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Major bank announces huge home loan rate cut

The Commonwealth Bank of Australia (CBA) will reduce its fixed-rate home loans by up to 0.40 percentage points across all terms starting Friday, following a 0.25 percentage point cut to its variable rate in response to the Reserve Bank of Australia’s (RBA) recent cash rate reduction. The new rates will see CBA’s lowest fixed offering set at 5.49% for a three-year term. Despite the move, experts say the cuts are unlikely to spark a surge in homeowners locking in their mortgages. Sally Tindall, data insights director at Canstar.com.au, said the rate adjustments bring CBA closer to its major bank competitors but aren’t enough to significantly shift consumer behaviour. “CBA’s fixed rate cuts aren’t groundbreaking, but rather a bid to inch closer to its key competitors,” Tindall said. “Fixed rates have been falling fairly consistently this year, and we expect this activity will continue as banks price in the increasing likelihood of further cash rate cuts.” While CBA’s new rates mark progress, rivals remain more competitive. ANZ holds the lowest one- and two-year fixed rates among the big four banks, while National Australia Bank (NAB) continues to offer the most attractive three-, four-, and five-year fixed terms. Tindall also noted that with only a slim margin – just 0.10 percentage points – between current fixed and variable rates, many borrowers will likely hold off from locking in. “With the possibility of further RBA cuts ramping up, it’s hard to see many people jumping at the chance to lock up their mortgage for the next three years,” she said. “The majors might have to offer a fixed rate in the ‘4’s’ if they’re serious about getting people to lock in.” Canstar’s latest data shows a flurry of activity across the lending sector since the RBA’s decision. Twenty lenders have reduced at least one fixed rate this month, and five major lenders, excluding CBA, have already made cuts. Among them, BOQ, Community First Bank, Police Bank and Queensland Country Bank now offer at least one fixed rate below 5%, setting the benchmark at 4.99%. Tindall urged borrowers to carefully consider their financial situation and risk appetite when deciding between fixed and variable rates. “If you’re deciding between a fixed or variable rate, understand what might suit your finances and, to some extent, your personality. When you make a decision, take the time to look for a competitive rate,” she said. While the trend suggests fixed rates will continue to fall, CBA's latest move clearly shows the intense competition in the home loan market – one that still leaves many Australians hesitant to commit. Image: Supplied

Money & Banking

RBA cuts interest rate - so what happens now?

<div class="theconversation-article-body"> The Reserve Bank of Australia <a href="https://www.rba.gov.au/media-releases/2025/mr-25-13.html">cut the official interest rate</a> for the second time this year, as it lowered forecasts for Australian economic growth and pointed to increasing uncertainty in the world economy. The bank lowered the <a href="https://www.rba.gov.au/cash-rate-target-overview.html">cash rate target</a> by 0.25%, from 4.1% to 3.85%, saying inflation is expected to remain in the target band. All the big four banks swiftly passed the cut on to households with mortgages. This will save a household with a $500,000 loan about $80 a month. Announcing the cut, the Reserve Bank <a href="https://www.rba.gov.au/media-releases/2025/mr-25-13.html">stressed</a> in its accompanying statement it stands ready to reduce rates again if the economic outlook deteriorates sharply. <blockquote> The Board considered a severe downside scenario and noted that monetary policy is well placed to respond decisively to international developments if they were to have material implications for activity and inflation in Australia. </blockquote> <h2>Inflation is back under control</h2> The latest <a href="https://www.abs.gov.au/statistics/economy/price-indexes-and-inflation/consumer-price-index-australia/latest-release">Consumer Price Index</a> showed that inflation remained around the middle of the Reserve Bank’s <a href="https://www.rba.gov.au/education/resources/explainers/australias-inflation-target.html">medium-term target band of 2-3%</a> in the March quarter. The Reserve Bank was also comforted by the underlying inflation measure called the “trimmed mean”. This measure excludes items with the largest price movements up or down. The bank noted that it has returned to the 2–3% target band for the first time since 2021. This suggests inflation is not just temporarily low due to temporary factors such as the electricity price rebates. <iframe id="QQ6io" class="tc-infographic-datawrapper" style="border: 0;" src="https://datawrapper.dwcdn.net/QQ6io/" width="100%" height="400px" frameborder="0" scrolling="no"></iframe> In February, Reserve Bank Governor Michele Bullock <a href="https://parlinfo.aph.gov.au/parlInfo/download/committees/commrep/28670/toc_pdf/Economics%20Committee_2025_02_21_Official.pdf;fileType=application%2Fpdf">conceded</a> the bank had arguably been “late raising interest rates on the way up”. It did not want to be late on the way down. Perhaps Bullock is being unduly modest. The central bank looks to have judged well the extent of monetary tightening. It did not raise interest rates as much as its peers, but still got inflation back to the target. <iframe id="ZIcUE" class="tc-infographic-datawrapper" style="border: 0;" src="https://datawrapper.dwcdn.net/ZIcUE/" width="100%" height="400px" frameborder="0" scrolling="no"></iframe> <h2>Unemployment remains low</h2> Last week, we got an <a href="https://www.abs.gov.au/statistics/labour/employment-and-unemployment/labour-force-australia/latest-release">update</a> on the strength of the labour market. Unemployment stayed at 4.1%. It has now been around 4% since late 2023, a remarkable achievement. This is below the 4.5% the Reserve Bank had <a href="https://www.rba.gov.au/speeches/2019/sp-ag-2019-06-12-2.html">regarded</a> as the level consistent with steady inflation (in economic jargon, the <a href="https://www.rba.gov.au/education/resources/explainers/nairu.html">NAIRU</a>). But neither prices nor <a href="https://www.abs.gov.au/statistics/economy/price-indexes-and-inflation/wage-price-index-australia/latest-release">wages</a> have accelerated. <iframe id="WYjUU" class="tc-infographic-datawrapper" style="border: 0;" src="https://datawrapper.dwcdn.net/WYjUU/" width="100%" height="400px" frameborder="0" scrolling="no"></iframe> <h2>Households and businesses may turn cautious</h2> In its updated <a href="https://www.rba.gov.au/publications/smp/2025/may/pdf/statement-on-monetary-policy-2025-05.pdf">forecasts</a>, the bank sees headline inflation dropping to 2.1% by mid-year but going back to 3.0% by the end of the year, as the electricity subsidies are removed. By mid-2027, it will be back near the middle of the 2-3% target. Underlying inflation is forecast to stay around the middle of the target band throughout. The Reserve Bank cut its forecast for gross domestic product (GDP) to 2.1% by December, down from its previous forecast of 2.4% made in February. It said: <blockquote> Economic policy uncertainty has increased sharply alongside recent global developments, and this is expected to prompt some households to increase their precautionary savings and some businesses to postpone some investment decisions. </blockquote> The unemployment rate is expected to increase to 4.3% by the end of the year and remain there through 2026. Cost of living pressures look set to ease, as real household disposable income grows faster than population. As the Reserve Bank governor told a media conference on Tuesday: <blockquote> There’s now a new set of challenges facing the economy, but with inflation declining and the unemployment rate relatively low, we’re well positioned to deal with them. The board remains prepared to take further action if that is required. </blockquote> <h2>Economic and policy ‘unpredictability’</h2> The main uncertainty in the global economy is how the trade war instigated by US President Donald Trump will play out. <a href="https://www.washingtonpost.com/business/2025/05/14/trump-tariffs-china-trade/">According to one count</a>, he has announced new or revised tariff policies about 50 times. “The outlook for the global economy has deteriorated since the February statement. This is due to the adverse impact on global growth from higher tariffs and widespread economic and policy unpredictability,” the bank noted. The US tariff pauses on the highest rates on China and most other nations are due to be in place for 90 days. But more measures may be announced before then. This uncertainty is likely to be stifling trade, and even more so investment decisions by companies in the face of rapidly changing policies. And it will weaken the global economy. In her <a href="https://rba.livecrowdevents.tv/MediaConferenceMonetaryPolicyDecision20May2025/stream">press conference</a>, Bullock said the board’s judgement was that “global trade developments will overall be disinflationary for Australia”. Not only is the global outlook weaker, but some goods no longer being sold to the US could be diverted to Australia. <h2>Where will interest rates go from here?</h2> The Reserve Bank’s updated <a href="https://www.rba.gov.au/publications/smp/2025/may/pdf/statement-on-monetary-policy-2025-05.pdf">forecasts</a> assume interest rates will fall further, to 3.4% by the end of the year. But this is just a reflection of what <a href="https://www.rba.gov.au/statistics/cash-rate/assumptions/index.html">financial markets are implying</a>. It is not necessarily what the bank itself expects to do. It is certainty not a promise of what they will do. But the Reserve Bank still regards its stance as “restrictive”, or weighing on growth. So if it continues to believe inflation will stay within the target band, or the global outlook deteriorates, it will cut rates further.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/256798/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> By <a href="https://theconversation.com/profiles/john-hawkins-746285">John Hawkins</a>, Senior Lecturer, Canberra School of Politics, Economics and Society, <a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a> This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/rba-cuts-interest-rates-ready-to-respond-again-if-the-economy-weakens-further-256798">original article</a>. Image: Sky News </div>

