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Cancer survivor slapped with $15,000 water bill

<p>An Aussie man has been slapped with a $15,645.86 water bill after the <span style="font-family: Inter, sans-serif; font-size: 16px; letter-spacing: -0.16px; background-color: #ffffff;">Goulburn Mulwaree Council </span>claimed he had used more than 35,000 litres a day over 104 days. </p> <p>Anthony, who lives on his own in the Southern Tablelands, said that his bill is normally around $290 and that he uses about 130 litres of water a day, the average amount a person would use according to Sydney Water. </p> <p>"A 15-and-a-half thousand dollar water bill, they can go and get themselves nicked," he told <em>A Current Affair</em>. </p> <p>"I'm not paying it, no way in the world."</p> <p>The local mechanic is a cancer survivor, but the disease has made it difficult for him to communicate, so he went to a council meeting with his father, Neil, who talked on his behalf. </p> <p>"I couldn't believe it when he showed me the bill," Neil said. </p> <p>"Currently now, we're at this point in stage where we can't get any reasonable common sense from the council.</p> <p>"I said, 'It's got to be the crook meter', and she said, 'We've had a lot of meters tested and they've all come back positive. </p> <p>"And I said, 'What about this meter?' and she said, 'It'll cost you $50 to have it tested but there'll be nothing wrong with it'."</p> <p>Anthony is accused of using more than 3.6million litres of water,  which is equivalent to filling two Olympic sized swimming pools - or having five taps running all-day. </p> <p>He has received multiple emails from the local council asking him to prove his claim. </p> <p>The local mechanic also said that he received an overdue bill notice ordering him to pay it immediately. </p> <p>"I got an email saying I can have a payment plan and all the rest of it... like, get real," he said. </p> <p>"I'm not going to pay it."</p> <p>Anthony uses his own water tank to water his lawn, fill his fishpond and wash his car, and only uses town waters to wash up and shower. </p> <p>He has been asked to prepare a detailed letter of his water usage, which will be presented at a council meeting later this month.</p> <p><em>Image: Nine</em></p> <p> </p>

Money & Banking

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Kochie reveals the simple way to halve your grocery bill

<p>David Koch has revealed the simple trick to help you save big bucks at the supermarket as the cost of living crisis continues to hit hard. </p> <p>Kochie, who is the Compare the Market's economic director, calculated that Aussies can save up to $100 per trip to the grocery shop by making the switch to home brands. </p> <p>According to research of major Australian supermarkets, the average household can save big bucks by choosing not to buy well-known brands, which can lead to a saving of $5,000 per year. </p> <p>"So, when you're doing your supermarket shop, what's in a brand name? Well, let me tell you - plenty," Kochie said in a video posted to the Compare the Market Instagram account. </p> <p>"You are paying plenty more for that loyalty to a brand that you love."</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/C57UwVrvSZ5/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C57UwVrvSZ5/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Compare the Market AU (@comparethemarket_aus)</a></p> </div> </blockquote> <p>Compare the Market took to a major supermarket and bought 25 items from big name brands, and another 25 similar items from a challenger supermarket selling cheaper home brands.</p> <p>Based on substituting big-brand products for lesser-known labels, grocery bills would fall from $201.19 a week to $103.51, taking the weekly saving up to $97.68.</p> <p>"Now, multiply that weekly shop over a whole year and that's a saving of over $5,000."</p> <p>"Almost three return economy airfares to London."</p> <p>Everyday Aussies are continuing to struggle with the rising cost of groceries, with the price of bread and cereal increasing by 7.3 per cent in the year to March, an official monthly measure of inflation showed. </p> <p><em>Image credits: Instagram </em></p>

Money & Banking

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"There's no way": Man receives $52 billion tax bill

<p>An American man has been left confused after receiving a letter from the government claiming he owed $52 billion in unpaid taxes. </p> <p>Barry Tangert got two letters in the mail from the state of Pennsylvania, opening the first to find a refund check from the federal government for over $900.</p> <p>His joy was short-lived though as he opened the second letter to find the income billing notice from the Pennsylvania Department of Revenue claiming that he owed a jaw-dropping $52,950,744,735.28 ($34,576,826,561.47 AUD).</p> <p>“I knew it was an obvious blunder. I don’t even make over $100,000 a year, so there’s no way I could owe anywhere near that,” Barry Tangert told local outlet <em>News 8</em>.</p> <p>The total sum was so large it didn’t even fit on a single line on the document.</p> <p>Tangert immediately knew it was a mistake, with the astonishing number being more than triple the $11 billion America’s richest man Elon Musk says he owed the government in 2022.</p> <p>How the error made it all the way to his doorstep is still a mystery to Tangert.</p> <p>“I don’t know if it was a computer glitch in the transmission or if it was an input error from my tax preparer,” Tangert said, noting that his tax preparer filed an amendment after noticing an error on his 2022 return.</p> <p>He reached out to the Pennsylvania Department of Revenue’s customer service line, which also provided little help to the baffled man.</p> <p>“The first thing he said was, ‘You had a good year.’ And I said, ‘I wish,’” Tangert said.</p> <p>Fortunately, the state department has since resolved the issue, which it chalked up to wrong numbers simply being put into the system.</p> <p><em>Image credits: WGAL News 8</em></p> <p> </p>

Money & Banking

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Tourist slapped with $225k bill after simple mistake

<p>An American tourist has revealed the moment he was charged with a $US143k (AU$225k) bill after a short holiday to Switzerland. </p> <p>Rene Remund and his wife Linda went on the trip last September.</p> <p>Prior to their travels, Remund made sure to inform his mobile phone provider, T-Mobile, that he was going overseas and as a customer of 30 years, he was told he was “covered”.</p> <p>So, with no worries at all, the tourist shared photos of his moments in the Swiss countryside with friends and family via photo messages. </p> <p>Imagine his surprise when he came home to a six-figure bill, after he racked up thousands and thousands of dollars in daily roaming costs. </p> <p>“I get this T-Mobile bill and it doesn’t bother me very much because I was reading $143,” he explained, adding it wasn’t until he went to pay the bill that he realised a few more zeros were involved.</p> <p>“I look at the bill and I say, ‘excuse me’,” he said.</p> <p>“$143,000 … are you guys crazy?”</p> <p>According to the bill, Remund had racked up 9.5 gigabytes of data while in Europe, which cost him thousands of dollars each day. While it wasn't a huge amount of data, not being covered by roaming fees will cause a user to run up a huge bill very quickly. </p> <p>“I called [T-Mobile] and the girl put me on hold for a while,” he explained.</p> <p>“She said let me check this out and I’ll get back to you. She gets back and says, yeah this is a good bill.</p> <p>“I said, ‘what do you mean it’s a good bill?’ And she says ‘well, this is what you owe’.</p> <p>“I said ‘you’re kidding me … you’re crazy’.”</p> <p>After confirming that his bill was in fact  AU$225,000, Remund hired a lawyer to argue the fact that he was covered for international roaming. </p> <p>His lawyer issued a letter to the president of T-Mobile, and they only received a reply a few days ago. </p> <p>The letter from T-Mobile allegedly said that the service provider was “sorry” for the charges, and that Remund would receive a “credit” to eliminate the entire bill. </p> <p>In an email shared to local media <em>Scripps News Tampa</em>, the mobile phone provider said that customers should always “check the travel features of their plan, such as international data roaming, before departing”.</p> <p>“If a customer is on an older plan that doesn’t include international roaming for data and calling, they’ll need to make sure they’re using aeroplane mode and wi-fi when using data to be certain the device doesn’t connect to an international network.”</p> <p><em style="box-sizing: inherit; margin: 0px; padding: 0px; border: 0px; font-size: 16px; vertical-align: baseline; color: #323338; font-family: Figtree, Roboto, 'Noto Sans Hebrew', 'Noto Kufi Arabic', 'Noto Sans JP', sans-serif; background-color: #ffffff; outline: none !important;">Images: ABC Action News</em></p> <p> </p>

