Unlock the power of your home equity: how Australians over 55 can fund a better retirement

For many Australians over 55, the family home is more than a place to live, it is often their largest financial asset. While wealth may be tied up in bricks and mortar, everyday living costs, healthcare expenses, travel plans, renovations, or helping family members can place pressure on fixed retirement incomes. This is where Home Equity Release Loans are increasingly becoming part of the retirement conversation.

A Home Equity Release Loan allows eligible homeowners to access a portion of the value built up in their property without selling or moving.

Key features include:

• Retain ownership of your home while benefiting from any growth in its value.
• Lifetime occupancy guarantee, allowing you to remain in your home as long as you wish.
• No negative equity guarantee, ensuring you will not owe more than the market value of your property.
• No regular repayments or ongoing monthly fees, helping support cash flow in retirement.
• No proof of income required, providing greater accessibility for retirees.
• Flexible access to funds, whether a lump sum, regular payments or a line of credit.

Inviva’s Home Equity Release Loans are designed to give older Australians greater flexibility and control over their property wealth – helping turn an asset built over a lifetime into greater financial freedom and quality of life in retirement.

To obtain a free property estimate and to see how much equity you could access, try Inviva’s Home Equity Release Calculator or call 1300 222 223 to find out more. 

The information provided here is general in nature and does not take into account your personal circumstances, objectives or financial situation. Before acting on any information and for legal, tax, or financial questions, you should consult with an appropriate professional. Loans are subject to eligibility and lending criteria. Fees, interest rates and terms and conditions apply. Loans are serviced and distributed by Inviva Services Pty Ltd. Australian Credit Licence 533319.  

This is a sponsored article produced in partnership with Inviva.