Money & Banking

"Two of our finest men lost to the sport we love": Tragedy strikes at BSB

A devastating multi-bike crash during the opening lap of the British Supersport Championship race at Oulton Park has claimed the lives of two riders and left several others injured, casting a dark shadow over the start of the 2025 racing season. The incident, described as a "catastrophic" chain-reaction crash involving 11 motorcycles, occurred at the exit of the first turn during Monday’s season-opening feature race. The race, which was being broadcast live on television and served as a support event for the top-tier Superbike Championship, was immediately red-flagged and later abandoned. British rider Owen Jenner, 21, and Shane Richardson, a 29-year-old father of two from New Zealand, were both tragically killed in the collision. Organisers confirmed Jenner succumbed to a catastrophic head injury despite emergency treatment at the track and further resuscitation at the circuit medical centre. Richardson was initially stabilised at the scene but passed away en route to Royal Stoke University Hospital from severe chest trauma. The crash also left veteran racer Tom Tunstall, 47, hospitalised with serious back and abdominal injuries. He remains under medical care. Several other riders suffered injuries in the incident, with Carl Harris, Max Morgan, Cameron Hall, Freddie Barnes, and Morgan McLaren-Wood sustaining minor harm. Lewis Jones, Corey Tinker and George Edwards escaped without injury. In an official statement, the Motorcycle Circuit Racing Control Board (MCRCB) and MotorSport Vision Racing (MSVR) confirmed that an investigation into the full circumstances of the accident is underway in collaboration with the Coroner and Cheshire Constabulary. Richardson, who proudly raced with the New Zealand flag on his No. 28 Suzuki and finished ninth in last year’s championship, had just placed 11th in Sunday’s opening race. His passing marks another tragic blow to New Zealand motorsport, following the death of fellow Kiwi Damon Rees two years ago. Australian reigning Supersport champion Ben Currie, who narrowly avoided the crash, expressed his heartbreak: “Hard to put into words what happened today. Gutted for everyone involved. Two of our finest men lost to the sport we love. Thoughts are with all that are involved. RIP boys.” Fellow rider Freddie Barnes, writing from hospital, echoed the grief of the paddock: “My condolences go out to Owen and Shane’s family and friends. I’m absolutely devastated… ride on in paradise boys.” The emotional toll of the incident was evident as tributes poured in across the motorsport community. Racer TJ Toms wrote: “Two lads I feel absolutely privileged to call mates… My heart, love and thoughts go out to OJ’s family and to Hanna and Shane’s little family. Thank you for all our memories boys.” Joe Sheldon-Shaw added: “Had some great races with both these lads, and a lot of laughs off the track with OJ. Heartbreaking day today… The paddock won’t be the same without them.” Despite the tragedy, the Supersport Championship is set to resume in two weeks at Donington Park. As the racing world mourns, it does so with heavy hearts, united in grief and remembrance of two riders lost far too soon. Images: Facebook

Caring

Aussie bank says good news on the way for homeowners

Bendigo Bank is forecasting four interest rate cuts from the Reserve Bank of Australia (RBA), including one later this month, following the release of key inflation figures that show underlying inflation has returned to the central bank’s target range for the first time in over three years. According to Bendigo Bank’s chief economist David Robertson, the RBA is expected to pivot from its primary focus on inflation to broader economic concerns such as employment and growth. “The RBA has been dealing with global inflation shock for three years, but its concerns are quickly moving from price stability and inflation to protecting growth and jobs,” Robertson said. The RBA's preferred measure of underlying inflation, the trimmed mean, fell from 3.3% to 2.9%, marking a return to the target range of 2–3% for the first time since December 2021. Headline inflation held steady at 2.4%. Robertson said the new inflation data sets the stage for a rate cut on May 20, with the only remaining uncertainty being the size of the cut. “The next cut is almost certain for May 20, but of what magnitude?” he said, suggesting a 35 basis point reduction was more likely than a larger move. “A larger 50 basis point cut in May is most unlikely unless markets become dislocated like in the GFC.” Bendigo Bank is forecasting a total of four rate cuts, including the expected May move, bringing the cash rate down to approximately 3.1% by the end of the year. Market analysts are even more aggressive, pricing in five cuts that could take the rate to around 2.8%. Despite the improved inflation outlook, global economic headwinds remain a significant concern. Robertson pointed to ongoing market volatility driven by US President Donald Trump’s trade tariffs and uncertainty surrounding global trade flows. “Equity markets have been clawing back some of their losses but there are still difficult times ahead,” he said. “Tariffs are generally bad for everyone but especially problematic for the country imposing them.” The International Monetary Fund (IMF) has revised global growth projections in light of the economic tensions, cutting its forecast for US GDP growth from 2.7% to 1.8% and China’s from 4.6% to 4%. Australia, too, has felt the impact, with the IMF reducing its 2025 growth estimate from 2.1% to 1.6%. Bendigo Bank has adjusted its own forecast accordingly, downgrading Australia’s expected growth to 2%. With inflation easing and global pressures mounting, the RBA appears poised to shift gears from restraint to support. “The environment is changing quickly,” said Robertson. “It’s time for the RBA to support the broader economy again.” Image: Bendigo Bank

Money & Banking

Older Australians are also hurting from the housing crisis. Where are the election policies to help them?

<div class="theconversation-article-body"> It would be impossible at this stage in the election campaign to be unaware that housing is a critical, potentially vote-changing, issue. But the suite of policies being proposed by the <a href="https://theconversation.com/how-do-the-coalition-and-labor-plans-on-housing-differ-and-what-have-they-ignored-253337">major parties</a> largely focus on young, first home buyers. What is glaringly noticeable is the lack of measures to improve availability and affordability for older people. Modern older lives are diverse, yet older people have become too easily pigeonholed. No more so than in respect to property, where a perception has flourished that older people own more than their fair share of housing wealth. While the value of housing has no doubt increased, home <a href="https://www.aihw.gov.au/reports/australias-welfare/home-ownership-and-housing-tenure#:%7E:text=The%20home%20ownership%20rate%20of,compared%20with%2036%25%20in%202021.">ownership rates</a> among people reaching retirement age has actually declined since the mid-1990s. Older people can also face <a href="https://www.anglicare.asn.au/research-advocacy/rental-affordability/">rental stress and homelessness</a> – with almost 20,000 <a href="https://www.abs.gov.au/statistics/people/housing/estimating-homelessness-census/latest-release">homeless people</a> in Australia aged over 55. Severe housing stress is a key contributing to those homelessness figures. It’s easy to blame older Australians for causing, or exacerbating, the housing crisis. But doing so ignores the fact that right now, our housing system is badly failing many older people too. <h2>No age limits</h2> Owning a home has traditionally provided financial security for retirees, especially ones relying on the age pension. This is so much so, that home ownership is sometimes described as the “fourth pillar” of Australia’s retirement system. But housing has become more expensive – to rent or buy – for everyone. Falling rates of <a href="https://grattan.edu.au/report/money-in-retirement/">home ownership</a> combined with carriage of mortgage debt into retirement, restricted access to shrinking stocks of social housing, and lack of housing affordability in the private rental market have a particular impact on older people. <h2>Housing rethink</h2> Housing policy for older Australians has mostly focused on age-specific options, such as retirement villages and aged care. Taking such a limited view excludes other potential solutions from across the broader housing system that should be considered. Furthermore, not all older people want to live in a retirement village, and fewer than <a href="https://www.abs.gov.au/statistics/health/disability/disability-ageing-and-carers-australia-summary-findings/latest-release#:%7E:text=5.5%20million%20Australians%20(21.4%25),a%20profound%20or%20severe%20disability.">5% of older people</a> live in residential aged care. During my <a href="https://www.churchilltrust.com.au/fellow/victoria-cornell-sa-2019/">Churchill Fellowship study</a> exploring alternative, affordable models of housing for older people, I discovered three cultural themes that are stopping us from having a productive conversation about housing for older people. <ul> <li> Australia’s tradition of home ownership undervalues renting and treats housing as a commodity, not a basic need. This disadvantages older renters and those on low income. </li> <li> There’s a stigma regarding welfare in Australia, which influences who is seen as “deserving” and shapes the policy responses. </li> <li> While widely encouraged, “ageing-in-place” means different things to different people. It can include formal facilities or the family home that needs modifications to make it habitable as someone ages. </li> </ul> These themes are firmly entrenched, often driven by policy narratives such as the primacy of home ownership over renting. In the past 50 years or so, many have come to view welfare, such as social housing, as a <a href="https://www.ahuri.edu.au/research/final-reports/390">last resort</a>, and have aimed to age in their family home or move into a “desirable” retirement village. <h2>Variety is key</h2> A more flexible approach could deliver housing for older Australians that is more varied in design, cost and investment models. The promises made so far by political parties to help younger home buyers are welcome. However, the housing system is a complex beast and there is no single quick fix solution. First and foremost, a national housing and homelessness plan is required, which also involves the states and territories. The plan must include explicit consideration of housing options for older people. Funding for housing developments needs to be more flexible in terms of public-private sector investment and direct government assistance that goes beyond first home buyer incentives. <h2>International models</h2> For inspiration, we could look to Denmark, which has developed numerous <a href="https://www.spatialagency.net/database/co-housing">co-housing communities</a>. Co-housing models generally involve self-managing communities where residents have their own private, self-contained home, supported by communal facilities and spaces. They can be developed and designed by the owner or by a social housing provider. They can be age-specific or multi-generational. Funding flexibility, planning and design are key to their success. Institutional investors include <ul> <li> so-called impact investors, who seek social returns and often accept lower financial returns </li> <li> community housing providers </li> <li> member-based organisations, such as mutuals and co-operatives. </li> </ul> Government also plays a part by expediting the development process and providing new pathways to more affordable ownership and rental options. Europe is also leading the way on social housing, where cultural attitudes are different from here. In Vienna, Austria, more than 60% of residents live in 440,000 <a href="https://www.wienerwohnen.at/wiener-gemeindebau/municipal-housing-in-vienna.html">socially provided homes</a>. These homes are available for a person’s entire life, with appropriate age-related modifications permitted if required. At over 20% of the total housing stock, <a href="https://lbf.dk/om-lbf/english-the-danish-social-housing-model/">social housing</a> is also a large sector in Denmark, where the state and municipalities support the construction of non-profit housing. <h2>Overcoming stereotyes</h2> Our population is ageing rapidly, and more older people are now renting or facing housing insecurity. If policymakers continue to ignore their housing needs, even more older people will be at risk of living on the street, and as a result will suffer poor health and social isolation. Overcoming stereotypes - such as the idea that all older people are wealthy homeowners - is key to building fairer, more inclusive solutions. This isn’t just about older Australians. It’s about creating a housing system that works for everyone, at every stage of life.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/255391/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> By <a href="https://theconversation.com/profiles/victoria-cornell-2372746">Victoria Cornell</a>, Research Fellow, <a href="https://theconversation.com/institutions/flinders-university-972">Flinders University</a> This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/older-australians-are-also-hurting-from-the-housing-crisis-where-are-the-election-policies-to-help-them-255391">original article</a>. Image: Shutterstock </div>