Travel Trouble

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Millions of Aussies set for power bill relief

<p>Millions of Aussies are set for some financial relief, with electricity costs set to drop by up to 7 per cent in the coming months. </p> <p>The Australian Energy Regulator (AER) and Victoria's Essential Services Commission (ESC) both released their draft default market offers - the maximum energy retailers are allowed to charge customers - for the 2024-25 financial year. </p> <p>Under the AER draft, residents in Sydney, Newcastle and the Hunter on the default offer will pay between 3 and 3.4 per cent less for electricity starting from July 1. </p> <p>The biggest drop is set for Victoria, with the ESC proposing a 6.4 per cent decrease. </p> <p>Those in Western Sydney, the Illawarra, and South Coast, will see their electricity bills decrease by 1.9 to 7.1 per cent. </p> <p>South Australians will receive a drop between 0.5 and 2.5 per cent. </p> <p>A number of small business customers will also benefit from lower power bill costs with 9.7 per cent for Sydney, Newcastle and the Hunter; 4.4 per cent for Western Sydney and the South Coast; 0.3 per cent for South-East Queensland; 8.2 per cent for South Australia; and 7 per cent for Victoria.</p> <p>Energy Minister Chris Bowen welcomed the news of lower power bill costs, but acknowledged that it will continue to play a part in the cost of living challenges faced by many Australians. </p> <p>"This is encouraging news," he said.</p> <p>"Encouraging for those small businesses and families who will receive lower energy bills as a result.</p> <p>"But nobody should suggest that there aren't real cost of living pressures around the world and in Australia, and energy prices are of course part of that and will continue to be."</p> <p>Not everyone will see a drop, with customers in the rest of regional NSW to get a small increase of 0.9 per cent, while the default offer for South East Queensland will increase by up to 2.7 per cent.</p> <p>While not all households are on the default offer, Bowen said that the AER's decision will also affect those not on the offer. </p> <p>"This either impacts directly or indirectly your energy bill," he said.</p> <p>"Directly for those on the default market offer. For those who aren't on the direct market offer, indirectly - the energy companies have to benchmark themselves against this, tell their consumers how they compare to this, and it provides very real pressure on them to match it.</p> <p>"If they don't, consumers will know about it and will make choices accordingly.</p> <p>"It's partly about those on the default market offer, but it actually impacts on all our bills indirectly."</p> <p>AER chair Clare Savage said that the cost of living crisis was the main contributor for their draft decision. </p> <p>"We know that economic conditions have put pressure on many Australians and the increases in electricity prices over the last two years has made energy less affordable for many households," she said. </p> <p>"In light of this, the AER has, in this decision, placed increased weight on protecting consumers." </p> <p>The draft decision is not final, with both the AER and ESC to receive consultation and feedback from stakeholders before confirming their default market offers in May.</p> <p><em>Image: Getty</em></p>

Money & Banking

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"My unexpected $223,000 overseas bill"

<p>Jeffrey Yates had just embarked on a once-in-a-lifetime holiday with his wife to celebrate their wedding anniversary.</p> <p>Instead, he ended up racking up a whopping $223,255 bill, the biggest claim his insurance company had seen during 2017.</p> <p>The 71-year-old from Western Australia said the pair’s much-anticipated trip had started off well.</p> <p>“The trip was a particularly special one as it was our 50th wedding anniversary, so it was something we’d been looking forward to for quite some time,” Mr Yates told <strong><span style="text-decoration: underline;"><a href="http://www.news.com.au/travel/travel-advice/health-safety/my-unexpected-223000-overseas-bill/news-story/94cd850899f9e1367bf6f3fb49621307">news.com.au.</a></span></strong></p> <p>“We started in Dubai, and then went over to Athens. From there, we jumped on a cruise from Athens to Barcelona.”</p> <p>But things soon took a turn when Jeffrey was struck with a series of illnesses while in Italy.</p> <p>“We were only a week in when my health started to deteriorate,” he said. “I contracted legionnaires’ disease and pneumonia which led to me discovering that I had emphysema on the trip.</p> <p>“The experience was quite scary and my wife and our two friends had to leave the cruise early to assist during my recovery.”</p> <p>He ended up in hospital for more than a month.</p> <p>“Within three days they’d dropped us off in Naples to see a specialist hospital, which led to 16 days in intensive care. This was followed by an extended stay in hospital.</p> <p>“All up, I was out of action for 47 days. After all was said and done, the total came to well over $220,000 … It was an extremely difficult situation.”</p> <p>Jeff says that while the couple always take out travel insurance, it was more for his wife who has ongoing health issues. He hadn’t anticipated he would need it.</p> <p>“It’s not something you think about, especially given how quickly those transportation and hospital bills can add up,” he said.</p> <p>“Of course, we were disappointed that such a long-awaited trip had been cut short, but we are grateful that it wasn’t worse and that we weren’t left out of pocket.”</p> <p>He says his experience show that all travellers need to protect themselves when travelling – as you really never know what could happen.</p> <p>Jeff still has ongoing health issues that he is being monitored for, including breathing issues for which he still requires oxygen.</p> <p><em>Images: Getty</em></p>

Travel Trouble

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How to avoid mobile phone bill horror stories when travelling

<p>"I'm sorry, calls to this number are not allowed, please try again later". This. Again. At 1am standing outside what I thought was our Galway Airbnb, but instead was a popular alley for Irish revellers to relieve themselves. Brilliant.</p> <p>After begging a convenience store manager, borrowing a phone and stealing some local wi-fi, we made it to bed before 3am (one-star rating for the Airbnb host, naturally). Such was the power of the phone company when you're on holiday, I still got pinged far-too-high amounts for calls and data used to attempt a check-in at the Irish abode.</p> <p>A reader recently contacted me wanting to avoid such a conundrum by asking for the best SIM cards available in Europe. Thankfully, EU law has recently shielded travellers from harsh cross-border roaming charges by ruling that providers cannot charge excessively for access to rival networks in fellow EU nations.</p> <p>You'll see the kiosks hawking pre-paid SIM packages at many major airports. If you want the dependability a SIM provides, assess your needs and shop around. </p> <p>Better yet, get to know your smartphone better and use the whole range of mobile apps that will soon make international call and text roaming redundant. Organising hotels, taxis, tours, dinner reservations as well as calling home and making your friends and colleagues jealous with holiday snaps can all be done with a wi-fi connections, which are readily available and far cheaper (if not free).</p> <p><strong>Avoid phone bill shock when you're away</strong></p> <ul> <li>Contact your mobile phone company rep about your destination and length of stay to see what add-ons and spending caps may be best.</li> <li>Only purchase local SIMs if you're in the country more than a week, have an unplanned itinerary or will have no free wi-fi at your accommodation.</li> <li>If you're on a per-day bundle, choose a few days to be on-the-grid and turn off your mobile data on other days.</li> <li>Go wi-fi only, in North American, Asian and European cities it's readily available.</li> <li>Embrace apps like Uber, Gett, WhatsApp, OpenTable and TripAdvisor to book taxis, call home and book restaurants and tours using hotel wi-fi and thus limiting calls.</li> </ul> <p><em>Image credit: Shutterstock</em></p> <p><em>Written by Josh Martin. Republished with permission of <a href="http://www.stuff.co.nz/" target="_blank" rel="noopener"><strong><span style="text-decoration: underline;">Stuff.co.nz</span></strong></a>.</em></p>

