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Fergie reveals Queen’s tender personal advice before passing

<p>Sarah Ferguson has shared that she is reminded of Queen Elizabeth II’s advice when she walks the late monarch’s infamous corgis.</p> <p>Sarah, the Duchess of York, 63, appeared on <em>The One Show</em> to promote her latest book, A Most Intriguing Lady, and she has revealed that the dogs make her think about the “values” upheld by her late mother-in-law.</p> <p>“One thing I really love when I'm with them actually, cause I really think about HM and I just really think about the value system that she supported in this country,” the duchess told presenters Alex Jones and Jermaine Jenas.</p> <p>“And I remember she used to say, "Sarah there needs to be more kindness in the world, which would disarm malice".”</p> <p>The Duchess feels that everyone should “stop to remember those words with respect and affection for a great leader, who has now passed it to another great leader in her son”.</p> <p>“It's so funny to say that...straight off the corgis,” she continued. "But when I look at them I think "yes come on”.”</p> <p>She also mentioned she believes that the late Queen’s message can, and should be followed more broadly across the country.</p> <p>“And I think - so important - for the whole country to unite and uphold the values that for 72 years the monarch gave us all, really.”</p> <p>Sarah also admitted to feeling frightened that something could happen to the dogs as she walks them.</p> <p>“Because they're national treasures I'm terrified when they go out running," she told <em>The One Show</em>. “They chase everything. Straight into tress, bang, like that! I go "no, no, no, the nation loves you, stop, stop, stop chasing the squirrels”.”</p> <p><em>Image credit: Getty</em></p>

Family & Pets

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What will happen to Australia’s coins and $5 note?

<p dir="ltr">Australia’s coins and $5 note are set to change to show the head of King Charles III following the death of his mother.</p> <p dir="ltr">Queen Elizabeth II <a href="https://oversixty.com.au/news/news/queen-elizabeth-ii-dead-at-96" target="_blank" rel="noopener">passed away at the age of 96</a> on September 8 after she was placed under medical supervision due to her deteriorating health.</p> <p dir="ltr">She died at Balmoral Castle in Scotland on September 8 at 8.30 pm local time (3.30 am AEDT).</p> <p dir="ltr">Her heartbreaking death has rocked the world, including Australia as questions are raised on what will happen to their coins and $5 note. </p> <p dir="ltr">It’s been a long standing tradition, since 1966, that the monarch appeared on the country’s coins and the $5 note - so when will King Charles III have his head printed on them?</p> <p dir="ltr">“The monarch has traditionally appeared on the lowest denomination of Australian banknotes and it is our expectation that this would continue should there be a change in the monarch,” a RBA spokesperson said.</p> <p dir="ltr">“All Australian banknotes issued from 1913 retain their legal tender status.”</p> <p dir="ltr">When the new coins and $5 notes are ready, there’ll be one significant change in that King Charles III will face the left. </p> <p dir="ltr">The Royal Australian Mint could hold another competition to help decide on the new design but will also be guided by Buckingham Palace's protocols.</p> <p dir="ltr"><em>Images: Reserve Bank of Australia/Royal Mint</em></p>

Money & Banking

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Kate Middleton and Prince Charles share tender moment after Prince Philip's funeral

<p>The Duchess of Cambridge was seen comforting her father-in-law Prince Charles in a tender moment after the funeral of Prince Philip.</p> <p>On leaving the chapel following the service, Kate Middleton comforted Charles by placing a hand on his shoulder and giving him a kiss on the cheek.</p> <p>Prince Charles had been visibly emotional earlier during the procession, to which he followed his father Prince Philip's hearse on foot from Windsor Castle to St George's Chapel.</p> <p>As the eldest child of the Queen and Prince Philip and the heir to the throne, he followed first behind the coffin alongside his sister, Princess Anne.</p> <blockquote class="twitter-tweet"> <p dir="ltr">kate comforting her father-in-law prince charles yesterday at prince philip’s funeral, what an absolute sweetheart.🥺 <a href="https://t.co/P3Mwk2Rnz1">pic.twitter.com/P3Mwk2Rnz1</a></p> — 𝒜.🕊 (@acupofanna) <a href="https://twitter.com/acupofanna/status/1383758750893309962?ref_src=twsrc%5Etfw">April 18, 2021</a></blockquote> <p>Prince Charles usually resides in Gloucestershire with his wife, the Duchess of Cornwall. However, it is believed he has been staying in London since his father was hospitalised in March.</p> <p>The funeral plans for the Duke of Edinburgh had to be revised due to COVID-19 restrictions, which meant only 30 people were allowed inside the chapel for the service.</p> <p>On leaving the chapel, the family was able to chat informally amongst themselves and Kate took the opportunity to offer her support to Prince Charles.</p> <p>Kate Middleton has been a member of the royal family since 2011 when she married Prince William. The Duke of Edinburgh’s funeral was the first royal funeral she has attended.</p>