Money & Banking

What every parent should read before becoming the bank of mum and dad

In late 2023, economists Jarden estimated <a style="color: #467886;" href="https://www.afr.com/companies/financial-services/the-bank-of-mum-and-dad-is-good-for-70-000-new-analysis-concludes-20231129-p5enpp">15 per cent of mortgage borrowers received some form of financial support</a> from their parents. A separate poll by comparison site Finder around the same time <a style="color: #467886;" href="https://au.finance.yahoo.com/news/first-home-buyers-reveal-huge-amount-aussie-parents-gifted-them-201221909.html">put the figure at 11 per cent</a>. Fast forward to February this year, with a UBS survey <a style="color: #467886;" href="https://www.abc.net.au/news/2025-02-06/cost-of-living-sting-lessened-by-bank-of-mum-and-dad/104882754">suggesting almost half of first home buyers receive parental assistance</a>. Clearly, the Bank of Mum and Dad is a rapidly growing source of funds for younger people seeking to purchase property. However, some older Australians are now paying a hefty price for having done so without adequate planning and protections. On the hook Amid the excitement of homebuying, many parents overlook the fact they could be left on the hook to cover any shortfall. The worst-case scenario here is losing your own home, as well as your child losing theirs, if you went guarantor on their loan and they defaulted and you didn’t have a backup plan. If you loaned them money which they subsequently can’t repay, the principal amount goes unrepaid and you also miss out on the interest/compound growth that money could have earned if invested elsewhere. You may even be asked to fork out more in future if your child needs help to keep the property or to subsequently buy a replacement property. Unlike for a real bank, there is no public bailout for the Bank of Mum and Dad. Financial shortfall A common problem that I and other financial advisors are now seeing is parents inadvertently giving their children more than they can actually afford. Take people who acted as Bank of Mum and Dad before the pandemic hit. They budgeted how much they would need for retirement and then gave their adult kids money towards buying a home of their own. Then COVID-19 arrived. Countless jobs were lost and businesses shuttered. Many would-be retirees were forced to stay in the workforce for longer than planned. Next came the inflation crisis, with mortgages and living costs soaring. Retirement budgets blew-out as more money was suddenly needed for everyday expenses, particularly energy, insurance and food. Meanwhile ballooning house prices over the pandemic years saw first homebuyers needing even larger deposits. That all translated to significant financial shortfalls for the Bank of Mum and Dad. Elder abuse <a style="color: #467886;" href="https://www.aihw.gov.au/family-domestic-and-sexual-violence/population-groups/older-people#abuse">Government figures from 2023</a> estimate one in six older Australians suffer elder abuse in some form, with 2.1 per cent experiencing financial abuse – undue control, pressure or restricted access to their own money and financial decisions. Half (53 per cent) of elder abuse perpetrators are family members, with adult children the most common offenders. Given the amount of money involved in property purchases, and the stresses associated with housing affordability, the potential for the Bank of Mum and Dad to suffer elder abuse is alarmingly high. Relationship breakdowns Money is perhaps the greatest source of tension in relationships. Usually that is between partners, yet these can multiply for the Bank of Mum and Dad and its stakeholders. Some examples include: <ul> <li>You and your partner disagree on what or how much assistance to provide.</li> <li>Your other children feel disadvantaged if they don’t receive the same financial assistance.</li> <li>Having provided the finances, you then interfere in how your child manages the property or their general finances, causing resentment to build.</li> <li>A marriage breakdown (yours or your child’s) affects the repayment of a loan or the nature of a mortgage guarantee.</li> </ul> Protect yourself While supporting children is the foremost concern of the Bank of Mum and Dad, it is important to protect yourself too. A written agreement outlining the nature of the support, conditions and contingencies is crucial to keep every aligned. Independent advice from your financial adviser, lawyer, mortgage broker and accountant ensures you fully understand what you are on the hook for, how much you can afford to contribute, and whether there are less-risky options. Finally, be sure that the decision to support your child’s property ambitions is your own and that you aren’t coerced into it. If you’re concerned that you may be experiencing elder abuse, call the free <a style="color: #467886;" href="https://www.health.gov.au/contacts/elder-abuse-phone-line">elder abuse line on 1800 353 374</a>. Helen Baker is a licensed Australian financial adviser and author of the new book, Money For Life: How to build financial security from firm foundations (Major Street Publishing $32.99). Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at <a style="color: #467886;" title="http://www.onyourowntwofeet.com.au/" href="http://www.onyourowntwofeet.com.au/">www.onyourowntwofeet.com.au</a> Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754. Image: Shutterstock

Money & Banking

Brain disorder more common than MS – but often goes undiagnosed

<div class="theconversation-article-body"> Imagine suddenly losing the ability to move a limb, walk or speak. You would probably recognise this as a medical emergency and get to hospital. Now imagine the doctors at the hospital run some tests and then say, “Good news! All your tests were normal, clear scans, and nothing is wrong. You can go home!” Yet, you are still experiencing very real and disabling symptoms. Unfortunately, <a href="https://doi.org/10.1080/09638288.2024.2333491">this is the experience of many people</a> with functional neurological disorder. Even worse, some are blamed and reprimanded for <a href="https://academic.oup.com/brain/article/148/1/27/7750481?login=false">exaggerating</a> or faking their symptoms. So, what is this disorder, and why is it so challenging to recognise and treat? <h2>What is functional neurological disorder?</h2> <a href="https://my.clevelandclinic.org/health/diseases/neurological-disorders">Neurological disorders</a> are conditions that affect how the nervous system works. The nervous system sends and receives messages between the brain and other parts of your body to regulate a wide range of functions, such as movement, speaking, vision, thinking and digestion. To the untrained eye, functional neurological disorder can resemble other conditions such as stroke, multiple sclerosis or epilepsy. But, unlike these conditions, functional neurological symptoms <a href="https://neurosymptoms.org/en/causes/how-was-it-happened/">aren’t due</a> to damage or a disease process affecting the nervous system. This means the disorder doesn’t appear on routine brain imaging and other tests. Functional symptoms are, instead, due to dysfunction in the processing of information between several brain networks. Simply put, <a href="https://neurosymptoms.org/en/causes/how-was-it-happened/">it’s a problem</a> of the brain’s software, not the hardware. <h2>What are the symptoms?</h2> Functional neurological disorder can produce a kaleidoscope of diverse and changing symptoms. This often adds to confusion for patients and make diagnosis more challenging. <a href="https://neurosymptoms.org/en/symptoms/">Symptoms</a> may include paralysis or abnormal movements such as tremors, jerks and tics. This often leads to difficulty walking or coordinating movements. Sensory symptoms may involve numbness, tingling or loss of vision. Dissociative symptoms, such as functional seizures and blackouts, are also common. Some people experience cognitive symptoms including brain fog or problems finding the right words. Fatigue and chronic pain frequently coexist with these symptoms. These symptoms can be severe and distressing and, without treatment, <a href="https://pubmed.ncbi.nlm.nih.gov/31167232/">can persist for years</a>. For example, some people with functional neurological disorder cannot walk and must use a wheelchair for decades. Diagnosis involves <a href="https://www.bmj.com/content/371/bmj.m3745">identifying established diagnostic signs</a> and ensuring no other diagnoses are missed. This process is best carried out by an experienced neurologist or neuropsychiatrist. <h2>How common is it?</h2> Functional neurological disorder is one of the most common medical conditions seen in <a href="https://doi.org/10.1001/jamaneurol.2020.3753">emergency care</a> and in <a href="https://doi.org/10.1093/brain/awp220">outpatient neurology clinics</a>. It affects around <a href="https://doi.org/10.1136/jnnp-2024-334767">10–22 people per 100,000 per year</a>. This makes it more common than multiple sclerosis. Despite this, it is often under-recognised and misunderstood by health-care professionals. This leads to <a href="https://academic.oup.com/brain/article/148/1/27/7750481?login=false">delays in diagnosis and treatment</a>. This lack of awareness also contributes to the perception that it’s rare, when it’s actually common among neurological disorders. <h2>Who does functional neurological disorder affect?</h2> This condition can affect anyone, although it is more common in women and younger people. Around two thirds of patients are female, but this <a href="https://jnnp.bmj.com/content/93/6/609">gender disparity reduces with age</a>. Understanding of the disorder has <a href="https://pubmed.ncbi.nlm.nih.gov/33722822/">developed significantly over the past few decades</a>, but there’s still more to learn. Several biological, psychological, and social factors can <a href="https://pubmed.ncbi.nlm.nih.gov/35430029/">predispose people</a>. Genetics, traumatic life experiences, anxiety and depression can increase the risk. Stressful life events, illness, or physical injuries can trigger or worsen existing symptoms. But not everyone with the disorder has experienced significant trauma or stress. <h2>How is it treated?</h2> If left untreated, about <a href="https://doi.org/10.1093/brain/awz138">half the people</a> with this condition will remain the same or their symptoms will worsen. However, with the help of experienced clinicians, many people can make rapid recoveries when treatment starts early. There are no specific medications for functional neurological disorder but personalised rehabilitation guided by experienced clinicians is <a href="https://fndhope.org/living-fnd/">recommended</a>. Some people may need a team of multidisciplinary clinicians that may include physiotherapists, occupational therapists, speech therapists, psychologists and doctors. People also need accurate information about their condition, because <a href="https://doi.org/10.1093/brain/aws129">understanding and beliefs</a> about the disorder play an important role in recovery. Accurate information helps patients to develop more realistic expectations, reduces anxiety and can empower people to be more active in their recovery. Treating common co-existing conditions, such as anxiety or depression, can also <a href="https://www.bmj.com/content/376/bmj.o64.abstract">be helpful</a>. <h2>A dark history</h2> The origins of the disorder are deeply rooted in the sexist <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC8564048/">history of its pre-scientific ancestor – hysteria</a>. The legacy of hysteria has cast a long shadow, contributing to a misogynistic bias in perception and treatment. This historical context has led to ongoing stigma, where symptoms were often labelled as psychological and not warranting treatment. Women with functional symptoms often face scepticism and dismissal. In some cases, <a href="https://jnnp.bmj.com/content/94/10/855">significant harm</a> occurs through stigmatisation, inadequate care and poor management. Modern medicine has attempted to address these biases by recognising functional neurological disorder as a legitimate condition. A <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC11414792/">lack of education</a> for medical professionals likely contributes to stigma. Many <a href="https://doi.org/10.1016/j.jocn.2019.06.008">clinicians report low confidence and knowledge</a> about their ability to manage the disorder. <h2>A bright future?</h2> Fortunately, awareness, research and interest has grown over the past decade. Many treatment approaches are being trialled, including <a href="https://www.physio4fmd.org/">specialist physiotherapy</a>, <a href="https://jnnp.bmj.com/content/92/1/36.abstract">psychological therapies</a> and <a href="https://pubmed.ncbi.nlm.nih.gov/35115389/">non-invasive brain stimulation</a>. Patient-led organisations and <a href="https://fndhope.org/">support networks</a> are making headway advocating for improvements in health systems, research and education. The goal is to unite patients, their families, clinicians, and researchers to advance a new standard of care across the world.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/250501/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> By <a href="https://theconversation.com/profiles/benjamin-scrivener-2329913">Benjamin Scrivener</a>, PhD Candidate, Faculty of Medical and Health Sciences, <a href="https://theconversation.com/institutions/university-of-auckland-waipapa-taumata-rau-1305">University of Auckland, Waipapa Taumata Rau</a> This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/tremors-seizures-and-paralysis-this-brain-disorder-is-more-common-than-multiple-sclerosis-but-often-goes-undiagnosed-250501">original article</a>. Image: Shutterstock </div>