Travel Tips

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Energy bill relief to benefit just one Aussie demographic

<p>Nearly half a million older Australians will receive hundreds of dollars in energy bill relief as the federal government looks to battle rising power prices.</p> <p>Social Services Minister Amanda Rishworth revealed that all Commonwealth seniors health card holders will be given up to $500 per household.</p> <p>The 490,000-plus recipients will include an extra 16,320 people granted access to the card after the federal government introduced higher income thresholds for eligibility in November 2022.</p> <p>The new income limits are $90,000 for singles and $144,000 (combined) for couples.</p> <p>The government claimed this would benefit 52,000 older people by 2026-27.</p> <p>Rishworth explained the energy relief would be available from July 2023.</p> <p>The Australian Energy Regulator (AER) released its final determination on May 25, with a revised price increase higher than the March draft that saw a 20 to 22 per cent rise.</p> <p>AER chair Clare Savage said it had been a “difficult decision” but high wholesale energy costs continued to hike up retail prices.</p> <p>“No one wants to see rising prices, and we recognise this is a difficult time, that’s why it’s important for consumers to shop around for a better deal,” she said.</p> <p>Following the AER’s announcement, Opposition Leader Peter Dutton appeared on <em>Today</em> and said Prime Minister Anthony Albanese had “lied” to Australians about energy prices.</p> <p>“Let’s be very clear about it, he promised on 97 occasions your bill would go down by $275,” he told <em>Today</em> host Karl Stefanovic.</p> <p>“I think the government’s completely underestimating how much families and small businesses are hurting at the moment.”</p> <p>The bill comes shortly after the Australian Energy Regulator revealed electric prices were set to increase by 25 per cent for about 600,000 customers across three states from July 1.</p> <p>The federal government’s latest budget committed to $3 billion in financial support for those struggling to pay their power bill.</p> <p><em>Image credit: Shutterstock</em></p>

Money & Banking

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1 in 4 households struggle to pay power bills. Here are 5 ways to tackle hidden energy poverty

<p><a href="https://energyconsumersaustralia.com.au/news/how-increases-in-energy-prices-are-impacting-consumers#:%7E:text=Energy%2520affordability%2520is%2520not%2520just,in%2520the%2520past%252012%2520months.">One in four Australian households</a> are finding it hard to pay their gas and electricity bills. As winter looms, <a href="https://www.aer.gov.au/news-release/default-market-offer-2023%25E2%2580%259324-draft-determination">energy price rises</a> will make it even harder. Cold homes and disconnections resulting from energy poverty threaten people’s health and wellbeing.</p> <p><a href="https://www.acoss.org.au/wp-content/uploads/2023/03/ACOSS-cost-of-living-report2-March-2023_web_FINAL.pdf">Income support for welfare recipients</a> and retrofitting homes to make them more thermally efficient – by adding insulation, for example – can ease the burden. And when homes are not too cold or hot, <a href="https://theconversation.com/fuel-poverty-makes-you-sick-so-why-has-nothing-changed-since-i-was-a-child-living-in-a-cold-home-201787">people’s health benefits</a>. This in turn <a href="https://apo.org.au/node/319556">eases pressure on the public health system</a>.</p> <p>However, many people are missing out on assistance as programs often do not recognise their difficulties. Their energy vulnerability is hidden.</p> <h2>What forms does hidden energy poverty take?</h2> <p><a href="https://www.sciencedirect.com/science/article/pii/S2214629623000737">Our newly published study</a> has revealed six aspects of hidden energy vulnerability. These are:</p> <ol> <li> <p>underconsumption – households limit or turn off cooling, heating and/or lights to avoid disconnections</p> </li> <li> <p>incidental masking – other welfare support, such as rent relief, masks difficulties in paying energy bills</p> </li> <li> <p>some households disguise energy poverty by using public facilities such as showers or pooling money for bills between families</p> </li> <li> <p>some people conceal their hardship due to pride or fear of legal consequences, such as losing custody of children if food cannot be refrigerated because the power has been cut off</p> </li> <li> <p>poor understanding of energy efficiency and the health risks of cold or hot homes adds to the problem</p> </li> <li> <p>eligibility criteria for energy assistance programs may exclude some vulnerable households. For example, people with income just above the welfare threshold are missing out on energy concessions. Energy retailer hardship programs also ignore people who have voluntarily disconnected due to financial hardship.</p> </li> </ol> <h2>5 ways to help these households</h2> <p>Our studies suggest trusted intermediaries such as people working in health, energy and social services can play a vital role in identifying and supporting such households.</p> <p>First, energy efficiency and hardship initiatives may be <a href="https://www.rmit.edu.au/about/schools-colleges/property-construction-and-project-management/research/research-centres-and-groups/sustainable-building-innovation-laboratory/projects/care-at-home-system-improvements">integrated into the My Aged Care in-home care system</a>. Energy poverty risk identification, response and referral could be built into the national service’s assessment form. This could leverage existing client screening processes.</p> <p>The system’s front-line staff could connect at-risk householders with energy counsellors. These counsellors could help people access better energy contracts, concessions, home retrofits and appliance upgrade programs.</p> <p>A new Commonwealth “energy supplement” could help pay for essential energy-related home modifications. This would help avoid My Aged Care funds being diverted from immediate healthcare needs.</p> <p>Second, general practitioners and other health professionals could help identify energy vulnerability among patients with medical conditions of concern. They could also provide letters of support emphasising renters’ health-based need for air conditioners or heaters.</p> <p>Third, energy providers could use household energy data to identify those that seem to be under-consuming or are often disconnected. They could also identify those that are not on “best offer” deals. They could be proactive in checking struggling householders’ eligibility for ongoing energy concessions and one-off debt relief grants offered by states and territories.</p> <p>Energy providers could also make it easier for social housing providers to ensure concessions for tenants renew automatically.</p> <p>Fourth, local councils could use their data to identify at-risk householders. They might include those with a disability parking permit, discounted council rates or in arrears, on the social housing waiting list, Meals on Wheels clients and social housing tenants. Maternal and child health nurses and home and community care workers making home visits could call attention to cold or hot homes.</p> <p>Councils could employ in-house energy counsellors to provide assistance and energy literacy training. Council home maintenance teams could develop bulk-buying, insulation and neighbourhood retrofit programs.</p> <p>Strategies to reduce vulnerability to energy poverty should be part of municipal public health and wellbeing plans. Under these strategies, net-zero-carbon funds set up by states and local councils to reduce emissions could finance targeted housing retrofits.</p> <p>We also suggest setting up a central helpline to improve access to energy assistance via local referrals.</p> <p>Fifth, residential energy-efficiency programs could become more person-centric. For example, we already have <a href="https://www.homescorecard.gov.au/">Residential Efficiency Scorecard</a> audits to assess the thermal quality of a home. These audits could also explore whether concessions and better energy deals are available to the household.</p> <h2>Building capacity at all levels</h2> <p><a href="https://cur.org.au/cms/wp-content/uploads/2021/08/tackling-hidden-energy-final.pdf">Capacity-building strategies</a> are needed at all levels – individual, community and government – to overcome the <a href="https://www.sciencedirect.com/science/article/pii/S2214629623000737">challenges</a> of reducing energy poverty. Current obstacles include the competing priorities of service providers, lack of time and resources, and <a href="https://www.sciencedirect.com/science/article/abs/pii/S2214629622003553">poor co-ordination between siloed</a> programs and services.</p> <p>Access to essential energy services should be part of state and local governments’ strategic health plans. Housing, energy and health departments could work together to include housing retrofits in preventive health programs.</p> <p>A comprehensive approach is needed to overcome hidden energy poverty. It must include public education, integrated services and well-funded energy-efficiency programs. Regulatory reforms and ongoing funding are both needed to improve the availability of energy-efficient, affordable homes for tenants.</p> <p>Our suggested strategies start with improving the skills and knowledge of trusted intermediaries. Doctors, social workers, housing officers, community nurses and volunteers can play a central role. Using these front-line professionals to help identify and act on energy poverty offers a novel, cost-effective and targeted solution.</p> <p><em>This article originally appeared on <a href="https://theconversation.com/1-in-4-households-struggle-to-pay-power-bills-here-are-5-ways-to-tackle-hidden-energy-poverty-204672" target="_blank" rel="noopener">The Conversation</a>.</em></p> <p><em>Images: Getty</em></p>