Caring

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Limits to cash payments might be more dangerous than you think

<p>We are used to being able to pay for things with <a href="https://www.news.com.au/finance/economy/australian-economy/ban-on-cash-payments-above-10000-under-proposed-law/news-story/4f6a7daec0d888822060a15e5f038949">legal tender</a>.</p> <p>Other than in special circumstances, refusing to accept cash can have <a href="https://www.banknotes.rba.gov.au/legal/legal-tender/">legal consequences</a>.</p> <p>The <a href="https://parlinfo.aph.gov.au/parlInfo/download/legislation/bills/r6418_first-reps/toc_pdf/19189b01.pdf;fileType=application%2Fpdf">Currency (Restrictions on the Use of Cash) Bill 2019</a> at present before the Senate seeks to make it an offence to use “too much cash” to pay your bills.</p> <p>The intent is clearly stated in <a href="https://parlinfo.aph.gov.au/parlInfo/download/legislation/bills/r6418_first-reps/toc_pdf/19189b01.pdf;fileType=application%2Fpdf">Section 4</a>:</p> <blockquote> <p><em>This Act places restrictions on the use of cash or cash-like products within the Australian economy. The Act imposes criminal offences if an entity makes or accepts cash payments in circumstances that breach the restrictions.</em></p> </blockquote> <p>The proposed limit is A$10,000. Section 8 would make it an <a href="https://tinyurl.com/r3e5bpy">offence</a> to make or accept cash payments of $10,000 occurring either as one-offs or in a linked sequence.</p> <p><a href="https://images.theconversation.com/files/304593/original/file-20191202-156099-1cenkl8.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=1000&amp;fit=clip"><img src="https://images.theconversation.com/files/304593/original/file-20191202-156099-1cenkl8.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;fit=clip" alt="" /></a> <span class="caption"></span> <span class="attribution"><a href="https://parlinfo.aph.gov.au/parlInfo/download/legislation/bills/r6418_first-reps/toc_pdf/19189b01.pdf;fileType=application%2Fpdf" class="source">Extract from Currency (Restrictions on the Use of Cash) Bill 2019</a></span></p> <p>In parliament the minister said the $10,000 limit would not apply to person-to-person transactions, such as private sales of cars.</p> <p>But these exceptions are not included in the the Bill. What is included is the phrase “specified by the rules”. Section 20 puts those rules in the minister’s hands. Future ministers may narrow exceptions and change rules.</p> <p>It would remain legal to <a href="https://parlinfo.aph.gov.au/parlInfo/search/display/display.w3p;query=Id%3A%22chamber%2Fhansardr%2Fc6db5891-4e2c-431a-95ce-3304552c5955%2F0019%22">withdraw and hold</a> more than $10,000. The stated intent of this Bill is to modify <em>the use</em> of cash, not the holding of cash.</p> <blockquote> <p><em>All Australians will continue to be able to deposit and withdraw cash in excess of $10,000 into and from their accounts, and to store more than $10,000 of their money outside a bank.</em></p> </blockquote> <p><strong>Cash overboard</strong></p> <p>What’s proposed would limit competition (<a href="https://www.fool.com/investing/2018/11/30/ask-a-fool-what-is-the-war-on-cash.aspx">Visa, Mastercard, and PayPal</a> would face a lesser competitor, for example) and limit long-held rights.</p> <p>Everyday behaviour at present protected by the law would be criminalised.</p> <p>In some cases, and perhaps many, the onus of proof would be reversed, with an “<a href="https://parlinfo.aph.gov.au/parlInfo/download/legislation/bills/r6418_first-reps/toc_pdf/19189b01.pdf;fileType=application%2Fpdf">evidential burden</a>” imposed on cash-using defendants.</p> <p>As stunning is the assignment of “<a href="https://parlinfo.aph.gov.au/parlInfo/download/legislation/bills/r6418_first-reps/toc_pdf/19189b01.pdf;fileType=application%2Fpdf">vicarious criminal liability</a>” in Section 16.</p> <p>Each partner in a partnership, each committee member of an incorporated association and each trustee of a trust or superannuation fund might become individually culpable for their entity’s use of cash.</p> <p>Oddly, “bodies corporate and bodies politic” are treated differently (Part 3), and the government itself cannot be prosecuted, an uneven application of the law which has attracted little attention.