Body

Remains of 4 Australian soldiers discovered just days ahead of Anzac Day

The remains of four Australian soldiers who perished in World War I have been uncovered in northern France, more than a century after they were killed in the brutal Second Battle of Bullecourt. According to the Australian Department of Defence, the discovery was made during a recent fieldwork operation conducted by the Australian Army’s Unrecovered War Casualties unit. The soldiers were among the thousands who fought in the battle in May 1917, a fierce attempt by the Australian Imperial Force to penetrate the German Hindenburg Line. Up to 10,000 Australian troops were either killed or wounded during the operation, with approximately 3,700 confirmed dead between April and May 1917. Tragically, more than half of these fallen soldiers are believed to lie in unmarked graves across the region. The site of their final stand lies near Villers-Bretonneux, where the Australian National Memorial to the Missing was erected to honour the many who have no known grave. Australian Army Chief Lieutenant General Simon Stuart acknowledged the emotional timing of the find, just days before Anzac Day. “As we approach Anzac Day, recovering these four Australian soldiers reminds us the search for the missing is tireless and ongoing,” Lieutenant General Stuart said. “We do not forget the service and sacrifice of those who serve our nation.” Efforts are now underway to identify the soldiers using forensic analysis and historical research. The Defence Department has vowed to ensure they are reburied with full military honours and the dignity they deserve. The Unrecovered War Casualties unit continues to receive dozens of leads each year regarding the locations of Australian war dead. Discoveries like this are not uncommon: nine soldiers from the Battle of Fromelles were identified in 2018, with another five identified as recently as 2023. More than 44,000 Australians died on the Western Front during World War I, and around 17,000 remain without known graves. This Friday, Australians around the world will pause to reflect at dawn services in honour of the more than 103,000 servicemen and women who have laid down their lives in conflicts past, with the latest discovery serving as a reminder of the war's enduring legacy. Image: Wikimedia Commons

Caring

Australian Cardinal among select group tasked with choosing next Pope

In the wake of Pope Francis' death, a 45-year-old Ukrainian-born bishop based in Melbourne has emerged as one of the most significant figures in the Catholic Church’s transition to new leadership. Cardinal Mykola Bychok, who was elevated to the cardinalate by Pope Francis last year, will participate in the sacred and centuries-old process of electing the next pope. As the youngest cardinal in the entire Catholic Church and Australia’s sole representative in the College of Cardinals, Bychok's inclusion marks a historic moment for the local and global Catholic community. Born on February 13, 1980, in Ternopil, a city in western Ukraine, Bychok joined the religious life in 2003 and was ordained a priest in 2005. His path through the church has included serving as abbot of a Ukrainian monastery and working as a parish priest in the northeastern United States. In 2020, Pope Francis appointed him bishop of the Ukrainian Greek Catholic Church’s Diocese of Saints Peter and Paul in Melbourne. He was formally installed as a cardinal during a Vatican ceremony last October, alongside 21 other senior church figures. In a heartfelt tribute following the pope’s passing, Bychok described Francis as a "pope of peace" whose legacy would endure through his unwavering commitment to justice and unity. "In a world devastated by war, he called for peace and justice," said Bychok. "I am grateful for the late Holy Father's frequent appeals for a just peace in Ukraine and for the efforts of the Holy See that he oversaw, known and secret, that in some way helped bring relief to the imprisoned and suffering." Bychok also praised Francis’ ecumenical efforts, noting his work to bridge divides between Eastern and Western traditions, as well as foster dialogue among different faiths. "He worked for the healing of divisions… building on that which we have in common rather than our differences,” he said. Though currently en route to the Middle East on a pilgrimage, Bychok is expected to return to Rome as soon as possible to participate in the conclave – a closed-door gathering of cardinals under the age of 80 who are eligible to vote for a new pontiff. Church law limits the number of voting cardinals to 120, although the latest Vatican figures indicate 136 cardinals are currently eligible, a number that may fluctuate before voting begins. The conclave will involve a series of solemn rituals, including the piercing of ballots with needle and thread and the traditional burning of votes to produce black or white smoke – the latter signalling the election of a new pope to lead the world’s 1.3 billion Catholics. Cardinal Bychok’s participation in this historic process is a significant moment not only for the Ukrainian diaspora and Australian Catholic community, but also for a Church at a crossroads – searching once again for a spiritual leader to guide it through a complex and divided world. Images: Wikimedia Commons

Legal

Sweet feat: high schooler smashes Raelene Boyle's 57-year-old sprint record

Australian sprinting has a new superstar in the making! In a jaw-dropping performance at the national junior athletics championships in Perth, 17-year-old Leah O’Brien rocketed to glory, obliterating a 57-year-old record set by the legendary Raelene Boyle. O’Brien, a WA schoolgirl, stunned the athletics world by storming to victory in the under-18 100 metres, clocking an electrifying 11.14 seconds – with a perfectly legal tailwind of +1.7 metres per second. Her blistering run toppled Boyle’s iconic mark of 11.20 seconds from the 1968 Mexico City Olympics, a record many believed would stand for generations. “I think I have really put my name out there,” an elated O’Brien said, beaming with pride. “It's crazy to be running these times while still in high school!” But the milestones didn’t stop there. O’Brien’s dazzling dash also catapulted her into Australian sprinting history, drawing level with Olympic gold medallist Sally Pearson on the all-time national open 100m list – now tied at fourth-fastest ever. Only Torrie Lewis (11.10), Melissa Breen (11.11) and Melinda Gainsford-Taylor (11.12) have ever run faster. To make the feat even sweeter, O’Brien now finds herself ranked ninth in the world under-18 rankings, a remarkable achievement for the young star. Cheered on by family and friends, O’Brien soaked up the moment. “This is definitely the most support I’ve ever had. It’s so great to experience this moment with the people I love and share the happiness.” And she wasn’t done yet. Earlier in the championships, O’Brien also stormed to victory in the 200m, clocking a personal best of 23.37 seconds despite facing a stiff headwind of -1.1 m/s. In a thrilling race, she powered past Queensland’s Thewbelle Philp with her trademark long stride and high knee lift, leaving the field in her wake. The sprint sensation isn’t slowing down anytime soon. O’Brien will return to the track this week at the WA Athletics Stadium to contest the open 100m, where she’ll face established stars like Torrie Lewis, Bree Rizzo and Ebony Lane. With talents like O’Brien, Lewis, <a href="https://www.oversixty.com.au/entertainment/tv/i-m-saying-that-hands-down-matt-shirvo-s-bold-prediction" target="_blank" rel="noopener">Gout Gout</a> and Lachlan Kennedy rising rapidly through the ranks, Australia’s sprinting future looks brighter than ever as the countdown to the Brisbane 2032 Olympics begins. Images: Australian Athletics

Body

"Yes, Burger Boy!": Australian Idol winner crowned for 2025

What a night to remember! After two electrifying evenings packed with powerhouse performances and surprise guest appearances, Australian Idol has officially crowned its 2025 winner. In a grand finale brimming with excitement, finalists Iilysh Retallick, Gisella Colletti and Marshall Hamburger delivered unforgettable performances – but it was 19-year-old Marshall Hamburger who stole the show and captured the hearts of the nation. Marshall’s victory marks a sensational end to the show’s tenth season, earning him not only the coveted title of Australian Idol 2025 but also a life-changing prize package: $100,000 in cash and an exclusive recording deal with Hive Sound Studios. Overflowing with gratitude, Marshall beamed moments after his name was announced. “Thank you, Australia, thank you so much. You're gonna hear a lot of me in the future, I'll be out there,” he promised, as cheers erupted across the studio. Fans didn’t hold back their excitement, lighting up social media with praise for the newly crowned star. "I’m so happy congratulations Marshall," one fan wrote, while another cheered, "What a legend!" And in a playful nod to his surname, another delighted supporter exclaimed, "Yes, Burger Boy!" <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/DIJN6_MiD5_/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DIJN6_MiD5_/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Australian Idol (@australianidol)</a> </div> </blockquote> Behind the scenes, Australian Idol host Scott Tweedie shared some fun insights into the suspenseful process of announcing the winner live on air, revealing the team’s clever methods to avoid any mishaps during such high-stakes moments. "We have it written down, so there’s no way that communication can be wrong," he explained. "On the card we've got in our hands, it has the winner's name – and we even use the 'thumb rule.' Your thumb has to be on the name you’re about to announce, so you cannot say the wrong name." Adding to the excitement, co-host Ricki-Lee, who has a deep-rooted history with Idol, typically takes centre stage for the final announcement. "Because of her DNA with Idol, I think she is the best at doing those really big announcements," Scott said, noting he’s always ready to back her up live on air. With a thrilling season now complete, all eyes are on Marshall Hamburger as he embarks on what promises to be an incredible musical journey. If his grand finale performance is any indication, Australia – and the world – will be hearing plenty from this rising star. Images: Instagram