Home Hints & Tips

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Dad’s horror at six-year-old’s massive bill

<p>A young boy from Michigan has learned a tasty lesson in money management.</p> <p>Six-year-old Mason Stonehouse had been playing on his dad’s phone when he discovered his soon-to-be favourite app - food delivery service Grubhub. </p> <p>After putting his son to bed, Mason’s father Keith was shocked to find delivery drivers began to frequent their doorstep, one after the other leaving something behind. Keith likened the strange evening to a<em> Saturday Night Live</em> skit, and in doorbell camera footage he could be heard asking one of the drivers “what the hell is going on?” </p> <p>A look at his phone confirmed that Mason had pulled off a parent’s nightmare - the boy had ordered almost $2,000 (AUD) of food from restaurants all across their town. </p> <p>Speaking with <em>TODAY.com</em>, Keith explained that the two were having father and son time in front of the TV when Mason asked to use Keith’s phone. Mason often uses his dad’s phone to play educational games, so Keith thought nothing of it, allowing Mason 30 minutes with the device. </p> <p>Keith recalled how Mason made his way downstairs to play, and went to bed without a fuss when his half hour was up. </p> <p>“A 6-year-old going to bed is not normally an easy thing but he was surprisingly really good,” he said. “There was no fight, no ‘I’m hungry’, or making up stuff to stay up. He just went to bed, and I was like, ‘Wow, this is amazing, I wish Mom was here to witness this’. And all of a sudden I hear the doorbell.”</p> <p>To various news outlets, Keith has mentioned how it was “car after car” that kept “coming and coming” to the family’s home in Chesterfield Township. In his own Facebook post about the incident, he shared Mason’s shopping list, telling his friends “if you’re hungry and you’re in the mood for 5 orders of jumbo shrimp, salad, grape leaves, rice, 3 hanis, several orders of chilli cheese fries, chicken shawarma sandwiches, and plenty of Ice cream - swing on by SMH.”</p> <p>Keith saw Mason’s delectable adventure to an end when his bank declined an order of $635 (AUD) for pepperoni pizza. As he told <em>Good Morning America</em>, this “would’ve been on top of the $1,000 worth of food that was piling in my kitchen.”</p> <p>This wasn’t even Mason’s first order of the evening from the same establishment - Happy’s Pizza for a happy Mason - with a sizable jumbo shrimp delivery already having made it to their doorstep. </p> <p><em>MLive.com </em>heard from Keith that he tried to speak to Mason about what had happened, but soon discovered that their priorities weren’t exactly aligned, “I was trying to explain to him that this wasn’t good and he puts his hand up and stops me and says, ‘Dad, did the pepperoni pizzas come yet?’”</p> <p>“I had to walk out of the room. I didn’t know if I should get mad or laugh,” he admitted. </p> <p>Whether the entire situation prompted more amusement or exasperation from the Stonehouses, they assured everyone that none of Mason’s bouncy went to waste, with the food going to their neighbours, and their phones well away from Mason’s sneaky shopping. </p> <p><em>Images: Facebook </em></p>

Money & Banking

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Aussies set for power bill relief just before Christmas

<p dir="ltr">The Albanese government has introduced a bill to help battling Aussies feel some relief during the ongoing cost of living crisis by bringing down the cost of unsustainable energy prices. </p> <p dir="ltr">Treasurer Jim Chalmers says Australians need “urgent, targeted, meaningful action” to take some of the sting out of the increasing power costs, which will be addressed through a new energy package to give households and small businesses some relief.</p> <p dir="ltr">MPs and senators were recalled to Canberra for a special session of parliament on Thursday to debate the government’s package, as it will now sail through both houses after Anthony Albanese secured the Senate support of the Greens, David Pocock, and the Jacqui Lambie Network. </p> <p dir="ltr">Opposition Leader Peter Dutton has confirmed the Coalition will not support the Bill, saying it would be “catastrophic” for Australian economic policy.</p> <p dir="ltr">Once passed, gas prices will be capped at $12 a gigajoule for 12 months, which the government says will slash power bills by about $230. </p> <p dir="ltr">The Queensland and NSW governments will also enforce a cap on coal for the same amount of time, at $125 a tonne.</p> <p dir="ltr">The package also includes $1.5 billion of additional relief to small businesses and some households.</p> <p dir="ltr">In introducing the Bill in the House on Thursday morning, Dr Chalmers said without urgent market intervention, retail gas prices were tipped to increase by a further 20 per cent and electricity prices by 36 per cent in the next financial year.</p> <p dir="ltr">“That’s why urgent action is needed … And when we vote today, every member of this place will make a choice,” he said. </p> <p dir="ltr">“To help Australians with rising energy bills – or to make it even harder for them.”</p> <p dir="ltr">“To save Australian jobs – or to surrender them. “</p> <p dir="ltr">“We choose to protect households and small businesses. We choose to defend our local industries. And we choose to save local jobs.”</p> <p dir="ltr"><em>Image credits: Getty Images</em></p>

Money & Banking

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Banksy: who should foot the bill to protect his work in public spaces?

