and appointments, because they’re unable to afford the prices.</p> <p>According to the Australian Institute of Petroleum data analysed by <em>finder.com.au</em>, the national average price of unleaded petrol rose 0.6 cents last week to 152.8 cents a litre.</p> <p>Finance expert at<em> finder.com.au</em>, Kate Browne, said the research emphasised the reality facing Australian drivers.</p> <p>“As petrol prices rise, Australians are being forced to change how they drive and when,” she said.</p> <p>“It’s going to impact a lot of families’ school holidays – rising petrol prices could really start to threaten Australians day to day life.”</p> <p>Over 60,000 Australians have planned to boycott service stations to fight against the constantly increasing petrol prices in a national fuel strike due to take place on October 26.</p> <p>The organiser of the boycott is a Queensland grandmother, Sabrina Lamont, who is calling on the Federal Government to remove the burden of excise and taxes, which accounts for more than 30 per cent of the cost of fuel at the bowser.</p> <p>Ms Lamont was forced to give up her music teaching job in the outback – a job she loved – due to no longer being able to afford the travel costs that came with driving 500km a week to teach isolated children.</p> <p>The Queensland Government is currently planning to commence a two-year trial in December that requires fuel retailers to collate and publish their latest prices online.</p> <p>As of yesterday, Melbourne is on top with the highest average petrol price at $1.66 followed by Sydney at $1.62, Hobart at $1.60 and Canberra at $1.59, according to <a rel="noopener" href="https://www.motormouth.com.au/" target="_blank"><em>motormouth.com.au</em></a>.</p> <p>But even though the prices for fuel have no plans on decreasing, a recent report by Australian Competition &amp; Consumer Commission (ACCC) indicated that consumers have more choice to shop around for petrol in the current day and age.</p> <p>ACCC chairman Rod Sims said in a statement on Tuesday that with new retailers entering the market, it can have a positive impact on competition as businesses fight for market share.</p> <p>“For many consumers, price is the most important factor when determining where to buy petrol. More players in the market means more options of where to buy petrol. This is important as we found prices vary considerably between retailers,” Mr Sims said.</p> <p>“For example, in our first industry report we found that in Sydney the difference between the highest priced and lowest priced retailer was 9.5 cents per litre in 2017. Price-sensitive consumers can therefore make significant savings over time by choosing to buy petrol at lower priced retailers.”</p> <p>Ms Browne has also advised for consumers to shop around when searching for fuel and if possible, to leave the car at home.</p> <p>“Knowing the places with lower prices will help you out – there’s often a 20c a litre difference between the cheapest servo and most expensive.</p> <p>“Drivers experiencing financial hardship could look at other places they could cut back.</p> <p>“One of the biggest things people quickly change when fuel prices go up is their discretionary spending.”</p> <p>Has the rising cost of fuel affected your household and how often you drive your car? Let us know in the comments below.</p> </div> </div> </div> </div>

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