Federal Budget 2025: The short, sharp and – sort of – sweet version

The federal budget is always a massive, jargon-filled beast, but don’t worry – we’ve got your back. Here’s a quick and easy rundown of the key numbers, economic forecasts and big-ticket promises (without making your head spin). Whether it’s tax cuts, energy bill relief, or debt figures that sound like someone’s phone number, this summary gives you the essentials in plain English. THE BIG PICTURE: WHERE THE MONEY’S GOING (AND COMING FROM) Economic Growth: The economy is expected to grow by 1.5% in 2024-25, which isn’t exactly fireworks but at least it’s moving in the right direction. Unemployment Rate: The jobless rate is set to rise to 4.25%, meaning more people might be dusting off their résumés. Inflation: The cost of living squeeze is easing slightly, with inflation forecast to drop to 2.5%, finally giving our wallets a breather. Wages Growth: Paychecks are expected to grow by 3%, so while you won’t be rolling in cash, you might afford an extra coffee per week. Living Standards: Household disposable income is expected to rise a bit faster than planned, so that’s a small win for the grocery bill. Migration: Net overseas migration is slowing down, dropping from 435,000 in 2023-24 to 225,000 by 2026-27, as the government tweaks immigration settings. The Big One: Budget Deficit: The country will be $27.6 billion in the red this year, which sounds bad, but hey, it’s better than some past years. Commonwealth Debt: The nation’s credit card balance will hit $940 billion in 2024-25 before cracking $1 trillion the year after, making it one of the biggest IOUs in Aussie history. Net Debt: The government’s net debt will rise to $556 billion, proving once again that we’re all experts at spending more than we have. WHAT’S IN IT FOR YOU (IF LABOR STAYS IN POWER)? If Labor wins the next election, they’ve got a shopping list of goodies lined up. From tax cuts and cheaper meds to more affordable childcare and a crackdown on dodgy workplace contracts, here’s what they’re promising in order to make life a little easier (or at least a little less expensive). Tax Cuts: Everyone gets a tiny tax break worth about $10 a week, starting in July 2026 – not enough for a holiday, but maybe an extra beer, depending on where you buy your drinks. Energy Bill Relief: Households and small businesses will get $150 off their power bills, because, let’s face it, electricity prices are still a killer. Cheaper Medicines: Prescription drugs will be capped at $25 per script, meaning fewer nasty surprises at the pharmacy checkout. Healthcare Boost: More bulk-billing, 50 new urgent care clinics, and extra funding for nurses and GPs, costing a whopping $9 billion over four years – great news if you hate long waits at the doctor. Childcare Help: Families earning up to $500,000 (yes, you read that right) will get at least three days of subsidised childcare, costing $427 million over five years. First Home Buyer Support: The Help to Buy scheme will get a boost, making it a bit easier for first-home buyers to get into the market (assuming they can still afford avocado toast). Workplace Shake-Up: Banning non-compete clauses for low- and middle-income workers could boost wages by $2,500 a year – so no more weird contracts stopping you from getting a better job. HECS Debt Slash: A 20% cut to student loan debt, wiping $16 billion from the books – a rare win for anyone still haunted by their HECS balance. Disaster Recovery: $1.2 billion is going towards helping communities in southeast Queensland and northern NSW recover from ex-Tropical Cyclone Alfred – because Mother Nature isn’t playing nice. Big Infrastructure Plans: Expect major upgrades like $7.2 billion for Queensland’s Bruce Highway, $2 billion for a new rail hub in Melbourne, and $1 billion for Sydney’s southwest rail corridor – so maybe, just maybe, your commute will be a little less torturous. Defence Spending: A fast-tracked $1 billion investment in guided weapons, submarines and frigates, because apparently, we’re getting serious about military hardware. And that’s the budget in a nutshell! More spending, some relief for households, and a debt number that’ll make your calculator cry. Images: WikiCommons

Money & Banking

A late start, then a big boom: why it took until 1975 for Australians to finally watch TV in colour

<div class="theconversation-article-body"> Some 50 years ago, on March 1 1975, Australian television stations officially moved to colour. Networks celebrated the day, known as “<a href="https://artsandculture.google.com/story/c-day-and-the-colour-monster-national-archives-of-australia/LAWRcgnnNY1cKA?hl=en">C-Day</a>”, with unique slogans such as “come to colour” (ABC TV), “Seven colours your world” (Seven Network), “living colour” (Nine Network) and “first in colour” (<a href="https://televisionau.com/feature-articles/network-ten">0-10 Network</a>, which later became Network Ten). The ABC, Seven and Nine networks also updated their logos to incorporate colour. <figure><iframe src="https://www.youtube.com/embed/T7gZdYVZJNc?wmode=transparent&start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> For most viewers, however, nothing looked much different. The majority owned a black and white TV, while a coloured broadcast required a colour TV set. Advertisers were initially reluctant to accept the change, which required them to re-shoot black and white commercials with colour stock at a significantly higher cost. Many reasoned viewers were still watching the ads in black and white. And initially this assumption was correct. But by nine months later, 17% of Australian homes <a href="https://trove.nla.gov.au/newspaper/article/110829595?searchTerm=colour%20television%20in%20australia%201975">had a colour receiver</a>. This rose to 31% by July 1976. By 1978, 64% of Melbourne and 70% of Sydney households owned colour TV sets, making Australia one of the world’s fastest adopters of colour TV. According to the Federation of Australian Commercial Television Stations (FACTS) annual report for 1975–76, colour TV increased overall viewership by 5%, with people watching for longer periods. The 1976 Montreal Olympics also led to an <a href="https://www.nfsa.gov.au/collection/curated/asset/96836-olympic-games-coverage-colour">increase in TV sales</a>, with the colour broadcast shared between the ABC, Seven and Nine. <figure><iframe src="https://www.youtube.com/embed/L-75iIoshak?wmode=transparent&start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption>Highlights from the Montreal 1976 Olympic Games marathon event.</figcaption></figure> <h2>A late start</h2> With the United States introducing colour TV from 1954, it’s peculiar that Australia took so long to make the transition – especially since conversations about this had been underway since the 1960s. In 1965, a report outlining the process and economic considerations of transitioning to colour was tabled in parliament. Feedback from the US highlighted problems around broader acceptance in the marketplace. Colour TV sets were expensive and most programs were still being shot in black and white, despite the availability of colour. Networks were the most hesitant (even though they’d go on to become one of the most major benefactors). In 1969, it was <a href="https://australianfoodtimeline.com.au/colour-tv-introduced/">estimated transitioning to colour</a> would cost the ABC A$46 million (the equivalent of $265,709,944 today) over six years. The federal government, led by then prime minister Robert Menzies, decided to take a cautious approach to the transition – allowing manufacturers, broadcasters and the public time to prepare. The first colour “test” broadcast took place on June 15 1967, with <a href="https://televisionau.com/2025/03/tv-50-years-in-colour.html">live coverage</a> of a Pakenham country horse racing event in Victoria (although few people would have had coloured TV sets at this point). Other TV shows also tested broadcasting in colour between 1972 and 1974, with limited colour telecasts aired from mid-1974. It wasn’t until March 1975 that colour TV was being transmitted permanently. <figure><iframe src="https://www.youtube.com/embed/vIqqiK4ncfs?wmode=transparent&start=40" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption>‘Aunty Jack Introduces Colour’ was a one-off television special of The Aunty Jack Show, broadcast on the ABC on February 28 1975.</figcaption></figure> <h2>The cinema industry panics</h2> <a href="https://anzacportal.dva.gov.au/wars-and-missions/vietnam-war-1962-1975/events/withdrawal-from-1971">Australia’s involvement</a> in the Vietnam War created further urgency to televise in colour. With the war ending in April 1975, Australians watched the last moments in colour. Other significant events broadcast in colour that year included the December federal election, in which Malcolm Fraser defeated Gough Whitlam after the latter was <a href="https://www.youtube.com/watch?v=SXq056TJhU4">dramatically dismissed</a> as prime minister on November 11. With the public’s growing interest in colour TV, local manufacturers began lobbying for higher tariffs on imports to encourage domestic colour TV production. In the mid 1970s, a new colour set in Australia cost between $1,000 and $1,300, while the average full-time annual income was <a href="https://www.abs.gov.au/AUSSTATS/abs@.nsf/Lookup/6302.0Main+Features1Sep%201975?OpenDocument=">around $8,000</a>. Still in the throes of a financial recession, customers began seeking out illegally-imported colour TV sets – which were appearing at car boot markets across the country. <figure><iframe src="https://www.youtube.com/embed/wTKMqPg4hM8?wmode=transparent&start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption>British childrens show The Wombles came to Australian screens shortly after colour TV was introduced.</figcaption></figure> The government also created an advertising campaign warning the public of scammers who would offer to convert black-and-white TVs to colour. These door-to-door “salesmen” <a href="https://hoaxes.org/archive/permalink/instant_color_tv#google_vignette">claimed to have</a> a special screen which, when placed over a TV, would magically turn it colourful. By 1972, the estimated cost of upgrading broadcasting technology to colour <a href="https://www.nfsa.gov.au/latest/colour-tv-part-1">had reached $116 million</a>. The cinema industry, in a panic, even questioned whether colour TV could damage a viewer’s eyesight. The industry had previously suffered huge losses in cinema attendance with the introduction of black-and-white TV from 1956. Cinemas had a monopoly on colour and were petrified over what the introduction of colour to television could do to their attendances. Such fears were founded. In 1974 Australia had 68 million admissions to the cinema. By 1976, there were just 28.9 million admissions. Never again would yearly cinema admissions reach <a href="https://www.screenaustralia.gov.au/fact-finders/cinema/industry-trends/historical-admissions">above 40 million</a>. But despite the complaints – from the cinema industry, advertisers, broadcasters and manufacturers – audiences were ready for colour. And any network that dared to program in black and white would subject itself to a barrage of annoyed viewers. Colour TV was here to stay.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/251363/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/stephen-gaunson-265553">Stephen Gaunson</a>, Associate Professor in Cinema Studies, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a> This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/a-late-start-then-a-big-boom-why-it-took-until-1975-for-australians-to-finally-watch-tv-in-colour-251363">original article</a>. Image: Youtube/Austvarchive </div>