<p>When a mural by artist Banksy <a href="https://www.bbc.co.uk/news/uk-wales-46617742">appeared on a garage wall</a> in Port Talbot, the building’s owner, Ian Lewis, had no idea just <a href="https://www.bbc.co.uk/news/uk-wales-46771722">how many people</a> would want to get a good look at it. The mural has attracted <a href="https://www.bbc.co.uk/news/uk-wales-46759349">thousands of visitors</a> and Lewis has been keen to <a href="https://www.bbc.co.uk/news/uk-wales-46617742">protect it</a>, by employing guards, and building a see-through covering over the work.</p> <p>But should there even be security on a piece of graffiti? After all, <a href="https://hyperallergic.com/38778/occupying-the-walls-graffiti-as-political-protest/">the essence of graffiti</a> is that it is temporary and subject to the possibility of being covered over with the next slogan or image. It has long been one of the means by which people can <a href="https://www.theguardian.com/cities/gallery/2017/may/17/writing-wall-political-graffiti-banksy-brexit-trump-in-pictures">make their views known</a> in a very public way without official sanction. It is a form of protest that visually takes up public space and asks for no endorsement and often no individual credit.</p> <p>The list of graffiti artists who have gained recognition in the contemporary art world is not a long one. Shepherd Fairey, who <a href="https://www.artic.edu/artworks/229396/barack-obama-hope-poster">designed the Obama “Hope” poster</a>, and <a href="https://www.theartstory.org/artist-basquiat-jean-michel.htm">Jean Michel Basquiat</a> are two of the most well known. Banksy himself has been quoted as saying that he never craved commercial success and that it’s actually <a href="https://www.villagevoice.com/2013/10/09/village-voice-exclusive-an-interview-with-banksy-street-art-cult-hero-international-man-of-mystery/">a mark of failure for a graffiti artist</a>. </p> <p>A lofty sentiment, but whether he wants it or not, the popularity of Banksy’s work is phenomenal. The pared down stencil style coupled with often highly astute political commentary and visual puns is easy to read. It is enough to satisfy even those for whom art should consist of a “proper picture of something”.</p> <p>It also lends itself very well to reproduction and copying. I actually have a mug emblazoned with Banksy style rats sitting on my desk as I write. This is what happens when an iconoclast becomes an icon. What started out as a practice that deliberately subverted the concept of art as an exclusive, costly investment, has now become just as commodified as the latest piece by <a href="https://www.theartstory.org/artist-hirst-damien.htm">Damien Hirst</a>.</p> <h2>Banksy’s bankability</h2> <p>I’m personally on the fence about some of Banksy’s more recent work. I’m completely on board with the political nature of the imagery and most definitely share a lot of his ideological sentiments, but there is a degree to which he is becoming a parody of himself. For example, while it’s easy to appreciate the point he was making with the recently auctioned self-destructing drawing “<a href="https://theconversation.com/banksy-i-was-in-the-room-when-his-painting-shredded-and-enhanced-his-brand-104660">Love is in the Bin</a>”, no one could convince me that he was unaware of the effect that the action would have on his bankability.</p> <p>Given he knows the impact his work can have, was it selfish of Banksy to impose this latest piece on the unsuspecting garage owner? Or was it an act of extreme philanthropy, bestowing on Port Talbot a gift that can be used either to benefit the individual or the community? He must have known that Lewis would be plagued with attention, and the inevitability of this imposed cultural responsibility must surely have at least crossed Banksy’s mind. </p> <p>Public art comes in many diverse forms, from the monumental statues commemorating historical figures, to the temporary and often illegal murals created by contemporary graffiti artists. My own practice is informed by an ethos of inclusion that places the nearby community at the centre of decisions about how it is created, themed and managed.</p> <p>Because of that philosophical background, I do find Banksy’s imposition of his work without regard for its effect on the local community to be irritatingly entitled. However, the <a href="https://www.theartstory.org/artist-banksy-artworks.htm">issues he highlights</a> such as the <a href="https://theartstack.com/artist/banksy/i-remember-when-all-this-was-trees">capitalist obsession with growth</a> over sustainability, and <a href="https://www.independent.co.uk/voices/banksy-port-talbot-graffiti-wales-michael-sheen-steel-pollution-environment-a8692821.html">industrial air pollution</a> are relevant and important to a much wider community, so I appreciate that by using his fame to draw attention to them he is carrying out a form of community service.</p> <p>The Welsh government <a href="https://www.walesonline.co.uk/news/wales-news/banksy-collector-willing-pay-six-15656998">has since confirmed</a> it will be taking over security for the Port Talbot artwork, and is discussing the future of the piece. Whether by design or because he just isn’t interested in how the work is used, it’s part of Banksy’s artistic practice to leave the work to the mercy of others when it’s complete. However, it could be argued that he could have used <a href="https://www.artspace.com/magazine/art_101/close_look/how-does-banksy-make-money-or-a-lesson-in-art-market-economics-55352">some of his own money</a> to help protect the work, and mitigate against any grief <a href="https://www.bbc.co.uk/news/uk-wales-46810787">he’s caused the garage owner</a>.</p> <p>I’d personally like to see the work sold, and the proceeds used to address some of the social and political issues that Banksy highlights with his work. It worked for Dennis Stinchcombe who, when a mural entitled Mobile Lovers appeared on the doorway of his Bristol youth club in 2014, sold the work and used the funds <a href="https://www.bbc.co.uk/news/uk-wales-46810787">to save the struggling organisation</a>. </p> <p>Whatever happens now, one thing is certain: Banksy certainly knows how to get his work in the news.</p> <p><em>Image credits: Getty Images</em></p> <p><em>This article originally appeared on <a href="https://theconversation.com/banksy-who-should-foot-the-bill-to-protect-his-work-in-public-spaces-109831" target="_blank" rel="noopener">The Conversation</a>. </em></p>

Art

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"Is this real?" Family in shock after Kate Winslet pays $30k power bill

<p>Kate Winslet has stepped in to help ease the financial strain on a hard-working family, who are full-time carers for their disabled daughter. </p> <p>Mum-of-four Carolynne Hunter started a <a href="https://www.gofundme.com/f/medical-care-for-freya-amid-the-energycrisis?qid=3ad717b05ab76c3332ad308b4e5d11ae" target="_blank" rel="noopener">GoFundMe</a> page to help pay for her electricity bill after they were warned by the council that their bill – normally already high at £6500 ($A11,500) a year – was going to almost triple to the eye-watering amount of £17,000 ($A30,000). </p> <p>Carolynne said her daughter Freya, 12, has severe cerebral palsy and chronic breathing problems, and relies on the oxygen machine to help her breathe.</p> <p>“Freya has the most beautiful smile,” Ms Hunter wrote in the GoFundMe. She said her daughter was “enriching our lives every day”.</p> <p>With the cost of living crisis reaching catastrophic levels in the UK, the family, who live in a council house in the Scottish town of Tillicoultry, didn’t know how they were going to afford the massive bills.</p> <p>“I have no way of reducing the usage of energy in our home,” the 49-year-old mum wrote. “My older daughter and I have historically lived in fuel poverty to keep Freya safe and comfortable making sure all her medical needs are being met whilst allowing me to keep my bills as low as possible. </p> <p>“We dread every winter in our cold home.”</p> <p>Carolynne got the shock of her life when her GoFundMe page raised the amount of money needed with one donation, with the $30,000 gift coming from "Kate Winslet and Family".</p> <p>The mum told <a title="www.bbc.com" href="https://www.bbc.com/news/uk-scotland-tayside-central-63599369">BBC Scotland</a> she “burst into tears” at the news that the actress had made the huge donation.</p> <p>“Our journey as family has been very traumatic and I just feel done at this point in my life,” she said.</p> <p>“When I heard about the money I just burst into tears – I thought it wasn’t even real. I’m still thinking is this real?”</p> <p><em>Image credits: GoFundMe / Getty Images</em></p>

Caring

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Energy companies warn of further jump in power bills

