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The exact amount Aussies need to save for a comfortable retirement

<p dir="ltr">A confronting new financial survey has revealed how much money Australians need to save annually in order to have a comfortable retirement. </p> <p dir="ltr">The survey, conducted by financial planner Merit Planning, concluded that the average Aussie may need to save around $75,000 to $100,000 per year to have enough funds to retire. </p> <p dir="ltr">And while superannuation is a major asset on the path towards retirement, the fund you invest with may not be giving you the full picture of where your money is going.</p> <p dir="ltr">New analysis by Market Forces revealed several major super funds are potentially misleading consumers by “greenwashing”, with eight of the 11 super fund investment options labelled “sustainable” or “socially responsible”, choosing to invest in fossil fuel giants.</p> <p dir="ltr">Both issues have cast light on major problems the average Aussie will face going forward as inflation and cost of living prices continue to surge.</p> <p dir="ltr">Merit Planning’s survey took hundreds of responses from retirees about their retirement experience, showing how big their nest egg will need to be for the years ahead. </p> <p dir="ltr">Almost half of respondents, or 42 per cent, said between $75,000 and $100,000 is needed, while about 20 per cent said the average person needs over $100,000 a year.</p> <p dir="ltr">Only 6 per cent of respondents said the age pension level of around $40,000 per year was enough to retire with.</p> <p dir="ltr">Financial planner Darren Howard said the average couple in Sydney would need to earn about $85,000 per annum combined to retire comfortably given the ongoing cost of living crisis. </p> <p dir="ltr">Craig McDonald, owner of CBM Mortgages, said: “We speak to all our clients about their retirement and their superannuation position and how that will look when they enter into retirement. </p> <p dir="ltr">“We recommend they speak to a financial planner to ensure they are putting those steps in place early.”</p> <p dir="ltr"><em>Image credits: Getty Images</em></p>

Retirement Income

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Man predicts exact COVID case numbers two days in a row

<p><span style="font-weight: 400;">An Aussie comedian has many questioning whether he has insider knowledge after he predicted the exact number of COVID-19 cases in New South Wales two days in a row.</span></p> <p><span style="font-weight: 400;">Jon-Bernard Kairouz, a comedian from Western Sydney, claims to have uncovered a secret formula he uses to calculate the next day’s case numbers using information issues by NSW Health.</span></p> <p><span style="font-weight: 400;">In the first video, posted on Tuesday evening to </span><a rel="noopener" href="https://www.tiktok.com/@jonbernardk?lang=en&amp;is_copy_url=1&amp;is_from_webapp=v1" target="_blank"><span style="font-weight: 400;">TikTok</span></a><span style="font-weight: 400;">, Kairouz predicted there would be 97 cases announced by Premier Gladys Berijiklian at Wednesday’s press conference.</span></p> <p><span style="font-weight: 400;">“I know how many cases there’s going to be tomorrow, no need for an update Gladys,” he said in the clip.</span></p> <p><span style="font-weight: 400;">“Given that there’s 30 infectious cases in the community plus how contagious the Delta strain is, you also have to factor in the circumference of southwest Sydney, plus the amount of households in Fairfield with 11 children, I can conclude there’ll be 97 cases tomorrow.”</span></p> <blockquote style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" class="instagram-media" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/CRSoGSMscUU/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="13"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div> </div> </div> <div style="padding: 19% 0;"></div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" rel="noopener" href="https://www.instagram.com/p/CRSoGSMscUU/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank">A post shared by Jon-Bernard Kairouz (@jonbernardk)</a></p> </div> </blockquote> <p><span style="font-weight: 400;">The following day comments flooded in when his predictions proved true, with Kairouz smugly telling many commenters, “yes I am correct. It’s simple maths.”</span></p> <p><span style="font-weight: 400;">In a second video, posted to both his Instagram and Tiktok accounts on Wednesday night, he provided his next prediction.</span></p> <blockquote style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" class="instagram-media" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/CRTs1z0AeXi/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="13"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div> </div> </div> <div style="padding: 19% 0;"></div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" rel="noopener" href="https://www.instagram.com/reel/CRTs1z0AeXi/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank">A post shared by Jon-Bernard Kairouz (@jonbernardk)</a></p> </div> </blockquote> <p><span style="font-weight: 400;">“Number of new cases in Sydney, Gladdy I’ve got you again,” he said while standing in front of a whiteboard covered in equations and graphs.</span></p> <p><span style="font-weight: 400;">“If we just carry the one here, here’s 28 infectious cases in Sydney, plus the diameter of Fairfield, divided by the population of Sydney. There will be 65 new cases tomorrow - you can follow me when I’m right.”</span></p> <p><span style="font-weight: 400;">At Thursday’s 11am press conference, Ms Berijiklian announced 65 new cases, proving the comedian right again.</span></p> <p><span style="font-weight: 400;">Other users praised him and shared their surprise at his accuracy, with some claiming he must have insider information or work for NSW Health.</span></p> <p><span style="font-weight: 400;">“Jumping on sportsbet now!” one user wrote.</span></p> <p><span style="font-weight: 400;">“I’m convinced you have inside information,” another commented.</span></p> <p><span style="font-weight: 400;">“Never been so excited to find out the number of COVID cases every day,” a third added, </span><span style="font-weight: 400;">prompting everyone to wonder: Can he possibly do it again?</span></p> <p><em><strong>EDITOR'S UPDATE: For COVID case numbers for Friday July 16, Kairouz again predicted 97, mirroring his prediction for Wednesday’s tally.</strong></em></p> <p><em><span style="font-weight: 400;">Image: jonbernardk / TikTok</span></em></p>