Tributes flow after Aussie tennis icon passes away

Fred Stolle has died at the age of 86. The tennis icon, with the nickname “Fiery”, began his career in the tennis world as a ball boy at the Davis Cup between Italy and the United States in 1951. He progressed through the ranks and made his breakthrough in 1965 at the French Open. The following year, he played at the US Open and achieved some of his best results in doubles, claiming 10 major doubles titles and another seven mixed doubles crowns. He was also a member of the Australian Davis Cup team, helping the nation claim three straight Davis Cup titles from 1964-66. Following his career on the court, Stolle made his debut in the commentary booth alongside John Newcombe and Tony Trabert, and became known to tennis fans for his insight and humour. Tributes have poured in from giants of the tennis world, with former teammate and friend Rod Laver leading tributes with an emotional post on X. “As I wrote in my book on the Golden Era of Aussie tennis, Fred Stolle was too nice a guy to hold a grudge,” he wrote. “He won many grand slams and was in the finals of many more. “It took the best to beat the best. We never tired of reliving the past as we travelled the world looking into the future with an enduring love of the sport. You will be missed, Fiery, RIP.” Paul McNamee, a former doubles world No. 1, also paid tribute to Stolle on X, writing: “Fiery Fred Stolle is no longer with us. What a player, what a commentator, what a bloke." “One of that great group of Aussie tennis players who made history, and whose legacy is perhaps unrivalled. “Thank you Fred for your wit, your friendship and for just being you. We’ll miss you.” Liz Smylie, who won the 1985 Wimbledon doubles title, wrote: “Very sad news to hear of the passing of Fred Stolle. “A champion player and person whose knowledge, generosity and expertise in the booth was legendary. He’ll be missed by all of us who knew and loved him.” Craig Tiley, chief executive of Tennis Australia and director of the Australian Open, shared: “When we speak about Australia’s golden era and the progression from amateur to professional, Stolle’s name is right up there with the best. RIP Fiery.” Stolle is survived by wife Pat, his son Sandon, and daughters Monique and Nadine. Image: X

Caring

Beloved champion athlete dies from rare brain tumour

A beloved Australian athlete has tragically died after a high-profile battle with a rare and aggressive brain tumour. Jenny Alcorn, a champion triathlete, passed away on Monday at the age of 66, with her partner Margot Rupe breaking the devastating news. “She pushed every boundary in life and it was incredible,” Rupe said. “She was the love of my life for 20 years, she helped me raise two amazing children." “Yes, triathlon was her life but she always enjoyed all the sports our kids did, she never missed a TSS First 15 game, she never missed a Bond Uni rugby game." “Even on Saturday afternoon, she sat up and watched our son play rugby in Japan, so she was a pretty amazing person." “We’re all heartbroken, our souls are heartbroken, she did everything with love, she loved her family, she loved me, she loved our kids and embraced everything she did.” Alcorn was a sporting legend and Alcorn was recognised just last year at the AusTriathlon Awards, as she was particularly well known in Queensland as a coach, a competitor, and an inspiration to many. In 2016, at the age of 55, Alcorn came out of retirement and won the famous Kona Ironman World Championships in her age group. Last December, Alcorn’s “three-decade contribution” to Australia’s triathlon scene was recognised with the President’s Special Recognition Award, as the Trizone website said, “Her honour highlighted not just her achievements as an athlete and coach, but her inspiring resilience while battling a rare brain tumour." Surfers Paradise Triathlon Club member Dan Teasdale and close friend of Alcorn's paid tribute to his late friend. “She was always a fantastic spectator so you’d hear her yelling out ‘go Danny boy’ on the side of the race,” he said. “She was a very caring, loving person but a tough-as-nails athlete. She never had a bad word to say about anyone she was very inclusive, welcomed everyone and loved the sport triathlon.” Image credits: Instagram

Caring

"Disgusting": Radio host slammed over women's sports comments

Triple M host Marty Sheargold has been slammed online for comments he made on-air about the Matildas and women's sport, with many calling him "disgusting" and "a f**king joke". When the Triple M program and podcast, The Marty Sheargold Show, began discussing the Matildas performance in the annual SheBelieves Cup along in the US along with Japan, Colombia and the host nation. During their discussion of the competition, Sheargold used the opportunity to rip into the world of women's sport, leaving the radio station flooded with complaints. The conversation between Sheargold and co-hosts Troy Ellis and Will Ralson began with Ralston mentioning the tournament to date, as he said, “In football or soccer it’s been a nightmare tournament for the Matildas over the last three or four days over in the US,” referencing the Tillies' defeat to Japan. Sheargold immediately jumped in with the following rant, including downplaying the Matildas’ semi-final appearance at the 2023 FIFA World Cup on home soil. “There’s something wrong with the Matildas,” Sheargold began. “They had that wonderful tournament out here where we all fell in love with them, even though they didn’t make the quarters." “You know what they remind me of? Year 10 girls,” Sheargold continued, as laughter rang out in the background. “All the infighting and all the friendship issues, ‘the coach hates me and I hate bloody training and Michelle’s being a b***h’. Now I’m sorry to undermine the whole sport, but that’s what I think of it so you can stick it up your arse.” Ralston then tried to continue with the sports news bulletin, stating: “So we’re playing in the SheBelieves Cup.” Sheargold jumped in, screaming “Oh, she believes in what? It better be men” as more laughter rang out in the studio. “We’re 12 months out from Australia hosting the Women’s Asian Cup, so hopefully we have a better runway to improve before that comes around,” Ralston said as he tried to continue the sports report. Sheargold responded: “Oh god. The Asian Cup. I’d rather hammer a nail through the head of my penis than watch that,” as a sound affect and more laughs were heard, before he added, “Got any men’s sport?” Ralston replied: “Yeah I do, baseball, the New York Yankees have dropped their 49-year ban on beards, on facial hair,” as Sheargold was quick to comment, “Now this is a good story.” The sexist exchange came to light after Olympic hockey player Ambrosia Malone posted part of the on-air clip on TikTok with the caption: “I honestly don’t know what is wrong with the world." “I heard this on the radio yesterday in prime time (5.30pm) on the way to training and all I could think about was the young girls sitting in the car with their parents, maybe on the way to or from their own training sessions hearing this." “I’m sure many of them would have been hurt and confused … I was in disbelief. This is apparently acceptable on mainstream afternoon radio??? HOW??” Many were quick to share their outrage in the comments section, with one person writing, “Is this a f**king joke?!? I feel like I’m living in a simulation. That cannot be a real recording.” Another added, “Disgusting. Can’t believe they think this is OK to air,” while someone else simply called Sheargold an "awful human." In response to the backlash, an SCA spokesperson said, “Marty Sheargold’s comments regarding the Matildas - made during Triple M Drive on Monday, 24 February - do not align with Triple M's views and values, and Triple M remains steadfast in its strong support of all women's and men's sports. We are sorry for any offence caused.” Marty Sheargold also responded to the controversy, saying in a statement, "Any comedy, including mine, can miss the mark sometimes, and I can see why people may have taken offence to my comments regarding the Matildas. I sincerely apologise.” Image credits: Triple M / Getty Images

Legal

I spy with my little eye: 3 unusual Australian plant ecosystems to spot on your next roadtrip