<p>Energy company bosses have warned cost of living pressures will increase, with power bills set to soar by 35 percent by next year. </p> <p>"Next year, using the current market prices, tariffs are going up a minimum 35 percent," Alinta Energy chief executive Jeff Dimery told The Australian Financial Review's Energy &amp; Climate Summit.</p> <p>The summit was told that tight supply issues and Russia's invasion of Ukraine have put pressure on wholesale prices and international commodity markets.</p> <p>The early closure of coal-fired power stations is also creating a rocky transition to renewable energy, bumping up power bills. </p> <p>Under the predicted 35 percent rise by 2023, the average quarterly power bill in South Australia would be $514, in New South Wales $480 and for Victorian consumers $430.</p> <p>This predicted rise is another blow to Aussies struggling with cost of living pressures, after there was an increase of up to 18 per cent in household tariffs on July 1st. </p> <p>The winter prices were increased due to the war in Ukraine, and the resounding pressure on the global energy market. </p> <p>Climate Change and Energy Minister Chris Bowen told the conference that transitioning to renewables remains the best way of bringing down power costs and household bills.</p> <p>Labor pledged its policies would result in power prices falling by 2025 during this year's federal election campaign.</p> <p><em>Image credits: Getty Images</em></p>

Money & Banking

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7 tricks to use less phone data – and lower your phone bill

<p><strong>Turn off background app refresh</strong></p> <p><img src="https://oversixtydev.blob.core.windows.net/media/2022/10/01-background-simple-ways-use-less-data-770.jpg" alt="" width="770" height="514" /></p> <p>When this feature is enabled, your apps are constantly refreshing so that they can show you the most recent content when opened. This includes email synching, weather widgets updating, and feeds refreshing. For the iPhone: Turn off the background app refresh by going to Settings &gt; General &gt; Background App Refresh. For Android: Go to Settings &gt; Data Usage &gt; Restrict app background data. This will allow you to turn the feature off for all apps or you can pick and choose which ones you want to turn off.</p> <p><strong>Disable apps that use a lot of data</strong></p> <p><strong><img src="https://oversixtydev.blob.core.windows.net/media/2022/10/02-disable-simple-ways-use-less-data-770.jpg" alt="" width="770" height="514" /></strong></p> <p>There are certain apps that use more data than others, whether you use them frequently or not. For ones that you don’t use often, turn off cellular data. For the iPhone: Go to Settings &gt; Cellular &gt; then under “Use Cellular Data For” switch certain apps to off.</p> <p><strong>Turn off app updates</strong></p> <p><img src="https://oversixtydev.blob.core.windows.net/media/2022/10/03-updates-simple-ways-use-less-data-770.jpg" alt="" width="770" height="514" /></p> <p>If your apps update automatically your phone will start the download whether you are connected to Wi-Fi or not. To turn this off on an iPhone, go to Settings &gt; iTunes &amp; App Stores &gt; turn off Use Cellular Data. For an Android, go to Settings &gt; under General click Auto-update apps &gt; Auto-update apps over Wi-Fi only. Then, your apps will only update when you are connected to Wi-Fi.</p> <p><strong>Turn off Wi-Fi assist</strong></p> <p><img src="https://oversixtydev.blob.core.windows.net/media/2022/10/04-wifi-simple-ways-use-less-data-770.jpg" alt="" width="770" height="514" /></p> <p>Wi-Fi assist automatically uses your cellular data when the Wi-Fi signal is poor. To disable Wi-Fi assist for an iPhone go to Settings &gt; Cellular &gt; turn off Wi-Fi Assist.</p> <p><strong>Turn off iCloud drive</strong></p> <p><strong><img src="https://oversixtydev.blob.core.windows.net/media/2022/10/05-icloud-simple-ways-use-less-data-770.jpg" alt="" width="770" height="514" /></strong></p> <p>When iCloud is enabled it is constantly moving documents in and out of the cloud. Use less cell phone data by turning iCloud off. To do this on the iPhone got to Settings &gt; iCloud &gt; turn off iCloud Drive.</p> <p><strong>Download music</strong></p> <p><img src="https://oversixtydev.blob.core.windows.net/media/2022/10/06-download-simple-ways-use-less-data-770.jpg" alt="" width="770" height="514" /></p> <p>When you are on the go, streaming music, podcasts, or videos can really eat away at your data. Both the iPhone and Android phones let you restrict these apps to Wi-Fi only. Turning this setting on will force you to download them when connected to a Wi-Fi network and then allow for data free listening on the move.</p> <p><strong>Turn off cellular data completely</strong></p> <p><strong><img src="https://oversixtydev.blob.core.windows.net/media/2022/10/07-turn-simple-ways-use-less-data-770.jpg" alt="" width="770" height="514" /></strong></p> <p>If you know that you are about to reach you data limit or are saving it for the road trip you have coming up, you can simply turn off cellular data. This way, no data will be used, and certain apps will only work if you are connected to a Wi-Fi network.</p> <p><em><span id="docs-internal-guid-a9e22df5-7fff-1897-03fe-9c3a3e5e32d8">Written by M</span></em><em>organ Cutolo</em><em>. This article first appeared in <a href="https://www.readersdigest.com.au/culture/7-tricks-to-use-less-phone-data-and-lower-your-phone-bill" target="_blank" rel="noopener">Reader’s Digest</a>. For more of what you love from the world’s best-loved magazine, <a href="http://readersdigest.innovations.com.au/c/readersdigestemailsubscribe?utm_source=over60&amp;utm_medium=articles&amp;utm_campaign=RDSUB&amp;keycode=WRA87V" target="_blank" rel="noopener">here’s our best subscription offer.</a></em></p> <p><em>Images: </em><em>NICOLE FORNABAIO/RD.COM</em></p>

Technology

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Labor’s climate change bill is set to become law – but 3 important measures are missing