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Jessica Rowe reveals the exact moment she knew she had to quit Studio 10 for her family

<p><strong><span style="text-decoration: underline;"><a href="https://www.oversixty.com.au/entertainment/tv/2018/03/jessica-rowe-leaves-studio-10-in-shock-decision/">Jessica Rowe shocked her co-hosts</a></span></strong> when she announced she’d be departing Studio 10 in March earlier this year.</p> <p>Even though it was “the best job she’d ever had”, Jess had made the difficult decision to leave the gig to “be more present for her daughters”.</p> <p>“It was a big decision to leave full-time work but I knew it was the right thing, and right time, for me,” she told <span style="text-decoration: underline;"><strong><a href="https://honey.nine.com.au/2018/05/10/15/56/jessica-rowe-on-parenting-and-leaving-studio-10-for-daughters">9Honey</a></strong></span>. “I thought long and hard about it for about six to seven months.”</p> <p>After weighing up the pros and cons for months – she jokingly admits she must have bored her husband, Channel Nine news anchor Peter Overton – she wasn’t closer to making the big decision.</p> <p>But one moment after returning from a family holiday in Thailand made her choice crystal clear.</p> <p>"I was happy and relaxed and the girls were too. Suddenly I thought, ‘I need to bring this state of mind back with me - how can I do that?’ I realised it meant changing my work,” she explained.</p> <p>The mother to Allegra, 11, and Giselle, 9, said her girls are growing up fast and she wanted to be with them every step of the way.</p> <p>“I was finding in the afternoons I'd be getting grumpier and I don't like feeling like that and I thought something has to give,” she told the publication.</p> <p>“When they were younger I felt they needed me physically, and now it's more emotional, and I want to be there for them.”</p> <p>It’s been a couple of months since she left the morning show, but Jess said she has no regrets.</p> <p>In fact, a conversation with her youngest daughter proved she had made the right decision.</p> <p> “I had never taken Giselle to school as I started Studio 10 at the same time,” she said.</p> <p>“We were walking down the road and she was holding my hand and she said: 'Mummy I love you taking me to school,’ with this big smile on her face and I knew everything was right.”</p> <p>Now she’s spending more time with her family, Jess says she feels “happy, lighter and taller”.</p> <p>“Families always have to juggle and weigh up things, but you have to be open to change, often it can be hard and frightening but it’s good.”  </p>

Family & Pets

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6 actors who do the exact same thing in every movie