<div class="theconversation-article-body"><a href="https://theconversation.com/profiles/gregory-moore-1779">Gregory Moore</a>, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a> When the growing gets tough, the tough trees and shrubs get growing. Australia’s environment is brutal. Its ancient, low-nutrient soils and generally low rainfall make it a hard place for plants to grow. Despite this, the continent is filled with wonderfully diverse plant ecosystems. If you don’t know what you’re looking for, it can be easy to miss these seemingly unremarkable species. So, here are three little-known Australian plant species and ecosystems to look out for during your next roadtrip. <h2>1. Cycads and eucalypts</h2> If you are driving a coastal route along southern New South Wales, keep an eye out for the stunning combination of burrawang cycads (Macrozamia communis) and spotted gum (Corymbia maculata). These species live in harmony along the <a href="https://www.botanicgardens.org.au/our-science/our-collections/plant-families/cycads#:%7E:text=Meet%20one%20of%20the%20world's%20most%20southern%20Cycads&text=On%20the%20New%20South%20Wales,Spotted%20Gums%20(Corymbia%20maculata).">NSW coastline</a>, from Kempsey to Bega, and inland as far as Mudgee. If you’re on a road trip, now is the perfect time to talk to children about ancient moving continents, volcanoes and dinosaurs. Cycads are <a href="https://anpsa.org.au/APOL2009/feb09-s3.html">ancient gymnosperms</a> (cone-bearing plants) which evolved long before the Gondwanan supercontinent separated. These tough, hardy plants saw the dinosaurs come and go, and their relatives are found all around the world. These <a href="https://www.botanicgardens.org.au/our-science/our-collections/plant-families/cycads#:%7E:text=Not%20only%20is%20Macrozamia%20communis,inland%20as%20far%20as%20Mudgee.">cycads</a> form a striking understorey to the spotted gum. As their scientific name (Macrozamia communis) suggests, they form a dense community. Further north in Queensland, pineapple cycads (Lepidozamia peroffskyana), and Western Australia’s zamia palm (Macrozamia riedlei) are also worth spotting. Cycad seeds are poisonous, but First Nations Australians worked out a complex process to prepare them for <a href="https://www.apscience.org.au/apsf20036/">safe eating</a>. This involved dissolving the <a href="https://www.scienceflip.com.au/subjects/chemistry/equilibriumandacidreactions/learn10/">plant’s toxins</a> in running water, cooking, working and grinding the seeds into a powder. Spotted gums evolved long after dinosaurs went extinct. Early eucalypt fossils date from about 34 million years ago, while current species are often only a few million years old. Spotted gums are a great example of how plants that survive tough environments often also do well in difficult <a href="https://theconversation.com/the-humble-spotted-gum-is-a-world-class-urban-tree-heres-why-212540">urban situations</a>. Cycads are similarly found growing in poor soils and arid conditions. They have long, glossy leaves up to about 1.5 metres in length with lots of leaflets. There are both male and female plants. The female cone is an impressive, wide-domed structure that can be almost half a metre across. Its bright orange-red seeds are eaten by <a href="https://backyardbuddies.org.au/backyard-buddies/cycads/#:%7E:text=If%20you%20have%20a%20female,bats%20will%20feed%20on%20them.">foraging marsupials</a>, large birds and flying foxes. Spotted gums are tall, straight eucalyptus trees with dark green, glossy leaves. Old bark creates dark grey spots against their cream coloured trunk, giving them a mottled look. It is interesting to see ancient and modern species in such a close community relationship in cycad-spotted gum forests. Both are also well-adapted to the fires that frequent their habitat. <h2>2. Ancient acacias</h2> Travelling inland, the environment gets even tougher. Most large trees disappear and are replaced by woodlands dominated by <a href="https://www.agriculture.gov.au/sites/default/files/abares/forestsaustralia/publishingimages/forest%20profiles%202005/acacia_forests_2005.pdf">inland acacia</a> (wattle) species. These inland acacias are short but mighty, with deep, extensive root systems. Two of these species, <a href="http://theconversation.com/the-mighty-mulga-grows-deep-and-lives-long-118838">mulga</a> (Acacia aneura) and brigalow (A. harpophylla) are part of Australian folklore. A Banjo Paterson character <a href="https://gutenberg.net.au/ebooks/e00072.txt">says</a>: “You know how the brigalow grows […] saplings about as thick as a man’s arm”. Nutrients and water resources are limited, so mulga and brigalow trees are often evenly spaced across the landscape. This eerie symmetry makes it look like they were planted by humans. Many people are unaware that the twisted, stunted specimens they see are more than 250 years old and occupy vast tracts of the Australian landscape. <a href="https://www.dcceew.gov.au/environment/biodiversity/threatened/action-plan/priority-plants/waddy-wood">Waddy-wood</a> (Acacia peuce) is a rare species of acacia, found in just three locations on the edge of the Simpson Desert. This tree has very strong wood, and was used by Indigenous Australians for making clubs (waddys) and tools for carrying fire. Inland acacias were widely used by Indigenous Australians for their wood, resins and medicinal properties. They have also been used as <a href="https://www.dpi.nsw.gov.au/__data/assets/pdf_file/0003/671421/using-mulga-as-a-forage-supplement-for-livestock-in-droughts.pdf">fodder for livestock</a>, especially during drought. These <a href="https://era.dpi.qld.gov.au/id/eprint/13430/1/QJAS_6%5B2%5D_1949_pp87-139_everist.pdf">crucial species</a> provide important habitat for other plants and animals. But they are under threat. As old trees collapse and die, there are no young trees replacing them. This is because of drought and grazing, compounded by <a href="https://www.agriculture.gov.au/sites/default/files/documents/environmental-risk-mitigation-plan-acacia.pdf">climate change</a>. <a href="https://www.britannica.com/science/desertification">Desertification</a> – where fertile land is degraded until it essentially becomes desert – is becoming a huge problem due to the massive area dominated by acacias. <h2>3. Boabs</h2> If you’re driving across the Northern Territory and Western Australia, you might come across the <a href="https://theconversation.com/built-like-buildings-boab-trees-are-life-savers-with-a-chequered-past-118821">mighty boab</a> (Adansonia gregoryii). These close relatives of the African and Madagascan baobabs <a href="https://theconversation.com/baobab-trees-all-come-from-madagascar-new-study-reveals-that-their-seeds-and-seedlings-floated-to-mainland-africa-and-all-the-way-to-australia-231031">floated to Australia</a> as seeds or seedlings around 12 million years ago. These <a href="https://www.australiangeographic.com.au/topics/science-environment/2019/07/how-did-the-iconic-boab-tree-get-to-australia/">deciduous trees</a> live in mostly dry environments that also experience strong monsoonal-type rains. Boabs trap and store water in their trunks, allowing them not only to survive but thrive. Their African and Madagascan baobab relatives are sometimes called <a href="https://www.oneearth.org/species-of-the-week-african-baobab-tree/">trees of life</a>, as they support many species. Australian boabs are similar. They offer habitat, roosting and nesting sites. Their flowers and fruits are food sources to many species of insects and birds. They were – and are – important trees in First Nations cultures. Carvings and symbols on their trunks can last for more than a century, much longer than on other trees. These are called <a href="https://www.snexplores.org/article/carvings-australia-boab-trees-lost-history-first-nation">dendroglyphs</a>. For example, <a href="https://theconversation.com/the-boab-trees-of-the-remote-tanami-desert-are-carved-with-centuries-of-indigenous-history-and-theyre-under-threat-191676">snake carvings</a> dated to more than 200 years old have been found on boab trees in Northern Australia’s Tanami Desert. While these special trees are usually found far from the beaten track, they can be spotted growing around Darwin and other remote towns. If you get the chance to see them, count yourself lucky. <h2>Tough terrain, tough trees</h2> Plant communities are remarkably resilient. They also display great creativity when evolving ways to survive tough environments. Make sure to keep an eye out as you’re exploring Australia and enjoy the fascinating plants our country has to offer.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/246129/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/gregory-moore-1779">Gregory Moore</a>, Senior Research Associate, School of Agriculture, Food and Ecosystem Sciences, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a> Image credits: Shutterstock This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/i-spy-with-my-little-eye-3-unusual-australian-plant-ecosystems-to-spot-on-your-next-roadtrip-246129">original article</a>. </div>

Domestic Travel

"Living legend": Bruce McAvaney makes the best call in sports history

In breaking news that has AFL fans across Australia leaping from their couches with unbridled joy, legendary broadcaster Bruce McAvaney is officially back in the Channel 7 commentary box for the 2025 season! Yes, you heard that right. The man, the myth, the vocal magician who can make a standard half-forward flanker look like an Olympic gold medallist is returning to bless our ears once again. On Wednesday, Seven confirmed that the Australian Football Hall of Famer and Sport Australia Hall of Fame inductee will headline the network’s AFL coverage on Sunday nights and for marquee matches. Translation? Footy just got 100 per cent more special. For those unfamiliar with McAvaney’s illustrious career (aka, people who have spent the last three decades living under a rock), the 71-year-old maestro has called over a thousand AFL games, 20 AFL Grand Finals, and hosted 21 Brownlow Medal nights – an incredible feat that makes even the most seasoned commentators look like they’re still on their learner’s permit. McAvaney, who originally retired from AFL commentary in 2021, sent the nation into a frenzy when he made a thrilling cameo in the 2024 AFL Finals. The brief return had fans (and possibly a few rival broadcasters) whispering, "Could he? Would he? Should he?!" Well, the answer is a resounding YES. Reflecting on his return, McAvaney shared, “I was concerned that I wouldn’t be able to hold my end up, but I enjoyed it and loved it... I’m 71 and my health is going well.” In other words, the GOAT of AFL commentary wasn’t just dipping his toes back in the water – he was cannonballing right back into the deep end. Seven’s Head of AFL and Sport Innovation, Gary O’Keeffe, described McAvaney as a “living legend” – which might be the understatement of the year. McAvaney himself is apparently itching to get back behind the mic. “Some of my fondest memories have been in Seven’s AFL commentary box," he said. "And I can’t wait to witness more unforgettable moments during the 2025 season.” Meanwhile, across the AFL media landscape, Fox Footy has been bolstering its already stacked lineup, securing the services of Leigh Matthews, Tom Hawkins and Shaun Burgoyne. But let’s be honest – while Fox is building an empire, Seven just re-signed the emperor. So, footy fans, prepare yourselves. The dulcet tones of Bruce McAvaney are back, and the 2025 AFL season just became a whole lot more special. Image: Seven Network

Australian women will soon be eligible for a menopause health check. Here’s what to expect