<p>Labor’s climate change bill was <a href="https://www.afr.com/policy/energy-and-climate/climate-bill-all-but-certain-after-pocock-reiterates-support-20220906-p5bftz" target="_blank" rel="noopener">poised</a> to pass the Senate after the government agreed to <a href="https://www.davidpocock.com.au/climate_bills_and_jobs_skills_consultation" target="_blank" rel="noopener">amendments</a> proposed by independent senator David Pocock to improve accountability and transparency.</p> <p><a href="https://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/Bills_Search_Results/Result?bId=r6885" target="_blank" rel="noopener">The law</a> would set a national emissions target for 2030 and define a process to ratchet it up over time, as well as enshrining the goal of net-zero emissions by 2050. The independent <a href="https://www.climatechangeauthority.gov.au/" target="_blank" rel="noopener">Climate Change Authority</a> will recommend future targets. These are sound and useful elements and will serve Australia’s climate policymaking well.</p> <p>Yet three important elements are not in the bill: a long-term roadmap, securing the future of the Climate Change Authority, and measures for a proper national conversation on our journey to net-zero emissions. And the 43% emissions reduction target should be considered only a starting point.</p> <h2>Is 43% emissions reduction enough?</h2> <p>The bill mandates that Australia reduce its greenhouse gas emissions by 43% by 2030, compared to 2005 levels. Labor took that target to the federal election and has been unwilling to negotiate on it since winning office.</p> <div data-id="17"> </div> <p>Is a 43% reduction in Australia’s emissions adequate in the context of the Paris Agreement?</p> <p>There is no single objective yardstick for which country should do how much towards a global goal. And the trajectory of global emissions after 2030 – as well as before – matters greatly for longer-term global warming.</p> <p>But an assessment is nevertheless possible, and it suggests that strengthening the target, perhaps by a lot, would be appropriate.</p> <p>Emissions reductions <a href="https://www.ipcc.ch/site/assets/uploads/2022/04/IPCC_AR6_WGIII_PressRelease_English.pdf" target="_blank" rel="noopener">in this broad range</a> are what’s needed globally to limit warming to 2℃ compared to pre-industrial levels.</p> <p>But high-income, high-emitting countries – Australia prominent among them – are rightfully expected to reduce their carbon footprint more quickly than developing countries, or countries where the economy is already relatively low-carbon.</p> <p>What’s more, the effort needed by Australia to meet the 43% target is less than that required by many other countries. This is due to <a href="https://www.dcceew.gov.au/climate-change/publications/australias-emissions-projections-2021" target="_blank" rel="noopener">reductions</a> in emissions from the land use and forestry sector more than a decade ago, and because we have <a href="https://ideas.repec.org/p/een/camaaa/2021-78.html" target="_blank" rel="noopener">lots of opportunities</a> to cut emissions easily.</p> <p><a href="https://ccep.crawford.anu.edu.au/sites/default/files/uploads/ccep_crawford_anu_edu_au/2021-10/afr_energy-climate_keynote_jotzo_oct2021.pdf" target="_blank" rel="noopener">Big further reductions</a> can be made by accelerating the shift from coal to renewables, better energy efficiency, electrifying transport, and cleaner processes in industry and agriculture.</p> <p>An Australian reduction of the present order is definitely incompatible with limiting global warming to 1.5℃ – the global aspiration for limiting climate change. And it would be a contortion to argue it’s somehow in line with “well below 2℃”, the Paris Agreement’s <a href="https://www.climatecollege.unimelb.edu.au/files/site1/docs/%5Bmi7%3Ami7uid%5D/ClimateTargetsPanelReport.pdf" target="_blank" rel="noopener">long-term goal</a>.</p> <p>All that said, a 43% emission reduction target improves a lot on the previous government’s target. And enshrining it in law sends an important message. It makes zero-emissions options much more investable, and signals internationally that Australia is back on climate change action.</p> <h2>A trajectory to net-zero</h2> <p>Attention will soon shift to Australia’s 2035 emissions target. The bill commits the <a href="https://www.climatechangeauthority.gov.au/" target="_blank" rel="noopener">Climate Change Authority</a> to recommend that target, and new targets every five years from then on.</p> <p>If the government of the day does not accept that advice, it will need to explain its dissent to parliament. That is good process.</p> <p>But Australia also needs to plot a forward trajectory beyond the next five-year period, because the investments that matter most are made on longer timescales.</p> <p>Such “roadmapping” would shed light on questions such as:</p> <ul> <li> <p>what are the indicative targets for 2040 and beyond, on the way to net-zero emissions?</p> </li> <li> <p>what might be the balance between remaining greenhouse gas emissions and removing emissions from the atmosphere, whether through forests and land-based carbon, or technological solutions?</p> </li> </ul> <p>The Climate Change Authority may choose to do such an analysis, mapping out scenarios and possible trajectories. But such advice would have stronger standing if there was a legal requirement for it.</p> <h2>Securing the Climate Change Authority</h2> <p>The bill puts the Climate Change Authority centre stage, but it doesn’t make sure it will always be properly equipped to do its job.</p> <p>A future government might not like to hear a strong independent voice, and could quieten it by starving it. It’s happened before, following the Abbott government’s attempt to <a href="https://www.theguardian.com/environment/2014/dec/08/abbott-government-accused-of-trying-to-set-up-climate-change-talks-for-failure" target="_blank" rel="noopener">abolish</a> the authority.</p> <p>The Climate Change Authority needs to run a deeply inclusive and very extensive consultation process for future recommendations on the target. Not just roundtables and submissions to a website, but a really big effort to take the analysis to groups right across Australian society and take their views into account.</p> <p>Let’s hope this and future governments will give their political backing for an inclusive process, and fund the authority to do so.</p> <h2>A proper national conversation</h2> <p>In any case, Australia needs a national long-term emissions reduction strategy. It should answer questions such as:</p> <ul> <li> <p>what will the shift to net-zero emissions mean for our economy, both nationally and regionally?</p> </li> <li> <p>what needs to be done to prepare for the changes, maximise the upsides and deal with the downsides?</p> </li> </ul> <p>Such a strategy must be much more than just another report based on modelling with some stakeholder discussions along the way. What’s needed is a proper national conversation about how we tackle the transition to net-zero emissions.</p> <p>This would bring out all available information and the many different perspectives, opportunities and vulnerabilities. It requires people coming together to really understand the issues and, where possible, to forge agreement.</p> <p>That conversation should involve all major groups: businesses and business associations, non-government organisations, unions, community leaders, youth groups and so forth. The research sector would provide data and analysis, and the media would make the debate a public one, in many formats and dimensions.</p> <p>Governments at all levels would be involved – but they would not control the process.</p> <p>Some political instincts run against such truly open processes. But they’re essential – and the climate change bill doesn’t directly provide for them.</p> <p><strong>This article originally appeared on <a href="https://theconversation.com/labors-climate-change-bill-is-set-to-become-law-but-3-important-measures-are-missing-190102" target="_blank" rel="noopener">The Conversation</a>.</strong></p> <p><em>Image: Shutterstock</em></p>

Legal

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"He was harassed": Woman tells how son took his life over incorrect Robodebt bill

<p>Jenny Miller has shared the heart-breaking story of how her son Rhys was driven to suicide after relentless "harassment" to pay back a $28,000 Centrelink bill that was dished out under the Robodebt scheme.</p> <p>Rhys Cauzzo, a florist from Melbourne, was just 27-years-old when he took his life on Australia Day in 2017 after he was wrongly billed for the debts he didn't owe. </p> <p>Rhys was just one of over 2,000 Australians who died after received a hefty debt notice under the controversial scheme, which raised over $1billion in debts against 443,000 Australians. </p> <p>Speaking with Nat Barr on <em>Sunrise</em>, Jenny shared the devastating moment she was informed of her son's death. </p> <p>"The police came to our place on the Sunshine Coast early in the morning to tell us that he had passed," she said on Friday.</p> <p>"I arranged to fly down immediately and I found obvious signs of him being under the stress financially."</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">The families of Robodebt victims are hopeful a royal commission will deliver justice after the scheme unlawfully claimed almost $2 billion in payments from Aussies. Jenny Miller's son Rhys took his own life after he was incorrectly told he owed Centrelink $28,000. <a href="https://t.co/eQ9bkj8RAm">pic.twitter.com/eQ9bkj8RAm</a></p> <p>— Sunrise (@sunriseon7) <a href="https://twitter.com/sunriseon7/status/1562921013217996801?ref_src=twsrc%5Etfw">August 25, 2022</a></p></blockquote> <p>"There were pictures of him holding a gun to his head and dollar signs coming out of his brain."</p> <p>Ms Miller said before her son took his own life he "got virtually daily" letters and phone calls from debt collectors Dun &amp; Bradstreet.</p> <p>"He was harassed, he was not given the opportunity to speak to anyone at Centrelink," she said. </p> <p>"They just said ''no, you have to sort out.'"</p> <p>"It was the icing on the cake for him."</p> <p>Jenny went on to thank both Bill Shorten and Anthony Albanese for sticking to Labor's election promise to <a href="https://oversixty.com.au/finance/money-banking/pm-launches-probe-into-unlawful-robodebt-scheme" target="_blank" rel="noopener">launch a royal commission</a> into the "unlawful" scheme, which was announced earlier this week. </p> <p>"Obviously, we are still hoping to get some accountability. I have been fighting this for nearly six years and it is time that there was some answers," she said.</p> <p>During the election campaign, the Prime Minister described the Robodebt scheme as a “human tragedy, wrought by (the Coalition) government."</p> <p>“Against all evidence, and all the outcry, the government insisted on using algorithms instead of people to pursue debt recovery against Australians who in many cases had no debt to pay,” Albanese said.</p> <p><em>Image credits: Sunrise </em></p>