</p> <p>In my submission to the Senate inquiry (<a href="https://www.aph.gov.au/Parliamentary_Business/Committees/Senate/Economics/CurrencyCashBill2019/Submissions">Submission 146</a>) I argue the provisions would, among other things:</p> <ul> <li> <p>undercut the ability of banks to head off a banking crisis by providing a trusted and useful form of money</p> </li> <li> <p>funnel more financial traffic through the equivalent of private toll roads</p> </li> <li> <p>remove a guaranteed and always available fallback from electronic transactions</p> </li> <li> <p>increase societal ill-ease and polarisation as citizens realise their rights have been eroded for not particularly compelling stated reasons.</p> </li> </ul> <p>Each point and many presented in other submissions need serious consideration, including in public Senate hearings.</p> <p><strong>The rationale presented</strong></p> <p>The speech to parliament introducing the bill was built around the hardly-new observation that cash payments can be “<a href="https://parlinfo.aph.gov.au/parlInfo/search/display/display.w3p;query=Id%3A%22chamber%2Fhansardr%2Fc6db5891-4e2c-431a-95ce-3304552c5955%2F0019%22">anonymous and untraceable</a>”.</p> <p>The government’s <a href="https://treasury.gov.au/review/black-economy-taskforce/final-report">Black Economy Taskforce</a> produced no detailed analysis but recommended the ban as a means of fighting tax avoidance, to:</p> <blockquote> <p><em>make it more difficult to under-report income or charge lower prices and not remit good and services tax.</em></p> </blockquote> <p>The speech also asserted that “<a href="https://parlinfo.aph.gov.au/parlInfo/search/display/display.w3p;query=Id%3A%22chamber%2Fhansardr%2Fc6db5891-4e2c-431a-95ce-3304552c5955%2F0019%22">more crucially</a>” the ban would fight organised crime syndicates, although organised crime was not mentioned in the part of the taskforce report that dealt with the problem the limit was meant to address.</p> <p><strong>The guarantee dishonoured</strong></p> <p>Every pound note and then every dollar note issued by the Commonwealth Bank and then Reserve Bank of Australia bears this unconditional promise signed by the head of the bank and the head of the treasury:</p> <p><em>This Australian note is legal tender throughout Australia and its territories</em>.</p> <p>The bank’s website suggests the promise is <a href="https://banknotes.rba.gov.au/australias-banknotes/redeeming-old-banknotes/">ongoing</a>:</p> <p><em>All previous issues of Australian banknotes retain their legal tender status.</em></p> <p>Its note printing arm was <a href="https://www.rba.gov.au/information/foi/disclosure-log/pdf/181918.pdf">mortified</a> earlier this year at the apparently accidental omission of the last letter “i” from the word “<a href="https://www.abc.net.au/news/2019-05-09/new-%2450-note-contains-typo-in-word-responsibility-rba-confirms/11096528">responsibility</a>” on the new more secure $50 note.</p> <p>The Bill before the Senate contains many and much more serious errors.</p> <p><a href="https://images.theconversation.com/files/304843/original/file-20191203-67028-1t460ta.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=1000&amp;fit=clip"><img src="https://images.theconversation.com/files/304843/original/file-20191203-67028-1t460ta.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=237&amp;fit=clip" alt="" /></a> <span class="caption"></span></p> <p>Cash has been one of the few things we can absolutely rely on, whatever our status, situation or access to other payment means.</p> <p>Removing (and dishonouring) that guarantee, while criminalising reliance on it, should not be done lightly in a mad rush to an arbitrary date.</p> <p>Until now public debate about the proposal has been light, but concern is growing, even among quiet Australians.</p> <p>Each Senator should ensure that last “i” in responsibility isn’t missing here either.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important; text-shadow: none !important;" src="https://counter.theconversation.com/content/128094/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><em><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: http://theconversation.com/republishing-guidelines --></em></p> <p><em><a href="https://theconversation.com/profiles/mark-mcgovern-168">Mark McGovern</a>, Visiting Fellow, QUT Business School, Economics and Finance, <a href="http://theconversation.com/institutions/queensland-university-of-technology-847">Queensland University of Technology</a></em></p> <p><em>This article is republished from <a href="http://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/limiting-cash-payments-to-10-000-is-more-dangerous-than-you-might-think-128094">original article</a>.</em></p>