<div class="theconversation-article-body"><a href="https://theconversation.com/profiles/susan-davis-10376">Susan Davis</a>, <a href="https://theconversation.com/institutions/monash-university-1065">Monash University</a> The federal government has recently pledged to create a new Medicare rebate for menopause health assessments. It’s due to be available <a href="https://www.health.gov.au/sites/default/files/2025-02/more-choice-lower-costs-and-better-health-care-for-women.pdf">from July 1</a>. The announcement featured in the <a href="https://www.health.gov.au/resources/publications/government-response-to-inquiry-issues-related-to-menopause-and-perimenopause?language=en">government’s response</a> to the <a href="https://www.aph.gov.au/Parliamentary_Business/Committees/Senate/Community_Affairs/Menopause/Report">Senate inquiry</a> into menopause, released last week, though was first flagged earlier this month as part of the government’s pre-election funding package <a href="https://www.abc.net.au/news/2025-02-08/federal-labor-promises-funding-boost-for-womens-health/104914202">for women’s health</a>. So what is a menopause health assessment? And how will it improve the health care women receive during this stage in their lives? <h2>Why we need this</h2> Outside reproductive health, women’s health care has generally been modelled on the needs of men. A prime example is the government-funded <a href="https://www9.health.gov.au/mbs/fullDisplay.cfm?type=note&q=AN.0.38&qt=noteID">midlife health check</a> for people aged 45 to 49. This is intended to identify and manage risks to prevent chronic diseases such as diabetes and heart disease. The recent <a href="https://www.aph.gov.au/Parliamentary_Business/Committees/Senate/Community_Affairs/Menopause">Senate inquiry</a> into issues related to menopause and perimenopuase highlighted that the timing of this health check is not fit for purpose for women. This is because at <a href="https://www.cell.com/cell/fulltext/S0092-8674(23)00905-4?_returnURL=https%3A%2F%2Flinkinghub.elsevier.com%2Fretrieve%2Fpii%2FS0092867423009054%3Fshowall%3Dtrue">menopause</a>, which occurs on average at the <a href="https://www.menopause.org.au/hp/information-sheets/what-is-menopause">age of 51 in Australia</a>, women’s health profiles change. Women <a href="https://www.cell.com/cell/fulltext/S0092-8674(23)00905-4?_returnURL=https%3A%2F%2Flinkinghub.elsevier.com%2Fretrieve%2Fpii%2FS0092867423009054%3Fshowall%3Dtrue">gain tummy fat</a>, their <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC2682462/">cholesterol levels go up</a>, and glucose (sugar) metabolism <a href="https://pubmed.ncbi.nlm.nih.gov/28953212/">becomes less efficient</a>. All these changes <a href="https://www.cell.com/cell/fulltext/S0092-8674(23)00905-4?_returnURL=https%3A%2F%2Flinkinghub.elsevier.com%2Fretrieve%2Fpii%2FS0092867423009054%3Fshowall%3Dtrue">increase a woman’s risk</a> of heart disease and diabetes. Vast numbers of women are given a clean bill of health at this midlife health check in their late 40s. But when they subsequently go through menopause, they can go on to develop heart disease and diabetes <a href="https://www.cell.com/cell/fulltext/S0092-8674(23)00905-4?_returnURL=https%3A%2F%2Flinkinghub.elsevier.com%2Fretrieve%2Fpii%2FS0092867423009054%3Fshowall%3Dtrue">risk factors</a>, which may go undetected. Some women also go through <a href="https://www.imsociety.org/wp-content/uploads/2024/11/INTERNATIONAL-GUIDELINE-ON-POI-2024.pdf">early menopause</a>: around 12% between the ages of 40 and 45, and around 4% before 40. Those women who experience menopause before age 45 are known to be at significantly <a href="https://jamanetwork.com/journals/jamacardiology/fullarticle/2551981">higher risk of heart disease</a> than other women. But, by the time women with early menopause qualify for the midlife health check, <a href="https://www.imsociety.org/wp-content/uploads/2024/11/INTERNATIONAL-GUIDELINE-ON-POI-2024.pdf">crucial metabolic changes</a> may have silently occurred, and the opportunity to intervene early to address them may be missed. <h2>What will a menopause health check involve?</h2> The federal government has committed <a href="https://www.health.gov.au/sites/default/files/2025-02/government-response-to-inquiry-issues-related-to-menopause-and-perimenopause.pdf">A$26 million</a> over two years to fund the new menopause health assessments, as part of a $64.5 million package designed to improve health care for women experiencing perimenopause and menopause. Some <a href="https://www.health.gov.au/sites/default/files/2025-02/government-response-to-inquiry-issues-related-to-menopause-and-perimenopause.pdf">$12.8 million</a> will also be dedicated to a menopause-related community awareness campaign. My own research has shown women understand menopause means the loss of fertility, but often have little <a href="https://www.tandfonline.com/doi/10.1080/13697137.2020.1791072?url_ver=Z39.88-2003&rfr_id=ori:rid:crossref.org&rfr_dat=cr_pub%20%200pubmed">knowledge of the health changes</a> that occur as part of the menopause transition. So increasing health literacy around menopause is much needed. Similarly, for the introduction of these menopause-specific consultations to be effective, women will need to know what these health checks are for, if they’re eligible, and how to access a menopause health check. The new menopause health checks will be provided by GPs. Exactly what they will involve is yet to be clarified. But I would anticipate they will include a combination of the assessment and management of perimenopause and menopause, overall health and wellbeing, and assessment of risk and prevention of future ill health, notably heart disease, diabetes and osteoporosis. <h2>Upskilling health-care providers</h2> Equally, health-care providers will need to understand the impact of menopause on long-term health and how best to mitigate against disease risks, including the role of <a href="https://onlinelibrary.wiley.com/doi/10.1111/cen.15211">menopausal hormone therapy</a>. My research has shown <a href="https://www.tandfonline.com/doi/10.1080/13697137.2021.1936486?url_ver=Z39.88-2003&rfr_id=ori:rid:crossref.org&rfr_dat=cr_pub%20%200pubmed">health-care providers lack confidence</a> in delivering menopause-related care, indicating a need for more education around menopause. In line with this, the <a href="https://www.health.gov.au/sites/default/files/2025-02/government-response-to-inquiry-issues-related-to-menopause-and-perimenopause.pdf">Senate inquiry</a> called for the upskilling of the medical workforce in the field of menopause through medical school training, postgraduate specialist programs, and ongoing education of clinicians. While the government cannot mandate what is taught in medical schools or the content of specialist training programs, its <a href="https://www.health.gov.au/sites/default/files/2025-02/government-response-to-inquiry-issues-related-to-menopause-and-perimenopause.pdf">response to the inquiry</a> encourages these institutions to incorporate menopause in their curricula. Further, part of the government funding will go towards expanding a professional development program on managing menopause offered by <a href="https://www.jeanhailes.org.au/health-professionals/elearning-modules/courses-for-gps">Jean Hailes for Women’s Health</a>. <h2>A good start, but still not enough</h2> The government’s new funding, and the new menopause health checks in particular, recognises that women’s health is strongly dictated by major biological events, such as menopause, as opposed to age. This is good news. But we need to do more to equip health professionals to provide the best menopause care to women in these health assessments and beyond. Adding new menopause modules to medical school and specialist training programs will ensure greater awareness of the impact of menopause on women’s health and wellbeing. However, awareness alone won’t ensure high-level training for the complex care many perimenopausal and menopausal women need. The opportunities for medical graduates to gain hands-on clinical experience in menopausal medicine are mostly limited to the select few who get to work in a hospital specialist menopause clinic during their training. Notably, there’s no credentialed training program in menopause medicine in Australia. Meanwhile, the North American Menopause Society does offer a <a href="https://menopause.org/professional-resources/mscp-certification">credentialed program</a>. The challenge has been that menopause does not belong to one medical specialty. This is why we need an accredited training program – for both GPs and medical specialists – to ensure a truly skilled workforce able to deliver gold standard menopause care. But without further federal funding to set this up, it will not happen.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/249499/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/susan-davis-10376">Susan Davis</a>, Chair of Women's Health, <a href="https://theconversation.com/institutions/monash-university-1065">Monash University</a> Image credits: Shutterstock This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/australian-women-will-soon-be-eligible-for-a-menopause-health-check-heres-what-to-expect-249499">original article</a>. </div>

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Matildas greats defend Sam Kerr

Former Matildas co-captain Kate Gill and national women's team great Joey Peters have both lept to Sam Kerr's defence, amid the soccer star's <a href="https://o60.me/rtlyu9" target="_blank" rel="noopener">trial</a> for the charge of racially aggravated harassment of a police officer. While Kerr has admitted she felt "embarrassed" after watching footage from the incident that occured on January 30 2023, she denied that she was “drunk and kicking off” in the back of the taxi Football Australia will wait until the trial's complete to make a call on whether Kerr will be stripped from her role as the Matildas captain. However, Gill and Peters have both defended Kerr, saying that she should "definitely" retain the armband. "She’s the first person to acknowledge if she’s done something wrong and made a mistake," Gill said, as she hailed Kerr for being an "exceptional human being". Gill led the Matildas between 2013 and 2014, making 86 appearances for Australia, returning 41 international goals. "She’s got morals about her, so it’s hard to question her from that kind of area." “It’s hard for us to all sit in judgment when we don’t have access to the full facts and understand what happened and how Sam was made to feel in that moment,” she said. “There should be no reason why she shouldn’t captain her country. “She wears her heart on her sleeve, she loves playing for her country, she loves captaining her country, and she’s given her some very inspirational and fantastic sporting moments. “We shouldn’t forget that.” Former Matildas star Joey Peters, who won 110 caps for Australia between 1996 and 2009 also backed Kerr. "I just have full admiration for Sam Kerr and what she’s done throughout our game," she said. "What we’re hearing about the case, I don’t think it takes away anything from the quality person that she is." "She has disrupted the world of football, and we can’t expect her to be quiet and sit back and be a ‘nicey-nicey girl’ because she’s not that at all on the pitch. She’s lethal, so for her to stick up for herself off the field, for me personally, I 100 per cent back her." Kerr captained Australia to fourth place at the Olympic Games in 2020. She has made 128 appearances for Australia since 2009 and has returned 69 goals. “I can’t imagine the pressure that she’s under with her public profile. She’s in this pressure cooker and delivered so much for our game and continues to do that, and we should hold her in the highest regard whatever happens, because we all make mistakes as humans," Peters added. “In Sam Kerr’s case, she’s an absolute champion of our game and should be treated as that in her home country for sure. “It’s not that I don’t care what she’s (allegedly) done, but in this particular instance, we’ve got to protect her and cheer her on.” Image: Kim Price/CSM/ Shutterstock Editorial

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