News

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Simple tricks to reduce your winter energy bills

<p>It’s that time of the year when the temperature drops and your energy bills start to go in the opposite direction – up! Stay warm and reduce your bills with these simple tricks to help you save energy.</p> <p>Winter is a time when we love to hibernate at home and stay toasty warm but the impact this can have on the electricity bill can be enormous. Having said that, it’s possible to stay warm and reduce the chill on your hip pocket with smart ways of keeping your home and yourself warm during winter.</p> <p><strong>Rug up</strong><br />An easy way to save electricity and stay warm in winter is to put on suitable clothing. A big woolly jumper, warm pants and indoor slippers are not only comfortable for relaxing around the home, they’ll also keep you toasty warm. While you don’t have to resort to wearing a big coat or jacket inside your own home, it’s a good idea to put on an extra couple of layers and save having to switch on the heater. However, don’t endure being cold for the sake of not putting on your heater. Find what works for you, as long you’re comfortable and warm.</p> <p><strong>Seal your home</strong><br />Chilly draughts from poorly sealed windows and doors can be both a nuisance and account for a big percentage of heat loss from naturally insulated rooms or the heater. Keep the heat inside by sealing any gaps and cracks in external walls, floors and the ceiling. You can seal external doors with draught stoppers or those classic door snakes at the bottom of doors, and install weather stripping around the frames.</p> <p><strong>Load up on blankets</strong><br />Who needs an electric blanket when you can add any number of layers to your bed? It can be duvets, doonas, quilts and comforters, just keep layering until your bed is a warm haven. A good tip is when you’re about to go to bed, to get the same instant warmness as an electric blanket, heat a hot water bottle and pop it between the sheets. While it won’t heat the entire bed evenly, it can make the bed feel warmer while your body adjusts to the enclosed space.</p> <p><strong>Let the sun in</strong><br />Winter can sometimes offer up a surprise in the form of a clear blue sky and some warming sunlight. When it does, open up the windows and doors (if there’s no cool breeze) and allow the natural rays to heat your home naturally.</p> <p><strong>Shop around for energy providers</strong><br />This is the best way to make sure you’re getting a good deal on your energy usage. Depending on what state you live in, you should be able to find a range of energy retailers offering competitive prices for their services.</p> <p><em>Image: Getty Images</em></p>

Money & Banking

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Why bulk billing may be on the verge of collapse

<p dir="ltr">If you’ve noticed that trips to the doctor are getting more expensive, you’re not the only one.</p> <p dir="ltr">With a continuing decline in the number of local GPs, a shortfall of doctors trained overseas arriving in Australia, rising operating costs and plummeting revenue from Medicare rebates, many clinics have been left with no other choice than to start charging fees, including those who need their services most.</p> <p dir="ltr">Over the past decade, the average out-of-pocket expenses for GP services have risen by 60 percent, as reported by <em><a href="https://www.dailymail.co.uk/news/article-11081047/Australian-GPs-say-bulk-billing-brink-collapse.html" target="_blank" rel="noopener">The Daily Mail</a></em>.</p> <p dir="ltr">As a result, a growing number of GPs are starting to advise their patients that they can no longer bulk-bill, a practice the Royal Australian College of General Practitioners vice-president Bruce Willett says is no longer sustainable.</p> <p dir="ltr">“It’s now got to the point where practices can no longer sustain bulk billing,” he told The Australian.</p> <p dir="ltr">Director Peter Stratmann said bulk billing no longer being a viable option has resulted in the sector heading to the brink of collapse, with clinics closing and a need to charge fees to make ends meet.</p> <p dir="ltr">“We've seen practices having to close and increasingly in the last number of weeks we've seen practices impose private billing fees, because otherwise they won't make it,”  Dr Stratmann said. </p> <p dir="ltr">“They just can't make ends meet without imposing some private fees.”</p> <p dir="ltr">Dr Stratmann admitted that this will put pensioners in a difficult position and that he fears they will overwhelm the hospital system for non-urgent care.</p> <p dir="ltr">In 2021, almost nine out of ten GP visits in Australia were bulk billed with no out-of-pocket expenses for the patient, with GP bulk billing rates growing to a record high of 88.4 percent in the December quarter according to Medicare data.</p> <p dir="ltr">The news comes just days after health minister Mark Butler addressed the issues facing primary care at the annual Australasian Medical Association conference, saying it is in “worse shape than it’s been in the entire Medicare era”.</p> <p dir="ltr">“It's hard enough to get a GP right now and we know that the current generation of older GPs are pretty exhausted, particularly over the last two and a half years, and we just do not have the pipeline coming through,”  Mr Butler said.</p> <p dir="ltr">'It is probably the most terrifying trend that I see in primary care.'</p> <p dir="ltr">As part of its commitment to general practice, the federal government has established the Strengthening Medicare Taskforce, boosted by a $750 million Strengthening Medicare fund.</p> <p><span id="docs-internal-guid-8a4eaa76-7fff-8b93-4b86-3e4ae2dcce49"></span></p> <p dir="ltr">“The government is committed to ensuring Australians get the care they need, when they need it and without worrying about the cost,” Mr Butler said.</p> <p dir="ltr"><em>Image: Getty Images</em></p>

Caring

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Woman “harassed” over previous tenant’s 78 cent bill

<p dir="ltr">A furious Sydney has slammed energy provider Dodo for “harassing” her over an unpaid energy bill belonging to the previous tenant. </p> <p dir="ltr">Since moving into her new rental apartment just two months ago, she has received several urgent notices concerning the “outrageous debt” of just 78 cents. </p> <p dir="ltr">“Who the f*** is running this company?” she wrote in a fuming post to Facebook on Friday, answering her own question, “A pack of f**kin dodos”.</p> <p dir="ltr">“I’ve been in this apartment two months, this is the third – that’s THREE – letter of demand for the outrageous debt of 78 cents owed by the former tenant,” she wrote.</p> <p dir="ltr">The woman then speculated that it cost the energy provider more than the amount owing on the bill to send the letters in the first place. </p> <p dir="ltr">“It’s cost them a sh**tonne more than that in postal costs, let alone the wages of the person I gave an ear bashing to,” she wrote, instructing the company to “bog off”.</p> <p dir="ltr">She then included a photo of the bill in question, which read, “This notice is to advise you that your final electricity amount remains unpaid and is overdue, as a result of your Pay on Time discount has been removed and the total amount of $00.78 is now overdue.”</p> <p dir="ltr">The company’s persistence caused many online to react in a similar way to the recipient of the letter, with many in disbelief at why they don’t just let it go.</p> <p dir="ltr">The woman clarified in a comment she called Dodo after receiving the invoice for a second time, but it seemed her effort had been wasted. </p> <p dir="ltr">“I have called them after the second letter to inform them the dude was no longer living here. They wanted to know my name … and eventually said they’d fix it up,” she wrote.</p> <p dir="ltr">“Maybe they thought they’d give it one last go – after all, it’s the princely sum of 78 cents at stake! Next time I will demand a recompense.”</p> <p dir="ltr"><em>Image credits: Facebook</em></p>

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