<p>If you haven’t noticed these actors’ habits before, you will definitely will be able to notice it next time you watch one of their films.</p> <p><strong>1. Harrison Ford – pointing</strong></p> <p>Harrison Ford was caught out a few years ago for his go-to acting technique of pointing. In an interview with American host Conan O’Brien, a montage was shared of all the times Ford has relied on his pointing techniques in a scene.</p> <p style="text-align: center;"><iframe width="500" height="281" src="https://www.youtube.com/embed/K4Rqx9TvtlM?feature=oembed" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen=""></iframe></p> <p><strong>2. Jack Nicholson – utilising the eyebrows</strong></p> <p>Jack Nicholson is a talented actor who first entered the industry in the late 50s and has since won a handful of Oscars. In all of his films, Nicholson is able to captivate audiences through his emotion, especially by using his communicative eyebrows.</p> <p><strong>3. Sean Bean – dying</strong></p> <p>Unfortunately for Sean Bean, he has developed a reputation as “that actor who always dies”. From <em>GoldenEye</em> to <em>Game of Thrones</em>, his characters never seem to make it through the entire film. His fans even have created tributes to all his character’s deaths.</p> <p style="text-align: center;"><iframe width="500" height="281" src="https://www.youtube.com/embed/zEhtsgu6bJg?feature=oembed" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen=""></iframe></p> <p><strong>4. Ryan Reynolds – sarcasm</strong></p> <p>Ryan Reynolds is known for the sarcastic humour that features in the majority of his characters. While some people believe that sarcasm is the lowest form of comedy, it has worked out in the favour of this actor who was drawn to the role of Deadpool for this very reason.</p> <p><strong>5. Tom Cruise – running</strong></p> <p>Tom Cruise is an action movie icon and he definitely utilises his characters to improve his fitness game. Known for doing a lot of his own stunt work, Cruise also loves to show off his sprinting onscreen, whether he be running from aliens, explosions or villains.</p> <p style="text-align: center;"><iframe width="500" height="281" src="https://www.youtube.com/embed/qicaxJLxuOI?feature=oembed" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen=""></iframe></p> <p><strong>6. Owen Wilson – saying “wow”</strong></p> <p>Actor Owen Wilson has a very recognisable voice and with that voice is his onscreen catch phrase “wow”. The actor says the word so much that a video has even been compiled to show all the times he has said it.</p> <p style="text-align: center;"><iframe width="500" height="281" src="https://www.youtube.com/embed/KlLMlJ2tDkg?feature=oembed" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen=""></iframe></p> <p>What other actors always do the same thing in all their films? Let us know in the comments below.  </p>

Movies

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The exact water ratio that will guarantee a perfect coffee every time

<p><span>Coffee is a treasured drink for many people and those same people know the importance of getting your daily fix to taste just right.</span></p> <p><span>Experts have revealed a precise ratio of grounds to coffee that works best for those who use a French press or a pot of filter coffee.</span></p> <p><span>According to the National Coffee Association USA, the ‘Golden Ration’ for the perfect cup of coffee is one or two tablespoons of ground coffee for every 175ml of water.</span></p> <p><span>You can decide to use one or two tablespoons depending on how strong you prefer it.</span></p> <p><span>To further increase the taste of your coffee, the association suggests the water temperature is between 85 to 95 degrees Celsius.</span></p> <p><span>It recommends waiting for the water to reach a full boil and then letting it sit for a minute before pouring it over the coffee grounds.</span></p> <p><span>The association also suggests allowing coffee to brew for five minutes when you use a drip filter system or 2-4 minutes when making coffee with a French press.</span></p> <p><span>If you have the time, freshly ground coffee is said to give a better taste. The National Coffee Association highlights that you should never reuse coffee grounds as only the bitter flavours will be left. </span></p>

Food & Wine

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The exact water ratio that will guarantee a perfect coffee every time

<p><span>Coffee is a treasured drink for many people and those same people know the importance of getting your daily fix to taste just right.</span></p> <p><span>Experts have revealed a precise ratio of grounds to coffee that works best for those who use a French press or a pot of filter coffee.</span></p> <p><span>According to the National Coffee Association USA, the ‘Golden Ration’ for the perfect cup of coffee is one or two tablespoons of ground coffee for every 175ml of water.</span></p> <p><span>You can decide to use one or two tablespoons depending on how strong you prefer it.</span></p> <p><span>To further increase the taste of your coffee, the association suggests the water temperature is between 85 to 95 degrees Celsius.</span></p> <p><span>It recommends waiting for the water to reach a full boil and then letting it sit for a minute before pouring it over the coffee grounds.</span></p> <p><span>The association also suggests allowing coffee to brew for five minutes when you use a drip filter system or 2-4 minutes when making coffee with a French press.</span></p> <p><span>If you have the time, freshly ground coffee is said to give a better taste. The National Coffee Association highlights that you should never reuse coffee grounds as only the bitter flavours will be left. </span></p>