Money & Banking

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Lamb hotpot

<p>It's a long time since I've watched <em>Coronation Street</em> so I'm not sure if Betty's famous hotpot is still on the menu at the Rovers Return. I'd like to hope so because I'm sure it's far tastier and more nutritious than what's on offer at <em>Coro</em>'s Prima Doner or Roy's Rolls. Anyway, for me, Betty's hotpot is synonymous with all that is wholesome and sustaining. Here's my version.</p> <p><strong><span style="text-decoration: underline;">Ingredients:</span></strong></p> <ul> <li>1 tablespoon canola oil</li> <li>1kg lamb neck fillets, cut into 5cm chunks, seasoned with salt and pepper</li> <li>3 onions, peeled and diced</li> <li>2 carrots, peeled and diced</li> <li>3 ribs celery, sliced into 1cm pieces</li> <li>4 stalks silverbeet, leaves and stems chopped into 1cm slices</li> <li>1 swede or kumara, peeled and diced</li> <li>½ cup white wine</li> <li>1 ½ cups chicken stock</li> <li>1 bay leaf, a few sprigs of thyme, a sprig of rosemary and a few sprigs of parsley, tied together with cotton string</li> <li>6-8 potatoes, peeled and sliced 1cm thick</li> <li>1-2 tablespoons butter</li> <li>Salt and pepper</li> </ul> <p><strong><span style="text-decoration: underline;">Method:</span></strong></p> <p>1. Heat the oven to 150 degrees Celsius. Set a large, ovenproof pot with a lid over medium-high heat. Add the oil and allow to heat, then brown the lamb in batches, turning to sear on all sides. Don't crowd the pan and don't rush this – you can prepare the vegetables while you're waiting. As each batch cooks, remove it to a waiting plate.</p> <p>2. When the meat is browned, lower the heat slightly and wipe out all but a tablespoon of the oil left in the pan. Add the onions, carrots, celery, silverbeet, and swede or kumara, plus a big pinch of salt. Cook for 10 minutes, stirring often, until the vegetables have begun to soften. Add the wine and let cook for a couple of minutes, then return the lamb to the pot, nestling it in around the vegetables. Pour over the chicken stock – the meat should be barely covered, and add the bouquet garni of herbs. Arrange the potatoes on top, season well with salt and pepper. Cover tightly and bake in the preheated oven for two hours, until the meat is very soft.</p> <p>3. Remove the lid, discard the bouquet garni, then dot the potatoes with butter and turn the oven temperature to 180 degrees. Return the pot to the oven and cook for a further 15-20 minutes, until the potatoes are golden brown. Serve with crusty bread and a green salad (or just eat as is, where is).</p> <p><em>Written by Lucy Corry. First appeared on <a href="http://www.stuff.co.nz/" target="_blank"><strong><span style="text-decoration: underline;">Stuff.co.nz.</span></strong></a></em></p> <p><em><strong>Have you ordered your copy of the Over60 cookbook, </strong></em><strong>The Way Mum Made It</strong><em><strong>, yet? Featuring 178 delicious tried-and-true recipes from you, the Over60 community, and your favourites that have appeared on the Over60 website, <a href="https://shop.abc.net.au/products/way-mum-made-it-pbk" target="_blank"><span style="text-decoration: underline;">head to the abcshop.com.au to order your copy now.</span></a></strong></em></p>

Food & Wine

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