Food & Wine

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Identical twins give birth at exact same time

<p>They say twins have a special bond, but these sisters have taken it to the next level. Leah Rodgers and Sarah Mariuz, 35-year-old twins living in two different cities, pulled off an incredibly unlikely feat, giving birth at exactly the same time.</p> <p>Rodgers, who lives in Denver, Colorado, welcomed a boy at 1.18am last Thursday, the same time her sister gave birth to a baby girl in La Jolla California – more than 1,700km away.</p> <p>“We've always lived in separate places, but all of us — we have two sisters — are very close in age and very close,” Rodgers told <a href="http://www.today.com/parents/separated-cities-twin-sisters-give-birth-same-day-exact-same-t100467" target="_blank"><strong><span style="text-decoration: underline;">Today</span></strong></a>. “But certainly there's another connection at the twin level.”</p> <p>The sisters insist that despite falling pregnant at the same time, they never planned on having children born close together, let alone at the exact same time. Rodgers claims her “twintuition” made her know instinctively that Mariuz was pregnant the second she arrived at the family’s Thanksgiving dinner, before she even announced her pregnancy. “We were jumping up and down, just so happy for each other.”</p> <p>Incredible! What’s the uncanniest example of “twintuition” you’ve ever seen? Tell us about it in the comments below.</p> <p><strong>Related links:</strong></p> <p><a href="/news/news/2016/06/shocked-mum-expecting-twins-gives-birth-to-quintuplets/"><strong><em><span style="text-decoration: underline;">Shocked mum expecting twins gives birth to quintuplets</span></em></strong></a></p> <p><a href="/news/news/2016/06/baby-and-great-great-grandma-born-exactly-100-years-apart/"><span style="text-decoration: underline;"><em><strong>Baby and great-great-grandma born exactly 100 years apart</strong></em></span></a></p> <p><a href="/news/news/2016/06/grandmother-got-to-name-grandchild-she-never-met/"><strong><em><span style="text-decoration: underline;">How a grandmother got to name the grandchild she never met</span></em></strong></a></p>

News

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Owner captures exact moment dog realises he was betrayed

<p>As you can plainly see, Anuko the Siberian husky was not impressed when owner Jasmine Milton tried to fool him by only pretending to throw a ball.</p> <p>“So I pretended to throw a ball and caught the exact moment my dog realised I had betrayed him…” the psychology student from Aylesbury wrote on her Twitter.</p> <p>While Anuko is well-known for his stern looks of disapproval, Milton says he’s brought so much joy and happiness to her world.</p> <p>“I got Anuko shortly after I was treated with having depression, and ever since Anuko has lifted any downs I’ve ever had,” reports Woman’s Day. “He’s forced me to go out when all I want to do is lay in bed. He’s made me laugh when nobody else was able to, and now he’s making the rest of the world laugh. He’s my hero and definitely more than just a pretty face!”</p> <p><img width="457" height="613" src="http://static.boredpanda.com/blog/wp-content/uploads/2015/06/dog-tricked-facial-expression-anuko-husky-12.jpg" alt="dog-tricked-facial-expression-anuko-husky-12" class="alignnone size-full wp-image-230816" style="display: block; margin-left: auto; margin-right: auto;"/></p> <p><strong>Related links:</strong></p> <p><span style="text-decoration: underline;"><strong><em><a href="/news/news/2015/06/james-harrison-blood-donation/">Meet the man who has saved the lives of over 2 million babies</a></em></strong></span></p> <p><span style="text-decoration: underline;"><strong><em><a href="/news/news/2015/06/abs-results-aussies-veggies/">A survey found that Aussies aren't eating enough veggies</a></em></strong></span></p> <p><span style="text-decoration: underline;"><strong><em><a href="/news/news/2015/06/woman-adopts-cousin-as-daughter/">This 92-year-old woman adopted her 76-year-old cousin</a></em></strong></span></p>

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